Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Chevrolet Trax? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Chevrolet Trax insurance facts

  • Average full coverage auto insurance premium: $97/month

  • Most affordable companies: GEICO ($76/month) & Erie ($80/month)

  • Trax car insurance cost vs. average rates: $74 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chevy Trax by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Chevrolet Trax insurer costs by state:

Risk factors affecting Chevrolet Trax car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chevy Trax car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chevrolet models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chevrolet automobile brand

Chevrolet or referred to as Chevy, is a vehicle brand of General Motors specializing in popular, affordable cars for the United States market. The target market of Chevy is middle-class customers and the more affluent for higher-end models such as Cadillac. Chevrolet focuses on high quality, advanced technology, creative designs, and affordability. All Chevrolet automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chevrolet Corvette, Tahoe, Silverado, and Suburban are some of their most popular vehicles.

Higher than average Chevy Trax repair costs equal higher car insurance rates

Many consumers are attracted to Chevrolet’s creative designs, increased fuel efficiency, and driver-assist technologies, like Chevy’s Enhanced Driver Alert Package. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chevrolet is higher than average since repair parts are slightly more expensive. For this reason, many Chevrolets are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chevrolet Trax affecting auto policies

Another factor to consider for Chevrolets is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chevy models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Chevrolets are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Driver Alert Technology Package, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Chevrolet models. The Chevrolet Equinox, Cruze, and Bolt EV are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Chevy automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chevrolet automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Chevrolet Trax

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1623
Acuity$1788
Allstate$1435
American Family$1197
Erie$967
GEICO$934
Kentucky Farm Bureau$1587
Liberty Mutual$1132
Nationwide$1356
Progressive$1536
Safe Auto$1490
State Farm$1359
Tennessee Farmers$1254
Texas Farm Bureau$1020
The Hanover$1591
Travelers$1298
USAA$1061

Compare all 2021 Chevrolet Trax rates

Average Cost to Insure Per Year

$1165

List Price

$21400

Trims Available

LS - LT - Premier - Base Engine: 1.4L turbocharged ECOTEC engine with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 Chevrolet Trax

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1585
Allstate$1426
American Family$1143
Erie$931
Farmers$1516
GEICO$890
Liberty Mutual$1065
Mercury$1491
Nationwide$1288
Progressive$1499
State Farm$1357
Tennessee Farmers$1169
Texas Farm Bureau$987
The Hanover$1537
Travelers$1254
USAA$1026

Compare all 2020 Chevrolet Trax rates

Average Cost to Insure Per Year

$1159

List Price

$21300

Trims Available

LS - LT - Premier - Base Engine: 1.4L turbocharged ECOTEC engine with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 Chevrolet Trax

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1567
Allstate$1215
American Family$1055
Erie$889
GEICO$865
Kentucky Farm Bureau$1425
Liberty Mutual$1032
Mercury$1265
Nationwide$1135
Progressive$1329
State Farm$1178
Tennessee Farmers$1089
Texas Farm Bureau$924
The Hanover$1469
Travelers$1124
USAA$987

Compare all 2019 Chevrolet Trax rates

Average Cost to Insure Per Year

$1153

List Price

$21300

Trims Available

LS - LT - Premier - Base Engine: 1.4L turbocharged ECOTEC engine with Chevy Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 Chevrolet Trax

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1123
Acuity$ 1123
Allied$ 1079
Allied$ 1079
American Family$ 1127
American Family$ 1127
Erie$ 846
Erie$ 846
GEICO$ 800
GEICO$ 800
Nationwide$ 1057
Nationwide$ 1057
Plymouth Rock Insurance$ 1065
Plymouth Rock Insurance$ 1065
Progressive$ 804
Progressive$ 804
State Farm$ 947
State Farm$ 947
Tennessee Farmers$ 948
Tennessee Farmers$ 948
USAA$ 903
USAA$ 903
Vermont Mutual$ 1007
Vermont Mutual$ 1007

Compare all 2018 Chevrolet Trax rates

Average Cost to Insure Per Year

$ 1091

List Price

$ 21000

Trims Available

LS - LT - Premier

2017 Chevrolet Trax

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1126
Acuity$ 1126
Allied$ 1095
Allied$ 1095
American Family$ 1124
American Family$ 1124
Erie$ 806
Erie$ 806
GEICO$ 654
GEICO$ 654
Nationwide$ 1079
Nationwide$ 1079
Plymouth Rock Insurance$ 1038
Plymouth Rock Insurance$ 1038
Progressive$ 771
Progressive$ 771
State Farm$ 922
State Farm$ 922
Texas Farm Bureau$ 779
Texas Farm Bureau$ 779
USAA$ 823
USAA$ 823
Vermont Mutual$ 984
Vermont Mutual$ 984

Compare all 2017 Chevrolet Trax rates

Average Cost to Insure Per Year

$ 999

List Price

$ 21000

Trims Available

LS - LT - Premier

2016 Chevrolet Trax

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 996
Acuity$ 996
American Family$ 1007
American Family$ 1007
Country$ 1004
Country$ 1004
Erie$ 713
Erie$ 713
GEICO$ 499
GEICO$ 499
Nationwide$ 1009
Nationwide$ 1009
Progressive$ 695
Progressive$ 695
State Farm$ 809
State Farm$ 809
Tennessee Farmers$ 884
Tennessee Farmers$ 884
Texas Farm Bureau$ 763
Texas Farm Bureau$ 763
USAA$ 730
USAA$ 730
Vermont Mutual$ 842
Vermont Mutual$ 842

Compare all 2016 Chevrolet Trax rates

Average Cost to Insure Per Year

$ 884

List Price

$ 20300

Trims Available

LS - LT - LTZ

2015 Chevrolet Trax

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 979
Acuity$ 979
American Family$ 977
American Family$ 977
Country$ 997
Country$ 997
Erie$ 685
Erie$ 685
GEICO$ 490
GEICO$ 490
Plymouth Rock Insurance$ 976
Plymouth Rock Insurance$ 976
Progressive$ 699
Progressive$ 699
State Farm$ 750
State Farm$ 750
Tennessee Farmers$ 858
Tennessee Farmers$ 858
Texas Farm Bureau$ 732
Texas Farm Bureau$ 732
USAA$ 673
USAA$ 673
Vermont Mutual$ 821
Vermont Mutual$ 821

Compare all 2015 Chevrolet Trax rates

Average Cost to Insure Per Year

$ 857

List Price

$ 20040

Trims Available

LS - LT - LTZ