Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Chrysler Pacifica? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Chrysler Pacifica insurance facts

  • Average full coverage auto insurance premium: $141/month

  • Most affordable companies: USAA ($86/month) & Nationwide ($91/month)

  • Pacifica insurance cost vs. average rates: $57 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Chrysler Pacifica by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Chrysler Pacifica insurer costs by state:

Risk factors affecting Chrysler Pacifica car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Chrysler Pacifica car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Chrysler models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Chrysler Automobile Brand

Chrysler brand is a division of the auto manufacturer Stellantis North America including JeepDodge, and Ram brands selling to the United States market and worldwide. The large diversified target market of Cadillac is customers that demand high-end design, safety, and reliability. All Chrysler automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Chrysler Pacifica and 300 are some of their most popular vehicles.

Higher than average Chrysler Pacifica repair costs equal higher coverage rates

Many consumers are attracted to Chrysler’s reliability, high-end features, safety, and driver-assist technologies, like Chrysler’s LaneSense Lane Departure Warning. Automotive parts are relatively common as more popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Chrysler is above average since repair parts are more expensive than more popular vehicles. For this reason, many Chrysler’s are going to have higher than average car insurance rates to similar cars in their class.

Rapid depreciation for Chrysler Pacifica affecting auto policies

Another factor to consider for Chryslers is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Chrysler models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings lower car insurance rates for drivers

Chryslers are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies or Chrysler’s Rear Cross Path Detection technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for Chrysler models. The Chrysler Pacifica is the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick,” and the NHTSA consistently gives Chrysler automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Chrysler automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase. 

2021 Chrysler Pacifica

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2118
Allied$2206
Allstate$1462
American Family$1297
Amica$2229
Country Financial$1704
Erie$1162
GEICO$1247
Kentucky Farm Bureau$1830
Liberty Mutual$1230
Mercury$1367
MetLife$2015
Nationwide$1059
Progressive$1105
State Farm$1146
Tennessee Farmers$1335
Texas Farm Bureau$1288
The Cincinnati$1116
The Hanover$1972
Travelers$1561
USAA$1039

Compare all 2021 Chrysler Pacifica rates

Average Cost to Insure Per Year

$1702

List Price

$35495

Trims Available

L - LX - Touring - Touring Plus - Touring L - Touring L Plus - Limited - Base engine: 4.0-liter produced 255 HP V6 – Transmission: nine-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2020 Chrysler Pacifica

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2065
Allstate$1436
American Family$1256
Country Financial$1680
Erie$1140
GEICO$1213
Kentucky Farm Bureau$1826
Liberty Mutual$1189
Mercury$1312
Nationwide$1053
Progressive$1087
State Farm$1136
Tennessee Farmers$1303
Texas Farm Bureau$1241
The Hanover$1935
Travelers$1529
USAA$1030

Compare all 2020 Chrysler Pacifica rates

Average Cost to Insure Per Year

$1682

List Price

$34045

Trims Available

L - LX - Touring - Touring Plus - Touring L - Touring L Plus - Limited - Base engine: 4.0-liter produced 255 HP V6 – Transmission: nine-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2019 Chrysler Pacifica

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1906
Allstate$1725
American Family$1564
Amica$2033
Country Financial$1749
Erie$1087
Farmers$1489
GEICO$1162
Kentucky Farm Bureau$1834
Liberty Mutual$2170
MAPFRE$2049
Mercury$1600
MetLife$2014
Nationwide$1010
Progressive$1035
Sentry$1267
Shelter$1688
State Farm$1329
Tennessee Farmers$1615
Texas Farm Bureau$1437
The Hanover$1851
Travelers$1735
USAA$986

Compare all 2019 Chrysler Pacifica rates

Average Cost to Insure Per Year

$1545

List Price

$27235

Trims Available

L - LX - Touring - Touring Plus - Touring L - Touring L Plus - Limited - Base engine: 4.0-liter produced 255 HP V6 – Transmission: nine-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2018 Chrysler Pacifica

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1303
Acuity$ 1303
Allied$ 976
Allied$ 976
American Family$ 1337
American Family$ 1337
Erie$ 980
Erie$ 980
Mercury$ 1263
Mercury$ 1263
Nationwide$ 1164
Nationwide$ 1164
Plymouth Rock Insurance$ 1105
Plymouth Rock Insurance$ 1105
Progressive$ 1215
Progressive$ 1215
State Farm$ 1358
State Farm$ 1358
Tennessee Farmers$ 919
Tennessee Farmers$ 919
USAA$ 1212
USAA$ 1212
Vermont Mutual$ 1280
Vermont Mutual$ 1280

Compare all 2018 Chrysler Pacifica rates

Average Cost to Insure Per Year

$1480

List Price

$26995

Trims Available

L - LX - Touring - Touring Plus - Touring L - Touring L Plus - Limited - Base engine: 4.0-liter produced 255 HP V6 – Transmission: nine-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control

2017 Chrysler Pacifica

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1268
Acuity$ 1268
Allied$ 1001
Allied$ 1001
American Family$ 1276
American Family$ 1276
Erie$ 950
Erie$ 950
Mercury$ 1235
Mercury$ 1235
Nationwide$ 1151
Nationwide$ 1151
Plymouth Rock Insurance$ 1106
Plymouth Rock Insurance$ 1106
Progressive$ 1151
Progressive$ 1151
Quincy Mutual$ 1003
Quincy Mutual$ 1003
State Farm$ 1197
State Farm$ 1197
USAA$ 1122
USAA$ 1122
Vermont Mutual$ 1200
Vermont Mutual$ 1200

Compare all 2017 Chrysler Pacifica rates

Average Cost to Insure Per Year

$1477

List Price

$28995

Trims Available

L - LX - Touring - Touring Plus - Touring L - Touring L Plus - Limited - Base engine: 4.0-liter produced 255 HP V6 – Transmission: nine-speed automatic - with driver assist technologies - Full-Speed Forward Collision Warning with Active Braking, Adaptive Cruise Control, LaneSense Lane Departure Warning with Lane Keep Assist, Blind Spot Monitoring System, ParkSense Front and Rear Park Assist, Rear Cross Path Detection – Standard Safety Features – Driver, Air Bag, Passenger Air Bag, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control