Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Buick Enclave? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Buick Enclave insurance facts

  • Average full coverage auto insurance premium: $168/month

  • Most affordable companies: Erie ($94/month) & Texas Farm Bureau ($99/month)

  • Enclave insurance cost vs. average rates: $12 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Buick Enclave by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Buick Enclave insurer costs by state:

Risk factors affecting Buick Enclave car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Buick Enclave car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Buick models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

BUICK Automobile Brand

Buick is a division of the American auto manufacturer General Motors (GM) in the United States and sells to international markets, including Canada, China, and Mexico. The target market of BUICK is a “successful executive with a family.” All Buick automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Buick Encore, Envision, and LaCrosse are some of their most popular vehicles.

Higher than average Enclave repair costs equal higher car insurance rates

Many older consumers are attracted to the Buick luxury, comfort, safety, and driver-assist technologies, like Buick’s Driver Confidence System. Automotive parts are relatively common as more popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Buick is a bit above average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Buicks are going to have higher than average car insurance rates to similar vehicles in their class.

Rapid depreciation for Buick Enclave affecting auto policies

Another factor to consider for Buick’s, is they depreciate rapidly (except for Buick Envision and Encore models), affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Buick models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Buicks are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies or Buick’s Driver Confidence Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Buick models. The Buick Encore and Envision are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Buick automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Buick automobile owners when buying a car insurance policy.

2021 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2390
Allstate$2216
American Family$1364
Amica$2585
Auto-Owners$1402
Country Financial$1569
Direct Auto$2013
Erie$1129
Farmers$1864
GEICO$1340
Liberty Mutual$1520
Mercury$2169
MetLife$2371
Nationwide$1648
Plymouth Rock$2047
Progressive$2319
Safe Auto$2328
State Farm$1726
Tennessee Farmers$2084
Texas Farm Bureau$1280
Travelers$1946
USAA$1453

Compare all 2021 Buick Enclave rates

Average Cost to Insure Per Year

$2024

List Price

$40000

Trims Available

Base - Essence - Premium - Avenir - Engine: 3.6-liter V-6 with 310 horsepower with GM Electronic Precision Shift technology, front-wheel drive with a six-speed automatic, and Driver Assist Technology - Buick Driver Confidence Package with Front Pedestrian Braking, Lane Change Alert with Side Blind Zone Alert, Forward Collision Alert, Lane Keep Assist with Lane Departure Warning, Rear Cross Traffic Alert – and Safety Features - Front Head Air Bag, 4-Wheel ABS, Electronic Stability Control

2020 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Allied$1143
Allstate$1826
American Family$1403
Auto-Owners$1121
Erie$1286
Farmers$1549
GEICO$1240
Mercury$1731
MetLife$2046
Nationwide$1444
Progressive$1839
Safe Auto$1888
State Farm$1506
Tennessee Farmers$1616
Travelers$1602
USAA$1329
Vermont Mutual$1962

Compare all 2020 Buick Enclave rates

Average Cost to Insure Per Year

$2015

List Price

$40000

Trims Available

Base - Essence - Premium - Avenir - Engine: 3.6-liter V-6 with 310 horsepower with GM Electronic Precision Shift technology, front-wheel drive with a six-speed automatic, and Driver Assist Technology - Buick Driver Confidence Package with Front Pedestrian Braking, Lane Change Alert with Side Blind Zone Alert, Forward Collision Alert, Lane Keep Assist with Lane Departure Warning, Rear Cross Traffic Alert – and Safety Features - Front Head Air Bag, 4-Wheel ABS, Electronic Stability Control

2019 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Allied$1120
Allstate$1648
American Family$1235
Auto-Owners$1148
Direct Auto$1631
Erie$1086
Farmers$1460
GEICO$1136
Liberty Mutual$1190
MetLife$2015
Nationwide$1284
Progressive$1726
Safe Auto$1830
State Farm$1326
Tennessee Farmers$1515
Travelers$1502
USAA$1206
Vermont Mutual$1964

Compare all 2019 Buick Enclave rates

Average Cost to Insure Per Year

$1930

List Price

$40000

Trims Available

Base - Essence - Premium - Avenir - Engine: 3.6-liter V-6 with 310 horsepower with GM Electronic Precision Shift technology, front-wheel drive with a six-speed automatic, and Driver Assist Technology - Buick Driver Confidence Package with Front Pedestrian Braking, Lane Change Alert with Side Blind Zone Alert, Forward Collision Alert, Lane Keep Assist with Lane Departure Warning, Rear Cross Traffic Alert – and Safety Features - Front Head Air Bag, 4-Wheel ABS, Electronic Stability Control

2018 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1190
Acuity$ 1190
Allied$ 1067
Allied$ 1067
Arbella$ 1308
Arbella$ 1308
Country$ 1239
Country$ 1239
Erie$ 1066
Erie$ 1066
GEICO$ 1360
GEICO$ 1360
Mercury$ 1337
Mercury$ 1337
Nationwide$ 1218
Nationwide$ 1218
Plymouth Rock Insurance$ 1112
Plymouth Rock Insurance$ 1112
Progressive$ 1234
Progressive$ 1234
USAA$ 1258
USAA$ 1258
Vermont Mutual$ 1112
Vermont Mutual$ 1112

Compare all 2018 Buick Enclave rates

Average Cost to Insure Per Year

$ 1494

List Price

$ 39995

Trims Available

Base - Essence - Premium - Avenir

2017 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1179
Acuity$ 1179
Allied$ 1086
Allied$ 1086
Arbella$ 1253
Arbella$ 1253
Country$ 1221
Country$ 1221
Erie$ 918
Erie$ 918
GEICO$ 1234
GEICO$ 1234
Mercury$ 1308
Mercury$ 1308
Nationwide$ 1205
Nationwide$ 1205
Plymouth Rock Insurance$ 1125
Plymouth Rock Insurance$ 1125
Progressive$ 1227
Progressive$ 1227
USAA$ 1145
USAA$ 1145
Vermont Mutual$ 1072
Vermont Mutual$ 1072

Compare all 2017 Buick Enclave rates

Average Cost to Insure Per Year

$ 2174

List Price

$ 39065

Trims Available

Convenience - Leather - Premium

2016 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1130
Acuity$ 1130
Allied$ 1105
Allied$ 1105
Arbella$ 1203
Arbella$ 1203
Country$ 1163
Country$ 1163
Erie$ 853
Erie$ 853
GEICO$ 1157
GEICO$ 1157
Nationwide$ 1202
Nationwide$ 1202
Plymouth Rock Insurance$ 1092
Plymouth Rock Insurance$ 1092
Progressive$ 1132
Progressive$ 1132
Tennessee Farmers$ 1003
Tennessee Farmers$ 1003
USAA$ 1199
USAA$ 1199
Vermont Mutual$ 1007
Vermont Mutual$ 1007

Compare all 2016 Buick Enclave rates

Average Cost to Insure Per Year

$ 1983

List Price

$ 39065

Trims Available

Convenience - Leather - Premium

2015 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1088
Acuity$ 1088
Allied$ 1111
Allied$ 1111
Arbella$ 1189
Arbella$ 1189
Country$ 1133
Country$ 1133
Erie$ 806
Erie$ 806
GEICO$ 1062
GEICO$ 1062
Nationwide$ 1212
Nationwide$ 1212
Plymouth Rock Insurance$ 1070
Plymouth Rock Insurance$ 1070
Progressive$ 1108
Progressive$ 1108
Tennessee Farmers$ 958
Tennessee Farmers$ 958
USAA$ 1002
USAA$ 1002
Vermont Mutual$ 955
Vermont Mutual$ 955

Compare all 2015 Buick Enclave rates

Average Cost to Insure Per Year

$ 1919

List Price

$ 39050

Trims Available

Convenience - Leather - Premium

2014 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1033
Acuity$ 1033
Allied$ 1141
Allied$ 1141
American Family$ 1232
American Family$ 1232
Arbella$ 1127
Arbella$ 1127
Country$ 1091
Country$ 1091
Erie$ 709
Erie$ 709
GEICO$ 965
GEICO$ 965
Plymouth Rock Insurance$ 1047
Plymouth Rock Insurance$ 1047
Progressive$ 1091
Progressive$ 1091
Tennessee Farmers$ 912
Tennessee Farmers$ 912
USAA$ 996
USAA$ 996
Vermont Mutual$ 870
Vermont Mutual$ 870

Compare all 2014 Buick Enclave rates

Average Cost to Insure Per Year

$ 1854

List Price

$ 38890

Trims Available

Convenience - Leather - Premium

2013 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1009
Acuity$ 1009
Allied$ 1084
Allied$ 1084
Arbella$ 1065
Arbella$ 1065
Country$ 1085
Country$ 1085
Erie$ 669
Erie$ 669
GEICO$ 886
GEICO$ 886
Plymouth Rock Insurance$ 1029
Plymouth Rock Insurance$ 1029
Progressive$ 988
Progressive$ 988
State Farm$ 1143
State Farm$ 1143
Tennessee Farmers$ 905
Tennessee Farmers$ 905
USAA$ 924
USAA$ 924
Vermont Mutual$ 855
Vermont Mutual$ 855

Compare all 2013 Buick Enclave rates

Average Cost to Insure Per Year

$ 1576

List Price

$ 38445

Trims Available

Convenience - Leather - Premium

2012 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 941
Acuity$ 941
Allied$ 1078
Allied$ 1078
Arbella$ 1042
Arbella$ 1042
Country$ 1028
Country$ 1028
Erie$ 615
Erie$ 615
GEICO$ 729
GEICO$ 729
Plymouth Rock Insurance$ 993
Plymouth Rock Insurance$ 993
Progressive$ 901
Progressive$ 901
State Farm$ 998
State Farm$ 998
Tennessee Farmers$ 868
Tennessee Farmers$ 868
USAA$ 882
USAA$ 882
Vermont Mutual$ 788
Vermont Mutual$ 788

Compare all 2012 Buick Enclave rates

Average Cost to Insure Per Year

$ 1458

List Price

$ 36350

Trims Available

Base - Convenience - Leather - Premium

2011 Buick Enclave

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1069
Acuity$ 1069
Allied$ 1055
Allied$ 1055
Amica$ 1073
Amica$ 1073
Arbella$ 917
Arbella$ 917
Country$ 994
Country$ 994
Erie$ 631
Erie$ 631
GEICO$ 818
GEICO$ 818
Plymouth Rock Insurance$ 975
Plymouth Rock Insurance$ 975
Progressive$ 960
Progressive$ 960
Tennessee Farmers$ 854
Tennessee Farmers$ 854
USAA$ 896
USAA$ 896
Vermont Mutual$ 748
Vermont Mutual$ 748

Compare all 2011 Buick Enclave rates

Average Cost to Insure Per Year

$ 1757

List Price

$ 35615

Trims Available

CX - CXL-1 - CXL-2