Buick Envision Car Insurance Cost

Looking for a new or used Buick Envision? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Buick Envision insurance facts

• Average full coverage auto insurance premium: $142/month

• Most affordable companies: GEICO ($82/month) & Allied ($91/month)

• Envision car insurance cost vs. average rate: $26 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Buick Envision by model year and auto insurer.

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Below average Buick Envision insurer costs by state:

• Georgia car insurance – $1,715 per year

• Kentucky car insurance – $1,713 per year

• West Virginia car insurance – $1,595 per year

• Ohio – $943 per year

• Tennessee – $1,168 per year

• Virginia – $1,492 per year 

Risk factors affecting Buick Envision coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Buick Envision insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

• Student discounts

• Safe drivers

• Senior discounts

With all Buick models, you can get the following discounts:

• Passive restraint systems

• Anti-lock brakes

• Anti-theft devices

BUICK Automobile Brand

Buick is a division of the American auto manufacturer General Motors (GM) in the United States and sells to international markets, including Canada, China, and Mexico. The target market of BUICK is a “successful executive with a family.” All Buick automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Buick Encore, Envision, and LaCrosse are some of their most popular vehicles.

Higher than average Envision repair costs equal higher coverage rates

Many older consumers are attracted to the Buick luxury, comfort, safety, and driver-assist technologies, like Buick’s Driver Confidence System. Automotive parts are relatively common as more popular vehicles, like the Toyota, Honda, or Subaru. Repairing a Buick is a bit above average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Buicks are going to have higher than average insurance rates to similar vehicles in their class.

Slow depreciation for Envision affecting auto policies

Another factor to consider for Buick’s, is they depreciate rapidly (except for Buick Envision and Encore models), affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Buick models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Buicks are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies or Buick’s Driver Confidence Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Buick models. The Buick Encore and Envision are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Buick automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Buick automobile owners when buying an insurance policy.