Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Are you looking for a new or used Chevrolet Malibu? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Chevrolet Malibu car insurance facts

  • Average full coverage auto insurance premium: $137/month

  • Most affordable companies: Auto-Owners ($86/month) & USAA ($91/month)

  • Malibu car insurance cost vs. average rates: $23 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chevy Malibu by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Chevrolet Malibu insurer costs by state:

Risk factors affecting Chevrolet Malibu car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chevy Malibu car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chevrolet models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chevrolet automobile brand

Chevrolet or referred to as Chevy, is a vehicle brand of General Motors specializing in popular, affordable cars for the United States market. The target market of Chevy is middle-class customers and the more affluent for higher-end models such as Cadillac. Chevrolet focuses on high quality, advanced technology, creative designs, and affordability. All Chevrolet automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chevrolet Corvette, Tahoe, Silverado, and Suburban are some of their most popular vehicles.

Higher than average Chevy Malibu repair costs equal higher car insurance rates

Many consumers are attracted to Chevrolet’s creative designs, increased fuel efficiency, and driver-assist technologies, like Chevy’s Enhanced Driver Alert Package. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chevrolet is higher than average since repair parts are slightly more expensive. For this reason, many Chevrolets are going to have higher than average car insurance rates to similar cars in their class.

Learn more about Chevy Malibu.

Rapid depreciation for Chevrolet Malibu affecting auto policies

Another factor to consider for Chevrolets is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chevy models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Chevrolets are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Driver Alert Technology Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Chevrolet models. The Chevrolet Equinox, Cruze, and Bolt EV are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Chevy automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chevrolet automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1932
Acuity$2037
Allstate$1725
American Family$1356
Auto-Owners$1036
Erie$1159
GEICO$1244
Kentucky Farm Bureau$1796
Liberty Mutual$1280
Mercury$1492
Nationwide$1754
State Farm$1635
Tennessee Farmers$1446
Texas Farm Bureau$1546
The Hanover$1861
Travelers$1761
USAA$1150

Compare all 2021 Chevrolet Malibu rates

Average Cost to Insure Per Year

$1635

List Price

$22270

Trims Available

L - LS Fleet - LS - LT - Hybrid - Premier - Engine: 1.5-liter turbo-4 that makes 163 horsepower with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1913
Allstate$1689
American Family$1354
Auto-Owners$1024
Erie$1156
Farmers$1826
GEICO$1239
Liberty Mutual$1278
Mercury$1459
Nationwide$1745
State Farm$1620
Tennessee Farmers$1436
Texas Farm Bureau$1541
The Hanover$1855
Travelers$1735
USAA$1149

Compare all 2020 Chevrolet Malibu rates

Average Cost to Insure Per Year

$1625

List Price

$22140

Trims Available

L - LS Fleet - LS - LT - Hybrid - Premier - Engine: 1.5-liter turbo-4 that makes 163 horsepower with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1864
Allstate$1511
American Family$1235
Auto-Owners$1006
Erie$1089
GEICO$1142
Kentucky Farm Bureau$1682
Liberty Mutual$1189
Mercury$1340
Nationwide$1635
State Farm$1426
Tennessee Farmers$1264
Texas Farm Bureau$1387
The Hanover$1724
Travelers$1584
USAA$1035

Compare all 2019 Chevrolet Malibu rates

Average Cost to Insure Per Year

$1606

List Price

$22090

Trims Available

L - LS Fleet - LS - LT - Hybrid - Premier - Engine: 1.5-liter turbo-4 that makes 163 horsepower with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1260
Acuity$ 1260
Allied$ 1170
Allied$ 1170
American Family$ 1363
American Family$ 1363
Arbella$ 1418
Arbella$ 1418
Country$ 1435
Country$ 1435
Erie$ 982
Erie$ 982
Nationwide$ 1289
Nationwide$ 1289
Plymouth Rock Insurance$ 1112
Plymouth Rock Insurance$ 1112
Progressive$ 1333
Progressive$ 1333
Tennessee Farmers$ 1130
Tennessee Farmers$ 1130
USAA$ 1098
USAA$ 1098
Vermont Mutual$ 1205
Vermont Mutual$ 1205

Compare all 2018 Chevrolet Malibu rates

Average Cost to Insure Per Year

$ 1568

List Price

$ 21680

Trims Available

L - LS Fleet - LS - LT - Hybrid - Premier

2017 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1246
Acuity$ 1246
Allied$ 1196
Allied$ 1196
Erie$ 908
Erie$ 908
GEICO$ 1147
GEICO$ 1147
Nationwide$ 1272
Nationwide$ 1272
Plymouth Rock Insurance$ 1107
Plymouth Rock Insurance$ 1107
Progressive$ 1251
Progressive$ 1251
State Farm$ 1196
State Farm$ 1196
Tennessee Farmers$ 1099
Tennessee Farmers$ 1099
Texas Farm Bureau$ 884
Texas Farm Bureau$ 884
USAA$ 1023
USAA$ 1023
Vermont Mutual$ 1154
Vermont Mutual$ 1154

Compare all 2017 Chevrolet Malibu rates

Average Cost to Insure Per Year

$ 1216

List Price

$ 21680

Trims Available

L - LS - LS Fleet - LT - Hybrid - Premier

2016 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1180
Acuity$ 1180
Allied$ 1187
Allied$ 1187
Erie$ 850
Erie$ 850
GEICO$ 973
GEICO$ 973
Nationwide$ 1226
Nationwide$ 1226
Plymouth Rock Insurance$ 1078
Plymouth Rock Insurance$ 1078
Progressive$ 1112
Progressive$ 1112
State Farm$ 1173
State Farm$ 1173
Tennessee Farmers$ 994
Tennessee Farmers$ 994
Texas Farm Bureau$ 865
Texas Farm Bureau$ 865
USAA$ 979
USAA$ 979
Vermont Mutual$ 1070
Vermont Mutual$ 1070

Compare all 2016 Chevrolet Malibu rates

Average Cost to Insure Per Year

$ 1155

List Price

$ 21625

Trims Available

L - LS - LS Fleet - LT - Hybrid - Premier

2015 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1117
Acuity$ 1117
American Family$ 1134
American Family$ 1134
Erie$ 703
Erie$ 703
GEICO$ 644
GEICO$ 644
Nationwide$ 1124
Nationwide$ 1124
Plymouth Rock Insurance$ 1049
Plymouth Rock Insurance$ 1049
Progressive$ 866
Progressive$ 866
State Farm$ 886
State Farm$ 886
Tennessee Farmers$ 1033
Tennessee Farmers$ 1033
Texas Farm Bureau$ 851
Texas Farm Bureau$ 851
USAA$ 787
USAA$ 787
Vermont Mutual$ 999
Vermont Mutual$ 999

Compare all 2015 Chevrolet Malibu rates

Average Cost to Insure Per Year

$ 1006

List Price

$ 22465

Trims Available

LS - LS Fleet - LT - LTZ

2014 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1060
Acuity$ 1060
American Family$ 1062
American Family$ 1062
Erie$ 670
Erie$ 670
GEICO$ 593
GEICO$ 593
Nationwide$ 1060
Nationwide$ 1060
Plymouth Rock Insurance$ 1017
Plymouth Rock Insurance$ 1017
Progressive$ 815
Progressive$ 815
State Farm$ 854
State Farm$ 854
Tennessee Farmers$ 997
Tennessee Farmers$ 997
Texas Farm Bureau$ 823
Texas Farm Bureau$ 823
USAA$ 728
USAA$ 728
Vermont Mutual$ 942
Vermont Mutual$ 942

Compare all 2014 Chevrolet Malibu rates

Average Cost to Insure Per Year

$ 957

List Price

$ 22340

Trims Available

LS - LS Fleet - LT - Eco - LTZ

2013 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1062
Acuity$ 1062
American Family$ 1024
American Family$ 1024
Erie$ 623
Erie$ 623
GEICO$ 569
GEICO$ 569
Nationwide$ 1010
Nationwide$ 1010
Plymouth Rock Insurance$ 986
Plymouth Rock Insurance$ 986
Progressive$ 777
Progressive$ 777
State Farm$ 718
State Farm$ 718
Tennessee Farmers$ 968
Tennessee Farmers$ 968
Texas Farm Bureau$ 794
Texas Farm Bureau$ 794
USAA$ 667
USAA$ 667
Vermont Mutual$ 920
Vermont Mutual$ 920

Compare all 2013 Chevrolet Malibu rates

Average Cost to Insure Per Year

$ 897

List Price

$ 22155

Trims Available

LS Fleet - LS - LT - Eco - LTZ

2012 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 982
Acuity$ 982
American Family$ 984
American Family$ 984
Erie$ 571
Erie$ 571
GEICO$ 546
GEICO$ 546
Nationwide$ 1013
Nationwide$ 1013
Plymouth Rock Insurance$ 966
Plymouth Rock Insurance$ 966
Progressive$ 713
Progressive$ 713
State Farm$ 681
State Farm$ 681
Tennessee Farmers$ 916
Tennessee Farmers$ 916
Texas Farm Bureau$ 766
Texas Farm Bureau$ 766
USAA$ 656
USAA$ 656
Vermont Mutual$ 830
Vermont Mutual$ 830

Compare all 2012 Chevrolet Malibu rates

Average Cost to Insure Per Year

$ 860

List Price

$ 22110

Trims Available

LS - LS Fleet - LT - LTZ

2011 Chevrolet Malibu

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 997
American Family$ 997
Arbella$ 983
Arbella$ 983
Erie$ 607
Erie$ 607
GEICO$ 565
GEICO$ 565
Nationwide$ 1010
Nationwide$ 1010
Plymouth Rock Insurance$ 946
Plymouth Rock Insurance$ 946
Progressive$ 776
Progressive$ 776
State Farm$ 852
State Farm$ 852
Tennessee Farmers$ 921
Tennessee Farmers$ 921
Texas Farm Bureau$ 747
Texas Farm Bureau$ 747
USAA$ 699
USAA$ 699
Vermont Mutual$ 790
Vermont Mutual$ 790

Compare all 2011 Chevrolet Malibu rates

Average Cost to Insure Per Year

$ 898

List Price

$ 21975

Trims Available

LS - LS Fleet - LT - LTZ