Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Are you looking for a new or used Ford Edge? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Ford Edge car insurance facts

  • Average full coverage auto insurance premium: $118/month

  • Most affordable companies: Auto-Owners ($82/month) & Travelers Insurance ($89/month)

  • Edge car insurance cost vs. average rates: $62 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Ford Edge by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Ford Edge insurer costs by state:

Risk factors affecting Ford Edge car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Ford Edge car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Ford models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Ford automobile brand

Ford Motor Company is an American multinational automaker specializing in affordable automobiles and commercial vehicles under the Ford brand for the United States market. Ford also sells luxury cars under the Lincoln brand. The target market of Ford is various social and income groups for young and old stylish buyers, primarily through social media and YouTube. All Ford automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Ford F-150, Explorer, Edge, and Escape are some of their most popular vehicles.

High Ford Edge repair costs equal high coverage rates

Many consumers are attracted to Ford’s creative designs, increased fuel efficiency, and driver-assist technologies, like Ford’s Co-Pilot 360. Automotive parts are common but generally more expensive than popular vehicles, like the Toyota, Honda, or Subaru. Repairing a Ford is higher than average since repair parts are slightly more expensive. For this reason, many Fords are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Ford Edge affecting auto policies

Another factor to consider for Ford is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Ford models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Ford IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Fords are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Ford’s Co-Pilot 360, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Ford models. The Ford Escape, Edge, and Explorer are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Ford automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Ford automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$1834
Allstate$1433
Auto-Owners$986
Direct Auto$1806
Erie$1136
GEICO$1189
Kentucky Farm Bureau$1650
Liberty Mutual$1398
MetLife$1912
Nationwide$1350
Plymouth Rock Insurance$1466
Progressive$1539
State Farm$1216
Tennessee Farmers$1077
Texas Farm Bureau$1294
The Hanover$1744
Travelers$1016
USAA$1255

Compare all 2021 Ford Edge rates

Average Cost to Insure Per Year

$1546

List Price

$32250

Trims Available

SE - SEL - Titanium - Sport - Base Engine: turbocharged 2.0-liter four-cylinder at 250 horsepower with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, and Child Safety Locks

2020 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1416
Auto-Owners$946
Erie$1086
Farmers$1625
GEICO$1109
Liberty Mutual$1338
Mercury$1526
MetLife$1830
Nationwide$1260
Progressive$1600
State Farm$1140
Tennessee Farmers$1066
Texas Farm Bureau$1216
The Hanover$1740
Travelers$980
USAA$1150

Compare all 2020 Ford Edge rates

Average Cost to Insure Per Year

$1459

List Price

$31100

Trims Available

SE - SEL - Titanium - Sport - Base Engine: turbocharged 2.0-liter four-cylinder at 250 horsepower with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, and Child Safety Locks

2019 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1415
Auto-Owners$936
Erie$1080
GEICO$1105
Kentucky Farm Bureau$1684
Liberty Mutual$1332
Mercury$1490
MetLife$1820
Nationwide$1257
Progressive$1587
State Farm$1123
Tennessee Farmers$1062
Texas Farm Bureau$1190
The Hanover$1735
Travelers$978
USAA$1148

Compare all 2019 Ford Edge rates

Average Cost to Insure Per Year

$1430

List Price

$29995

Trims Available

SE - SEL - Titanium - Sport - Base Engine: turbocharged 2.0-liter four-cylinder at 250 horsepower with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, and Child Safety Locks

2018 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1198
Acuity$ 1198
Allied$ 961
Allied$ 961
Erie$ 886
Erie$ 886
GEICO$ 992
GEICO$ 992
Mercury$ 1261
Mercury$ 1261
Nationwide$ 1045
Nationwide$ 1045
Plymouth Rock Insurance$ 1039
Plymouth Rock Insurance$ 1039
Progressive$ 887
Progressive$ 887
State Farm$ 1088
State Farm$ 1088
Tennessee Farmers$ 1015
Tennessee Farmers$ 1015
USAA$ 1059
USAA$ 1059
Vermont Mutual$ 1119
Vermont Mutual$ 1119

Compare all 2018 Ford Edge rates

Average Cost to Insure Per Year

$ 1215

List Price

$ 29315

Trims Available

SE - SEL - Titanium - Sport

2017 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1163
Acuity$ 1163
Allied$ 947
Allied$ 947
Country$ 1205
Country$ 1205
Erie$ 862
Erie$ 862
GEICO$ 917
GEICO$ 917
Nationwide$ 1035
Nationwide$ 1035
Plymouth Rock Insurance$ 1011
Plymouth Rock Insurance$ 1011
Progressive$ 921
Progressive$ 921
State Farm$ 1039
State Farm$ 1039
Tennessee Farmers$ 997
Tennessee Farmers$ 997
USAA$ 1016
USAA$ 1016
Vermont Mutual$ 1049
Vermont Mutual$ 1049

Compare all 2017 Ford Edge rates

Average Cost to Insure Per Year

$ 1188

List Price

$ 28950

Trims Available

SE - SEL - Titanium - Sport

2016 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 972
Allied$ 972
Erie$ 772
Erie$ 772
GEICO$ 744
GEICO$ 744
Nationwide$ 1035
Nationwide$ 1035
Plymouth Rock Insurance$ 989
Plymouth Rock Insurance$ 989
Progressive$ 787
Progressive$ 787
Quincy Mutual$ 1131
Quincy Mutual$ 1131
State Farm$ 1018
State Farm$ 1018
Tennessee Farmers$ 987
Tennessee Farmers$ 987
Texas Farm Bureau$ 848
Texas Farm Bureau$ 848
USAA$ 906
USAA$ 906
Vermont Mutual$ 1027
Vermont Mutual$ 1027

Compare all 2016 Ford Edge rates

Average Cost to Insure Per Year

$ 1031

List Price

$ 28700

Trims Available

SE - SEL - Titanium - Sport

2015 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 949
Allied$ 949
American Family$ 1061
American Family$ 1061
Erie$ 697
Erie$ 697
GEICO$ 615
GEICO$ 615
Nationwide$ 981
Nationwide$ 981
Plymouth Rock Insurance$ 962
Plymouth Rock Insurance$ 962
Progressive$ 705
Progressive$ 705
State Farm$ 736
State Farm$ 736
Tennessee Farmers$ 991
Tennessee Farmers$ 991
Texas Farm Bureau$ 892
Texas Farm Bureau$ 892
USAA$ 755
USAA$ 755
Vermont Mutual$ 1025
Vermont Mutual$ 1025

Compare all 2015 Ford Edge rates

Average Cost to Insure Per Year

$ 923

List Price

$ 28100

Trims Available

SE - SEL - Titanium - Sport

2014 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 957
Acuity$ 957
Allied$ 958
Allied$ 958
Country$ 1012
Country$ 1012
Erie$ 683
Erie$ 683
GEICO$ 590
GEICO$ 590
Nationwide$ 1030
Nationwide$ 1030
Plymouth Rock Insurance$ 975
Plymouth Rock Insurance$ 975
Progressive$ 790
Progressive$ 790
State Farm$ 854
State Farm$ 854
Tennessee Farmers$ 869
Tennessee Farmers$ 869
USAA$ 785
USAA$ 785
Vermont Mutual$ 812
Vermont Mutual$ 812

Compare all 2014 Ford Edge rates

Average Cost to Insure Per Year

$ 968

List Price

$ 28100

Trims Available

SE - SEL - Limited - Sport

2013 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 929
Acuity$ 929
Allied$ 937
Allied$ 937
Arbella$ 971
Arbella$ 971
Erie$ 656
Erie$ 656
GEICO$ 532
GEICO$ 532
Plymouth Rock Insurance$ 950
Plymouth Rock Insurance$ 950
Progressive$ 754
Progressive$ 754
State Farm$ 835
State Farm$ 835
Tennessee Farmers$ 835
Tennessee Farmers$ 835
Texas Farm Bureau$ 714
Texas Farm Bureau$ 714
USAA$ 740
USAA$ 740
Vermont Mutual$ 770
Vermont Mutual$ 770

Compare all 2013 Ford Edge rates

Average Cost to Insure Per Year

$ 888

List Price

$ 27525

Trims Available

SE - SEL - Limited - Sport

2012 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 870
Acuity$ 870
Arbella$ 965
Arbella$ 965
Country$ 948
Country$ 948
Erie$ 632
Erie$ 632
GEICO$ 503
GEICO$ 503
Plymouth Rock Insurance$ 935
Plymouth Rock Insurance$ 935
Progressive$ 719
Progressive$ 719
State Farm$ 806
State Farm$ 806
Tennessee Farmers$ 799
Tennessee Farmers$ 799
Texas Farm Bureau$ 668
Texas Farm Bureau$ 668
USAA$ 708
USAA$ 708
Vermont Mutual$ 707
Vermont Mutual$ 707

Compare all 2012 Ford Edge rates

Average Cost to Insure Per Year

$ 850

List Price

$ 27770

Trims Available

SE - SE Fleet - SEL - Limited - Sport

2011 Ford Edge

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 929
Acuity$ 929
Arbella$ 820
Arbella$ 820
Country$ 905
Country$ 905
Erie$ 616
Erie$ 616
GEICO$ 565
GEICO$ 565
Plymouth Rock Insurance$ 925
Plymouth Rock Insurance$ 925
Progressive$ 737
Progressive$ 737
State Farm$ 885
State Farm$ 885
Tennessee Farmers$ 769
Tennessee Farmers$ 769
Texas Farm Bureau$ 611
Texas Farm Bureau$ 611
USAA$ 745
USAA$ 745
Vermont Mutual$ 661
Vermont Mutual$ 661

Compare all 2011 Ford Edge rates

Average Cost to Insure Per Year

$ 857

List Price

$ 27640

Trims Available

SE - SE Fleet - SEL - Limited - Sport