Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Honda Accord Hybrid? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year up to 2021 and have compiled the results for you below.

Honda Accord Hybrid facts

  • Average full coverage auto insurance premium: $116/month

  • Most affordable companies: Erie ($48/month) & GEICO ($59/month)

  • Accord Hybrid insurance cost vs. average rate: $139 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Honda Accord Hybrid by model year and insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Honda Accord Hybrid insurer costs by state:

Factors affecting Honda Hybrid rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, and other risk factors are also important components of your rate.

Honda Hybrids are well-known for having exceptional resale value, which typically would result in high rates for even older vehicles. Still, Hondas actually do have some factors helping to mitigate that impact. For example, Hondas has been obtaining excellent safety ratings for decades, with the Honda Accord Hybrid named the Top Safety Pick by the Insurance Institute for Highway Safety.

Other Honda risk factors to consider

Another important factor for lower than average rates is Honda is one of the top-selling auto brands in the US, second only to Toyota. This helps in many ways, as the abundance of the same kind of vehicle helps companies obtain more data to do the underwriting more accurately. Also, it lowers repair costs since there are many replacement parts available for these cars and most mechanics are familiar with working on these vehicles.

One of the best ways to estimate whether the car you are considering will have high or low rates is to evaluate what the car is being used for by most people. In the case of a Honda, more than likely, it is being used by families to commute and provide general transportation. Honda does have a few more sport-like vehicles like the NSX, but the main target market is families by and large. This means that most drivers take care of their vehicles and drive them in a careful, conservative manner. In contrast, Subarus tend to have high rates because some of their more popular models are intended for the sports market they expect to drive them aggressively. In summary, it is hard to go wrong with a Honda as a vehicle, which is why Americans have continued to support the brand providing a very active resale market for even 30-year-old vehicles.

2021 Honda Accord Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
American Family$1455
California State Automobile Association$1713
Esurance$1612
Farmers$1314
GEICO$1479
Kemper$1689
Liberty Mutual$1517
Nationwide$1588
Progressive$1246
Safe Auto$1380
State Farm$1434
USAA$1258

Compare all 2021 Honda Accord Hybrid rates

Average Cost to Insure Per Year

$1617

List Price

$26570

Trims Available

Hybrid Base - Hybrid EX - Hybrid EX-L - Hybrid Touring, with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2020 Honda Accord Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
American Family$1449
California State Automobile Association$1690
Esurance$1602
Farmers$1300
GEICO$1460
Kemper$1658
Liberty Mutual$1498
Nationwide$1565
Progressive$1239
Safe Auto$1378
State Farm$1417
USAA$1250

Compare all 2020 Honda Accord Hybrid rates

Average Cost to Insure Per Year

$1617

List Price

$26570

Trims Available

Hybrid Base - Hybrid EX - Hybrid EX-L - Hybrid Touring, with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2019 Honda Accord Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
American Family$1411
California State Automobile Association$1631
Esurance$1598
Farmers$1277
GEICO$1450
Kemper$1613
Liberty Mutual$1476
Nationwide$1541
Progressive$1206
Safe Auto$1324
State Farm$1380
Travelers$1634
USAA$1218

Compare all 2019 Honda Accord Hybrid rates

Average Cost to Insure Per Year

$1435

List Price

$26370

Trims Available

Hybrid Base - Hybrid EX - Hybrid EX-L - Hybrid Touring, with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2018 Honda Accord Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
American Family$1399
California State Automobile Association$1629
Esurance$1684
Farmers$1263
GEICO$1444
Kemper$1602
Liberty Mutual$1470
Nationwide$1530
Progressive$1226
Safe Auto$1318
State Farm$1369
Travelers$1630
USAA$1230

Compare all 2018 Honda Accord Hybrid rates

Average Cost to Insure Per Year

$1380

List Price

$26100

Trims Available

Hybrid Base - Hybrid EX - Hybrid EX-L - Hybrid Touring, with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2017 Honda Accord Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1326
Acuity$ 1326
Allied$ 1306
Allied$ 1306
American Family$ 1297
American Family$ 1297
Arbella$ 1340
Arbella$ 1340
Erie$ 921
Erie$ 921
GEICO$ 1354
GEICO$ 1354
Plymouth Rock Insurance$ 1212
Plymouth Rock Insurance$ 1212
State Farm$ 1394
State Farm$ 1394
Tennessee Farmers$ 1136
Tennessee Farmers$ 1136
Texas Farm Bureau$ 1081
Texas Farm Bureau$ 1081
USAA$ 1225
USAA$ 1225
Vermont Mutual$ 1272
Vermont Mutual$ 1272

Compare all 2017 Honda Accord Hybrid rates

Average Cost to Insure Per Year

$1349

List Price

$25900

Trims Available

Hybrid Base - Hybrid EX - Hybrid EX-L - Hybrid Touring, with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2015 Honda Accord Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1289
Acuity$ 1289
Allied$ 1378
Allied$ 1378
American Family$ 1375
American Family$ 1375
Arbella$ 1359
Arbella$ 1359
Erie$ 809
Erie$ 809
GEICO$ 1366
GEICO$ 1366
Plymouth Rock Insurance$ 1166
Plymouth Rock Insurance$ 1166
State Farm$ 1333
State Farm$ 1333
Tennessee Farmers$ 1234
Tennessee Farmers$ 1234
Texas Farm Bureau$ 1029
Texas Farm Bureau$ 1029
USAA$ 1101
USAA$ 1101
Vermont Mutual$ 1211
Vermont Mutual$ 1211

Compare all 2015 Honda Accord Hybrid rates

Average Cost to Insure Per Year

$1338

List Price

$25900

Trims Available

Base - EX-L - Touring - with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2014 Honda Accord Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1224
Acuity$ 1224
Allied$ 1245
Allied$ 1245
American Family$ 1353
American Family$ 1353
Arbella$ 1301
Arbella$ 1301
Erie$ 869
Erie$ 869
GEICO$ 1299
GEICO$ 1299
Plymouth Rock Insurance$ 1136
Plymouth Rock Insurance$ 1136
Progressive$ 1331
Progressive$ 1331
Tennessee Farmers$ 1186
Tennessee Farmers$ 1186
Texas Farm Bureau$ 994
Texas Farm Bureau$ 994
USAA$ 1045
USAA$ 1045
Vermont Mutual$ 1137
Vermont Mutual$ 1137

Compare all 2014 Honda Accord Hybrid rates

Average Cost to Insure Per Year

$1243

List Price

$25750

Trims Available

Base - EX-L - Touring - with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System