Dodge Challenger Car Insurance Cost
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
|
Written by
Gianetta Palmer
|
|
Reviewed by
Joel Ohman
|
UPDATED: Jun 17, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Looking for a new or used Dodge Challenger? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.
Dodge Challenger insurance facts
-
Average full coverage auto insurance premium: $169/month
-
Most affordable companies: Allied ($115/month) & GEICO ($121/month)
-
Challenger car insurance cost vs. average rates: $15 more expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Dodge Challenger by model year and auto insurer.
Make sure to comparison shop before making a new car purchase to save money.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Below average Dodge Challenger insurer costs by state:
-
Arizona car insurance – $1,617 per year
-
Kentucky car insurance – $1,883 per year
-
Florida car insurance – $2,417 per year
-
Louisiana car insurance – $2,386 per year
- New York car insurance – $2,731 per year
-
Wisconsin car insurance – $1,729 per year
Risk factors affecting Dodge Challenger car insurance rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.
How to save money on Dodge Challenger car insurance coverage?
Many driver discounts are available to people through most major auto insurance companies, such as
-
Student discounts
-
Safe drivers
-
Senior discounts
With all Dodge models, you can get the following car insurance discounts:
-
Passive restraint systems
-
Anti-lock brakes
-
Anti-theft devices
Dodge Automobile Brand
Dodge is an American brand of automobiles specializing in performance sports cars. The large diversified target market of Dodge includes middle-income customers that demand high-end design, sporty vehicle that’s affordable. All Dodge automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Dodge Grand Caravan, Durango, and Charger are some of their most popular vehicles.
Higher than average Challenger repair costs equal higher coverage rates
Many consumers are attracted to Dodge’s high-end features, powerful engines, and driver-assist technologies, like Dodge’s Blind Spot Monitoring. Original Equipment Manufacturer (OEM) automotive parts are common but more expensive than popular vehicles, like the Toyota, Honda, or Subaru. Repairing a Dodge is above average since repair parts are more costly than average. For this reason, many Dodge’s are going to have higher than average car insurance rates to similar cars in their class.
Rapid depreciation for Challenger affecting auto policies
Another factor to consider for Dodge is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Dodge models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
High IIHS and NHTSA safety ratings lower car insurance rates for drivers
Dodge’s are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such a forward collision warning with active braking technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for Dodge models. The Dodge Ram is the Insurance Institute for Highway Safety (IIHS) “Top Safety Pick,” and the NHTSA consistently gives Dodge automobiles top safety ratings each year, lowering your car insurance costs.
AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Dodge automobile owners when buying a car insurance policy.
Make sure to shop around with multiple car insurance carriers before making a new car purchase.
2021 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| 21st Century | $2680 |
| Allied | $1388 |
| Allstate | $2040 |
| American Family | $1768 |
| Country Financial | $2299 |
| Erie | $1528 |
| GEICO | $1437 |
| Kentucky Farm Bureau | $2506 |
| Liberty Mutual | $1573 |
| Mercury | $1958 |
| Nationwide | $1462 |
| Progressive | $1648 |
| Safeco | $2756 |
| Tennessee Farmers | $1886 |
| Texas Farm Bureau | $1705 |
| The Hanover | $2544 |
| Travelers | $2224 |
Compare all 2021 Dodge Challenger rates
Average Cost to Insure Per Year
$2030
List Price
$28545
Trims Available
SXT - SXT Plus - GT - R/T - R/T Plus - R/T Shaker - T/A - R/T Scat Pack - R/T Plus Shaker - T/A Plus - 392 HEMI Scat Pack Shaker - T/A 392 - SRT 392 - SRT Hellcat - SRT Hellcat Widebody - SRT Demon - With driver assist technologies: Launch Control, Launch Assist, Electric Power Steering, Brake Assist, Electronic Brake-Force Distribution, All-Speed Traction Control, Electronic Stability Control, and Hill-Start Assist, Adaptive Damping Suspension customization with settings for Sport, Track, and Auto
2020 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| 21st Century | $2654 |
| Allied | $1340 |
| Allstate | $2031 |
| American Family | $1724 |
| Country Financial | $2263 |
| Erie | $1511 |
| GEICO | $1415 |
| Kentucky Farm Bureau | $2360 |
| Liberty Mutual | $1560 |
| Mercury | $1946 |
| Nationwide | $1432 |
| Progressive | $1623 |
| Tennessee Farmers | $1879 |
| Texas Farm Bureau | $1689 |
| The Hanover | $2490 |
| Travelers | $2185 |
Compare all 2020 Dodge Challenger rates
Average Cost to Insure Per Year
$1961
List Price
$28095
Trims Available
SXT - SXT Plus - GT - R/T - R/T Plus - R/T Shaker - T/A - R/T Scat Pack - R/T Plus Shaker - T/A Plus - 392 HEMI Scat Pack Shaker - T/A 392 - SRT 392 - SRT Hellcat - SRT Hellcat Widebody - SRT Demon - With driver assist technologies: Launch Control, Launch Assist, Electric Power Steering, Brake Assist, Electronic Brake-Force Distribution, All-Speed Traction Control, Electronic Stability Control, and Hill-Start Assist, Adaptive Damping Suspension customization with settings for Sport, Track, and Auto – with safety features: Adaptive Cruise Control, Forward Collision Warning, Ready Alert Braking, Rain Brake Support, the ParkView rear backup camera, and the ParkSense rear park assist system with standard safety features: 6 Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor
2019 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| 21st Century | $2594 |
| Allied | $1265 |
| Allstate | $2016 |
| American Family | $1755 |
| Country Financial | $2254 |
| Erie | $1426 |
| GEICO | $1360 |
| Kentucky Farm Bureau | $2349 |
| Liberty Mutual | $1487 |
| Mercury | $1935 |
| Nationwide | $1387 |
| Progressive | $1569 |
| Tennessee Farmers | $1869 |
| Texas Farm Bureau | $1650 |
| The Hanover | $2486 |
| Travelers | $2176 |
Compare all 2019 Dodge Challenger rates
Average Cost to Insure Per Year
$1958
List Price
$28095
Trims Available
SXT - SXT Plus - GT - R/T - R/T Plus - R/T Shaker - T/A - R/T Scat Pack - R/T Plus Shaker - T/A Plus - 392 HEMI Scat Pack Shaker - T/A 392 - SRT 392 - SRT Hellcat - SRT Hellcat Widebody - SRT Demon - With driver assist technologies: Launch Control, Launch Assist, Electric Power Steering, Brake Assist, Electronic Brake-Force Distribution, All-Speed Traction Control, Electronic Stability Control, and Hill-Start Assist, Adaptive Damping Suspension customization with settings for Sport, Track, and Auto – with safety features: Adaptive Cruise Control, Forward Collision Warning, Ready Alert Braking, Rain Brake Support, the ParkView rear backup camera, and the ParkSense rear park assist system with standard safety features: 6 Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Traction Control, Blind Spot Monitor
2018 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1720 |
| Acuity | $ 1720 |
| Allied | $ 1586 |
| Allied | $ 1586 |
| Country | $ 1857 |
| Country | $ 1857 |
| Erie | $ 1114 |
| Erie | $ 1114 |
| GEICO | $ 1609 |
| GEICO | $ 1609 |
| Mercury | $ 1762 |
| Mercury | $ 1762 |
| Nationwide | $ 1473 |
| Nationwide | $ 1473 |
| Plymouth Rock Insurance | $ 1220 |
| Plymouth Rock Insurance | $ 1220 |
| State Farm | $ 1614 |
| State Farm | $ 1614 |
| Tennessee Farmers | $ 1199 |
| Tennessee Farmers | $ 1199 |
| USAA | $ 1601 |
| USAA | $ 1601 |
| Vermont Mutual | $ 1825 |
| Vermont Mutual | $ 1825 |
Compare all 2018 Dodge Challenger rates
Average Cost to Insure Per Year
$ 1883
List Price
$ 27295
Trims Available
SXT - SXT Plus - GT - R/T - R/T Plus - R/T Shaker - T/A - R/T Scat Pack - R/T Plus Shaker - T/A Plus - 392 HEMI Scat Pack Shaker - T/A 392 - SRT 392 - SRT Hellcat - SRT Hellcat Widebody - SRT Demon
2017 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1457 |
| Acuity | $ 1457 |
| Country | $ 1577 |
| Country | $ 1577 |
| Erie | $ 996 |
| Erie | $ 996 |
| GEICO | $ 1413 |
| GEICO | $ 1413 |
| Nationwide | $ 1479 |
| Nationwide | $ 1479 |
| Plymouth Rock Insurance | $ 1183 |
| Plymouth Rock Insurance | $ 1183 |
| Progressive | $ 1616 |
| Progressive | $ 1616 |
| State Farm | $ 1489 |
| State Farm | $ 1489 |
| Tennessee Farmers | $ 1124 |
| Tennessee Farmers | $ 1124 |
| Texas Farm Bureau | $ 1094 |
| Texas Farm Bureau | $ 1094 |
| USAA | $ 1209 |
| USAA | $ 1209 |
| Vermont Mutual | $ 1441 |
| Vermont Mutual | $ 1441 |
Compare all 2017 Dodge Challenger rates
Average Cost to Insure Per Year
$ 1575
List Price
$ 26995
Trims Available
SXT - SXT Plus - R/T - GT - R/T Plus - R/T Shaker - T/A - R/T Scat Pack - R/T Plus Shaker - T/A Plus - 392 HEMI Scat Pack Shaker - T/A 392 - SRT 392 - SRT Hellcat
2016 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1537 |
| Acuity | $ 1537 |
| Arbella | $ 1649 |
| Arbella | $ 1649 |
| Country | $ 1585 |
| Country | $ 1585 |
| Erie | $ 978 |
| Erie | $ 978 |
| GEICO | $ 1581 |
| GEICO | $ 1581 |
| Nationwide | $ 1584 |
| Nationwide | $ 1584 |
| Plymouth Rock Insurance | $ 1159 |
| Plymouth Rock Insurance | $ 1159 |
| Progressive | $ 1644 |
| Progressive | $ 1644 |
| Tennessee Farmers | $ 1124 |
| Tennessee Farmers | $ 1124 |
| Texas Farm Bureau | $ 986 |
| Texas Farm Bureau | $ 986 |
| USAA | $ 1173 |
| USAA | $ 1173 |
| Vermont Mutual | $ 1522 |
| Vermont Mutual | $ 1522 |
Compare all 2016 Dodge Challenger rates
Average Cost to Insure Per Year
$ 1592
List Price
$ 26995
Trims Available
SXT - SXT Plus - R/T - R/T Plus - R/T Shaker - R/T Scat Pack - R/T Plus Shaker - 392 HEMI Scat Pack Shaker - SRT 392 - SRT Hellcat
2015 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1493 |
| Acuity | $ 1493 |
| Country | $ 1588 |
| Country | $ 1588 |
| Erie | $ 936 |
| Erie | $ 936 |
| GEICO | $ 1620 |
| GEICO | $ 1620 |
| Nationwide | $ 1599 |
| Nationwide | $ 1599 |
| Plymouth Rock Insurance | $ 1130 |
| Plymouth Rock Insurance | $ 1130 |
| Progressive | $ 1594 |
| Progressive | $ 1594 |
| State Farm | $ 1449 |
| State Farm | $ 1449 |
| Tennessee Farmers | $ 1439 |
| Tennessee Farmers | $ 1439 |
| Texas Farm Bureau | $ 1030 |
| Texas Farm Bureau | $ 1030 |
| USAA | $ 1386 |
| USAA | $ 1386 |
| Vermont Mutual | $ 1455 |
| Vermont Mutual | $ 1455 |
Compare all 2015 Dodge Challenger rates
Average Cost to Insure Per Year
$ 1542
List Price
$ 26995
Trims Available
SXT - SXT Plus - R/T - R/T Plus - R/T Shaker - R/T Scat Pack - R/T Plus Shaker - R/T Scat Pack Shaker - SRT 392 - SRT Hellcat
2014 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1340 |
| Acuity | $ 1340 |
| American Family | $ 1526 |
| American Family | $ 1526 |
| Country | $ 1492 |
| Country | $ 1492 |
| Erie | $ 849 |
| Erie | $ 849 |
| GEICO | $ 1301 |
| GEICO | $ 1301 |
| Plymouth Rock Insurance | $ 1090 |
| Plymouth Rock Insurance | $ 1090 |
| Progressive | $ 1440 |
| Progressive | $ 1440 |
| State Farm | $ 1414 |
| State Farm | $ 1414 |
| Tennessee Farmers | $ 1332 |
| Tennessee Farmers | $ 1332 |
| Texas Farm Bureau | $ 1064 |
| Texas Farm Bureau | $ 1064 |
| USAA | $ 1131 |
| USAA | $ 1131 |
| Vermont Mutual | $ 1280 |
| Vermont Mutual | $ 1280 |
Compare all 2014 Dodge Challenger rates
Average Cost to Insure Per Year
$ 1411
List Price
$ 26495
Trims Available
SXT - SXT Plus - Rallye Redline - R/T - SXT 100th Anniversary - R/T Plus - R/T Classic - R/T 100th Anniversary - R/T Shaker Package - SRT8 Core - SRT8
2013 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1361 |
| Acuity | $ 1361 |
| American Family | $ 1421 |
| American Family | $ 1421 |
| Arbella | $ 1539 |
| Arbella | $ 1539 |
| Erie | $ 858 |
| Erie | $ 858 |
| Nationwide | $ 1588 |
| Nationwide | $ 1588 |
| Plymouth Rock Insurance | $ 1065 |
| Plymouth Rock Insurance | $ 1065 |
| Progressive | $ 1528 |
| Progressive | $ 1528 |
| State Farm | $ 1427 |
| State Farm | $ 1427 |
| Tennessee Farmers | $ 1364 |
| Tennessee Farmers | $ 1364 |
| Texas Farm Bureau | $ 1037 |
| Texas Farm Bureau | $ 1037 |
| USAA | $ 1134 |
| USAA | $ 1134 |
| Vermont Mutual | $ 1308 |
| Vermont Mutual | $ 1308 |
Compare all 2013 Dodge Challenger rates
Average Cost to Insure Per Year
$ 1427
List Price
$ 25995
Trims Available
SXT - SXT Plus - Rallye Redline Appearance Group - R/T - R/T Plus - R/T Classic - SRT8 Core - SRT8 392
2012 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1190 |
| Acuity | $ 1190 |
| American Family | $ 1310 |
| American Family | $ 1310 |
| Arbella | $ 1372 |
| Arbella | $ 1372 |
| Country | $ 1356 |
| Country | $ 1356 |
| Erie | $ 909 |
| Erie | $ 909 |
| GEICO | $ 1385 |
| GEICO | $ 1385 |
| Plymouth Rock Insurance | $ 1036 |
| Plymouth Rock Insurance | $ 1036 |
| State Farm | $ 1406 |
| State Farm | $ 1406 |
| Tennessee Farmers | $ 1188 |
| Tennessee Farmers | $ 1188 |
| Texas Farm Bureau | $ 907 |
| Texas Farm Bureau | $ 907 |
| USAA | $ 1104 |
| USAA | $ 1104 |
| Vermont Mutual | $ 1084 |
| Vermont Mutual | $ 1084 |
Compare all 2012 Dodge Challenger rates
Average Cost to Insure Per Year
$ 1316
List Price
$ 25195
Trims Available
SXT - SXT Plus - Rallye Redline Appearance Group - R/T - R/T Plus - R/T Classic - SRT8 392 - SRT8 Yellow Jacket
2011 Dodge Challenger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1277 |
| Acuity | $ 1277 |
| American Family | $ 1155 |
| American Family | $ 1155 |
| Amica | $ 1284 |
| Amica | $ 1284 |
| Arbella | $ 1075 |
| Arbella | $ 1075 |
| Country | $ 1188 |
| Country | $ 1188 |
| Erie | $ 816 |
| Erie | $ 816 |
| GEICO | $ 1084 |
| GEICO | $ 1084 |
| Plymouth Rock Insurance | $ 993 |
| Plymouth Rock Insurance | $ 993 |
| Tennessee Farmers | $ 1050 |
| Tennessee Farmers | $ 1050 |
| Texas Farm Bureau | $ 1217 |
| Texas Farm Bureau | $ 1217 |
| USAA | $ 987 |
| USAA | $ 987 |
| Vermont Mutual | $ 927 |
| Vermont Mutual | $ 927 |
Compare all 2011 Dodge Challenger rates
Average Cost to Insure Per Year
$ 1390
List Price
$ 24895
Trims Available
SE - Rallye - R/T - R/T Plus - R/T Classic - SRT8 392