Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Are you looking for a new or used Ford Escape? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Ford Escape car insurance facts

  • Average full coverage auto insurance premium: $135/month

  • Most affordable companies: Erie Insurance ($77/month) & Travelers Insurance ($84/month)

  • Escape car insurance cost vs. average rates: $42 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Ford Escape by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Ford Escape insurer costs by state:

Risk factors affecting Ford Escape car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Ford Escape car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Ford models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Ford automobile brand

Ford Motor Company is an American multinational automaker specializing in affordable automobiles and commercial vehicles under the Ford brand for the United States market. Ford also sells luxury cars under the Lincoln brand. The target market of Ford is various social and income groups for young and old stylish buyers, primarily through social media and YouTube. All Ford automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Ford F-150, Explorer, Edge, and Escape are some of their most popular vehicles.

High Ford Escape repair costs equal high coverage rates

Many consumers are attracted to Ford’s creative designs, increased fuel efficiency, and driver-assist technologies, like Ford’s Co-Pilot 360. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Ford is higher than average since repair parts are slightly more expensive. For this reason, many Fords are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Ford Escape affecting auto policies

Another factor to consider for Ford is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Ford models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Ford IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Fords are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Ford’s Co-Pilot 360, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Ford models. The Ford Escape, Edge, and Explorer are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Ford automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Ford automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1435
Auto-Owners$1068
Cincinnati Insurance$1841
Direct Auto$1789
Erie$925
GEICO$1136
Kentucky Farm Bureau$1653
Liberty Mutual$1380
MetLife$1958
Nationwide$1270
Plymouth Rock Insurance$1465
Progressive$1633
State Farm$1152
Tennessee Farmers$1053
Texas Farm Bureau$1247
The Hanover$1750
Travelers$960
USAA$1189

Compare all 2021 Ford Escape rates

Average Cost to Insure Per Year

$1619

List Price

$24885

Trims Available

S - SE - SEL - Titanium - Base Engine: 1.5L EcoBoost engine with Auto Start-Stop Technology with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, and Child Safety Locks

2020 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1427
Auto-Owners$1045
Erie$916
Farmers$1638
GEICO$1126
Liberty Mutual$1360
Mercury$1529
MetLife$1906
Nationwide$1263
Progressive$1630
State Farm$1129
Tennessee Farmers$1023
Texas Farm Bureau$1240
The Hanover$1749
Travelers$956
USAA$1170

Compare all 2020 Ford Escape rates

Average Cost to Insure Per Year

$1570

List Price

$24885

Trims Available

S - SE - SEL - Titanium - Base Engine: 1.5L EcoBoost engine with Auto Start-Stop Technology with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, and Child Safety Locks

2019 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1425
Auto-Owners$1044
Erie$911
GEICO$1088
Kentucky Farm Bureau$1700
Liberty Mutual$1359
Mercury$1519
MetLife$1865
Nationwide$1260
Progressive$1609
State Farm$1124
Tennessee Farmers$1020
Texas Farm Bureau$1235
The Hanover$1743
Travelers$955
USAA$1160

Compare all 2019 Ford Escape rates

Average Cost to Insure Per Year

$1497

List Price

$24105

Trims Available

S - SE - SEL - Titanium - Base Engine: 1.5L EcoBoost engine with Auto Start-Stop Technology with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, and Child Safety Locks

2018 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1090
Acuity$ 1090
Allied$ 993
Allied$ 993
Arbella$ 1155
Arbella$ 1155
Country$ 1137
Country$ 1137
Erie$ 856
Erie$ 856
Mercury$ 1229
Mercury$ 1229
Nationwide$ 1122
Nationwide$ 1122
Plymouth Rock Insurance$ 944
Plymouth Rock Insurance$ 944
Progressive$ 1078
Progressive$ 1078
Tennessee Farmers$ 999
Tennessee Farmers$ 999
USAA$ 1079
USAA$ 1079
Vermont Mutual$ 960
Vermont Mutual$ 960

Compare all 2018 Ford Escape rates

Average Cost to Insure Per Year

$ 1376

List Price

$ 23940

Trims Available

S - SE - SEL - Titanium

2017 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1106
Acuity$ 1106
Allied$ 978
Allied$ 978
Country$ 1136
Country$ 1136
Erie$ 752
Erie$ 752
GEICO$ 753
GEICO$ 753
Nationwide$ 1001
Nationwide$ 1001
Plymouth Rock Insurance$ 948
Plymouth Rock Insurance$ 948
Progressive$ 736
Progressive$ 736
State Farm$ 977
State Farm$ 977
Texas Farm Bureau$ 818
Texas Farm Bureau$ 818
USAA$ 900
USAA$ 900
Vermont Mutual$ 970
Vermont Mutual$ 970

Compare all 2017 Ford Escape rates

Average Cost to Insure Per Year

$ 1023

List Price

$ 23750

Trims Available

S - SE - Titanium

2016 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1081
Acuity$ 1081
Allied$ 957
Allied$ 957
Erie$ 695
Erie$ 695
GEICO$ 666
GEICO$ 666
Nationwide$ 993
Nationwide$ 993
Plymouth Rock Insurance$ 938
Plymouth Rock Insurance$ 938
Progressive$ 709
Progressive$ 709
State Farm$ 1011
State Farm$ 1011
Tennessee Farmers$ 959
Tennessee Farmers$ 959
Texas Farm Bureau$ 804
Texas Farm Bureau$ 804
USAA$ 908
USAA$ 908
Vermont Mutual$ 945
Vermont Mutual$ 945

Compare all 2016 Ford Escape rates

Average Cost to Insure Per Year

$ 980

List Price

$ 23590

Trims Available

S - SE - Titanium

2015 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1052
Acuity$ 1052
Allied$ 963
Allied$ 963
Erie$ 674
Erie$ 674
GEICO$ 617
GEICO$ 617
Nationwide$ 1003
Nationwide$ 1003
Plymouth Rock Insurance$ 921
Plymouth Rock Insurance$ 921
Progressive$ 697
Progressive$ 697
State Farm$ 903
State Farm$ 903
Tennessee Farmers$ 937
Tennessee Farmers$ 937
Texas Farm Bureau$ 785
Texas Farm Bureau$ 785
USAA$ 804
USAA$ 804
Vermont Mutual$ 916
Vermont Mutual$ 916

Compare all 2015 Ford Escape rates

Average Cost to Insure Per Year

$ 941

List Price

$ 23450

Trims Available

S - SE - Titanium

2014 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1059
Acuity$ 1059
Allied$ 1000
Allied$ 1000
American Family$ 1209
American Family$ 1209
Arbella$ 1158
Arbella$ 1158
Country$ 1150
Country$ 1150
Erie$ 764
Erie$ 764
GEICO$ 1196
GEICO$ 1196
Plymouth Rock Insurance$ 913
Plymouth Rock Insurance$ 913
Progressive$ 1082
Progressive$ 1082
Tennessee Farmers$ 976
Tennessee Farmers$ 976
USAA$ 977
USAA$ 977
Vermont Mutual$ 937
Vermont Mutual$ 937

Compare all 2014 Ford Escape rates

Average Cost to Insure Per Year

$ 1340

List Price

$ 23100

Trims Available

S - SE - Titanium

2013 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 924
Acuity$ 924
Allied$ 1020
Allied$ 1020
Arbella$ 1013
Arbella$ 1013
Erie$ 684
Erie$ 684
GEICO$ 741
GEICO$ 741
Plymouth Rock Insurance$ 884
Plymouth Rock Insurance$ 884
Progressive$ 771
Progressive$ 771
State Farm$ 1006
State Farm$ 1006
Tennessee Farmers$ 884
Tennessee Farmers$ 884
Texas Farm Bureau$ 745
Texas Farm Bureau$ 745
USAA$ 837
USAA$ 837
Vermont Mutual$ 817
Vermont Mutual$ 817

Compare all 2013 Ford Escape rates

Average Cost to Insure Per Year

$ 940

List Price

$ 22470

Trims Available

S - SE - SEL - Titanium

2012 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 867
Acuity$ 867
Arbella$ 925
Arbella$ 925
Erie$ 576
Erie$ 576
GEICO$ 439
GEICO$ 439
Nationwide$ 925
Nationwide$ 925
Plymouth Rock Insurance$ 834
Plymouth Rock Insurance$ 834
Progressive$ 669
Progressive$ 669
State Farm$ 777
State Farm$ 777
Tennessee Farmers$ 769
Tennessee Farmers$ 769
Texas Farm Bureau$ 591
Texas Farm Bureau$ 591
USAA$ 691
USAA$ 691
Vermont Mutual$ 677
Vermont Mutual$ 677

Compare all 2012 Ford Escape rates

Average Cost to Insure Per Year

$ 799

List Price

$ 21440

Trims Available

XLS - XLT - Limited

2011 Ford Escape

Cheapest Insurance CompaniesAverage Annual Cost
Arbella$ 834
Arbella$ 834
Country$ 926
Country$ 926
Erie$ 562
Erie$ 562
GEICO$ 429
GEICO$ 429
Nationwide$ 915
Nationwide$ 915
Plymouth Rock Insurance$ 816
Plymouth Rock Insurance$ 816
Progressive$ 655
Progressive$ 655
State Farm$ 781
State Farm$ 781
Tennessee Farmers$ 755
Tennessee Farmers$ 755
Texas Farm Bureau$ 592
Texas Farm Bureau$ 592
USAA$ 665
USAA$ 665
Vermont Mutual$ 645
Vermont Mutual$ 645

Compare all 2011 Ford Escape rates

Average Cost to Insure Per Year

$ 793

List Price

$ 21240

Trims Available

XLS - XLT - Limited