Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Cadillac Escalade? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Cadillac Escalade insurance facts

  • Average full coverage auto insurance premium: $224/month

  • Most affordable companies: Nationwide ($149/month) & Progressive ($155/month)

  • Escalade car insurance cost vs. average rates: $76 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Cadillac Escalade by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Cadillac Escalade insurer costs by state:

Risk factors affecting Cadillac Escalade car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your insurance rate.

How to save money on Cadillac Escalade car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Cadillac models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Cadillac Luxury Automobile Brand

Cadillac is a division of the American auto manufacturer General Motors (GM) and top of the luxury field within the United States market. The target market of Cadillac is customers that demand refinement, high-end design, and features. All Cadillac automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Cadillac XT4, XT5, and CTS are some of their most popular vehicles.

Higher than average Cadillac Escalade repair costs equal higher car insurance rates

Many consumers are attracted to Cadillac’s luxury, refinement, high-end features, safety, and driver-assist technologies, like Cadillac’s Super Cruise hands-free driving. Automotive parts are not as common as more popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Cadillac is above average since repair parts are more expensive and not as available as popular vehicles. For this reason, many Cadillacs are going to have higher than average car insurance rates to similar vehicles in their class.

Rapid depreciation for Escalade affecting auto insurance rates

Another factor to consider for luxury Cadillac’s is they depreciate rapidly, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Cadillac models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower auto rates for drivers

Cadillacs are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies or Cadillac’s Super Cruise “hands-free driving” technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for Cadillac models. The Cadillac XT6 is the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick,” and the NHTSA consistently gives Cadillac automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Cadillac automobile owners when buying a car insurance policy.

2021 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $3215
Allied$3241
Allstate$2681
American Family$2207
Amica$3386
Country Financial$2843
Erie$1916
GEICO$2068
Kentucky Farm Bureau$3015
Liberty Mutual$2034
Mercury$2486
Nationwide$1793
Progressive$1821
State Farm$1846
Tennessee Farmers$2316
Texas Farm Bureau$2148
The Hanover$3149
Travelers$2790

Compare all 2021 Cadillac Escalade rates

Average Cost to Insure Per Year

$2688

List Price

$76195

Trims Available

Standard - Luxury - Premium Luxury - Platinum - Driver Awareness Package as well as Front and Rear Automatic Braking, Full Speed Range Adaptive Cruise Control - rear cross-traffic alert and a full-color head-up display - Standard active-safety features - low-speed automatic emergency braking, forward-collision warnings, active lane control, lane-departure warnings, blind-spot monitors, and lane-change alerts, Anti-lock brakes · Stability control · Front-impact airbags

2020 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2849
Allstate$2719
American Family$2549
Country Financial$2784
Erie$2246
GEICO$2471
Kentucky Farm Bureau$2813
Liberty Mutual$2398
Mercury$2692
Nationwide$1791
Progressive$2034
State Farm$2155
Tennessee Farmers$2633
Texas Farm Bureau$2516
The Hanover$2946
Travelers$2747

Compare all 2020 Cadillac Escalade rates

Average Cost to Insure Per Year

$2612

List Price

$75195

Trims Available

Standard - Luxury - Premium Luxury - Platinum - Standard - Luxury - Premium Luxury - Platinum - Driver Awareness Package as well as Front and Rear Automatic Braking, Full Speed Range Adaptive Cruise Control - rear cross-traffic alert and a full-color head-up display - Standard active-safety features - low-speed automatic emergency braking, forward-collision warnings, active lane control, lane-departure warnings, blind-spot monitors, and lane-change alerts, Anti-lock brakes · Stability control · Front-impact airbags ·

2019 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2680
Allstate$2381
American Family$2230
Country Financial$2490
Erie$1870
GEICO$2019
Kentucky Farm Bureau$2516
Liberty Mutual$1936
Mercury$2349
Nationwide$1743
Progressive$1816
State Farm$1846
Tennessee Farmers$2287
Texas Farm Bureau$2148
The Hanover$2577
Travelers$2453

Compare all 2019 Cadillac Escalade rates

Average Cost to Insure Per Year

$2537

List Price

$75195

Trims Available

Driver Awareness Package as well as Front and Rear Automatic Braking, Full Speed Range Adaptive Cruise Control - rear cross-traffic alert and a full-color head-up display - Standard active-safety features - low-speed automatic emergency braking, forward-collision warnings, active lane control, lane-departure warnings, blind-spot monitors, and lane-change alerts, Anti-lock brakes · Stability control · Front-impact airbags

2018 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2480
Allstate$2101
American Family$1906
Country Financial$2155
Erie$1791
GEICO$1861
Kentucky Farm Bureau$2200
Liberty Mutual$1825
Mercury$2047
Nationwide$1730
Progressive$1736
State Farm$1740
Tennessee Farmers$2034
Texas Farm Bureau$1895
The Hanover$2216
Travelers$2136

Compare all 2018 Cadillac Escalade rates

Average Cost to Insure Per Year

$2418

List Price

$74695

Trims Available

Standard - Luxury - Premium Luxury - Platinum - Driver Awareness Package as well as Front and Rear Automatic Braking, Full Speed Range Adaptive Cruise Control - rear cross-traffic alert and a full-color head-up display - Standard active-safety features - low-speed automatic emergency braking, forward-collision warnings, active lane control, lane-departure warnings, blind-spot monitors, and lane-change alerts, Anti-lock brakes · Stability control · Front-impact airbags ·

2017 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1415
Acuity$ 1415
Amica$ 1745
Amica$ 1745
Arbella$ 1503
Arbella$ 1503
Country$ 1519
Country$ 1519
Erie$ 1379
Erie$ 1379
GEICO$ 1491
GEICO$ 1491
Nationwide$ 1718
Nationwide$ 1718
Plymouth Rock Insurance$ 1674
Plymouth Rock Insurance$ 1674
Southern Farm Bureau$ 1708
Southern Farm Bureau$ 1708
State Farm$ 1685
State Farm$ 1685
USAA$ 1450
USAA$ 1450
Vermont Mutual$ 1387
Vermont Mutual$ 1387

Compare all 2017 Cadillac Escalade rates

Average Cost to Insure Per Year

$ 2018

List Price

$ 73395

Trims Available

Standard - Luxury - Premium Luxury - Platinum

2016 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1393
Acuity$ 1393
Arbella$ 1467
Arbella$ 1467
Country$ 1504
Country$ 1504
Erie$ 1223
Erie$ 1223
GEICO$ 1386
GEICO$ 1386
Nationwide$ 1714
Nationwide$ 1714
Plymouth Rock Insurance$ 1629
Plymouth Rock Insurance$ 1629
Southern Farm Bureau$ 1712
Southern Farm Bureau$ 1712
State Farm$ 1753
State Farm$ 1753
Tennessee Farmers$ 1154
Tennessee Farmers$ 1154
USAA$ 1577
USAA$ 1577
Vermont Mutual$ 1394
Vermont Mutual$ 1394

Compare all 2016 Cadillac Escalade rates

Average Cost to Insure Per Year

$ 1903

List Price

$ 72970

Trims Available

Standard - Luxury Collection - Premium Collection - Platinum

2015 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1363
Acuity$ 1363
Arbella$ 1483
Arbella$ 1483
Country$ 1470
Country$ 1470
Erie$ 1022
Erie$ 1022
GEICO$ 1182
GEICO$ 1182
Nationwide$ 1582
Nationwide$ 1582
Plymouth Rock Insurance$ 1560
Plymouth Rock Insurance$ 1560
Progressive$ 1569
Progressive$ 1569
State Farm$ 1310
State Farm$ 1310
Tennessee Farmers$ 1301
Tennessee Farmers$ 1301
USAA$ 1313
USAA$ 1313
Vermont Mutual$ 1374
Vermont Mutual$ 1374

Compare all 2015 Cadillac Escalade rates

Average Cost to Insure Per Year

$ 1603

List Price

$ 72970

Trims Available

Base - Luxury - Premium - Platinum

2014 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1242
Acuity$ 1242
Allied$ 1540
Allied$ 1540
Amica$ 1538
Amica$ 1538
Arbella$ 1352
Arbella$ 1352
Country$ 1362
Country$ 1362
Erie$ 991
Erie$ 991
GEICO$ 1289
GEICO$ 1289
Plymouth Rock Insurance$ 1513
Plymouth Rock Insurance$ 1513
State Farm$ 1443
State Farm$ 1443
Tennessee Farmers$ 1179
Tennessee Farmers$ 1179
USAA$ 1325
USAA$ 1325
Vermont Mutual$ 1177
Vermont Mutual$ 1177

Compare all 2014 Cadillac Escalade rates

Average Cost to Insure Per Year

$ 1721

List Price

$ 63745

Trims Available

Base - Luxury - Premium - Platinum

2013 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1177
Acuity$ 1177
Allied$ 1367
Allied$ 1367
Arbella$ 1241
Arbella$ 1241
Country$ 1370
Country$ 1370
Erie$ 922
Erie$ 922
GEICO$ 1060
GEICO$ 1060
Nationwide$ 1417
Nationwide$ 1417
Southern Farm Bureau$ 1454
Southern Farm Bureau$ 1454
State Farm$ 1328
State Farm$ 1328
Tennessee Farmers$ 1083
Tennessee Farmers$ 1083
USAA$ 1229
USAA$ 1229
Vermont Mutual$ 1070
Vermont Mutual$ 1070

Compare all 2013 Cadillac Escalade rates

Average Cost to Insure Per Year

$ 1565

List Price

$ 63745

Trims Available

Base - Luxury - Premium - Platinum Edition

2012 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1146
Acuity$ 1146
Allied$ 1398
Allied$ 1398
Arbella$ 1269
Arbella$ 1269
Country$ 1372
Country$ 1372
Erie$ 895
Erie$ 895
GEICO$ 1095
GEICO$ 1095
Nationwide$ 1437
Nationwide$ 1437
Southern Farm Bureau$ 1422
Southern Farm Bureau$ 1422
State Farm$ 1372
State Farm$ 1372
Tennessee Farmers$ 1120
Tennessee Farmers$ 1120
USAA$ 1134
USAA$ 1134
Vermont Mutual$ 1066
Vermont Mutual$ 1066

Compare all 2012 Cadillac Escalade rates

Average Cost to Insure Per Year

$ 1537

List Price

$ 63170

Trims Available

Base - Luxury - Premium - Platinum Edition

2011 Cadillac Escalade

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1343
Acuity$ 1343
Allied$ 1349
Allied$ 1349
Arbella$ 1168
Arbella$ 1168
Country$ 1335
Country$ 1335
Erie$ 921
Erie$ 921
GEICO$ 1075
GEICO$ 1075
Nationwide$ 1403
Nationwide$ 1403
Southern Farm Bureau$ 1361
Southern Farm Bureau$ 1361
State Farm$ 1269
State Farm$ 1269
Tennessee Farmers$ 1123
Tennessee Farmers$ 1123
USAA$ 1053
USAA$ 1053
Vermont Mutual$ 1042
Vermont Mutual$ 1042

Compare all 2011 Cadillac Escalade rates

Average Cost to Insure Per Year

$ 1487

List Price

$ 63455

Trims Available

Base - Luxury - Premium - Platinum Edition