Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Looking for a used Honda CR-Z? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year up to 2016, the last year the vehicle was manufactured, and have compiled the results for you below.

Honda CR-Z facts

  • Average full coverage auto insurance premium: $101/month

  • Most affordable companies: GEICO ($57/month) & State Farm ($64/month)

  • CR-Z insurance cost vs. average rate: $194 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Honda CR-Z by model year and insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Honda CR-Z insurer costs by state:

Factors affecting Honda CR-Z rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, and other risk factors are also important components of your rate.

Honda CR-Zs are well-known for having exceptional resale value, which typically would result in high rates for even older vehicles. Still, Hondas actually do have some factors helping to mitigate that impact. For example, Hondas has been obtaining excellent safety ratings for decades, with the Honda CR-Z named the Top Safety Pick by the Insurance Institute for Highway Safety.

Other Honda risk factors to consider

Another important factor for lower than average rates is Honda is one of the top-selling auto brands in the US, second only to Toyota. This helps in many ways, as the abundance of the same kind of vehicle helps companies obtain more data to do the underwriting more accurately. Also, it lowers repair costs since there are many replacement parts available for these cars and most mechanics are familiar with working on these vehicles.

One of the best ways to estimate whether the car you are considering will have high or low rates is to evaluate what the car is being used for by most people. In the case of a Honda, more than likely, it is being used by families to commute and provide general transportation. Honda does have a few more sport-like vehicles like the NSX, but the main target market is families by and large. This means that most drivers take care of their vehicles and drive them in a careful, conservative manner. In contrast, Subarus tend to have high rates because some of their more popular models are intended for the sports market they expect to drive them aggressively. In summary, it is hard to go wrong with a Honda as a vehicle, which is why Americans have continued to support the brand providing a very active resale market for even 30-year-old vehicles.

Methodology

AutoInsureSavings.org collects quotes from the state’s largest car insurers for a 30-year-old male or female motorist for our driver profile. Each driver has a clean driving record, and we applied a good driver, anti-theft, and paperless discounts. Price quotes for each insurer are via Quadrant Information Services.

We retrieved quotes for different years of CR-Z’s and trim levels from rate data in this instance.

The full coverage policy included:

$50,000 bodily injury liability per person.
$100,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$50,000 uninsured motorist coverage per person.
$100,000 uninsured motorist coverage per accident.

Collision coverage with a $500 deductible.
Comprehensive coverage with a $500 deductible.

AutoInsureSavings.org uses rate data from Quadrant Information Services. We sourced quotes from insurer filings that are publicly available for rate comparison.

2016 Honda CR-Z

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1242
Acuity$ 1242
Allied$ 1224
Allied$ 1224
Arbella$ 1212
Arbella$ 1212
Country$ 1289
Country$ 1289
Erie$ 868
Erie$ 868
GEICO$ 1067
GEICO$ 1067
Plymouth Rock Insurance$ 1115
Plymouth Rock Insurance$ 1115
Progressive$ 1014
Progressive$ 1014
Tennessee Farmers$ 1109
Tennessee Farmers$ 1109
Texas Farm Bureau$ 910
Texas Farm Bureau$ 910
USAA$ 1110
USAA$ 1110
Vermont Mutual$ 1119
Vermont Mutual$ 1119

Compare all 2016 Honda CR-Z rates

Average Cost to Insure Per Year

$1223

List Price

$20295

Trims Available

LX - EX - EX-L w/Navi driver assist technologies with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2015 Honda CR-Z

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1187
Acuity$ 1187
Allied$ 1233
Allied$ 1233
Arbella$ 1199
Arbella$ 1199
Erie$ 841
Erie$ 841
GEICO$ 953
GEICO$ 953
Plymouth Rock Insurance$ 1082
Plymouth Rock Insurance$ 1082
Progressive$ 1005
Progressive$ 1005
State Farm$ 1161
State Farm$ 1161
Tennessee Farmers$ 1073
Tennessee Farmers$ 1073
Texas Farm Bureau$ 886
Texas Farm Bureau$ 886
USAA$ 987
USAA$ 987
Vermont Mutual$ 1048
Vermont Mutual$ 1048

Compare all 2015 Honda CR-Z rates

Average Cost to Insure Per Year

$1161

List Price

$20145

Trims Available

Base - LX - EX - EX-L w/Navi driver assist technologies with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2014 Honda CR-Z

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1138
Acuity$ 1138
Allied$ 1234
Allied$ 1234
American Family$ 1227
American Family$ 1227
Arbella$ 1196
Arbella$ 1196
Erie$ 835
Erie$ 835
GEICO$ 1036
GEICO$ 1036
Plymouth Rock Insurance$ 1054
Plymouth Rock Insurance$ 1054
Progressive$ 1055
Progressive$ 1055
Tennessee Farmers$ 1079
Tennessee Farmers$ 1079
Texas Farm Bureau$ 864
Texas Farm Bureau$ 864
USAA$ 953
USAA$ 953
Vermont Mutual$ 1027
Vermont Mutual$ 1027

Compare all 2014 Honda CR-Z rates

Average Cost to Insure Per Year

$1160

List Price

$19995

Trims Available

Base - LX - EX - EX-L w/Navi driver assist technologies with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2013 Honda CR-Z

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1087
Acuity$ 1087
Allied$ 1159
Allied$ 1159
Arbella$ 1116
Arbella$ 1116
Erie$ 817
Erie$ 817
GEICO$ 968
GEICO$ 968
Plymouth Rock Insurance$ 1026
Plymouth Rock Insurance$ 1026
Progressive$ 1029
Progressive$ 1029
State Farm$ 1154
State Farm$ 1154
Tennessee Farmers$ 1040
Tennessee Farmers$ 1040
Texas Farm Bureau$ 843
Texas Farm Bureau$ 843
USAA$ 903
USAA$ 903
Vermont Mutual$ 975
Vermont Mutual$ 975

Compare all 2013 Honda CR-Z rates

Average Cost to Insure Per Year

$1108

List Price

$19975

Trims Available

Base - LX - EX - EX-L w/Navi driver assist technologies with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2012 Honda CR-Z

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1030
Acuity$ 1030
Allied$ 1151
Allied$ 1151
Arbella$ 1099
Arbella$ 1099
Erie$ 738
Erie$ 738
GEICO$ 857
GEICO$ 857
Plymouth Rock Insurance$ 1002
Plymouth Rock Insurance$ 1002
Progressive$ 887
Progressive$ 887
State Farm$ 1027
State Farm$ 1027
Tennessee Farmers$ 1015
Tennessee Farmers$ 1015
Texas Farm Bureau$ 823
Texas Farm Bureau$ 823
USAA$ 870
USAA$ 870
Vermont Mutual$ 916
Vermont Mutual$ 916

Compare all 2012 Honda CR-Z rates

Average Cost to Insure Per Year

$1056

List Price

$19695

Trims Available

Base - LX - EX - EX-L w/Navi driver assist technologies with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2011 Honda CR-Z

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1068
American Family$ 1068
Arbella$ 966
Arbella$ 966
Country$ 1115
Country$ 1115
Erie$ 713
Erie$ 713
GEICO$ 825
GEICO$ 825
Plymouth Rock Insurance$ 980
Plymouth Rock Insurance$ 980
Progressive$ 871
Progressive$ 871
State Farm$ 1111
State Farm$ 1111
Tennessee Farmers$ 992
Tennessee Farmers$ 992
Texas Farm Bureau$ 802
Texas Farm Bureau$ 802
USAA$ 845
USAA$ 845
Vermont Mutual$ 866
Vermont Mutual$ 866

Compare all 2011 Honda CR-Z rates

Average Cost to Insure Per Year

$1040

List Price

$19345

Trims Available

Base - LX - EX - EX-L w/Navi driver assist technologies with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System