Bmw X6 Car Insurance Cost
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Jun 22, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Looking for a new or used BMW X6? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.
BMW X6 insurance facts
-
Average full coverage auto insurance premium: $223/month
-
Most affordable companies: Tennessee Farmers ($134/month) & State Farm ($142/month)
-
X6 car insurance cost vs. average rate: $117 more expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your BMW X6 by model year and auto insurer.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Below average BMW X6 insurer costs by state:
-
Georgia car insurance – $2,119 per year
-
Kentucky car insurance – $1,951 per year
-
New York car insurance – $2,743 per year
-
Ohio – $1,490 per year
- Tennessee – $1,679 per year
-
Virginia – $1,912 per year
Risk factors affecting BMW X6 car insurance rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.
How to save money on BMW X6 car insurance?
Many driver discounts are available to people through most major auto insurance companies, such as
-
Student discounts
-
Safe drivers
-
Senior discounts
With all BMW models, you can get the following car insurance discounts:
-
Passive restraint systems
-
Anti-lock brakes
-
Anti-theft devices
BMW Luxury Automobile Brand
BMW is a German automobile manufacturer and owner of the MINI brand, producing luxury vehicles for the United States and other international markets. The target market of BMW is the affluent class of modern urban consumers. All BMW’s automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The BMW 3 Series, Z4, and X5 are some of their most popular vehicles.
Higher than average X6 repair costs equal higher car insurance rates
Many consumers are attracted to the BMW luxury, comfort, safety, and driver-assist technologies, like BMW’s driver assistance system. Automotive parts are not as common as popular vehicles, like the Toyota or Honda. Repairing a BMW is higher than average since repair parts are more expensive and not as available as popular vehicles. For this reason, many BMWs are going to have higher than average car insurance rates to similar vehicles in their class.
Rapid depreciation for BMW X6 affecting auto policies
Another factor to consider for BMW’s, is they depreciate rapidly (notably higher-end luxury BMW models), affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all BMW models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
High IIHS and NHTSA safety ratings lower car insurance rates for drivers
BMW’s are known for their safety ratings, safety features, 5-star crash test ratings, and driver-assist technologies (semiautonomous driving), lowering auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in BMW models. The BMW 3 series, five series, X3, and X5 are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives BMW top safety ratings each year, lowering your car insurance costs.
AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Audi automobile owners when buying a car insurance policy.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2021 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $2740 |
Allstate | $2344 |
Erie | $2248 |
GEICO | $2147 |
Kentucky Farm Bureau | $2419 |
Liberty Mutual | $1785 |
Mercury | $1783 |
Nationwide | $2361 |
Progressive | $1926 |
Safeco | $2788 |
State Farm | $1654 |
Tennessee Farmers | $1609 |
Texas Farm Bureau | $2169 |
The Hanover | $2541 |
Travelers | $2357 |
USAA | $1986 |
Compare all 2021 BMW X6 rates
Average Cost to Insure Per Year
$2667
List Price
$65050
Trims Available
sDrive35i - xDrive35i - xDrive50i - Base - Base Engine: 4.4-liter twin-turbo V8 with 523 horsepower with advance and passive safety features: BMW Active Driving Assistant, collision avoidance technologies with forward-collision warning, pedestrian detection, low-speed automatic emergency braking, lane-departure warning, blind-spot warning, rear cross-traffic warning, Safety Features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor, Lane Departure Warning, and Lane Keeping Assist
2020 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $2739 |
Allstate | $2159 |
American Family | $1614 |
Erie | $2130 |
Farmers | $2256 |
GEICO | $2045 |
Liberty Mutual | $1765 |
Mercury | $1733 |
Nationwide | $2247 |
Progressive | $1906 |
State Farm | $1536 |
Tennessee Farmers | $1511 |
Texas Farm Bureau | $2067 |
The Hanover | $2514 |
Travelers | $2215 |
USAA | $1964 |
Compare all 2020 BMW X6 rates
Average Cost to Insure Per Year
$2640
List Price
$64300
Trims Available
sDrive35i - xDrive35i - xDrive50i - Base - Base Engine: 4.4-liter twin-turbo V8 with 523 horsepower with advance and passive safety features: BMW Active Driving Assistant, collision avoidance technologies with forward-collision warning, pedestrian detection, low-speed automatic emergency braking, lane-departure warning, blind-spot warning, rear cross-traffic warning, Safety Features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor, Lane Departure Warning, and Lane Keeping Assist
2019 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $2649 |
Allstate | $2105 |
American Family | $1588 |
Erie | $2043 |
GEICO | $1997 |
Kentucky Farm Bureau | $2216 |
Liberty Mutual | $1734 |
Mercury | $1623 |
Nationwide | $2205 |
Progressive | $1864 |
State Farm | $1511 |
Tennessee Farmers | $1427 |
Texas Farm Bureau | $2031 |
The Hanover | $2490 |
Travelers | $2167 |
USAA | $1924 |
Compare all 2019 BMW X6 rates
Average Cost to Insure Per Year
$2573
List Price
$63550
Trims Available
sDrive35i - xDrive35i - xDrive50i - Base - Base Engine: 4.4-liter twin-turbo V8 with 523 horsepower with advance and passive safety features: BMW Active Driving Assistant, collision avoidance technologies with forward-collision warning, pedestrian detection, low-speed automatic emergency braking, lane-departure warning, blind-spot warning, rear cross-traffic warning, Safety Features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor, Lane Departure Warning, and Lane Keeping Assist
2018 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1928 |
Acuity | $ 1928 |
Allied | $ 1941 |
Allied | $ 1941 |
Arbella | $ 2147 |
Arbella | $ 2147 |
Erie | $ 1499 |
Erie | $ 1499 |
Mercury | $ 1829 |
Mercury | $ 1829 |
Nationwide | $ 1944 |
Nationwide | $ 1944 |
Plymouth Rock Insurance | $ 1769 |
Plymouth Rock Insurance | $ 1769 |
Progressive | $ 1632 |
Progressive | $ 1632 |
State Farm | $ 2111 |
State Farm | $ 2111 |
Tennessee Farmers | $ 1235 |
Tennessee Farmers | $ 1235 |
USAA | $ 1547 |
USAA | $ 1547 |
Vermont Mutual | $ 2162 |
Vermont Mutual | $ 2162 |
Compare all 2018 BMW X6 rates
Average Cost to Insure Per Year
$ 2486
List Price
$ 62950
Trims Available
sDrive35i - xDrive35i - xDrive50i
2017 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1913 |
Acuity | $ 1913 |
Allied | $ 1973 |
Allied | $ 1973 |
Arbella | $ 2031 |
Arbella | $ 2031 |
Country | $ 2048 |
Country | $ 2048 |
Erie | $ 1442 |
Erie | $ 1442 |
Mercury | $ 1786 |
Mercury | $ 1786 |
Nationwide | $ 1975 |
Nationwide | $ 1975 |
Plymouth Rock Insurance | $ 1713 |
Plymouth Rock Insurance | $ 1713 |
Progressive | $ 1636 |
Progressive | $ 1636 |
State Farm | $ 1939 |
State Farm | $ 1939 |
Tennessee Farmers | $ 1864 |
Tennessee Farmers | $ 1864 |
USAA | $ 1534 |
USAA | $ 1534 |
Compare all 2017 BMW X6 rates
Average Cost to Insure Per Year
$ 2642
List Price
$ 62500
Trims Available
sDrive35i - xDrive35i - xDrive50i
2016 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1847 |
Acuity | $ 1847 |
Allied | $ 1929 |
Allied | $ 1929 |
Arbella | $ 1948 |
Arbella | $ 1948 |
Country | $ 1971 |
Country | $ 1971 |
Erie | $ 1423 |
Erie | $ 1423 |
Mercury | $ 1765 |
Mercury | $ 1765 |
Nationwide | $ 1999 |
Nationwide | $ 1999 |
Plymouth Rock Insurance | $ 1662 |
Plymouth Rock Insurance | $ 1662 |
Progressive | $ 1779 |
Progressive | $ 1779 |
Tennessee Farmers | $ 1205 |
Tennessee Farmers | $ 1205 |
USAA | $ 1519 |
USAA | $ 1519 |
Vermont Mutual | $ 1981 |
Vermont Mutual | $ 1981 |
Compare all 2016 BMW X6 rates
Average Cost to Insure Per Year
$ 2795
List Price
$ 60600
Trims Available
sDrive35i - xDrive35i - xDrive50i
2015 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1705 |
Acuity | $ 1705 |
Allied | $ 1800 |
Allied | $ 1800 |
Country | $ 1867 |
Country | $ 1867 |
Erie | $ 1329 |
Erie | $ 1329 |
Mercury | $ 1738 |
Mercury | $ 1738 |
Nationwide | $ 1872 |
Nationwide | $ 1872 |
Plymouth Rock Insurance | $ 1604 |
Plymouth Rock Insurance | $ 1604 |
Progressive | $ 1740 |
Progressive | $ 1740 |
State Farm | $ 1817 |
State Farm | $ 1817 |
Tennessee Farmers | $ 1719 |
Tennessee Farmers | $ 1719 |
USAA | $ 1325 |
USAA | $ 1325 |
Vermont Mutual | $ 1803 |
Vermont Mutual | $ 1803 |
Compare all 2015 BMW X6 rates
Average Cost to Insure Per Year
$ 2521
List Price
$ 59600
Trims Available
sDrive35i - xDrive35i - xDrive50i
2014 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 2045 |
Acuity | $ 2045 |
Allied | $ 2267 |
Allied | $ 2267 |
Arbella | $ 1998 |
Arbella | $ 1998 |
Country | $ 2068 |
Country | $ 2068 |
Erie | $ 1386 |
Erie | $ 1386 |
Mercury | $ 1720 |
Mercury | $ 1720 |
Plymouth Rock Insurance | $ 1688 |
Plymouth Rock Insurance | $ 1688 |
Progressive | $ 1740 |
Progressive | $ 1740 |
Safeco | $ 2226 |
Safeco | $ 2226 |
Tennessee Farmers | $ 1997 |
Tennessee Farmers | $ 1997 |
USAA | $ 1519 |
USAA | $ 1519 |
Vermont Mutual | $ 2151 |
Vermont Mutual | $ 2151 |
Compare all 2014 BMW X6 rates
Average Cost to Insure Per Year
$ 3188
List Price
$ 60800
Trims Available
xDrive35i - xDrive50i
2013 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1785 |
Acuity | $ 1785 |
Allied | $ 2057 |
Allied | $ 2057 |
Arbella | $ 1888 |
Arbella | $ 1888 |
Country | $ 2049 |
Country | $ 2049 |
Erie | $ 1281 |
Erie | $ 1281 |
Mercury | $ 1718 |
Mercury | $ 1718 |
Plymouth Rock Insurance | $ 1566 |
Plymouth Rock Insurance | $ 1566 |
Progressive | $ 1590 |
Progressive | $ 1590 |
State Farm | $ 1867 |
State Farm | $ 1867 |
Tennessee Farmers | $ 1811 |
Tennessee Farmers | $ 1811 |
USAA | $ 1331 |
USAA | $ 1331 |
Vermont Mutual | $ 1869 |
Vermont Mutual | $ 1869 |
Compare all 2013 BMW X6 rates
Average Cost to Insure Per Year
$ 2756
List Price
$ 59800
Trims Available
xDrive35i - xDrive50i
2012 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1523 |
Acuity | $ 1523 |
Arbella | $ 1778 |
Arbella | $ 1778 |
Country | $ 1870 |
Country | $ 1870 |
Erie | $ 1230 |
Erie | $ 1230 |
Mercury | $ 1718 |
Mercury | $ 1718 |
Plymouth Rock Insurance | $ 1512 |
Plymouth Rock Insurance | $ 1512 |
Progressive | $ 1590 |
Progressive | $ 1590 |
Southern Farm Bureau | $ 1779 |
Southern Farm Bureau | $ 1779 |
State Farm | $ 1656 |
State Farm | $ 1656 |
Tennessee Farmers | $ 1633 |
Tennessee Farmers | $ 1633 |
USAA | $ 1288 |
USAA | $ 1288 |
Vermont Mutual | $ 1580 |
Vermont Mutual | $ 1580 |
Compare all 2012 BMW X6 rates
Average Cost to Insure Per Year
$ 2605
List Price
$ 59600
Trims Available
xDrive35i - xDrive50i
2011 BMW X6
Cheapest Insurance Companies | Average Annual Cost |
---|---|
American Family | $ 1780 |
American Family | $ 1780 |
Amica | $ 1791 |
Amica | $ 1791 |
Arbella | $ 1387 |
Arbella | $ 1387 |
Country | $ 1752 |
Country | $ 1752 |
Erie | $ 1181 |
Erie | $ 1181 |
Mercury | $ 1721 |
Mercury | $ 1721 |
Plymouth Rock Insurance | $ 1523 |
Plymouth Rock Insurance | $ 1523 |
Progressive | $ 1500 |
Progressive | $ 1500 |
Southern Farm Bureau | $ 1655 |
Southern Farm Bureau | $ 1655 |
Tennessee Farmers | $ 1559 |
Tennessee Farmers | $ 1559 |
USAA | $ 1221 |
USAA | $ 1221 |
Vermont Mutual | $ 1459 |
Vermont Mutual | $ 1459 |
Compare all 2011 BMW X6 rates
Average Cost to Insure Per Year
$ 2538
List Price
$ 57000
Trims Available
xDrive35i - xDrive50i