Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Are you looking for a new or used Chevrolet Colorado? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Chevrolet Colorado car insurance facts

  • Average full coverage auto insurance premium: $119/month

  • Most affordable companies: GEICO ($82/month) & Tennessee Farmers ($91/month)

  • Colorado car insurance cost vs. average rates: $29 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chevy Colorado by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Chevrolet Colorado insurer costs by state:

Risk factors affecting Chevrolet Colorado car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chevy Colorado car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chevrolet models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chevrolet automobile brand

Chevrolet or referred to as Chevy, is a vehicle brand of General Motors specializing in popular, affordable cars for the United States market. The target market of Chevy is middle-class customers and the more affluent for higher-end models such as Cadillac. Chevrolet focuses on high quality, advanced technology, creative designs, and affordability. All Chevrolet automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chevrolet Corvette, Tahoe, Silverado, and Suburban are some of their most popular vehicles.

Higher than average Chevy Colorado repair costs equal higher coverage rates

Many consumers are attracted to Chevrolet’s creative designs, increased fuel efficiency, and driver-assist technologies, like Chevy’s Enhanced Driver Alert Package. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chevrolet is higher than average since repair parts are slightly more expensive. For this reason, many Chevrolets are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chevrolet Colorado affecting auto policies

Another factor to consider for Chevrolets is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chevy models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Chevrolets are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Driver Alert Technology Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Chevrolet models. The Chevrolet Equinox, Cruze, and Bolt EV are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Chevy automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chevrolet automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Chevrolet Colorado

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1835
Acuity$1921
Allstate$1527
American Family$1205
Erie$1074
GEICO$988
Kentucky Farm Bureau$1714
Liberty Mutual$1146
Mercury$1352
Nationwide$1626
Progressive$1134
State Farm$1453
Tennessee Farmers$1028
Texas Farm Bureau$1406
The Hanover$1789
Travelers$1605
USAA$1249

Compare all 2021 Chevrolet Colorado rates

Average Cost to Insure Per Year

$1435

List Price

$25200

Trims Available

Base - Work Truck - LT - Z71 - ZR2 - Base Engine: 2.5L four-cylinder engine and six-speed automatic transmission with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 Chevrolet Colorado

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1580
Allstate$1311
American Family$1126
Erie$1035
Farmers$1430
GEICO$955
Liberty Mutual$1077
Mercury$1240
Nationwide$1406
Progressive$1056
State Farm$1305
Tennessee Farmers$986
Texas Farm Bureau$1271
The Hanover$1541
Travelers$1328
USAA$1130

Compare all 2020 Chevrolet Colorado rates

Average Cost to Insure Per Year

$1269

List Price

$21300

Trims Available

Base - Work Truck - LT - Z71 - ZR2 - Base Engine: 2.5L four-cylinder engine and six-speed automatic transmission with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 Chevrolet Colorado

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1571
Allstate$1330
American Family$1087
Erie$1002
GEICO$930
Kentucky Farm Bureau$1429
Liberty Mutual$1056
Mercury$1149
Nationwide$1428
Progressive$1046
State Farm$1329
Tennessee Farmers$946
Texas Farm Bureau$1312
The Hanover$1540
Travelers$1350
USAA$1106

Compare all 2019 Chevrolet Colorado rates

Average Cost to Insure Per Year

$1125

List Price

$21300

Trims Available

Base - Work Truck - LT - Z71 - ZR2 - Base Engine: 2.5L four-cylinder engine and six-speed automatic transmission with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 Chevrolet Colorado

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1090
Acuity$ 1090
Allied$ 1052
Allied$ 1052
American Family$ 1016
American Family$ 1016
Country$ 1134
Country$ 1134
Erie$ 764
Erie$ 764
GEICO$ 589
GEICO$ 589
Nationwide$ 935
Nationwide$ 935
Progressive$ 796
Progressive$ 796
State Farm$ 806
State Farm$ 806
Tennessee Farmers$ 1072
Tennessee Farmers$ 1072
USAA$ 809
USAA$ 809
Vermont Mutual$ 1020
Vermont Mutual$ 1020

Compare all 2018 Chevrolet Colorado rates

Average Cost to Insure Per Year

$ 974

List Price

$ 20200

Trims Available

Base - Work Truck - LT - Z71 - ZR2

2017 Chevrolet Colorado

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1092
Acuity$ 1092
American Family$ 1099
American Family$ 1099
Erie$ 744
Erie$ 744
GEICO$ 576
GEICO$ 576
Nationwide$ 1006
Nationwide$ 1006
Plymouth Rock Insurance$ 1111
Plymouth Rock Insurance$ 1111
Progressive$ 797
Progressive$ 797
State Farm$ 855
State Farm$ 855
Tennessee Farmers$ 1002
Tennessee Farmers$ 1002
Texas Farm Bureau$ 735
Texas Farm Bureau$ 735
USAA$ 806
USAA$ 806
Vermont Mutual$ 976
Vermont Mutual$ 976

Compare all 2017 Chevrolet Colorado rates

Average Cost to Insure Per Year

$ 971

List Price

$ 20000

Trims Available

Base - Work Truck - LT - Z71 - ZR2

2016 Chevrolet Colorado

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1071
Acuity$ 1071
American Family$ 869
American Family$ 869
Country$ 1025
Country$ 1025
Erie$ 696
Erie$ 696
GEICO$ 548
GEICO$ 548
Nationwide$ 950
Nationwide$ 950
Progressive$ 720
Progressive$ 720
State Farm$ 701
State Farm$ 701
Tennessee Farmers$ 963
Tennessee Farmers$ 963
Texas Farm Bureau$ 736
Texas Farm Bureau$ 736
USAA$ 695
USAA$ 695
Vermont Mutual$ 986
Vermont Mutual$ 986

Compare all 2016 Chevrolet Colorado rates

Average Cost to Insure Per Year

$ 876

List Price

$ 20100

Trims Available

Base - Work Truck - LT - Z71

2015 Chevrolet Colorado

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 979
Allied$ 979
American Family$ 958
American Family$ 958
Erie$ 702
Erie$ 702
GEICO$ 565
GEICO$ 565
Nationwide$ 952
Nationwide$ 952
Plymouth Rock Insurance$ 1050
Plymouth Rock Insurance$ 1050
Progressive$ 783
Progressive$ 783
State Farm$ 700
State Farm$ 700
Tennessee Farmers$ 909
Tennessee Farmers$ 909
Texas Farm Bureau$ 812
Texas Farm Bureau$ 812
USAA$ 681
USAA$ 681
Vermont Mutual$ 961
Vermont Mutual$ 961

Compare all 2015 Chevrolet Colorado rates

Average Cost to Insure Per Year

$ 895

List Price

$ 20120

Trims Available

Base - Work Truck - LT - Z71

2012 Chevrolet Colorado

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 802
Acuity$ 802
Allied$ 825
Allied$ 825
American Family$ 788
American Family$ 788
Erie$ 578
Erie$ 578
GEICO$ 432
GEICO$ 432
Nationwide$ 848
Nationwide$ 848
Progressive$ 702
Progressive$ 702
State Farm$ 582
State Farm$ 582
Tennessee Farmers$ 693
Tennessee Farmers$ 693
Texas Farm Bureau$ 560
Texas Farm Bureau$ 560
USAA$ 583
USAA$ 583
Vermont Mutual$ 640
Vermont Mutual$ 640

Compare all 2012 Chevrolet Colorado rates

Average Cost to Insure Per Year

$ 746

List Price

$ 17475

Trims Available

Work Truck - LT

2011 Chevrolet Colorado

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 781
American Family$ 781
Arbella$ 782
Arbella$ 782
Country$ 811
Country$ 811
Erie$ 558
Erie$ 558
GEICO$ 369
GEICO$ 369
Nationwide$ 781
Nationwide$ 781
Progressive$ 666
Progressive$ 666
State Farm$ 546
State Farm$ 546
Tennessee Farmers$ 651
Tennessee Farmers$ 651
Texas Farm Bureau$ 458
Texas Farm Bureau$ 458
USAA$ 561
USAA$ 561
Vermont Mutual$ 584
Vermont Mutual$ 584

Compare all 2011 Chevrolet Colorado rates

Average Cost to Insure Per Year

$ 706

List Price

$ 17145

Trims Available

Work Truck - LT