Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Are you looking for a new or used Chevrolet Silverado 3500HD CC? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Chevrolet Silverado 3500HD CC car insurance facts

  • Average full coverage auto insurance premium: $144/month

  • Most affordable companies: USAA ($88/month) & Erie ($93/month)

  • Silverado 3500HD CC car insurance cost vs. average rates: $15 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chevy Silverado 3500HD CC by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Chevrolet Silverado 3500HD CC insurer costs by state:

Risk factors affecting Chevrolet Silverado 3500HD CC car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chevy Silverado 3500HD CC car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chevrolet models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chevrolet automobile brand

Chevrolet or referred to as Chevy, is a vehicle brand of General Motors specializing in popular, affordable cars for the United States market. The target market of Chevy is middle-class customers and the more affluent for higher-end models such as Cadillac. Chevrolet focuses on high quality, advanced technology, creative designs, and affordability. All Chevrolet automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chevrolet Corvette, Tahoe, Silverado, and Suburban are some of their most popular vehicles.

Higher than average Chevy Silverado 3500HD CC repair costs equal higher car insurance rates

Many consumers are attracted to Chevrolet’s creative designs, increased fuel efficiency, and driver-assist technologies, like Chevy’s Enhanced Driver Alert Package. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chevrolet is higher than average since repair parts are slightly more expensive. For this reason, many Chevrolets are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chevrolet Silverado 3500HD CC affecting auto policies

Another factor to consider for Chevrolets is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chevy models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Chevrolets are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Driver Alert Technology Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Chevrolet models. The Chevrolet Equinox, Cruze, and Bolt EV are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Chevy automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chevrolet automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2315
Acuity$2462
Allstate$1891
American Family$1374
Erie$1136
GEICO$2026
Kentucky Farm Bureau$2149
Liberty Mutual$1259
Mercury$1658
Nationwide$1145
Progressive$1249
Safe Auto$1590
State Farm$1824
Tennessee Farmers$1426
Texas Farm Bureau$1735
The Hanover$2244
Travelers$1964
USAA$1062

Compare all 2021 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$1716

List Price

$36100

Trims Available

Work Truck - LT - Engine: 6.6L V8 with Direct Injection and Variable Valve Timing with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2304
Allstate$1759
American Family$1248
Erie$1040
Farmers$2013
GEICO$1925
Liberty Mutual$1168
Mercury$1362
Nationwide$1033
Progressive$1069
State Farm$1626
Tennessee Farmers$1269
Texas Farm Bureau$1457
The Hanover$2216
Travelers$1863
USAA$1021

Compare all 2020 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$1675

List Price

$35300

Trims Available

Work Truck - LT - Engine: 6.6L V8 with Direct Injection and Variable Valve Timing with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1726
Allstate$1412
American Family$1149
Erie$1035
GEICO$1459
Kentucky Farm Bureau$1597
Liberty Mutual$1136
Mercury$1287
Nationwide$1005
Progressive$1046
State Farm$1354
Tennessee Farmers$1231
Texas Farm Bureau$1329
The Hanover$1635
Travelers$1436
USAA$950

Compare all 2019 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$1612

List Price

$34700

Trims Available

Work Truck - LT - Engine: 6.6L V8 with Direct Injection and Variable Valve Timing with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1128
Acuity$ 1128
Allied$ 1288
Allied$ 1288
Amica$ 1328
Amica$ 1328
Arbella$ 1207
Arbella$ 1207
Country$ 1191
Country$ 1191
Erie$ 795
Erie$ 795
GEICO$ 1205
GEICO$ 1205
Nationwide$ 1317
Nationwide$ 1317
Plymouth Rock Insurance$ 1223
Plymouth Rock Insurance$ 1223
Southern Farm Bureau$ 1353
Southern Farm Bureau$ 1353
USAA$ 1060
USAA$ 1060
Vermont Mutual$ 1009
Vermont Mutual$ 1009

Compare all 2018 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$ 1533

List Price

$ 34700

Trims Available

Work Truck - LT

2017 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 2227
Allstate$ 2227
GEICO$ 2233
GEICO$ 2233
Progressive$ 1672
Progressive$ 1672
State Farm$ 1209
State Farm$ 1209
Texas Farm Bureau$ 804
Texas Farm Bureau$ 804
USAA$ 1125
USAA$ 1125

Compare all 2017 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$ 1545

List Price

$ 34055

Trims Available

Work Truck - LT

2016 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 2079
Allstate$ 2079
GEICO$ 2484
GEICO$ 2484
Progressive$ 1653
Progressive$ 1653
State Farm$ 1189
State Farm$ 1189
Texas Farm Bureau$ 785
Texas Farm Bureau$ 785
USAA$ 1119
USAA$ 1119

Compare all 2016 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$ 1552

List Price

$ 33455

Trims Available

Work Truck - LT

2015 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 961
Acuity$ 961
American Family$ 956
American Family$ 956
Country$ 916
Country$ 916
Erie$ 483
Erie$ 483
GEICO$ 532
GEICO$ 532
Nationwide$ 1043
Nationwide$ 1043
Progressive$ 765
Progressive$ 765
State Farm$ 655
State Farm$ 655
Tennessee Farmers$ 809
Tennessee Farmers$ 809
Texas Farm Bureau$ 767
Texas Farm Bureau$ 767
USAA$ 740
USAA$ 740
Vermont Mutual$ 831
Vermont Mutual$ 831

Compare all 2015 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$ 859

List Price

$ 32780

Trims Available

Work Truck - LT

2014 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1816
Allstate$ 1816
GEICO$ 2400
GEICO$ 2400
Progressive$ 1599
Progressive$ 1599
State Farm$ 1151
State Farm$ 1151
Texas Farm Bureau$ 750
Texas Farm Bureau$ 750
USAA$ 1069
USAA$ 1069

Compare all 2014 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$ 1464

List Price

$ 32205

Trims Available

Work Truck - LT

2013 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1749
Allstate$ 1749
GEICO$ 2338
GEICO$ 2338
Progressive$ 1588
Progressive$ 1588
State Farm$ 1127
State Farm$ 1127
Texas Farm Bureau$ 731
Texas Farm Bureau$ 731
USAA$ 1026
USAA$ 1026

Compare all 2013 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$ 1427

List Price

$ 30195

Trims Available

Work Truck - LT

2012 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1693
Allstate$ 1693
GEICO$ 2283
GEICO$ 2283
Progressive$ 1456
Progressive$ 1456
State Farm$ 1101
State Farm$ 1101
Texas Farm Bureau$ 715
Texas Farm Bureau$ 715
USAA$ 987
USAA$ 987

Compare all 2012 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$ 1373

List Price

$ 29560

Trims Available

Work Truck - LT

2011 Chevrolet Silverado 3500HD CC

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$ 1659
Allstate$ 1659
GEICO$ 2230
GEICO$ 2230
Progressive$ 1356
Progressive$ 1356
State Farm$ 1074
State Farm$ 1074
Texas Farm Bureau$ 700
Texas Farm Bureau$ 700
USAA$ 961
USAA$ 961

Compare all 2011 Chevrolet Silverado 3500HD CC rates

Average Cost to Insure Per Year

$ 1330

List Price

$ 28675

Trims Available

Work Truck - LT