Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Are you looking for a new or used Chevrolet Express Cargo? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Chevrolet Express Cargo car insurance facts

  • Average full coverage auto insurance premium: $120/month

  • Most affordable companies: Progressive ($74/month) & USAA ($77/month)

  • Express Cargo car insurance cost vs. average rates: $17 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chevy Express Cargo by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Chevrolet Express Cargo insurer costs by state:

Risk factors affecting Chevrolet Express Cargo car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chevy Express Cargo car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chevrolet models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chevrolet automobile brand

Chevrolet or referred to as Chevy, is a vehicle brand of General Motors specializing in popular, affordable cars for the United States market. The target market of Chevy is middle-class customers and the more affluent for higher-end models such as Cadillac. Chevrolet focuses on high quality, advanced technology, creative designs, and affordability. All Chevrolet automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chevrolet Corvette, Tahoe, Silverado, and Suburban are some of their most popular vehicles.

Higher than average Chevy Express Cargo repair costs equal higher car insurance rates

Many consumers are attracted to Chevrolet’s creative designs, increased fuel efficiency, and driver-assist technologies, like Chevy’s Enhanced Driver Alert Package. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chevrolet is higher than average since repair parts are slightly more expensive. For this reason, many Chevrolets are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chevrolet Express Cargo affecting auto policies

Another factor to consider for Chevrolets is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chevy models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Chevrolets are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Driver Alert Technology Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Chevrolet models. The Chevrolet Equinox, Cruze, and Bolt EV are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Chevy automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chevrolet automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1706
Acuity$1835
Allstate$1451
American Family$1084
Erie$976
GEICO$1028
Kentucky Farm Bureau$1587
Liberty Mutual$1059
Mercury$1279
Nationwide$1536
Progressive$896
State Farm$1428
Tennessee Farmers$1162
Texas Farm Bureau$1306
The Hanover$1624
Travelers$1487
USAA$952

Compare all 2021 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$1435

List Price

$33000

Trims Available

2500 - 3500 - Engine: 6.6L V8 engine with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1541
Allstate$1297
American Family$1015
Erie$890
Farmers$1568
GEICO$936
Liberty Mutual$990
Mercury$1133
Nationwide$1409
Progressive$833
State Farm$1261
Tennessee Farmers$1073
Texas Farm Bureau$1170
The Hanover$1502
Travelers$1332
USAA$849

Compare all 2020 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$1320

List Price

$32500

Trims Available

2500 - 3500 - Engine: 6.6L V8 engine with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1536
Allstate$1148
American Family$977
Erie$880
GEICO$827
Kentucky Farm Bureau$1430
Liberty Mutual$843
Mercury$1066
Nationwide$1330
Progressive$813
State Farm$1133
Tennessee Farmers$1035
Texas Farm Bureau$1130
The Hanover$1478
Travelers$1250
USAA$845

Compare all 2019 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$1235

List Price

$32500

Trims Available

2500 - 3500 - Engine: 6.6L V8 engine with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1154
Acuity$ 1154
Allied$ 1058
Allied$ 1058
American Family$ 1138
American Family$ 1138
Country$ 1202
Country$ 1202
Erie$ 788
Erie$ 788
GEICO$ 768
GEICO$ 768
Mercury$ 1139
Mercury$ 1139
Plymouth Rock Insurance$ 944
Plymouth Rock Insurance$ 944
Progressive$ 784
Progressive$ 784
State Farm$ 929
State Farm$ 929
USAA$ 903
USAA$ 903
Vermont Mutual$ 1034
Vermont Mutual$ 1034

Compare all 2018 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$ 1116

List Price

$ 31295

Trims Available

2500 - 3500

2017 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1150
Acuity$ 1150
Allied$ 1077
Allied$ 1077
American Family$ 1209
American Family$ 1209
Arbella$ 1182
Arbella$ 1182
Erie$ 913
Erie$ 913
GEICO$ 1150
GEICO$ 1150
Mercury$ 1141
Mercury$ 1141
Plymouth Rock Insurance$ 932
Plymouth Rock Insurance$ 932
Progressive$ 1054
Progressive$ 1054
Texas Farm Bureau$ 849
Texas Farm Bureau$ 849
USAA$ 995
USAA$ 995
Vermont Mutual$ 1005
Vermont Mutual$ 1005

Compare all 2017 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$ 1194

List Price

$ 30745

Trims Available

2500 - 3500

2016 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1004
Allied$ 1004
Erie$ 743
Erie$ 743
GEICO$ 795
GEICO$ 795
Mercury$ 1106
Mercury$ 1106
Nationwide$ 1056
Nationwide$ 1056
Plymouth Rock Insurance$ 911
Plymouth Rock Insurance$ 911
Progressive$ 894
Progressive$ 894
State Farm$ 1084
State Farm$ 1084
Tennessee Farmers$ 882
Tennessee Farmers$ 882
Texas Farm Bureau$ 799
Texas Farm Bureau$ 799
USAA$ 913
USAA$ 913
Vermont Mutual$ 971
Vermont Mutual$ 971

Compare all 2016 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$ 1030

List Price

$ 30595

Trims Available

2500 - 3500

2015 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1050
Allied$ 1050
American Family$ 997
American Family$ 997
Erie$ 698
Erie$ 698
GEICO$ 515
GEICO$ 515
Nationwide$ 987
Nationwide$ 987
Plymouth Rock Insurance$ 895
Plymouth Rock Insurance$ 895
Progressive$ 750
Progressive$ 750
State Farm$ 736
State Farm$ 736
Tennessee Farmers$ 911
Tennessee Farmers$ 911
Texas Farm Bureau$ 788
Texas Farm Bureau$ 788
USAA$ 732
USAA$ 732
Vermont Mutual$ 922
Vermont Mutual$ 922

Compare all 2015 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$ 893

List Price

$ 29555

Trims Available

2500 - 3500

2014 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 900
American Family$ 900
Country$ 1004
Country$ 1004
Erie$ 611
Erie$ 611
GEICO$ 483
GEICO$ 483
Nationwide$ 949
Nationwide$ 949
Plymouth Rock Insurance$ 879
Plymouth Rock Insurance$ 879
Progressive$ 680
Progressive$ 680
State Farm$ 620
State Farm$ 620
Tennessee Farmers$ 858
Tennessee Farmers$ 858
Texas Farm Bureau$ 769
Texas Farm Bureau$ 769
USAA$ 625
USAA$ 625
Vermont Mutual$ 876
Vermont Mutual$ 876

Compare all 2014 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$ 806

List Price

$ 27710

Trims Available

1500 - 2500 - 3500

2013 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 963
Acuity$ 963
American Family$ 865
American Family$ 865
Erie$ 600
Erie$ 600
GEICO$ 460
GEICO$ 460
Nationwide$ 938
Nationwide$ 938
Plymouth Rock Insurance$ 861
Plymouth Rock Insurance$ 861
Progressive$ 671
Progressive$ 671
State Farm$ 586
State Farm$ 586
Tennessee Farmers$ 834
Tennessee Farmers$ 834
Texas Farm Bureau$ 723
Texas Farm Bureau$ 723
USAA$ 601
USAA$ 601
Vermont Mutual$ 833
Vermont Mutual$ 833

Compare all 2013 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$ 776

List Price

$ 25320

Trims Available

1500 - 2500 - 3500

2012 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 921
Acuity$ 921
American Family$ 876
American Family$ 876
Erie$ 600
Erie$ 600
GEICO$ 454
GEICO$ 454
Nationwide$ 962
Nationwide$ 962
Plymouth Rock Insurance$ 852
Plymouth Rock Insurance$ 852
Progressive$ 687
Progressive$ 687
State Farm$ 635
State Farm$ 635
Tennessee Farmers$ 824
Tennessee Farmers$ 824
Texas Farm Bureau$ 755
Texas Farm Bureau$ 755
USAA$ 610
USAA$ 610
Vermont Mutual$ 777
Vermont Mutual$ 777

Compare all 2012 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$ 797

List Price

$ 25090

Trims Available

1500 - 2500 - 3500

2011 Chevrolet Express Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 955
Allied$ 955
American Family$ 929
American Family$ 929
Arbella$ 911
Arbella$ 911
Erie$ 617
Erie$ 617
GEICO$ 461
GEICO$ 461
Plymouth Rock Insurance$ 840
Plymouth Rock Insurance$ 840
Progressive$ 741
Progressive$ 741
State Farm$ 754
State Farm$ 754
Tennessee Farmers$ 825
Tennessee Farmers$ 825
Texas Farm Bureau$ 735
Texas Farm Bureau$ 735
USAA$ 676
USAA$ 676
Vermont Mutual$ 731
Vermont Mutual$ 731

Compare all 2011 Chevrolet Express Cargo rates

Average Cost to Insure Per Year

$ 837

List Price

$ 24860

Trims Available

1500 - 2500 - 3500