Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Chevrolet City Express Cargo? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Chevrolet City Express Cargo insurance facts

  • Average full coverage auto insurance premium: $110/month

  • Most affordable companies: Nationwide ($81/month) & GEICO ($84/month)

  • City Express Cargo insurance cost vs. average rates: $76 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chevy City Express Cargo by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Chevrolet City Express Cargo insurer costs by state:

Risk factors affecting Chevrolet City Express Cargo car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chevy City Express Cargo car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chevrolet models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chevrolet automobile brand

Chevrolet or referred to as Chevy, is a vehicle brand of General Motors specializing in popular, affordable cars for the United States market. The target market of Chevy is middle-class customers and the more affluent for higher-end models such as Cadillac. Chevrolet focuses on high quality, advanced technology, creative designs, and affordability. All Chevrolet automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chevrolet Corvette, Tahoe, Silverado, and Suburban are some of their most popular vehicles.

Higher than average Chevy City Express Cargo repair costs equal higher coverage rates

Many consumers are attracted to Chevrolet’s creative designs, increased fuel efficiency, and driver-assist technologies, like Chevy’s Enhanced Driver Alert Package. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chevrolet is higher than average since repair parts are slightly more expensive. For this reason, many Chevrolets are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chevrolet City Express Cargo affecting auto policies

Another factor to consider for Chevrolets is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chevy models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Chevrolets are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Driver Alert Technology Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Chevrolet models. The Chevrolet Equinox, Cruze, and Bolt EV are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Chevy automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chevrolet automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Chevrolet City Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2034
Acuity$2041
Allied$1326
Allstate$1678
American Family$1480
Arbella$1524
Country Financial$1821
Erie$1124
GEICO$1040
Kentucky Farm Bureau$1993
Liberty Mutual$1249
Mercury$1278
Nationwide$976
Progressive$1156
State Farm$1069
Texas Farm Bureau$1634
The Hanover$2019
Travelers$1699

Compare all 2021 Chevrolet City Express Cargo rates

Average Cost to Insure Per Year

$1298

List Price

$25635

Trims Available

LS - LT - Engine: 2.0L inline-four-cylinder engine with continuously variable valve timing with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 Chevrolet City Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2034
Allied$1324
Allstate$1643
American Family$1349
Arbella$1452
Country Financial$1820
Erie$1185
GEICO$1036
Kentucky Farm Bureau$1990
Liberty Mutual$1260
Mercury$1294
Nationwide$950
State Farm$1140
Texas Farm Bureau$1529
The Hanover$2015
Travelers$1734

Compare all 2020 Chevrolet City Express Cargo rates

Average Cost to Insure Per Year

$1216

List Price

$22310

Trims Available

LS - LT - Engine: 2.0L inline-four-cylinder engine with continuously variable valve timing with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 Chevrolet City Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1856
Allied$1246
Allstate$1426
American Family$1280
Arbella$1324
Country Financial$1549
Erie$1130
GEICO$988
Kentucky Farm Bureau$1677
Liberty Mutual$1164
Mercury$1198
Nationwide$936
State Farm$1052
Texas Farm Bureau$1359
The Hanover$1706
Travelers$1480

Compare all 2019 Chevrolet City Express Cargo rates

Average Cost to Insure Per Year

$1169

List Price

$22955

Trims Available

LS - LT - Engine: 2.0L inline-four-cylinder engine with continuously variable valve timing with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 Chevrolet City Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1654
Allied$1197
Allstate$1326
American Family$1215
Arbella$1226
Country Financial$1468
Erie$1053
GEICO$987
Kentucky Farm Bureau$1511
Liberty Mutual$1062
Mercury$1148
Nationwide$926
State Farm$1006
Texas Farm Bureau$1274
The Hanover$1634
Travelers$1420

Compare all 2018 Chevrolet City Express Cargo rates

Average Cost to Insure Per Year

$1103

List Price

$22855

Trims Available

LS - LT - Engine: 2.0L inline-four-cylinder engine with continuously variable valve timing with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2017 Chevrolet City Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1089
Acuity$ 1089
Allied$ 992
Allied$ 992
American Family$ 1189
American Family$ 1189
Arbella$ 1184
Arbella$ 1184
Country$ 1165
Country$ 1165
Erie$ 876
Erie$ 876
Nationwide$ 1119
Nationwide$ 1119
Plymouth Rock Insurance$ 947
Plymouth Rock Insurance$ 947
Tennessee Farmers$ 915
Tennessee Farmers$ 915
Texas Farm Bureau$ 824
Texas Farm Bureau$ 824
USAA$ 870
USAA$ 870
Vermont Mutual$ 969
Vermont Mutual$ 969

Compare all 2017 Chevrolet City Express Cargo rates

Average Cost to Insure Per Year

$ 973

List Price

$ 22405

Trims Available

LS - LT

2016 Chevrolet City Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1059
Acuity$ 1059
Allied$ 1019
Allied$ 1019
American Family$ 1149
American Family$ 1149
Arbella$ 1104
Arbella$ 1104
Country$ 1127
Country$ 1127
Erie$ 830
Erie$ 830
Nationwide$ 1117
Nationwide$ 1117
Plymouth Rock Insurance$ 924
Plymouth Rock Insurance$ 924
Tennessee Farmers$ 889
Tennessee Farmers$ 889
Texas Farm Bureau$ 807
Texas Farm Bureau$ 807
USAA$ 848
USAA$ 848
Vermont Mutual$ 931
Vermont Mutual$ 931

Compare all 2016 Chevrolet City Express Cargo rates

Average Cost to Insure Per Year

$ 1031

List Price

$ 21955

Trims Available

LS - LT

2015 Chevrolet City Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1037
Acuity$ 1037
Allied$ 1026
Allied$ 1026
American Family$ 1125
American Family$ 1125
Country$ 1118
Country$ 1118
Erie$ 857
Erie$ 857
GEICO$ 1115
GEICO$ 1115
Nationwide$ 1127
Nationwide$ 1127
Plymouth Rock Insurance$ 903
Plymouth Rock Insurance$ 903
Tennessee Farmers$ 944
Tennessee Farmers$ 944
Texas Farm Bureau$ 789
Texas Farm Bureau$ 789
USAA$ 872
USAA$ 872
Vermont Mutual$ 906
Vermont Mutual$ 906

Compare all 2015 Chevrolet City Express Cargo rates

Average Cost to Insure Per Year

$ 999

List Price

$ 21955

Trims Available

LS - LT