Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Buick Envision? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Buick Envision insurance facts

  • Average full coverage auto insurance premium: $142/month

  • Most affordable companies: GEICO ($82/month) & Allied ($91/month)

  • Envision car insurance cost vs. average rate: $26 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Buick Envision by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Buick Envision insurer costs by state:

Risk factors affecting Buick Envision coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Buick Envision insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Buick models, you can get the following discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

BUICK Automobile Brand

Buick is a division of the American auto manufacturer General Motors (GM) in the United States and sells to international markets, including Canada, China, and Mexico. The target market of BUICK is a “successful executive with a family.” All Buick automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Buick Encore, Envision, and LaCrosse are some of their most popular vehicles.

Higher than average Envision repair costs equal higher coverage rates

Many older consumers are attracted to the Buick luxury, comfort, safety, and driver-assist technologies, like Buick’s Driver Confidence System. Automotive parts are relatively common as more popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Buick is a bit above average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Buicks are going to have higher than average insurance rates to similar vehicles in their class.

Slow depreciation for Envision affecting auto policies

Another factor to consider for Buick’s, is they depreciate rapidly (except for Buick Envision and Encore models), affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Buick models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Buicks are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies or Buick’s Driver Confidence Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features in Buick models. The Buick Encore and Envision are Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Buick automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Buick automobile owners when buying an insurance policy.

2021 Buick Envision

Cheapest Insurance CompaniesAverage Annual Cost
Allied$1029
Allstate$1829
American Family$1189
Amica$2287
Auto-Owners$1237
Country Financial$1328
Direct Auto$1546
Erie$1128
Farmers$1487
GEICO$983
Liberty Mutual$1306
Mercury$1716
MetLife$2148
Nationwide$1400
Plymouth Rock$1630
Progressive$1935
Safe Auto$2016
State Farm$1416
Tennessee Farmers$1643
Texas Farm Bureau$1128
Travelers$1520
USAA$1251

Compare all 2021 Buick Envision rates

Average Cost to Insure Per Year

$1705

List Price

$31800

Trims Available

Base - Preferred - Essence - Premium - Premium II - Engine: 228-hp turbocharged 2.0-liter four-cylinder Drivetrain: nine-speed automatic transmission with GM Electronic Precision Shift technology, and Driver Assist Technology - Buick Driver Confidence Package with Front Pedestrian Braking, Lane Change Alert with Side Blind Zone Alert, Forward Collision Alert, Lane Keep Assist with Lane Departure Warning, Rear Cross Traffic Alert – and Safety Features - Front Head Air Bag, 4-Wheel ABS, Electronic Stability Control

2020 Buick Envision

Cheapest Insurance CompaniesAverage Annual Cost
Allied$980
Allstate$1499
American Family$1134
Auto-Owners$926
Erie$1045
Farmers$1241
GEICO$1035
Mercury$1384
MetLife$1819
Nationwide$1153
Progressive$1530
Safe Auto$1600
State Farm$1205
Tennessee Farmers$1326
Travelers$1289
USAA$1094
Vermont Mutual$1680

Compare all 2020 Buick Envision rates

Average Cost to Insure Per Year

$1706

List Price

$33500

Trims Available

Base - Preferred - Essence - Premium - Premium II - Engine: 228-hp turbocharged 2.0-liter four-cylinder Drivetrain: nine-speed automatic transmission with GM Electronic Precision Shift technology, front-wheel drive with a six-speed automatic, and Driver Assist Technology - Buick Driver Confidence Package with Front Pedestrian Braking, Lane Change Alert with Side Blind Zone Alert, Forward Collision Alert, Lane Keep Assist with Lane Departure Warning, Rear Cross Traffic Alert – and Safety Features - Front Head Air Bag, 4-Wheel ABS, Electronic Stability Control

2019 Buick Envision

Cheapest Insurance CompaniesAverage Annual Cost
Allied$896
Allstate$1490
American Family$1054
Auto-Owners$921
Direct Auto$1328
Erie$906
Farmers$1216
GEICO$826
Liberty Mutual$986
MetLife$1815
Nationwide$1128
Progressive$1526
Safe Auto$1589
State Farm$1190
Tennessee Farmers$1249
Travelers$1234
USAA$1023
Vermont Mutual$1673

Compare all 2019 Buick Envision rates

Average Cost to Insure Per Year

$1620

List Price

$31995

Trims Available

Base - Preferred - Essence - Premium - Premium II - Engine: 228-hp turbocharged 2.0-liter four-cylinder Drivetrain: nine-speed automatic transmission with GM Electronic Precision Shift technology, front-wheel drive with a six-speed automatic, and Driver Assist Technology - Buick Driver Confidence Package with Front Pedestrian Braking, Lane Change Alert with Side Blind Zone Alert, Forward Collision Alert, Lane Keep Assist with Lane Departure Warning, Rear Cross Traffic Alert – and Safety Features - Front Head Air Bag, 4-Wheel ABS, Electronic Stability Control

2018 Buick Envision

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1296
Acuity$ 1296
Allied$ 1181
Allied$ 1181
Country$ 1367
Country$ 1367
Erie$ 904
Erie$ 904
GEICO$ 1297
GEICO$ 1297
Mercury$ 1329
Mercury$ 1329
Nationwide$ 1208
Nationwide$ 1208
Plymouth Rock Insurance$ 1230
Plymouth Rock Insurance$ 1230
Progressive$ 1250
Progressive$ 1250
State Farm$ 1151
State Farm$ 1151
USAA$ 1171
USAA$ 1171
Vermont Mutual$ 1263
Vermont Mutual$ 1263

Compare all 2018 Buick Envision rates

Average Cost to Insure Per Year

$ 1394

List Price

$ 33995

Trims Available

Base - Preferred - Essence - Premium - Premium II

2017 Buick Envision

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1289
Acuity$ 1289
Allied$ 1287
Allied$ 1287
American Family$ 1428
American Family$ 1428
Arbella$ 1377
Arbella$ 1377
Country$ 1351
Country$ 1351
Erie$ 926
Erie$ 926
Mercury$ 1309
Mercury$ 1309
Nationwide$ 1373
Nationwide$ 1373
Plymouth Rock Insurance$ 1204
Plymouth Rock Insurance$ 1204
State Farm$ 1388
State Farm$ 1388
USAA$ 1178
USAA$ 1178
Vermont Mutual$ 1212
Vermont Mutual$ 1212

Compare all 2017 Buick Envision rates

Average Cost to Insure Per Year

$ 1543

List Price

$ 34065

Trims Available

Base - Preferred - Essence - Premium I - Premium II

2016 Buick Envision

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1330
Acuity$ 1330
Allied$ 1331
Allied$ 1331
American Family$ 1530
American Family$ 1530
Arbella$ 1437
Arbella$ 1437
Country$ 1420
Country$ 1420
Erie$ 941
Erie$ 941
Mercury$ 1298
Mercury$ 1298
Nationwide$ 1461
Nationwide$ 1461
Plymouth Rock Insurance$ 1254
Plymouth Rock Insurance$ 1254
Tennessee Farmers$ 940
Tennessee Farmers$ 940
USAA$ 1305
USAA$ 1305
Vermont Mutual$ 1278
Vermont Mutual$ 1278

Compare all 2016 Buick Envision rates

Average Cost to Insure Per Year

$ 1660

List Price

$ 42070

Trims Available

Premium I - Premium II