Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Are you looking for a new or used Chevrolet Suburban? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Chevrolet Suburban car insurance facts

  • Average full coverage auto insurance premium: $155/month

  • Most affordable companies: GEICO ($97/month) & Nationwide ($105/month)

  • Suburban car insurance cost vs. average rates: $13 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chevy Suburban by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Chevrolet Suburban insurer costs by state:

Risk factors affecting Chevrolet Suburban car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chevy Suburban car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chevrolet models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chevrolet automobile brand

Chevrolet or referred to as Chevy, is a vehicle brand of General Motors specializing in popular, affordable cars for the United States market. The target market of Chevy is middle-class customers and the more affluent for higher-end models such as Cadillac. Chevrolet focuses on high quality, advanced technology, creative designs, and affordability. All Chevrolet automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chevrolet Corvette, Tahoe, Silverado, and Suburban are some of their most popular vehicles.

Higher than average Chevy Suburban repair costs equal higher car insurance rates

Many consumers are attracted to Chevrolet’s creative designs, increased fuel efficiency, and driver-assist technologies, like Chevy’s Enhanced Driver Alert Package. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chevrolet is higher than average since repair parts are slightly more expensive. For this reason, many Chevrolets are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chevrolet Suburban affecting auto policies

Another factor to consider for Chevrolets is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chevy models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Chevrolets are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Driver Alert Technology Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Chevrolet models. The Chevrolet Equinox, Cruze, and Bolt EV are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Chevy automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chevrolet automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2234
Acuity$2465
Allstate$2047
American Family$1536
Erie$1254
GEICO$1165
Kentucky Farm Bureau$2194
Liberty Mutual$1447
Mercury$1798
Nationwide$1236
Progressive$2150
Safe Auto$2132
State Farm$2015
Tennessee Farmers$1589
Texas Farm Bureau$1926
The Hanover$2216
Travelers$1654
USAA$1349

Compare all 2021 Chevrolet Suburban rates

Average Cost to Insure Per Year

$1862

List Price

$52300

Trims Available

Fleet 1500 - LS 1500 - LT 1500 - Premier 1500 - LS Fleet 3500HD - LT Fleet 3500HD - Base Engine: 355-horsepower 5.3-liter V8 with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2069
Allstate$1536
American Family$1234
Erie$1078
Farmers$1789
GEICO$1041
Liberty Mutual$1193
Mercury$1325
Nationwide$1069
Progressive$1754
State Farm$1511
Tennessee Farmers$1256
Texas Farm Bureau$1365
The Hanover$1978
Travelers$1726
USAA$1152

Compare all 2020 Chevrolet Suburban rates

Average Cost to Insure Per Year

$1790

List Price

$51700

Trims Available

Fleet 1500 - LS 1500 - LT 1500 - Premier 1500 - LS Fleet 3500HD - LT Fleet 3500HD - Base Engine: 355-horsepower 5.3-liter V8 with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2055
Allstate$1526
American Family$1187
Erie$1090
GEICO$1035
Kentucky Farm Bureau$1857
Liberty Mutual$1163
Mercury$1298
Nationwide$1065
Progressive$1735
State Farm$1478
Tennessee Farmers$1254
Texas Farm Bureau$1359
The Hanover$1964
Travelers$1659
USAA$1142

Compare all 2019 Chevrolet Suburban rates

Average Cost to Insure Per Year

$1635

List Price

$50800

Trims Available

Fleet 1500 - LS 1500 - LT 1500 - Premier 1500 - LS Fleet 3500HD - LT Fleet 3500HD - Base Engine: 355-horsepower 5.3-liter V8 with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1125
Acuity$ 1125
Allied$ 1136
Allied$ 1136
Arbella$ 1161
Arbella$ 1161
Country$ 1145
Country$ 1145
Erie$ 960
Erie$ 960
GEICO$ 855
GEICO$ 855
Nationwide$ 1083
Nationwide$ 1083
Plymouth Rock Insurance$ 1203
Plymouth Rock Insurance$ 1203
Progressive$ 987
Progressive$ 987
State Farm$ 1118
State Farm$ 1118
Tennessee Farmers$ 1245
Tennessee Farmers$ 1245
Vermont Mutual$ 969
Vermont Mutual$ 969

Compare all 2018 Chevrolet Suburban rates

Average Cost to Insure Per Year

$ 1281

List Price

$ 49190

Trims Available

Fleet 1500 - LS 1500 - LT 1500 - Premier 1500 - LS Fleet 3500HD - LT Fleet 3500HD

2017 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1125
Acuity$ 1125
Allied$ 1144
Allied$ 1144
Arbella$ 1114
Arbella$ 1114
Country$ 1147
Country$ 1147
Erie$ 980
Erie$ 980
GEICO$ 946
GEICO$ 946
Plymouth Rock Insurance$ 1172
Plymouth Rock Insurance$ 1172
Progressive$ 1134
Progressive$ 1134
State Farm$ 1192
State Farm$ 1192
Texas Farm Bureau$ 805
Texas Farm Bureau$ 805
USAA$ 1196
USAA$ 1196
Vermont Mutual$ 942
Vermont Mutual$ 942

Compare all 2017 Chevrolet Suburban rates

Average Cost to Insure Per Year

$ 1260

List Price

$ 48465

Trims Available

Fleet 1500 - LS 1500 - LT 1500 - Premier 1500 - LS Fleet 3500HD - LT Fleet 3500HD

2016 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1035
Acuity$ 1035
Arbella$ 1013
Arbella$ 1013
Country$ 1033
Country$ 1033
Erie$ 811
Erie$ 811
GEICO$ 641
GEICO$ 641
Nationwide$ 1080
Nationwide$ 1080
Progressive$ 898
Progressive$ 898
State Farm$ 1134
State Farm$ 1134
Tennessee Farmers$ 1055
Tennessee Farmers$ 1055
Texas Farm Bureau$ 792
Texas Farm Bureau$ 792
USAA$ 1039
USAA$ 1039
Vermont Mutual$ 827
Vermont Mutual$ 827

Compare all 2016 Chevrolet Suburban rates

Average Cost to Insure Per Year

$ 1108

List Price

$ 48250

Trims Available

Fleet 1500 - LS 1500 - LT 1500 - LTZ 1500 - LS Fleet 3500HD - LT Fleet 3500HD

2015 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1018
Acuity$ 1018
Arbella$ 1034
Arbella$ 1034
Country$ 1045
Country$ 1045
Erie$ 838
Erie$ 838
GEICO$ 768
GEICO$ 768
Plymouth Rock Insurance$ 1123
Plymouth Rock Insurance$ 1123
Progressive$ 1015
Progressive$ 1015
State Farm$ 1093
State Farm$ 1093
Tennessee Farmers$ 865
Tennessee Farmers$ 865
Texas Farm Bureau$ 751
Texas Farm Bureau$ 751
USAA$ 1102
USAA$ 1102
Vermont Mutual$ 812
Vermont Mutual$ 812

Compare all 2015 Chevrolet Suburban rates

Average Cost to Insure Per Year

$ 1090

List Price

$ 49000

Trims Available

Fleet 1500 - LS 1500 - LT 1500 - LTZ 1500

2014 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 951
Acuity$ 951
Allied$ 1039
Allied$ 1039
Arbella$ 989
Arbella$ 989
Country$ 1005
Country$ 1005
Erie$ 862
Erie$ 862
GEICO$ 871
GEICO$ 871
Plymouth Rock Insurance$ 1059
Plymouth Rock Insurance$ 1059
State Farm$ 1109
State Farm$ 1109
Tennessee Farmers$ 825
Tennessee Farmers$ 825
Texas Farm Bureau$ 749
Texas Farm Bureau$ 749
USAA$ 1065
USAA$ 1065
Vermont Mutual$ 749
Vermont Mutual$ 749

Compare all 2014 Chevrolet Suburban rates

Average Cost to Insure Per Year

$ 1061

List Price

$ 43995

Trims Available

Fleet 1500 - LS 1500 - LT 1500 - LTZ 1500

2013 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 916
Acuity$ 916
Arbella$ 929
Arbella$ 929
Country$ 965
Country$ 965
Erie$ 657
Erie$ 657
GEICO$ 575
GEICO$ 575
Plymouth Rock Insurance$ 1020
Plymouth Rock Insurance$ 1020
Progressive$ 855
Progressive$ 855
State Farm$ 880
State Farm$ 880
Tennessee Farmers$ 796
Tennessee Farmers$ 796
Texas Farm Bureau$ 731
Texas Farm Bureau$ 731
USAA$ 871
USAA$ 871
Vermont Mutual$ 721
Vermont Mutual$ 721

Compare all 2013 Chevrolet Suburban rates

Average Cost to Insure Per Year

$ 953

List Price

$ 42625

Trims Available

Fleet 1500 - LS 1500 - Fleet 2500 - LS 2500 - LT 1500 - LT 2500 - LTZ 1500

2012 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 874
Acuity$ 874
Arbella$ 922
Arbella$ 922
Country$ 936
Country$ 936
Erie$ 639
Erie$ 639
GEICO$ 565
GEICO$ 565
Plymouth Rock Insurance$ 996
Plymouth Rock Insurance$ 996
Progressive$ 828
Progressive$ 828
State Farm$ 852
State Farm$ 852
Tennessee Farmers$ 774
Tennessee Farmers$ 774
Texas Farm Bureau$ 723
Texas Farm Bureau$ 723
USAA$ 807
USAA$ 807
Vermont Mutual$ 681
Vermont Mutual$ 681

Compare all 2012 Chevrolet Suburban rates

Average Cost to Insure Per Year

$ 925

List Price

$ 40975

Trims Available

Fleet 1500 - LS 1500 - Fleet 2500 - LS 2500 - LT 1500 - LT 2500 - LTZ 1500

2011 Chevrolet Suburban

Cheapest Insurance CompaniesAverage Annual Cost
Amica$ 979
Amica$ 979
Arbella$ 813
Arbella$ 813
Country$ 926
Country$ 926
Erie$ 624
Erie$ 624
GEICO$ 574
GEICO$ 574
Plymouth Rock Insurance$ 979
Plymouth Rock Insurance$ 979
Progressive$ 820
Progressive$ 820
State Farm$ 849
State Farm$ 849
Tennessee Farmers$ 780
Tennessee Farmers$ 780
Texas Farm Bureau$ 680
Texas Farm Bureau$ 680
USAA$ 801
USAA$ 801
Vermont Mutual$ 672
Vermont Mutual$ 672

Compare all 2011 Chevrolet Suburban rates

Average Cost to Insure Per Year

$ 911

List Price

$ 41335

Trims Available

Fleet 1500 - LS 1500 - Fleet 2500 - LS 2500 - LT 1500 - LT 2500 - LTZ 1500