Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Chrysler 300? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Chrysler 300 insurance facts

  • Average full coverage auto insurance premium: $150/month

  • Most affordable companies: State Farm ($91/month) & Progressive ($97/month)

  • 300 insurance cost vs. average rates: $49 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chrysler 300 by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Chrysler 300 insurer costs by state:

Risk factors affecting Chrysler 300 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chrysler 300 car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chrysler models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chrysler Automobile Brand

Chrysler brand is a division of the auto manufacturer Stellantis North America including Jeep, Dodge, and Ram brands selling to the United States market and worldwide. The large diversified target market of Cadillac is customers that demand high-end design, safety, and reliability. All Chrysler automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chrysler Pacifica and 300 are some of their most popular vehicles.

Higher than average Chrysler 300 repair costs equal higher coverage rates

Many consumers are attracted to Chrysler’s reliability, high-end features, safety, and driver-assist technologies, like Chrysler’s LaneSense Lane Departure Warning. Automotive parts are relatively common as more popular vehicles, like the Toyota, Honda, or Subaru. Repairing a Chrysler is above average since repair parts are more expensive than more popular vehicles. For this reason, many Chrysler’s are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chrysler 300 affecting auto policies

Another factor to consider for Chryslers is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chrysler models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Chryslers are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies or Chrysler’s Rear Cross Path Detection technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for Chrysler models. The Chrysler Pacifica is the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick,” and the NHTSA consistently gives Chrysler automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chrysler automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase. 

2021 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1900
Allied$2159
Allstate$1646
American Family$1396
Country Financial$1735
Erie$1249
GEICO$1325
Kentucky Farm Bureau$1785
Liberty Mutual$1487
Mercury$1498
Nationwide$1156
Progressive$1132
Safeco$2034
State Farm$1094
Tennessee Farmers$1462
Texas Farm Bureau$1361
The Hanover$1835
Travelers$1715

Compare all 2021 Chrysler 300 rates

Average Cost to Insure Per Year

$1802

List Price

$31045

Trims Available

Touring - Touring L - S - Limited - C - Base engine: 292-horsepower 3.6-liter Pentastar V6 – Transmission: eight-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2020 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1873
Allstate$1635
American Family$1365
Country Financial$1705
Erie$1216
GEICO$1294
Kentucky Farm Bureau$1758
Liberty Mutual$1240
Mercury$1467
Nationwide$1138
Progressive$1090
State Farm$1051
Tennessee Farmers$1451
Texas Farm Bureau$1319
The Hanover$1791
Travelers$1680

Compare all 2020 Chrysler 300 rates

Average Cost to Insure Per Year

$1725

List Price

$30040

Trims Available

Touring - Touring L - S - Limited - C - Base engine: 292-horsepower 3.6-liter Pentastar V6 – Transmission: eight-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2019 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1835
Allstate$1590
American Family$1316
Country Financial$1639
Erie$1187
GEICO$1259
Kentucky Farm Bureau$1740
Liberty Mutual$1235
Mercury$1453
Nationwide$1129
Progressive$1086
State Farm$1053
Tennessee Farmers$1429
Texas Farm Bureau$1305
The Hanover$1743
Travelers$1632

Compare all 2019 Chrysler 300 rates

Average Cost to Insure Per Year

$1653

List Price

$29470

Trims Available

Touring - Touring L - S - Limited - C - Base engine: 292-horsepower 3.6-liter Pentastar V6 – Transmission: eight-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2018 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1362
Acuity$ 1362
Allied$ 1349
Allied$ 1349
Arbella$ 1526
Arbella$ 1526
Erie$ 935
Erie$ 935
GEICO$ 1400
GEICO$ 1400
Nationwide$ 1318
Nationwide$ 1318
Plymouth Rock Insurance$ 1383
Plymouth Rock Insurance$ 1383
Progressive$ 1504
Progressive$ 1504
State Farm$ 1468
State Farm$ 1468
Tennessee Farmers$ 1105
Tennessee Farmers$ 1105
USAA$ 1220
USAA$ 1220
Vermont Mutual$ 1374
Vermont Mutual$ 1374

Compare all 2018 Chrysler 300 rates

Average Cost to Insure Per Year

$ 1595

List Price

$ 28995

Trims Available

Touring - Touring L - S - Limited - C

2017 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1390
Acuity$ 1390
Allied$ 1393
Allied$ 1393
Arbella$ 1519
Arbella$ 1519
Erie$ 835
Erie$ 835
GEICO$ 1197
GEICO$ 1197
Nationwide$ 1289
Nationwide$ 1289
Progressive$ 1323
Progressive$ 1323
Quincy Mutual$ 1163
Quincy Mutual$ 1163
State Farm$ 1285
State Farm$ 1285
Tennessee Farmers$ 1116
Tennessee Farmers$ 1116
USAA$ 1057
USAA$ 1057
Vermont Mutual$ 1394
Vermont Mutual$ 1394

Compare all 2017 Chrysler 300 rates

Average Cost to Insure Per Year

$ 1901

List Price

$ 32340

Trims Available

Limited - S - S Alloy Edition - C - C Platinum

2016 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1321
Acuity$ 1321
Allied$ 1418
Allied$ 1418
Country$ 1421
Country$ 1421
Erie$ 763
Erie$ 763
GEICO$ 909
GEICO$ 909
Nationwide$ 1171
Nationwide$ 1171
Progressive$ 1121
Progressive$ 1121
Quincy Mutual$ 1131
Quincy Mutual$ 1131
State Farm$ 1205
State Farm$ 1205
Tennessee Farmers$ 1063
Tennessee Farmers$ 1063
USAA$ 897
USAA$ 897
Vermont Mutual$ 1293
Vermont Mutual$ 1293

Compare all 2016 Chrysler 300 rates

Average Cost to Insure Per Year

$ 1613

List Price

$ 32260

Trims Available

Limited - Limited Anniversary - S - S Alloy Edition - C - C Platinum

2015 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1314
Acuity$ 1314
Allied$ 1340
Allied$ 1340
Arbella$ 1472
Arbella$ 1472
Country$ 1456
Country$ 1456
Erie$ 913
Erie$ 913
Mercury$ 1552
Mercury$ 1552
Nationwide$ 1466
Nationwide$ 1466
Plymouth Rock Insurance$ 1261
Plymouth Rock Insurance$ 1261
Quincy Mutual$ 1107
Quincy Mutual$ 1107
Tennessee Farmers$ 1278
Tennessee Farmers$ 1278
USAA$ 1144
USAA$ 1144
Vermont Mutual$ 1265
Vermont Mutual$ 1265

Compare all 2015 Chrysler 300 rates

Average Cost to Insure Per Year

$ 2504

List Price

$ 31695

Trims Available

Limited - S - C - C Platinum

2014 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1219
Acuity$ 1219
Country$ 1337
Country$ 1337
Erie$ 693
Erie$ 693
GEICO$ 757
GEICO$ 757
Nationwide$ 1226
Nationwide$ 1226
Plymouth Rock Insurance$ 1367
Plymouth Rock Insurance$ 1367
Progressive$ 1083
Progressive$ 1083
Quincy Mutual$ 1079
Quincy Mutual$ 1079
State Farm$ 1042
State Farm$ 1042
Tennessee Farmers$ 1172
Tennessee Farmers$ 1172
USAA$ 863
USAA$ 863
Vermont Mutual$ 1155
Vermont Mutual$ 1155

Compare all 2014 Chrysler 300 rates

Average Cost to Insure Per Year

$ 1430

List Price

$ 30995

Trims Available

Base - S - C - C John Varvatos Luxury - C John Varvatos Limited Edition - SRT8 Core - SRT8

2013 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1208
Acuity$ 1208
Allstate$ 1276
Allstate$ 1276
American Family$ 1202
American Family$ 1202
Erie$ 648
Erie$ 648
GEICO$ 709
GEICO$ 709
Nationwide$ 1160
Nationwide$ 1160
Progressive$ 971
Progressive$ 971
Quincy Mutual$ 1051
Quincy Mutual$ 1051
State Farm$ 869
State Farm$ 869
Tennessee Farmers$ 1138
Tennessee Farmers$ 1138
USAA$ 798
USAA$ 798
Vermont Mutual$ 1104
Vermont Mutual$ 1104

Compare all 2013 Chrysler 300 rates

Average Cost to Insure Per Year

$ 1274

List Price

$ 30345

Trims Available

Base - Motown - S - C - Glacier Edition - C Luxury Series - C John Varvatos Luxury Edition - C John Varvatos Limited Edition - SRT8 Core - SRT8

2012 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1147
Acuity$ 1147
American Family$ 1230
American Family$ 1230
Erie$ 756
Erie$ 756
GEICO$ 753
GEICO$ 753
Nationwide$ 1211
Nationwide$ 1211
Plymouth Rock Insurance$ 1278
Plymouth Rock Insurance$ 1278
Progressive$ 1115
Progressive$ 1115
Quincy Mutual$ 1027
Quincy Mutual$ 1027
State Farm$ 994
State Farm$ 994
Tennessee Farmers$ 1092
Tennessee Farmers$ 1092
USAA$ 880
USAA$ 880
Vermont Mutual$ 1009
Vermont Mutual$ 1009

Compare all 2012 Chrysler 300 rates

Average Cost to Insure Per Year

$ 1438

List Price

$ 27470

Trims Available

Base - Limited - S V6 - C - S V8 - C Luxury Series - SRT8 - MOPAR 12

2011 Chrysler 300

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1319
Allied$ 1319
American Family$ 1269
American Family$ 1269
Arbella$ 1100
Arbella$ 1100
Country$ 1252
Country$ 1252
Erie$ 716
Erie$ 716
GEICO$ 1105
GEICO$ 1105
Plymouth Rock Insurance$ 1163
Plymouth Rock Insurance$ 1163
Quincy Mutual$ 1002
Quincy Mutual$ 1002
Southern Farm Bureau$ 1273
Southern Farm Bureau$ 1273
Tennessee Farmers$ 1034
Tennessee Farmers$ 1034
USAA$ 1010
USAA$ 1010
Vermont Mutual$ 910
Vermont Mutual$ 910

Compare all 2011 Chrysler 300 rates

Average Cost to Insure Per Year

$ 1909

List Price

$ 27170

Trims Available

Base - Limited - C