Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used GMC Yukon XL? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

GMC Yukon XL car insurance facts

  • Average full coverage auto insurance premium: $212/month

  • Most affordable companies: Progressive ($136/month) & State Farm ($141/month)

  • Yukon XL car insurance cost vs. average rates: $69 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your GMC Yukon XL by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average GMC Yukon XL insurer costs by state:

Risk factors affecting GMC Yukon XL car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on GMC Yukon XL car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all GMC models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

GMC automobile brand

General Motors Company (GMC) is an American multinational automaker specializing in affordable automobiles and commercial vehicles under the GMC brand for the United States market. GMC is the largest United States automobile manufacturer and one of the world’s largest auto manufacturers. The target market of GMC is middle, upper-middle, and upper-class U.S. consumers focusing on advanced technology with creative designs and affordability. All GMC automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The GMC Sierra 1500, Canyon, Terrain, and Yukon are some of their most popular vehicles.

High GMC Yukon XL repair costs equal high car insurance rates

Many consumers are attracted to GMC’s creative designs, increased fuel efficiencies, and driver-assist technologies, like GMC’s Pro and GMC Pro Safety technological innovations. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a GMC is higher than average since repair parts are slightly more expensive. For this reason, many GMCs are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for GMC Yukon XL affecting car insurance policies

Another factor to consider for GMC is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all GMC models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent GMC IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

GMCs are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as GMC’s Pro Safety and Pro Safety Plus innovations, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% car insurance discounts for passive restraints and safety features for most GMC models. The GMC Terrain and Acadia are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives GMC automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new GMC automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Allied Insurance$2516
Allstate$2248
Auto-Owners$2413
Cincinnati Insurance$2548
Direct Auto$2492
GEICO$1864
Kentucky Farm Bureau$2439
Liberty Mutual$2096
Mercury$1895
MetLife$2655
Nationwide$2058
Plymouth Rock Insurance$2257
Progressive$1637
Safe Auto$2842
State Farm$1711
Tennessee Farmers$1759
Texas Farm Bureau$2030
Travelers$1841
USAA$1790

Compare all 2021 GMC Yukon XL rates

Average Cost to Insure Per Year

$2519

List Price

$53700

Trims Available

SLE 1500 - SLT 1500 Standard Edition - SLT 1500 - Denali - Base Engine: 5.3-liter V8 at 355 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2020 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2235
Allstate$2241
Auto-Owners$2402
Farmers$2418
GEICO$1830
Liberty Mutual$2037
Mercury$1867
MetLife$2651
Nationwide$2017
Progressive$1620
State Farm$1683
Tennessee Farmers$1742
Texas Farm Bureau$1954
The Hanover$2467
Travelers$1826
USAA$1789

Compare all 2020 GMC Yukon XL rates

Average Cost to Insure Per Year

$2490

List Price

$53400

Trims Available

SLE 1500 - SLT 1500 Standard Edition - SLT 1500 - Denali - Base Engine: 5.3-liter V8 at 355 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2019 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Allied$2241
Allstate$2190
Auto-Owners$2361
GEICO$1623
Kentucky Farm Bureau$2419
Liberty Mutual$2016
Mercury$1741
MetLife$2467
Nationwide$1950
Progressive$1380
State Farm$1426
Tennessee Farmers$1487
Texas Farm Bureau$1856
The Hanover$2420
Travelers$1590
USAA$1564

Compare all 2019 GMC Yukon XL rates

Average Cost to Insure Per Year

$2469

List Price

$52400

Trims Available

SLE 1500 - SLT 1500 Standard Edition - SLT 1500 - Denali - Base Engine: 5.3-liter V8 at 355 horsepower with GMC Safe Assist driver technologies: forward collision warning (FCW) with pedestrian detection, automatic emergency braking (AEB), lane departure warning (LDW), lane-keeping assistance (LKA), a following distance indicator, IntelliBeam automatic high-beam headlights, Standard and passive safety features: Adaptive Cruise Control, Lane Departure Warning, Rear Cross-Traffic Alert, Lane Change Alert with Side Blind Zone Alert, Safety Alert Seat, Onstar Safety and Security, Airbags, Anti-lock brakes, Stability control, Airbags, and Pretensioners

2018 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1178
Acuity$ 1178
Allied$ 1264
Allied$ 1264
Amica$ 1348
Amica$ 1348
Arbella$ 1221
Arbella$ 1221
Country$ 1240
Country$ 1240
Erie$ 1111
Erie$ 1111
GEICO$ 1014
GEICO$ 1014
Nationwide$ 1256
Nationwide$ 1256
Plymouth Rock Insurance$ 1216
Plymouth Rock Insurance$ 1216
Progressive$ 1281
Progressive$ 1281
Tennessee Farmers$ 1129
Tennessee Farmers$ 1129
Vermont Mutual$ 1036
Vermont Mutual$ 1036

Compare all 2018 GMC Yukon XL rates

Average Cost to Insure Per Year

$ 1527

List Price

$ 51800

Trims Available

SLE 1500 - SLT 1500 Standard Edition - SLT 1500 - Denali

2017 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1154
Acuity$ 1154
Allied$ 1225
Allied$ 1225
Arbella$ 1156
Arbella$ 1156
Country$ 1176
Country$ 1176
Erie$ 997
Erie$ 997
GEICO$ 969
GEICO$ 969
Nationwide$ 1199
Nationwide$ 1199
Plymouth Rock Insurance$ 1177
Plymouth Rock Insurance$ 1177
Progressive$ 1169
Progressive$ 1169
Texas Farm Bureau$ 803
Texas Farm Bureau$ 803
USAA$ 1225
USAA$ 1225
Vermont Mutual$ 982
Vermont Mutual$ 982

Compare all 2017 GMC Yukon XL rates

Average Cost to Insure Per Year

$ 1235

List Price

$ 51230

Trims Available

SLE 1500 - SLT 1500 - Denali

2016 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1080
Acuity$ 1080
Arbella$ 1065
Arbella$ 1065
Country$ 1092
Country$ 1092
Erie$ 960
Erie$ 960
GEICO$ 881
GEICO$ 881
Nationwide$ 1201
Nationwide$ 1201
Plymouth Rock Insurance$ 1152
Plymouth Rock Insurance$ 1152
Progressive$ 1111
Progressive$ 1111
Tennessee Farmers$ 1061
Tennessee Farmers$ 1061
Texas Farm Bureau$ 788
Texas Farm Bureau$ 788
USAA$ 1238
USAA$ 1238
Vermont Mutual$ 885
Vermont Mutual$ 885

Compare all 2016 GMC Yukon XL rates

Average Cost to Insure Per Year

$ 1201

List Price

$ 51015

Trims Available

SLE 1500 - SLT 1500 - Denali

2015 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1050
Acuity$ 1050
Arbella$ 1076
Arbella$ 1076
Country$ 1081
Country$ 1081
Erie$ 858
Erie$ 858
GEICO$ 843
GEICO$ 843
Plymouth Rock Insurance$ 1119
Plymouth Rock Insurance$ 1119
Progressive$ 1090
Progressive$ 1090
State Farm$ 1132
State Farm$ 1132
Tennessee Farmers$ 896
Tennessee Farmers$ 896
Texas Farm Bureau$ 771
Texas Farm Bureau$ 771
USAA$ 1136
USAA$ 1136
Vermont Mutual$ 851
Vermont Mutual$ 851

Compare all 2015 GMC Yukon XL rates

Average Cost to Insure Per Year

$ 1136

List Price

$ 50440

Trims Available

SLE 1500 - SLT 1500 - Denali

2014 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 992
Acuity$ 992
Allied$ 1146
Allied$ 1146
American Family$ 1182
American Family$ 1182
Arbella$ 1037
Arbella$ 1037
Country$ 1052
Country$ 1052
Erie$ 900
Erie$ 900
GEICO$ 1021
GEICO$ 1021
Plymouth Rock Insurance$ 1037
Plymouth Rock Insurance$ 1037
Tennessee Farmers$ 870
Tennessee Farmers$ 870
Texas Farm Bureau$ 731
Texas Farm Bureau$ 731
USAA$ 1098
USAA$ 1098
Vermont Mutual$ 797
Vermont Mutual$ 797

Compare all 2014 GMC Yukon XL rates

Average Cost to Insure Per Year

$ 1088

List Price

$ 44320

Trims Available

Fleet 1500 - SLE 1500 - SLT 1500 - Denali

2013 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 943
Acuity$ 943
Arbella$ 954
Arbella$ 954
Country$ 997
Country$ 997
Erie$ 696
Erie$ 696
GEICO$ 614
GEICO$ 614
Plymouth Rock Insurance$ 988
Plymouth Rock Insurance$ 988
Progressive$ 933
Progressive$ 933
State Farm$ 894
State Farm$ 894
Tennessee Farmers$ 829
Tennessee Farmers$ 829
Texas Farm Bureau$ 690
Texas Farm Bureau$ 690
USAA$ 917
USAA$ 917
Vermont Mutual$ 754
Vermont Mutual$ 754

Compare all 2013 GMC Yukon XL rates

Average Cost to Insure Per Year

$ 976

List Price

$ 42685

Trims Available

Fleet 1500 - Fleet 2500 - SLE 1500 - SLE 2500 - SLT 1500 - SLT 2500 - Denali

2012 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 900
Acuity$ 900
Arbella$ 964
Arbella$ 964
Country$ 965
Country$ 965
Erie$ 651
Erie$ 651
GEICO$ 549
GEICO$ 549
Plymouth Rock Insurance$ 969
Plymouth Rock Insurance$ 969
Progressive$ 827
Progressive$ 827
State Farm$ 769
State Farm$ 769
Tennessee Farmers$ 792
Tennessee Farmers$ 792
Texas Farm Bureau$ 664
Texas Farm Bureau$ 664
USAA$ 774
USAA$ 774
Vermont Mutual$ 714
Vermont Mutual$ 714

Compare all 2012 GMC Yukon XL rates

Average Cost to Insure Per Year

$ 907

List Price

$ 41010

Trims Available

Fleet 1500 - Fleet 2500 - SLE 1500 - SLE 2500 - SLT 1500 - SLT 2500 - Denali

2011 GMC Yukon XL

Cheapest Insurance CompaniesAverage Annual Cost
Amica$ 1016
Amica$ 1016
Arbella$ 867
Arbella$ 867
Country$ 952
Country$ 952
Erie$ 660
Erie$ 660
GEICO$ 570
GEICO$ 570
Plymouth Rock Insurance$ 954
Plymouth Rock Insurance$ 954
Progressive$ 850
Progressive$ 850
State Farm$ 897
State Farm$ 897
Tennessee Farmers$ 808
Tennessee Farmers$ 808
Texas Farm Bureau$ 719
Texas Farm Bureau$ 719
USAA$ 785
USAA$ 785
Vermont Mutual$ 703
Vermont Mutual$ 703

Compare all 2011 GMC Yukon XL rates

Average Cost to Insure Per Year

$ 935

List Price

$ 40150

Trims Available

Fleet 1500 - Fleet 2500 - SLE 1500 - SLE 2500 - SLT 1500 - SLT 2500 - Denali