Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Ford Transit Connect Cargo? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Ford Transit Connect Cargo insurance facts

  • Average full coverage auto insurance premium: $106/month

  • Most affordable companies: Erie Insurance ($73/month) & GEICO ($77/month)

  • Transit Connect Cargo insurance cost vs. average rates: $26 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Ford Transit Connect Cargo by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Ford Transit Connect Cargo insurer costs by state:

Risk factors affecting Ford Transit Connect Cargo car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Ford Transit Connect Cargo car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Ford models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Ford automobile brand

Ford Motor Company is an American multinational automaker specializing in affordable automobiles and commercial vehicles under the Ford brand for the United States market. Ford also sells luxury cars under the Lincoln brand. The target market of Ford is various social and income groups for young and old stylish buyers, primarily through social media and YouTube. All Ford automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Ford F-150, Explorer, Edge, and Escape are some of their most popular vehicles.

High Ford Transit Connect Cargo repair costs equal high coverage rates

Many consumers are attracted to Ford’s creative designs, increased fuel efficiency, and driver-assist technologies, like Ford’s Co-Pilot 360. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Ford is higher than average since repair parts are slightly more expensive. For this reason, many Fords are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Ford Transit Connect Cargo affecting auto policies

Another factor to consider for Ford is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Ford models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Ford IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Fords are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Ford’s Co-Pilot 360, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Ford models. The Ford Escape, Edge, and Explorer are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Ford automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Ford automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Ford Transit Connect Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1560
Auto-Owners$986
Cincinnati Insurance$1724
Direct Auto$1763
Erie$879
GEICO$921
Kentucky Farm Bureau$1615
Liberty Mutual$1339
MetLife$1906
Nationwide$1276
Plymouth Rock Insurance$1524
Progressive$1580
State Farm$1042
Tennessee Farmers$944
Texas Farm Bureau$1170
The Hanover$1715
Travelers$1011
USAA$1079

Compare all 2021 Ford Transit Connect Cargo rates

Average Cost to Insure Per Year

$1280

List Price

$24655

Trims Available

XL - XLT - Base Engine: turbocharged 2.0-liter four-cylinder at 250 horsepower with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights

2020 Ford Transit Connect Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1448
Auto-Owners$980
Erie$877
Farmers$1591
GEICO$922
Liberty Mutual$1330
Mercury$1524
MetLife$1849
Nationwide$1265
Progressive$1560
State Farm$1045
Tennessee Farmers$943
Texas Farm Bureau$1162
The Hanover$1711
Travelers$1036
USAA$1077

Compare all 2020 Ford Transit Connect Cargo rates

Average Cost to Insure Per Year

$1252

List Price

$24275

Trims Available

XL - XLT - Base Engine: turbocharged 2.0-liter four-cylinder at 250 horsepower with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights

2019 Ford Transit Connect Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1435
Auto-Owners$975
Erie$869
GEICO$899
Kentucky Farm Bureau$1629
Liberty Mutual$1329
Mercury$1490
MetLife$1835
Nationwide$1263
Progressive$1548
State Farm$1046
Tennessee Farmers$935
Texas Farm Bureau$1154
The Hanover$1706
Travelers$1023
USAA$1065

Compare all 2019 Ford Transit Connect Cargo rates

Average Cost to Insure Per Year

$1129

List Price

$24100

Trims Available

XL - XLT - Base Engine: turbocharged 2.0-liter four-cylinder at 250 horsepower with driver assist technology (Ford Co-Pilot 360) includes forward collision warning with pedestrian detection, automatic forward emergency braking, blind-spot warning, rear cross-traffic warning, lane-departure warning, lane-keeping assistance, automatic high-beam headlights, reversing camera. With passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights

2018 Ford Transit Connect Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1134
Acuity$ 1134
American Family$ 1218
American Family$ 1218
Country$ 1202
Country$ 1202
Erie$ 745
Erie$ 745
GEICO$ 858
GEICO$ 858
Nationwide$ 1134
Nationwide$ 1134
Plymouth Rock Insurance$ 907
Plymouth Rock Insurance$ 907
Progressive$ 793
Progressive$ 793
State Farm$ 1092
State Farm$ 1092
Tennessee Farmers$ 905
Tennessee Farmers$ 905
USAA$ 894
USAA$ 894
Vermont Mutual$ 1048
Vermont Mutual$ 1048

Compare all 2018 Ford Transit Connect Cargo rates

Average Cost to Insure Per Year

$ 1106

List Price

$ 23215

Trims Available

XL - XLT

2017 Ford Transit Connect Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1131
Acuity$ 1131
Arbella$ 1182
Arbella$ 1182
Erie$ 732
Erie$ 732
GEICO$ 857
GEICO$ 857
Nationwide$ 1172
Nationwide$ 1172
Plymouth Rock Insurance$ 889
Plymouth Rock Insurance$ 889
Progressive$ 811
Progressive$ 811
Quincy Mutual$ 1003
Quincy Mutual$ 1003
State Farm$ 1079
State Farm$ 1079
Texas Farm Bureau$ 830
Texas Farm Bureau$ 830
USAA$ 858
USAA$ 858
Vermont Mutual$ 1016
Vermont Mutual$ 1016

Compare all 2017 Ford Transit Connect Cargo rates

Average Cost to Insure Per Year

$ 1035

List Price

$ 23010

Trims Available

XL - XLT

2016 Ford Transit Connect Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1127
Acuity$ 1127
Country$ 1181
Country$ 1181
Erie$ 744
Erie$ 744
GEICO$ 908
GEICO$ 908
Nationwide$ 1182
Nationwide$ 1182
Plymouth Rock Insurance$ 872
Plymouth Rock Insurance$ 872
Progressive$ 782
Progressive$ 782
Quincy Mutual$ 1058
Quincy Mutual$ 1058
Tennessee Farmers$ 928
Tennessee Farmers$ 928
Texas Farm Bureau$ 816
Texas Farm Bureau$ 816
USAA$ 863
USAA$ 863
Vermont Mutual$ 1007
Vermont Mutual$ 1007

Compare all 2016 Ford Transit Connect Cargo rates

Average Cost to Insure Per Year

$ 1037

List Price

$ 22675

Trims Available

XL - XLT

2015 Ford Transit Connect Cargo

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1061
Acuity$ 1061
Erie$ 661
Erie$ 661
GEICO$ 579
GEICO$ 579
Nationwide$ 1055
Nationwide$ 1055
Plymouth Rock Insurance$ 852
Plymouth Rock Insurance$ 852
Progressive$ 685
Progressive$ 685
Quincy Mutual$ 1040
Quincy Mutual$ 1040
State Farm$ 914
State Farm$ 914
Tennessee Farmers$ 940
Tennessee Farmers$ 940
Texas Farm Bureau$ 799
Texas Farm Bureau$ 799
USAA$ 692
USAA$ 692
Vermont Mutual$ 934
Vermont Mutual$ 934

Compare all 2015 Ford Transit Connect Cargo rates

Average Cost to Insure Per Year

$ 912

List Price

$ 22130

Trims Available

XL - XLT