Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used GMC Acadia? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

GMC Acadia car insurance facts

  • Average full coverage auto insurance premium: $114/month

  • Most affordable companies: GEICO ($77/month) & American Family Insurance ($81/month)

  • Acadia car insurance cost vs. average rates: $58 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your GMC Acadia by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average GMC Acadia insurer costs by state:

Risk factors affecting GMC Acadia car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on GMC Acadia car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all GMC models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

GMC automobile brand

General Motors Company (GMC) is an American multinational automaker specializing in affordable automobiles and commercial vehicles under the GMC brand for the United States market. GMC is the largest United States automobile manufacturer and one of the world’s largest auto manufacturers. The target market of GMC is middle, upper-middle, and upper-class U.S. consumers focusing on advanced technology with creative designs and affordability. All GMC automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The GMC Sierra 1500, Canyon, Terrain, and Yukon are some of their most popular vehicles.

High GMC Acadia repair costs equal high car insurance rates

Many consumers are attracted to GMC’s creative designs, increased fuel efficiencies, and driver-assist technologies, like GMC’s Pro and GMC Pro Safety technological innovations. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a GMC is higher than average since repair parts are slightly more expensive. For this reason, many GMCs are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for GMC Acadia affecting car insurance policies

Another factor to consider for GMC is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all GMC models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent GMC IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

GMCs are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as GMC’s Pro Safety and Pro Safety Plus innovations, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% car insurance discounts for passive restraints and safety features for most GMC models. The GMC Terrain and Acadia are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives GMC automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new GMC automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1821
Acuity$1935
Allied$1209
Allstate$1429
American Family$987
Arbella$1367
Country Financial$1530
GEICO$935
Kentucky Farm Bureau$1030
Liberty Mutual$1094
Mercury$1176
Nationwide$1306
Progressive$1059
Quincy Mutual$1570
State Farm$1019
Texas Farm Bureau$1394
The Hanover$1690
Travelers$1470

Compare all 2021 GMC Acadia rates

Average Cost to Insure Per Year

$1368

List Price

$29800

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali - Base Engine: 2.5-liter four-cylinder at 193 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1792
Allied$1190
Allstate$1415
American Family$935
Arbella$1359
Country Financial$1524
GEICO$916
Kentucky Farm Bureau$1026
Liberty Mutual$1084
Mercury$1163
Nationwide$1297
Quincy Mutual$1562
State Farm$967
Texas Farm Bureau$1350
The Hanover$1684
Travelers$1462

Compare all 2020 GMC Acadia rates

Average Cost to Insure Per Year

$1359

List Price

$29800

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali - Base Engine: 2.5-liter four-cylinder at 193 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1780
Allied$1147
Allstate$1380
American Family$915
Arbella$1330
Country Financial$1495
GEICO$899
Kentucky Farm Bureau$980
Liberty Mutual$1029
Mercury$1090
Nationwide$1286
Quincy Mutual$1530
State Farm$945
Texas Farm Bureau$1347
The Hanover$1679
Travelers$1430

Compare all 2019 GMC Acadia rates

Average Cost to Insure Per Year

$1298

List Price

$29000

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali - Base Engine: 2.5-liter four-cylinder at 193 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1746
Allied$1146
Allstate$1378
American Family$912
Arbella$1326
Country Financial$1481
GEICO$892
Kentucky Farm Bureau$976
Liberty Mutual$1025
Mercury$1084
Nationwide$1280
Quincy Mutual$1526
State Farm$935
Texas Farm Bureau$1330
The Hanover$1649
Travelers$1429

Compare all 2018 GMC Acadia rates

Average Cost to Insure Per Year

$1289

List Price

$29000

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali - Base Engine: 2.5-liter four-cylinder at193 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2017 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1311
Acuity$ 1311
Allied$ 1065
Allied$ 1065
American Family$ 1195
American Family$ 1195
Erie$ 794
Erie$ 794
GEICO$ 765
GEICO$ 765
Nationwide$ 1046
Nationwide$ 1046
Plymouth Rock Insurance$ 1030
Plymouth Rock Insurance$ 1030
Progressive$ 753
Progressive$ 753
State Farm$ 834
State Farm$ 834
Texas Farm Bureau$ 956
Texas Farm Bureau$ 956
USAA$ 879
USAA$ 879
Vermont Mutual$ 1262
Vermont Mutual$ 1262

Compare all 2017 GMC Acadia rates

Average Cost to Insure Per Year

$ 1049

List Price

$ 29070

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali

2016 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1014
Acuity$ 1014
Allied$ 1035
Allied$ 1035
Country$ 1031
Country$ 1031
Erie$ 748
Erie$ 748
GEICO$ 653
GEICO$ 653
Plymouth Rock Insurance$ 1036
Plymouth Rock Insurance$ 1036
Progressive$ 831
Progressive$ 831
State Farm$ 1055
State Farm$ 1055
Tennessee Farmers$ 948
Tennessee Farmers$ 948
Texas Farm Bureau$ 711
Texas Farm Bureau$ 711
USAA$ 1021
USAA$ 1021
Vermont Mutual$ 875
Vermont Mutual$ 875

Compare all 2016 GMC Acadia rates

Average Cost to Insure Per Year

$ 1004

List Price

$ 30975

Trims Available

SL - SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali

2015 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 985
Acuity$ 985
Allied$ 1036
Allied$ 1036
Country$ 1017
Country$ 1017
Erie$ 748
Erie$ 748
GEICO$ 613
GEICO$ 613
Plymouth Rock Insurance$ 1021
Plymouth Rock Insurance$ 1021
Progressive$ 815
Progressive$ 815
State Farm$ 927
State Farm$ 927
Tennessee Farmers$ 881
Tennessee Farmers$ 881
Texas Farm Bureau$ 714
Texas Farm Bureau$ 714
USAA$ 841
USAA$ 841
Vermont Mutual$ 841
Vermont Mutual$ 841

Compare all 2015 GMC Acadia rates

Average Cost to Insure Per Year

$ 961

List Price

$ 33975

Trims Available

SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali

2014 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 929
Acuity$ 929
Arbella$ 999
Arbella$ 999
Country$ 972
Country$ 972
Erie$ 647
Erie$ 647
GEICO$ 579
GEICO$ 579
Plymouth Rock Insurance$ 993
Plymouth Rock Insurance$ 993
Progressive$ 800
Progressive$ 800
State Farm$ 911
State Farm$ 911
Tennessee Farmers$ 829
Tennessee Farmers$ 829
Texas Farm Bureau$ 697
Texas Farm Bureau$ 697
USAA$ 807
USAA$ 807
Vermont Mutual$ 764
Vermont Mutual$ 764

Compare all 2014 GMC Acadia rates

Average Cost to Insure Per Year

$ 926

List Price

$ 34485

Trims Available

SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali

2013 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 935
Acuity$ 935
Arbella$ 971
Arbella$ 971
Country$ 1000
Country$ 1000
Erie$ 638
Erie$ 638
GEICO$ 583
GEICO$ 583
Plymouth Rock Insurance$ 972
Plymouth Rock Insurance$ 972
Progressive$ 806
Progressive$ 806
State Farm$ 920
State Farm$ 920
Tennessee Farmers$ 848
Tennessee Farmers$ 848
Texas Farm Bureau$ 680
Texas Farm Bureau$ 680
USAA$ 807
USAA$ 807
Vermont Mutual$ 776
Vermont Mutual$ 776

Compare all 2013 GMC Acadia rates

Average Cost to Insure Per Year

$ 916

List Price

$ 34050

Trims Available

SLE-1 - SLE-2 - SLT-1 - SLT-2 - Denali

2012 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 847
Acuity$ 847
Arbella$ 931
Arbella$ 931
Country$ 917
Country$ 917
Erie$ 618
Erie$ 618
GEICO$ 535
GEICO$ 535
Plymouth Rock Insurance$ 943
Plymouth Rock Insurance$ 943
Progressive$ 773
Progressive$ 773
State Farm$ 848
State Farm$ 848
Tennessee Farmers$ 781
Tennessee Farmers$ 781
Texas Farm Bureau$ 637
Texas Farm Bureau$ 637
USAA$ 745
USAA$ 745
Vermont Mutual$ 686
Vermont Mutual$ 686

Compare all 2012 GMC Acadia rates

Average Cost to Insure Per Year

$ 867

List Price

$ 32835

Trims Available

SL - SLE - SLT-1 - SLT-2 - Denali

2011 GMC Acadia

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 938
Acuity$ 938
Arbella$ 829
Arbella$ 829
Country$ 870
Country$ 870
Erie$ 599
Erie$ 599
GEICO$ 530
GEICO$ 530
Plymouth Rock Insurance$ 922
Plymouth Rock Insurance$ 922
Progressive$ 760
Progressive$ 760
State Farm$ 847
State Farm$ 847
Tennessee Farmers$ 749
Tennessee Farmers$ 749
Texas Farm Bureau$ 624
Texas Farm Bureau$ 624
USAA$ 726
USAA$ 726
Vermont Mutual$ 643
Vermont Mutual$ 643

Compare all 2011 GMC Acadia rates

Average Cost to Insure Per Year

$ 856

List Price

$ 32000

Trims Available

SL - SLE - SLT-1 - SLT-2 - Denali