Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Chrysler Pacifica Hybrid? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Chrysler Pacifica Hybrid insurance facts

  • Average full coverage auto insurance premium: $166/month

  • Most affordable companies: State Farm ($107/month) & Progressive ($114/month)

  • Pacifica Hybrid insurance cost vs. average rates: $13 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chrysler Pacifica Hybrid by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Chrysler Pacifica Hybrid insurer costs by state:

Risk factors affecting Chrysler Pacifica Hybrid car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chrysler Pacifica Hybrid car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chrysler models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chrysler Automobile Brand

Chrysler brand is a division of the auto manufacturer Stellantis North America including JeepDodge, and Ram brands selling to the United States market and worldwide. The large diversified target market of Cadillac is customers that demand high-end design, safety, and reliability. All Chrysler automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chrysler Pacifica and 300 are some of their most popular vehicles.

Higher than average Chrysler Pacifica Hybrid repair costs equal higher coverage rates

Many consumers are attracted to Chrysler’s reliability, high-end features, safety, and driver-assist technologies, like Chrysler’s LaneSense Lane Departure Warning. Automotive parts are relatively common as more popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chrysler is above average since repair parts are more expensive than more popular vehicles. For this reason, many Chrysler’s are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chrysler Pacifica Hybrid affecting auto policies

Another factor to consider for Chryslers is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chrysler models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Chryslers are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies or Chrysler’s Rear Cross Path Detection technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for Chrysler models. The Chrysler Pacifica is the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick,” and the NHTSA consistently gives Chrysler automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chrysler automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase. 

2021 Chrysler Pacifica Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2260
Allied$2487
Allstate$1830
American Family$1728
Country Financial$1974
Erie$1418
GEICO$1593
Kentucky Farm Bureau$2025
Liberty Mutual$1495
Mercury$1805
Nationwide$1396
Progressive$1343
Safeco$2316
State Farm$1294
Tennessee Farmers$1744
Texas Farm Bureau$1647
The Hanover$2153
Travelers$1899

Compare all 2021 Chrysler Pacifica Hybrid rates

Average Cost to Insure Per Year

$1997

List Price

$40295

Trims Available

Touring Plus - Touring L - Limited - Powertrain: 3.6-liter V6 engine and two electric motors – Continuous variable transmission - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2020 Chrysler Pacifica Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2257
Allstate$1826
American Family$1690
Country Financial$1954
Erie$1386
GEICO$1554
Kentucky Farm Bureau$2019
Liberty Mutual$1461
Mercury$1774
Nationwide$1350
Progressive$1283
State Farm$1229
Tennessee Farmers$1725
Texas Farm Bureau$1620
The Hanover$2146
Travelers$1882

Compare all 2020 Chrysler Pacifica Hybrid rates

Average Cost to Insure Per Year

$1916

List Price

$39995

Trims Available

Touring Plus - Touring L - Limited - Powertrain: 3.6-liter V6 engine and two electric motors – Continuous variable transmission - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2019 Chrysler Pacifica Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1935
Allstate$1659
American Family$1458
Country Financial$1755
Erie$1278
GEICO$1351
Kentucky Farm Bureau$1864
Liberty Mutual$1329
Mercury$1568
Nationwide$1215
Progressive$1206
State Farm$1159
Tennessee Farmers$1520
Texas Farm Bureau$1405
The Hanover$1889
Travelers$1730

Compare all 2019 Chrysler Pacifica Hybrid rates

Average Cost to Insure Per Year

$1849

List Price

$40245

Trims Available

Touring Plus - Touring L - Limited - Powertrain: 3.6-liter V6 engine and two electric motors – Continuous variable transmission - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2018 Chrysler Pacifica Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1365
Acuity$ 1365
Allied$ 1055
Allied$ 1055
American Family$ 1493
American Family$ 1493
Arbella$ 1439
Arbella$ 1439
Country$ 1515
Country$ 1515
Erie$ 1036
Erie$ 1036
Mercury$ 1266
Mercury$ 1266
Nationwide$ 1309
Nationwide$ 1309
Plymouth Rock Insurance$ 1258
Plymouth Rock Insurance$ 1258
State Farm$ 1627
State Farm$ 1627
USAA$ 1337
USAA$ 1337
Vermont Mutual$ 1369
Vermont Mutual$ 1369

Compare all 2018 Chrysler Pacifica Hybrid rates

Average Cost to Insure Per Year

$ 1739

List Price

$ 39995

Trims Available

Touring Plus - Touring L - Limited

2017 Chrysler Pacifica Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 777
Allied$ 777
American Family$ 888
American Family$ 888
Country$ 670
Country$ 670
Erie$ 639
Erie$ 639
GEICO$ 462
GEICO$ 462
Mercury$ 854
Mercury$ 854
MetLife$ 865
MetLife$ 865
Nationwide$ 802
Nationwide$ 802
Plymouth Rock Insurance$ 581
Plymouth Rock Insurance$ 581
Safeco$ 841
Safeco$ 841
State Farm$ 793
State Farm$ 793
USAA$ 574
USAA$ 574

Compare all 2017 Chrysler Pacifica Hybrid rates

Average Cost to Insure Per Year

$ 954

List Price

$ 40000

Trims Available

Touring Plus - Premium - Platinum