Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi SQ5? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi SQ5 insurance facts

  • Average full coverage auto insurance premium: $192/month

  • Most affordable companies: Auto-Owners ($176/month) & Progressive ($188/month)

  • SQ5 car insurance cost vs. average rate: $76 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi SQ5 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi SQ5 insurer costs by state:

Risk factors affecting Audi SQ5 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi SQ5 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average SQ5 repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi SQ5’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi SQ5

Cheapest Insurance CompaniesAverage Annual Cost
Allied$3717
Allstate$2914
American Family$2604
Amica$3912
Auto-Owners$2135
Direct Auto$2654
Erie$2333
Farmers$2519
GEICO$2349
Mercury$2735
MetLife$3468
Nationwide$2419
Progressive$2259
Safe Auto$3349
State Farm$2487
Tennessee Farmers$2697
Travelers$3154
USAA$2319

Compare all 2021 Audi SQ5 rates

Average Cost to Insure Per Year

$2305

List Price

$52900

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige with ENGINE: 3.0L/349-hp/369-lb-ft turbo DOHC 24-valve V-6 and 8 Speed Auto Transmission - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2020 Audi SQ5

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2814
American Family$2356
Auto-Owners$2116
Erie$2249
Farmers$2354
GEICO$2234
Mercury$2549
MetLife$3450
Nationwide$2291
Progressive$2180
Safe Auto$3312
State Farm$2321
Tennessee Farmers$2480
Travelers$3024
USAA$2204
Vermont Mutual$3314

Compare all 2020 Audi SQ5 rates

Average Cost to Insure Per Year

$2295

List Price

$52900

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige with ENGINE: 3.0L/349-hp/369-lb-ft turbo DOHC 24-valve V-6 and 8 Speed Auto Transmission - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi SQ5

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2777
American Family$2499
Auto-Owners$2035
Direct Auto$2603
Erie$2172
Farmers$2415
GEICO$2216
MetLife$3316
Nationwide$2284
Progressive$2083
Safe Auto$3129
State Farm$2316
Tennessee Farmers$2518
Travelers$2815
USAA$2154
Vermont Mutual$3254

Compare all 2019 Audi SQ5 rates

Average Cost to Insure Per Year

$2287

List Price

$52400

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige with ENGINE: 3.0L/349-hp/369-lb-ft turbo DOHC 24-valve V-6 and 8 Speed Auto Transmission - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2018 Audi SQ5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1480
Acuity$ 1480
Allied$ 1490
Allied$ 1490
Country$ 1627
Country$ 1627
Erie$ 1552
Erie$ 1552
Mercury$ 1580
Mercury$ 1580
Nationwide$ 1541
Nationwide$ 1541
Plymouth Rock Insurance$ 1598
Plymouth Rock Insurance$ 1598
Progressive$ 1433
Progressive$ 1433
State Farm$ 1713
State Farm$ 1713
Tennessee Farmers$ 1272
Tennessee Farmers$ 1272
USAA$ 1720
USAA$ 1720
Vermont Mutual$ 1525
Vermont Mutual$ 1525

Compare all 2018 Audi SQ5 rates

Average Cost to Insure Per Year

$ 1907

List Price

$ 54300

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige

2016 Audi SQ5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1448
Acuity$ 1448
Allied$ 1530
Allied$ 1530
Country$ 1555
Country$ 1555
Erie$ 1353
Erie$ 1353
Mercury$ 1518
Mercury$ 1518
Nationwide$ 1589
Nationwide$ 1589
Plymouth Rock Insurance$ 1486
Plymouth Rock Insurance$ 1486
Progressive$ 1541
Progressive$ 1541
Tennessee Farmers$ 1244
Tennessee Farmers$ 1244
Texas Farm Bureau$ 1158
Texas Farm Bureau$ 1158
USAA$ 1508
USAA$ 1508
Vermont Mutual$ 1432
Vermont Mutual$ 1432

Compare all 2016 Audi SQ5 rates

Average Cost to Insure Per Year

$ 1576

List Price

$ 53300

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige

2014 Audi SQ5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1340
Acuity$ 1340
Allied$ 1501
Allied$ 1501
Country$ 1490
Country$ 1490
Erie$ 1178
Erie$ 1178
Mercury$ 1474
Mercury$ 1474
Plymouth Rock Insurance$ 1424
Plymouth Rock Insurance$ 1424
Progressive$ 1497
Progressive$ 1497
State Farm$ 1578
State Farm$ 1578
Tennessee Farmers$ 1282
Tennessee Farmers$ 1282
Texas Farm Bureau$ 1086
Texas Farm Bureau$ 1086
USAA$ 1328
USAA$ 1328
Vermont Mutual$ 1274
Vermont Mutual$ 1274

Compare all 2014 Audi SQ5 rates

Average Cost to Insure Per Year

$ 1450

List Price

$ 51900

Trims Available

3.0T quattro Premium Plus - 3.0T quattro Prestige