Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used BMW M6? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

BMW M6 insurance facts

  • Average full coverage auto insurance premium: $318/month

  • Most affordable companies: USAA ($171/month) & GEICO ($182/month)

  • M6 car insurance cost vs. average rate: $419 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your BMW M6 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average BMW M6 insurer costs by state:

Risk factors affecting BMW M6 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on BMW M6 car insurance?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all BMW models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

BMW Luxury Automobile Brand

BMW is a German automobile manufacturer and owner of the MINI brand, producing luxury vehicles for the United States and other international markets. The target market of BMW is the affluent class of modern urban consumers. All BMW’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The BMW 3 Series, Z4, and X5 are some of their most popular vehicles.

Higher than average M6 repair costs equal higher car insurance rates

Many consumers are attracted to the BMW luxury, comfort, safety, and driver-assist technologies, like BMW’s driver assistance system. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing a BMW is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many BMWs are going to have higher than average car insurance rates to similar vehicles in their class.

Rapid depreciation for BMW M6 affecting auto policies

Another factor to consider for BMW’s, is they depreciate rapidly (notably higher-end luxury BMW models), affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all BMW models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

BMW’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in BMW models. The BMW 3 series, five series, X3, and X5 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives BMW top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.

2021 BMW M6

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4325
Allstate$3641
American Family$2357
Erie$3590
GEICO$2159
Kentucky Farm Bureau$3946
Liberty Mutual$2735
Mercury$2490
Nationwide$3815
Progressive$2947
Safeco$4580
State Farm$3288
Tennessee Farmers$3416
Texas Farm Bureau$3124
The Hanover$4125
Travelers$3791
USAA$2054

Compare all 2021 BMW M6 rates

Average Cost to Insure Per Year

$3816

List Price

$119900

Trims Available

Gran Coupe - Base - Base Engine: 4.4-litre V8 bi-turbo engine with M TwinPower Turbo technology with advance and passive safety features: BMW Active Driving Assistant, collision avoidance technologies with forward-collision warning, pedestrian detection, low-speed automatic emergency braking, lane-departure warning, blind-spot warning, rear cross-traffic warning, Safety Features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor, Lane Departure Warning, and Lane Keeping Assist

2020 BMW M6

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $4136
Allstate$3318
American Family$1956
Erie$3248
GEICO$3026
Kentucky Farm Bureau$3687
Liberty Mutual$2467
Mercury$2215
Nationwide$3526
Progressive$2732
State Farm$2036
Tennessee Farmers$3129
Texas Farm Bureau$2841
The Hanover$3851
Travelers$3468
USAA$1823

Compare all 2020 BMW M6 rates

Average Cost to Insure Per Year

$3812

List Price

$119900

Trims Available

Gran Coupe - Base - Base Engine: 4.4-litre V8 bi-turbo engine with M TwinPower Turbo technology with advance and passive safety features: BMW Active Driving Assistant, collision avoidance technologies with forward-collision warning, pedestrian detection, low-speed automatic emergency braking, lane-departure warning, blind-spot warning, rear cross-traffic warning, Safety Features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor, Lane Departure Warning, and Lane Keeping Assist

2019 BMW M6

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $3016
Allstate$2340
American Family$1635
Erie$2265
GEICO$2035
Kentucky Farm Bureau$2718
Liberty Mutual$1799
Mercury$1781
Nationwide$2560
Progressive$1835
State Farm$1750
Tennessee Farmers$2153
Texas Farm Bureau$1954
The Hanover$2853
Travelers$2473
USAA$1623

Compare all 2019 BMW M6 rates

Average Cost to Insure Per Year

$3798

List Price

$119900

Trims Available

Gran Coupe - Base - Base Engine: 4.4-litre V8 bi-turbo engine with M TwinPower Turbo technology with advance and passive safety features: BMW Active Driving Assistant, collision avoidance technologies with forward-collision warning, pedestrian detection, low-speed automatic emergency braking, lane-departure warning, blind-spot warning, rear cross-traffic warning, Safety Features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor, Lane Departure Warning, and Lane Keeping Assist

2018 BMW M6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 3152
Acuity$ 3152
Allied$ 2830
Allied$ 2830
Arbella$ 2801
Arbella$ 2801
Country$ 2873
Country$ 2873
Erie$ 2527
Erie$ 2527
Mercury$ 2546
Mercury$ 2546
Nationwide$ 2899
Nationwide$ 2899
Plymouth Rock Insurance$ 2123
Plymouth Rock Insurance$ 2123
Progressive$ 3222
Progressive$ 3222
Safeco$ 3293
Safeco$ 3293
State Farm$ 2872
State Farm$ 2872
Tennessee Farmers$ 1431
Tennessee Farmers$ 1431

Compare all 2018 BMW M6 rates

Average Cost to Insure Per Year

$ 3768

List Price

$ 119800

Trims Available

Gran Coupe - Base

2017 BMW M6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2915
Acuity$ 2915
Allied$ 2606
Allied$ 2606
Arbella$ 2531
Arbella$ 2531
Country$ 2683
Country$ 2683
Erie$ 2322
Erie$ 2322
Mercury$ 2371
Mercury$ 2371
Nationwide$ 2695
Nationwide$ 2695
Plymouth Rock Insurance$ 2045
Plymouth Rock Insurance$ 2045
Southern Farm Bureau$ 3087
Southern Farm Bureau$ 3087
State Farm$ 2652
State Farm$ 2652
Tennessee Farmers$ 1577
Tennessee Farmers$ 1577
USAA$ 3059
USAA$ 3059

Compare all 2017 BMW M6 rates

Average Cost to Insure Per Year

$ 3776

List Price

$ 113700

Trims Available

Base - Gran Coupe

2016 BMW M6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2779
Acuity$ 2779
Allied$ 2785
Allied$ 2785
Arbella$ 2412
Arbella$ 2412
Country$ 2540
Country$ 2540
Erie$ 2193
Erie$ 2193
Mercury$ 2737
Mercury$ 2737
Nationwide$ 2853
Nationwide$ 2853
Plymouth Rock Insurance$ 1975
Plymouth Rock Insurance$ 1975
Progressive$ 2987
Progressive$ 2987
Southern Farm Bureau$ 3001
Southern Farm Bureau$ 3001
State Farm$ 2917
State Farm$ 2917
Tennessee Farmers$ 1457
Tennessee Farmers$ 1457

Compare all 2016 BMW M6 rates

Average Cost to Insure Per Year

$ 3655

List Price

$ 113400

Trims Available

Base - Gran Coupe

2015 BMW M6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2730
Acuity$ 2730
Allied$ 2439
Allied$ 2439
Arbella$ 2411
Arbella$ 2411
Country$ 2489
Country$ 2489
Erie$ 2139
Erie$ 2139
Mercury$ 2610
Mercury$ 2610
Nationwide$ 2632
Nationwide$ 2632
Plymouth Rock Insurance$ 1907
Plymouth Rock Insurance$ 1907
Progressive$ 3005
Progressive$ 3005
Southern Farm Bureau$ 2934
Southern Farm Bureau$ 2934
State Farm$ 2550
State Farm$ 2550
Tennessee Farmers$ 2650
Tennessee Farmers$ 2650

Compare all 2015 BMW M6 rates

Average Cost to Insure Per Year

$ 3604

List Price

$ 111900

Trims Available

Base - Gran Coupe

2014 BMW M6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2597
Acuity$ 2597
Allied$ 2285
Allied$ 2285
Arbella$ 2339
Arbella$ 2339
Country$ 2415
Country$ 2415
Erie$ 2009
Erie$ 2009
Mercury$ 2564
Mercury$ 2564
Nationwide$ 2531
Nationwide$ 2531
Plymouth Rock Insurance$ 1843
Plymouth Rock Insurance$ 1843
Southern Farm Bureau$ 2830
Southern Farm Bureau$ 2830
State Farm$ 2714
State Farm$ 2714
Tennessee Farmers$ 2583
Tennessee Farmers$ 2583
USAA$ 2838
USAA$ 2838

Compare all 2014 BMW M6 rates

Average Cost to Insure Per Year

$ 3481

List Price

$ 111200

Trims Available

Base - Gran Coupe

2013 BMW M6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2400
Acuity$ 2400
Allied$ 2298
Allied$ 2298
Arbella$ 2084
Arbella$ 2084
Country$ 2291
Country$ 2291
Erie$ 1798
Erie$ 1798
Nationwide$ 2516
Nationwide$ 2516
Plymouth Rock Insurance$ 1781
Plymouth Rock Insurance$ 1781
Progressive$ 2530
Progressive$ 2530
Southern Farm Bureau$ 2642
Southern Farm Bureau$ 2642
State Farm$ 2325
State Farm$ 2325
Tennessee Farmers$ 2443
Tennessee Farmers$ 2443
USAA$ 2525
USAA$ 2525

Compare all 2013 BMW M6 rates

Average Cost to Insure Per Year

$ 3194

List Price

$ 106100

Trims Available

Base

2012 BMW M6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 925
Acuity$ 925
ALFA$ 1557
ALFA$ 1557
Amica$ 1231
Amica$ 1231
Arbella$ 1048
Arbella$ 1048
Country$ 1076
Country$ 1076
GEICO$ 1142
GEICO$ 1142
Grange Insurance$ 1348
Grange Insurance$ 1348
MetLife$ 1541
MetLife$ 1541
Plymouth Rock Insurance$ 1628
Plymouth Rock Insurance$ 1628
Southern Farm Bureau$ 1241
Southern Farm Bureau$ 1241
Tennessee Farmers$ 965
Tennessee Farmers$ 965
Vermont Mutual$ 844
Vermont Mutual$ 844

Compare all 2012 BMW M6 rates

Average Cost to Insure Per Year

$ 2370

List Price

$ 113100

Trims Available

Base