Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Chevrolet Equinox? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Chevrolet Equinox car insurance facts

  • Average full coverage auto insurance premium: $95/month

  • Most affordable companies: GEICO ($71/month) & USAA ($75/month)

  • Equinox car insurance cost vs. average rates: $83 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chevy Equinox by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Chevrolet Equinox insurer costs by state:

Risk factors affecting Chevrolet Equinox car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chevy Equinox car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chevrolet models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chevrolet automobile brand

Chevrolet or referred to as Chevy, is a vehicle brand of General Motors specializing in popular, affordable cars for the United States market. The target market of Chevy is middle-class customers and the more affluent for higher-end models such as Cadillac. Chevrolet focuses on high quality, advanced technology, creative designs, and affordability. All Chevrolet automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chevrolet Corvette, Tahoe, Silverado, and Suburban are some of their most popular vehicles.

Higher than average Chevy Equinox repair costs equal higher car insurance rates

Many consumers are attracted to Chevrolet’s creative designs, increased fuel efficiency, and driver-assist technologies, like Chevy’s Enhanced Driver Alert Package. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chevrolet is higher than average since repair parts are slightly more expensive. For this reason, many Chevrolets are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chevrolet Equinox affecting auto policies

Another factor to consider for Chevrolets is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chevy models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Chevrolets are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Driver Alert Technology Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Chevrolet models. The Chevrolet Equinox, Cruze, and Bolt EV are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Chevy automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chevrolet automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1623
Acuity$1729
Allstate$1394
American Family$1055
Erie$959
GEICO$866
Kentucky Farm Bureau$1526
Liberty Mutual$1019
Mercury$1265
Nationwide$1459
Progressive$1006
State Farm$1354
Tennessee Farmers$1143
Texas Farm Bureau$1275
The Hanover$1591
Travelers$1416
USAA$932

Compare all 2021 Chevrolet Equinox rates

Average Cost to Insure Per Year

$1138

List Price

$23800

Trims Available

L - LS - LT - Premier - Engine: turbocharged 1.5-liter four-cylinder makes 170 horsepower with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1536
Allstate$1290
American Family$1012
Erie$889
Farmers$1458
GEICO$823
Liberty Mutual$987
Mercury$1131
Nationwide$1406
Progressive$930
State Farm$1258
Tennessee Farmers$1063
Texas Farm Bureau$1168
The Hanover$1490
Travelers$1330
USAA$847

Compare all 2020 Chevrolet Equinox rates

Average Cost to Insure Per Year

$1136

List Price

$23800

Trims Available

L - LS - LT - Premier - Engine: turbocharged 1.5-liter four-cylinder makes 170 horsepower with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1536
Allstate$1148
American Family$977
Erie$880
GEICO$813
Kentucky Farm Bureau$1430
Liberty Mutual$843
Mercury$1066
Nationwide$1330
Progressive$827
State Farm$1133
Tennessee Farmers$1035
Texas Farm Bureau$1130
The Hanover$1478
Travelers$1250
USAA$845

Compare all 2019 Chevrolet Equinox rates

Average Cost to Insure Per Year

$1135

List Price

$23800

Trims Available

L - LS - LT - Premier - Engine: turbocharged 1.5-liter four-cylinder makes 170 horsepower with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1106
Acuity$ 1106
Allied$ 940
Allied$ 940
American Family$ 1112
American Family$ 1112
Country$ 1106
Country$ 1106
Erie$ 860
Erie$ 860
GEICO$ 609
GEICO$ 609
Nationwide$ 937
Nationwide$ 937
Progressive$ 718
Progressive$ 718
State Farm$ 817
State Farm$ 817
Tennessee Farmers$ 958
Tennessee Farmers$ 958
USAA$ 721
USAA$ 721
Vermont Mutual$ 994
Vermont Mutual$ 994

Compare all 2018 Chevrolet Equinox rates

Average Cost to Insure Per Year

$ 982

List Price

$ 23580

Trims Available

L - LS - LT - Premier

2017 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1103
Acuity$ 1103
Allied$ 941
Allied$ 941
American Family$ 1113
American Family$ 1113
Country$ 1096
Country$ 1096
Erie$ 737
Erie$ 737
GEICO$ 574
GEICO$ 574
Nationwide$ 969
Nationwide$ 969
Progressive$ 745
Progressive$ 745
State Farm$ 812
State Farm$ 812
Texas Farm Bureau$ 779
Texas Farm Bureau$ 779
USAA$ 754
USAA$ 754
Vermont Mutual$ 968
Vermont Mutual$ 968

Compare all 2017 Chevrolet Equinox rates

Average Cost to Insure Per Year

$ 958

List Price

$ 23100

Trims Available

L - LS - LT - Premier

2016 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 956
Allied$ 956
American Family$ 1062
American Family$ 1062
Country$ 1076
Country$ 1076
Erie$ 682
Erie$ 682
GEICO$ 569
GEICO$ 569
Nationwide$ 988
Nationwide$ 988
Progressive$ 716
Progressive$ 716
State Farm$ 857
State Farm$ 857
Tennessee Farmers$ 849
Tennessee Farmers$ 849
Texas Farm Bureau$ 763
Texas Farm Bureau$ 763
USAA$ 742
USAA$ 742
Vermont Mutual$ 939
Vermont Mutual$ 939

Compare all 2016 Chevrolet Equinox rates

Average Cost to Insure Per Year

$ 920

List Price

$ 22600

Trims Available

L - LS - LT - LTZ

2015 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 970
Allied$ 970
American Family$ 1006
American Family$ 1006
Country$ 1025
Country$ 1025
Erie$ 641
Erie$ 641
GEICO$ 539
GEICO$ 539
Nationwide$ 974
Nationwide$ 974
Progressive$ 680
Progressive$ 680
State Farm$ 713
State Farm$ 713
Tennessee Farmers$ 870
Tennessee Farmers$ 870
Texas Farm Bureau$ 738
Texas Farm Bureau$ 738
USAA$ 662
USAA$ 662
Vermont Mutual$ 905
Vermont Mutual$ 905

Compare all 2015 Chevrolet Equinox rates

Average Cost to Insure Per Year

$ 863

List Price

$ 22120

Trims Available

L - LS - LT - LTZ

2014 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1017
Acuity$ 1017
Allied$ 981
Allied$ 981
American Family$ 981
American Family$ 981
Erie$ 661
Erie$ 661
GEICO$ 522
GEICO$ 522
Nationwide$ 987
Nationwide$ 987
Progressive$ 675
Progressive$ 675
State Farm$ 745
State Farm$ 745
Tennessee Farmers$ 862
Tennessee Farmers$ 862
Texas Farm Bureau$ 761
Texas Farm Bureau$ 761
USAA$ 647
USAA$ 647
Vermont Mutual$ 876
Vermont Mutual$ 876

Compare all 2014 Chevrolet Equinox rates

Average Cost to Insure Per Year

$ 856

List Price

$ 24440

Trims Available

LS - LT - LTZ

2013 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 956
Acuity$ 956
Allied$ 952
Allied$ 952
American Family$ 928
American Family$ 928
Erie$ 609
Erie$ 609
GEICO$ 504
GEICO$ 504
Nationwide$ 975
Nationwide$ 975
Progressive$ 657
Progressive$ 657
State Farm$ 680
State Farm$ 680
Tennessee Farmers$ 829
Tennessee Farmers$ 829
Texas Farm Bureau$ 743
Texas Farm Bureau$ 743
USAA$ 602
USAA$ 602
Vermont Mutual$ 828
Vermont Mutual$ 828

Compare all 2013 Chevrolet Equinox rates

Average Cost to Insure Per Year

$ 823

List Price

$ 24255

Trims Available

LS - LT - LTZ

2012 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 914
Acuity$ 914
American Family$ 942
American Family$ 942
Country$ 983
Country$ 983
Erie$ 605
Erie$ 605
GEICO$ 496
GEICO$ 496
Nationwide$ 985
Nationwide$ 985
Progressive$ 699
Progressive$ 699
State Farm$ 801
State Farm$ 801
Tennessee Farmers$ 836
Tennessee Farmers$ 836
Texas Farm Bureau$ 725
Texas Farm Bureau$ 725
USAA$ 616
USAA$ 616
Vermont Mutual$ 781
Vermont Mutual$ 781

Compare all 2012 Chevrolet Equinox rates

Average Cost to Insure Per Year

$ 836

List Price

$ 23530

Trims Available

LS - LT - LTZ

2011 Chevrolet Equinox

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 896
Allstate$ 896
American Family$ 812
American Family$ 812
Country$ 853
Country$ 853
Erie$ 556
Erie$ 556
GEICO$ 457
GEICO$ 457
Nationwide$ 903
Nationwide$ 903
Progressive$ 623
Progressive$ 623
State Farm$ 609
State Farm$ 609
Tennessee Farmers$ 769
Tennessee Farmers$ 769
Texas Farm Bureau$ 700
Texas Farm Bureau$ 700
USAA$ 542
USAA$ 542
Vermont Mutual$ 722
Vermont Mutual$ 722

Compare all 2011 Chevrolet Equinox rates

Average Cost to Insure Per Year

$ 757

List Price

$ 22995

Trims Available

LS - LT - LTZ