Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Audi TT RS? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Audi TT RS insurance facts

  • Average full coverage auto insurance premium: $260/month

  • Most affordable companies: USAA ($207/month) & Auto-Owners ($216/month)

  • TT RS car insurance cost vs. average rate: $94 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Audi TT RS by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Audi TT RS insurer costs by state:

Risk factors affecting Audi TT RS car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Audi TT RS car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Audi models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Audi Luxury Automobile Brand

Audi is a German automobile manufacturer owned by Volkswagen Group, producing luxury vehicles for the United States market. The target market of Audi is the affluent class of modern urban consumers. All of Audi’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Q5, A3, A6, and the Q7 are their most popular vehicles.

Higher than average TT RS repair costs equal higher coverage rates

Audi is a luxury brand in the United States market. Many consumers are attracted to the Audi luxury, comfort, safety, and driver-assist technologies, like Audi’s Pre-Sense Systems. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing an Audi is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Audi’s are going to have higher than average car insurance rates to similar vehicles in its class.

Rapid depreciation for Audi TT RS’s affecting auto policies

Another factor to consider for Audi’s, is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Audi models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Audi’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Audi models. The A3, A6, and Q3 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Audi top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 Audi TT RS

Cheapest Insurance CompaniesAverage Annual Cost
Allied$3942
Allstate$3312
American Family$3062
Amica$4158
Auto-Owners$2549
Direct Auto$3123
Erie$2746
Farmers$3040
GEICO$2765
Mercury$3204
MetLife$3854
Nationwide$2827
Progressive$2642
Safe Auto$3461
State Farm$2892
Tennessee Farmers$3127
Travelers$3328
USAA$2486

Compare all 2021 Audi TT RS rates

Average Cost to Insure Per Year

$3128

List Price

$72500

Trims Available

2.5T quattro with Seven-speed S tronic dual-clutch transmission and quattro all-wheel drive with 394 HP, 20" Sport 7-spoke high-gloss anthracite forged design wheels RS-tuned Audi magnetic ride and red brake calipers Black Optic package Leather/Alcantara-wrapped flat-bottom sport steering wheel with shift paddles and RS badging Front S sport seats in Fine Nappa leather with honeycomb stitching and RS embossing with Adaptive cruise control with Traffic jam assist pre sense systems collision avoidance system

2020 Audi TT RS

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$3267
American Family$3058
Auto-Owners$2519
Erie$2687
Farmers$3022
GEICO$2719
Mercury$3154
MetLife$3784
Nationwide$2753
Progressive$2614
Safe Auto$3325
State Farm$2865
Tennessee Farmers$3094
Travelers$3245
USAA$2648
Vermont Mutual$3375

Compare all 2020 Audi TT RS rates

Average Cost to Insure Per Year

$2967

List Price

$67600

Trims Available

2.5T quattro with Seven-speed S tronic dual-clutch transmission and quattro all-wheel drive with 394 HP - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2019 Audi TT RS

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$3129
American Family$3021
Auto-Owners$2514
Direct Auto$3054
Erie$2640
Farmers$2971
GEICO$2687
MetLife$3648
Nationwide$2713
Progressive$2580
Safe Auto$3249
State Farm$2842
Tennessee Farmers$3028
Travelers$3178
USAA$2612
Vermont Mutual$3365

Compare all 2019 Audi TT RS rates

Average Cost to Insure Per Year

$3065

List Price

$67895

Trims Available

2.5T quattro with Seven-speed S tronic dual-clutch transmission and quattro all-wheel drive with 394 HP, 20" Sport 7-spoke high-gloss anthracite forged design wheels RS-tuned Audi magnetic ride and red brake calipers Black Optic package Leather/Alcantara-wrapped flat-bottom sport steering wheel with shift paddles and RS badging Front S sport seats in Fine Nappa leather with honeycomb stitching and RS embossing with Adaptive cruise control with Traffic jam assist pre sense systems collision avoidance system

2018 Audi TT RS

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1984
Acuity$ 1984
Allied$ 1092
Allied$ 1092
Arbella$ 2180
Arbella$ 2180
Erie$ 1733
Erie$ 1733
Mercury$ 2022
Mercury$ 2022
Plymouth Rock Insurance$ 1615
Plymouth Rock Insurance$ 1615
Progressive$ 2327
Progressive$ 2327
Southern Farm Bureau$ 2330
Southern Farm Bureau$ 2330
State Farm$ 2185
State Farm$ 2185
Tennessee Farmers$ 1674
Tennessee Farmers$ 1674
USAA$ 2061
USAA$ 2061
Vermont Mutual$ 2235
Vermont Mutual$ 2235

Compare all 2018 Audi TT RS rates

Average Cost to Insure Per Year

$ 2907

List Price

$ 64900

Trims Available

2.5T quattro

2017 Audi TT RS

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2690
Allstate$2541
American Family$2317
Country Financial$2536
Erie$1935
GEICO$1835
Kentucky Farm Bureau$2649
Liberty Mutual$2015
Mercury$2500
Nationwide$2134
Progressive$1877
State Farm$1898
Tennessee Farmers$2490
Texas Farm Bureau$2268
The Hanover$2674
Travelers$2544

Compare all 2017 Audi TT RS rates

Average Cost to Insure Per Year

$2355

List Price

$64900

Trims Available

2.5T quattro with Seven-speed S tronic dual-clutch transmission and quattro all-wheel drive with 394 HP - with safety features - Electronic Stability Control (ESC) with secondary collision brake assist and traction control (ASR) - Audi pre sense front with pedestrian protection - Driver and front-passenger advanced airbags - with Bluetooth wireless technology preparation with streaming audio for compatible devices

2013 Audi TT RS

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1552
Acuity$ 1552
Allied$ 1320
Allied$ 1320
Arbella$ 1820
Arbella$ 1820
Erie$ 1373
Erie$ 1373
Mercury$ 1863
Mercury$ 1863
Nationwide$ 1583
Nationwide$ 1583
Plymouth Rock Insurance$ 1367
Plymouth Rock Insurance$ 1367
State Farm$ 1804
State Farm$ 1804
Tennessee Farmers$ 1675
Tennessee Farmers$ 1675
Texas Farm Bureau$ 1249
Texas Farm Bureau$ 1249
USAA$ 1651
USAA$ 1651
Vermont Mutual$ 1632
Vermont Mutual$ 1632

Compare all 2013 Audi TT RS rates

Average Cost to Insure Per Year

$ 1650

List Price

$ 57200

Trims Available

2.5 quattro

2012 Audi TT RS

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1515
Acuity$ 1515
Allied$ 1229
Allied$ 1229
American Family$ 1820
American Family$ 1820
Arbella$ 1801
Arbella$ 1801
Erie$ 1333
Erie$ 1333
Nationwide$ 1500
Nationwide$ 1500
Plymouth Rock Insurance$ 1333
Plymouth Rock Insurance$ 1333
State Farm$ 1802
State Farm$ 1802
Tennessee Farmers$ 1704
Tennessee Farmers$ 1704
Texas Farm Bureau$ 1216
Texas Farm Bureau$ 1216
USAA$ 1569
USAA$ 1569
Vermont Mutual$ 1601
Vermont Mutual$ 1601

Compare all 2012 Audi TT RS rates

Average Cost to Insure Per Year

$ 1597

List Price

$ 56850

Trims Available

2.5 quattro