Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Looking for a used Cadillac CT6? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Cadillac CT6 insurance facts

  • Average full coverage auto insurance premium: $203/month

  • Most affordable companies: Auto-Owners ($122/month) & Progressive ($131/month)

  • CT6 insurance cost vs. average rates: $42 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Cadillac CT6 by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Cadillac CT6 insurer costs by state:

Risk factors affecting Cadillac CT6 coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Cadillac CT6 car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Cadillac models, you can get the following insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Cadillac Luxury Automobile Brand

Cadillac is a division of the American auto manufacturer General Motors (GM) and top of the luxury field within the United States market. The target market of Cadillac is customers that demand refinement, high-end design, and features. All Cadillac automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Cadillac XT4, XT5, and CTS are some of their most popular vehicles.

Higher than average Cadillac CT6 repair costs equal higher coverage rates

Many consumers are attracted to Cadillac’s luxury, refinement, high-end features, safety, and driver-assist technologies, like Cadillac’s Super Cruise hands-free driving. Automotive parts are not as common as more popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Cadillac is above average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Cadillacs are going to have higher than average car insurance rates to similar vehicles in their class.

Rapid depreciation for CT6 affecting auto policies

Another factor to consider for luxury Cadillac’s is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Cadillac models. This could put you in a difficult situation position since many insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower auto rates for drivers

Cadillacs are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies or Cadillac’s Super Cruise “hands-free driving” technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for Cadillac models. The Cadillac XT6 is the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick,” and the NHTSA consistently gives Cadillac automobiles top safety ratings each year, lowering your insurance costs.

AutoInsureSavings.org licensed insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Cadillac automobile owners when buying an insurance policy.

2020 Cadillac CT6

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2415
American Family$2159
Auto-Owners$1465
Erie$1670
Farmers$2016
GEICO$1723
Mercury$2381
MetLife$2623
Nationwide$1841
Progressive$1523
Safe Auto$2516
State Farm$1931
Tennessee Farmers$2246
Travelers$2474
USAA$1590
Vermont Mutual$2618

Compare all 2020 Cadillac CT6 rates

Average Cost to Insure Per Year

$2438

List Price

$58995

Trims Available

2.0T - 3.6L - 2.0T Luxury - 3.6L Luxury - 3.0TT Luxury - 3.6L Premium Luxury - 3.0TT Premium Luxury - 3.6L Platinum - 3.0TT Platinum - Standard active-safety features - low-speed automatic emergency braking, forward-collision warnings, active lane control, lane-departure warnings, blind-spot monitors, and lane-change alerts, Anti-lock brakes · Stability control · Front-impact airbags · Side impact airbags · Overhead airbags · Knee airbags, Adaptive Cruise Control - Driver Awareness Package as well as Front and Rear Automatic Braking, Full Speed Range Adaptive Cruise Control, a full-color Head-Up Display and Automatic Seatbelt Tightening, rear cross-traffic alert and a full-color head-up display

2019 Cadillac CT6

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2280
American Family$2013
Auto-Owners$1359
Direct Auto$2216
Erie$1568
Farmers$1990
GEICO$1624
MetLife$2615
Nationwide$1729
Progressive$1425
Safe Auto$2480
State Farm$1843
Tennessee Farmers$2147
Travelers$2346
USAA$1480
Vermont Mutual$2570

Compare all 2019 Cadillac CT6 rates

Average Cost to Insure Per Year

$2318

List Price

$50495

Trims Available

2.0T - 3.6L - 2.0T Luxury - 3.6L Luxury - 3.0TT Luxury - 3.6L Premium Luxury - 3.0TT Premium Luxury - 3.6L Platinum - 3.0TT Platinum - Standard active-safety features - low-speed automatic emergency braking, forward-collision warnings, active lane control, lane-departure warnings, blind-spot monitors, and lane-change alerts, Anti-lock brakes · Stability control · Front-impact airbags · Side impact airbags · Overhead airbags · Knee airbags, Adaptive Cruise Control - Driver Awareness Package as well as Front and Rear Automatic Braking, Full Speed Range Adaptive Cruise Control, a full-color Head-Up Display and Automatic Seatbelt Tightening, rear cross-traffic alert and a full-color head-up display

2018 Cadillac CT6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1822
Acuity$ 1822
Allied$ 1881
Allied$ 1881
Erie$ 1434
Erie$ 1434
Mercury$ 1854
Mercury$ 1854
Nationwide$ 1833
Nationwide$ 1833
Plymouth Rock Insurance$ 1716
Plymouth Rock Insurance$ 1716
Progressive$ 1887
Progressive$ 1887
Southern Farm Bureau$ 2101
Southern Farm Bureau$ 2101
State Farm$ 1745
State Farm$ 1745
Tennessee Farmers$ 1360
Tennessee Farmers$ 1360
USAA$ 1426
USAA$ 1426
Vermont Mutual$ 2045
Vermont Mutual$ 2045

Compare all 2018 Cadillac CT6 rates

Average Cost to Insure Per Year

$ 2288

List Price

$ 54095

Trims Available

2.0T - 3.6L - 2.0T Luxury - 3.6L Luxury - 3.0TT Luxury - 3.6L Premium Luxury - 3.0TT Premium Luxury - 3.6L Platinum - 3.0TT Platinum

2017 Cadillac CT6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1849
Acuity$ 1849
Allied$ 1952
Allied$ 1952
Arbella$ 2007
Arbella$ 2007
Erie$ 1349
Erie$ 1349
GEICO$ 1987
GEICO$ 1987
Mercury$ 1804
Mercury$ 1804
Nationwide$ 1826
Nationwide$ 1826
Plymouth Rock Insurance$ 1769
Plymouth Rock Insurance$ 1769
Progressive$ 1857
Progressive$ 1857
State Farm$ 1526
State Farm$ 1526
Tennessee Farmers$ 1576
Tennessee Farmers$ 1576
USAA$ 1584
USAA$ 1584

Compare all 2017 Cadillac CT6 rates

Average Cost to Insure Per Year

$ 2096

List Price

$ 53795

Trims Available

2.0T - 3.6L - 2.0T Luxury - 3.6L Luxury - 3.6L Premium Luxury - 3.0TT Luxury - 3.0TT Premium Luxury - 3.6L Platinum - 3.0TT Platinum

2016 Cadillac CT6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1691
Acuity$ 1691
Country$ 1858
Country$ 1858
Erie$ 1239
Erie$ 1239
GEICO$ 1640
GEICO$ 1640
Mercury$ 1779
Mercury$ 1779
Nationwide$ 1783
Nationwide$ 1783
Plymouth Rock Insurance$ 1617
Plymouth Rock Insurance$ 1617
Progressive$ 1863
Progressive$ 1863
State Farm$ 1626
State Farm$ 1626
Tennessee Farmers$ 1306
Tennessee Farmers$ 1306
USAA$ 1545
USAA$ 1545
Vermont Mutual$ 1798
Vermont Mutual$ 1798

Compare all 2016 Cadillac CT6 rates

Average Cost to Insure Per Year

$ 1937

List Price

$ 53495

Trims Available

2.0T - 3.6L - 2.0T Luxury - 3.6L Luxury - 3.6L Premium Luxury - 3.0TT Luxury - 3.0TT Premium Luxury - 3.6L Platinum - 3.0TT Platinum