Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Are you looking for a new or used Chevrolet Spark? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Chevrolet Spark car insurance facts

  • Average full coverage auto insurance premium: $101/month

  • Most affordable companies: GEICO ($68/month) & Nationwide ($71/month)

  • Spark car insurance cost vs. average rates: $97 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chevy Spark by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Chevrolet Spark insurer costs by state:

Risk factors affecting Chevrolet Spark car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chevy Spark car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chevrolet models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chevrolet automobile brand

Chevrolet or referred to as Chevy, is a vehicle brand of General Motors specializing in popular, affordable cars for the United States market. The target market of Chevy is middle-class customers and the more affluent for higher-end models such as Cadillac. Chevrolet focuses on high quality, advanced technology, creative designs, and affordability. All Chevrolet automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chevrolet Corvette, Tahoe, Silverado, and Suburban are some of their most popular vehicles.

Higher than average Chevy Spark repair costs equal higher car insurance rates

Many consumers are attracted to Chevrolet’s creative designs, increased fuel efficiency, and driver-assist technologies, like Chevy’s Enhanced Driver Alert Package. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chevrolet is higher than average since repair parts are slightly more expensive. For this reason, many Chevrolets are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chevrolet Spark affecting auto policies

Another factor to consider for Chevrolets is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chevy models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Chevrolets are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Driver Alert Technology Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Chevrolet models. The Chevrolet Equinox, Cruze, and Bolt EV are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Chevy automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chevrolet automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Chevrolet Spark

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1520
Acuity$1589
Allstate$1149
American Family$943
Erie$876
GEICO$827
Kentucky Farm Bureau$1328
Liberty Mutual$918
Mercury$1046
Nationwide$834
Progressive$1319
Safe Auto$1153
State Farm$1142
Tennessee Farmers$997
Texas Farm Bureau$1065
The Hanover$1440
Travelers$1003
USAA$906

Compare all 2021 Chevrolet Spark rates

Average Cost to Insure Per Year

$1223

List Price

$13600

Trims Available

LS Manual - LS CVT - 1LT Manual - 1LT CVT - ACTIV Manual - 2LT Manual - ACTIV CVT - 2LT CVT - Base Engine: 1.4-liter non-turbo I-4 with 98 horsepower with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 Chevrolet Spark

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1516
Allstate$1147
American Family$942
Erie$875
Farmers$1326
GEICO$826
Liberty Mutual$916
Mercury$1036
Nationwide$833
Progressive$1316
State Farm$1140
Tennessee Farmers$989
Texas Farm Bureau$1060
The Hanover$1436
Travelers$1259
USAA$902

Compare all 2020 Chevrolet Spark rates

Average Cost to Insure Per Year

$1291

List Price

$13400

Trims Available

LS Manual - LS CVT - 1LT Manual - 1LT CVT - ACTIV Manual - 2LT Manual - ACTIV CVT - 2LT CVT - Base Engine: 1.4-liter non-turbo I-4 with 98 horsepower with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 Chevrolet Spark

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1507
Allstate$1146
American Family$916
Erie$865
GEICO$821
Kentucky Farm Bureau$1325
Liberty Mutual$906
Mercury$1029
Nationwide$830
Progressive$1306
State Farm$1135
Tennessee Farmers$935
Texas Farm Bureau$1058
The Hanover$1429
Travelers$1250
USAA$899

Compare all 2019 Chevrolet Spark rates

Average Cost to Insure Per Year

$1246

List Price

$13222

Trims Available

LS Manual - LS CVT - 1LT Manual - 1LT CVT - ACTIV Manual - 2LT Manual - ACTIV CVT - 2LT CVT - Base Engine: 1.4-liter non-turbo I-4 with 98 horsepower with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 Chevrolet Spark

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1167
Acuity$ 1167
Allied$ 1170
Allied$ 1170
American Family$ 1195
American Family$ 1195
Country$ 1231
Country$ 1231
Erie$ 821
Erie$ 821
GEICO$ 1011
GEICO$ 1011
Plymouth Rock Insurance$ 1239
Plymouth Rock Insurance$ 1239
Progressive$ 882
Progressive$ 882
State Farm$ 1124
State Farm$ 1124
Tennessee Farmers$ 1035
Tennessee Farmers$ 1035
USAA$ 928
USAA$ 928
Vermont Mutual$ 1090
Vermont Mutual$ 1090

Compare all 2018 Chevrolet Spark rates

Average Cost to Insure Per Year

$ 1223

List Price

$ 13050

Trims Available

LS Manual - LS CVT - 1LT Manual - 1LT CVT - ACTIV Manual - 2LT Manual - ACTIV CVT - 2LT CVT

2017 Chevrolet Spark

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1145
Acuity$ 1145
American Family$ 1163
American Family$ 1163
Country$ 1199
Country$ 1199
Erie$ 791
Erie$ 791
GEICO$ 1100
GEICO$ 1100
Plymouth Rock Insurance$ 1192
Plymouth Rock Insurance$ 1192
Progressive$ 951
Progressive$ 951
State Farm$ 1092
State Farm$ 1092
Tennessee Farmers$ 1007
Tennessee Farmers$ 1007
Texas Farm Bureau$ 833
Texas Farm Bureau$ 833
USAA$ 844
USAA$ 844
Vermont Mutual$ 1031
Vermont Mutual$ 1031

Compare all 2017 Chevrolet Spark rates

Average Cost to Insure Per Year

$ 1112

List Price

$ 13000

Trims Available

LS Manual - LS CVT - 1LT Manual - 1LT CVT - ACTIV Manual - 2LT Manual - ACTIV CVT - 2LT CVT

2016 Chevrolet Spark

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1096
Acuity$ 1096
Allied$ 1251
Allied$ 1251
American Family$ 1206
American Family$ 1206
Arbella$ 1144
Arbella$ 1144
Country$ 1157
Country$ 1157
Erie$ 808
Erie$ 808
Plymouth Rock Insurance$ 1167
Plymouth Rock Insurance$ 1167
Progressive$ 1081
Progressive$ 1081
Tennessee Farmers$ 997
Tennessee Farmers$ 997
Texas Farm Bureau$ 818
Texas Farm Bureau$ 818
USAA$ 888
USAA$ 888
Vermont Mutual$ 970
Vermont Mutual$ 970

Compare all 2016 Chevrolet Spark rates

Average Cost to Insure Per Year

$ 1065

List Price

$ 12660

Trims Available

LS Manual - LS CVT - 1LT Manual - 1LT CVT - 2LT Manual - 2LT CVT

2015 Chevrolet Spark

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1067
Acuity$ 1067
American Family$ 1038
American Family$ 1038
Country$ 1130
Country$ 1130
Erie$ 694
Erie$ 694
GEICO$ 940
GEICO$ 940
Plymouth Rock Insurance$ 1133
Plymouth Rock Insurance$ 1133
Progressive$ 835
Progressive$ 835
State Farm$ 991
State Farm$ 991
Tennessee Farmers$ 989
Tennessee Farmers$ 989
Texas Farm Bureau$ 799
Texas Farm Bureau$ 799
USAA$ 854
USAA$ 854
Vermont Mutual$ 936
Vermont Mutual$ 936

Compare all 2015 Chevrolet Spark rates

Average Cost to Insure Per Year

$ 1021

List Price

$ 12270

Trims Available

LS Manual - LS CVT - 1LT Manual - 1LT CVT - 2LT Manual - 2LT CVT

2014 Chevrolet Spark

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 932
Acuity$ 932
American Family$ 1017
American Family$ 1017
Arbella$ 1045
Arbella$ 1045
Country$ 1035
Country$ 1035
Erie$ 681
Erie$ 681
GEICO$ 952
GEICO$ 952
Plymouth Rock Insurance$ 1090
Plymouth Rock Insurance$ 1090
Progressive$ 939
Progressive$ 939
Tennessee Farmers$ 897
Tennessee Farmers$ 897
Texas Farm Bureau$ 730
Texas Farm Bureau$ 730
USAA$ 878
USAA$ 878
Vermont Mutual$ 780
Vermont Mutual$ 780

Compare all 2014 Chevrolet Spark rates

Average Cost to Insure Per Year

$ 1000

List Price

$ 12170

Trims Available

LS Manual - LS CVT - 1LT Manual - 1LT CVT - 2LT Manual - 2LT CVT

2013 Chevrolet Spark

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1038
Acuity$ 1038
American Family$ 938
American Family$ 938
Arbella$ 1082
Arbella$ 1082
Erie$ 635
Erie$ 635
GEICO$ 873
GEICO$ 873
Plymouth Rock Insurance$ 1070
Plymouth Rock Insurance$ 1070
Progressive$ 795
Progressive$ 795
State Farm$ 972
State Farm$ 972
Tennessee Farmers$ 959
Tennessee Farmers$ 959
Texas Farm Bureau$ 712
Texas Farm Bureau$ 712
USAA$ 732
USAA$ 732
Vermont Mutual$ 867
Vermont Mutual$ 867

Compare all 2013 Chevrolet Spark rates

Average Cost to Insure Per Year

$ 957

List Price

$ 12185

Trims Available

LS Manual - LS Auto - 1LT Manual - 1LT Auto - 2LT Manual - 2LT Auto