Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Looking for a used Honda Crosstour? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year up to 2015, the last year the vehicle was manufactured, and have compiled the results for you below.

Honda Crosstour facts

  • Average full coverage auto insurance premium: $98/month

  • Most affordable companies: GEICO ($43/month) & Progressive ($49/month)

  • Crosstour insurance cost vs. average rate: $111 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Honda Crosstour by model year and insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Honda Crosstour insurer costs by state:

Factors affecting Honda Crosstour rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, and other risk factors are also important components of your rate.

Honda Crosstours are well-known for having exceptional resale value, which typically would result in high rates for even older vehicles. Still, Hondas actually do have some factors helping to mitigate that impact. For example, Hondas has been obtaining excellent safety ratings for decades, with the Honda Crosstour named the Top Safety Pick by the Insurance Institute for Highway Safety.

Other Honda risk factors to consider

Another important factor for lower than average rates is Honda is one of the top-selling auto brands in the US, second only to Toyota. This helps in many ways, as the abundance of the same kind of vehicle helps companies obtain more data to do the underwriting more accurately. Also, it lowers repair costs since there are many replacement parts available for these cars and most mechanics are familiar with working on these vehicles.

One of the best ways to estimate whether the car you are considering will have high or low rates is to evaluate what the car is being used for by most people. In the case of a Honda, more than likely, it is being used by families to commute and provide general transportation. Honda does have a few more sport-like vehicles like the NSX, but the main target market is families by and large. This means that most drivers take care of their vehicles and drive them in a careful, conservative manner. In contrast, Subarus tend to have high rates because some of their more popular models are intended for the sports market they expect to drive them aggressively. In summary, it is hard to go wrong with a Honda as a vehicle, which is why Americans have continued to support the brand providing a very active resale market for even 30-year-old vehicles.

Methodology

AutoInsureSavings.org collects quotes from the state’s largest car insurers for a 30-year-old male or female motorist for our driver profile. Each driver has a clean driving record, and we applied a good driver, anti-theft, and paperless discounts. Price quotes for each insurer are via Quadrant Information Services.

We retrieved quotes for different years of CR-Z’s and trim levels from rate data in this instance.

The full coverage policy included:

$50,000 bodily injury liability per person.
$100,000 bodily injury liability per accident.
$50,000 property damage liability per accident.
$50,000 uninsured motorist coverage per person.
$100,000 uninsured motorist coverage per accident.

Collision coverage with a $500 deductible.
Comprehensive coverage with a $500 deductible.

AutoInsureSavings.org uses rate data from Quadrant Information Services. We sourced quotes from insurer filings that are publicly available for rate comparison. Your rates will vary when you get quotes. AutoInsureSavings licensed agents recommend getting quotes before purchasing a new or used motor vehicle to find the best savings for your financial situation and expenses. 

2015 Honda Crosstour

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1077
Acuity$ 1077
American Family$ 1111
American Family$ 1111
Erie$ 719
Erie$ 719
GEICO$ 826
GEICO$ 826
Nationwide$ 1149
Nationwide$ 1149
Plymouth Rock Insurance$ 1122
Plymouth Rock Insurance$ 1122
Progressive$ 939
Progressive$ 939
State Farm$ 986
State Farm$ 986
Tennessee Farmers$ 1027
Tennessee Farmers$ 1027
Texas Farm Bureau$ 819
Texas Farm Bureau$ 819
USAA$ 895
USAA$ 895
Vermont Mutual$ 959
Vermont Mutual$ 959

Compare all 2015 Honda Crosstour rates

Average Cost to Insure Per Year

$1106

List Price

$27530

Trims Available

EX - EX V6 - EX-L - EX-L w/Navi - EX-L V6 - EX-L V6 w/Navi - with Safety Features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2014 Honda Crosstour

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1053
Acuity$ 1053
Allied$ 1108
Allied$ 1108
American Family$ 1117
American Family$ 1117
Erie$ 730
Erie$ 730
GEICO$ 842
GEICO$ 842
Plymouth Rock Insurance$ 1100
Plymouth Rock Insurance$ 1100
Progressive$ 972
Progressive$ 972
State Farm$ 979
State Farm$ 979
Tennessee Farmers$ 1020
Tennessee Farmers$ 1020
Texas Farm Bureau$ 801
Texas Farm Bureau$ 801
USAA$ 881
USAA$ 881
Vermont Mutual$ 932
Vermont Mutual$ 932

Compare all 2014 Honda Crosstour rates

Average Cost to Insure Per Year

$1088

List Price

$27380

Trims Available

EX - EX V6 - EX-L - EX-L w/Navi - EX-L V6 - EX-L V6 w/Navi - with Safety Features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2013 Honda Crosstour

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 972
Acuity$ 972
Allied$ 1042
Allied$ 1042
Arbella$ 1007
Arbella$ 1007
Erie$ 737
Erie$ 737
GEICO$ 843
GEICO$ 843
Plymouth Rock Insurance$ 1059
Plymouth Rock Insurance$ 1059
Progressive$ 1049
Progressive$ 1049
State Farm$ 1072
State Farm$ 1072
Tennessee Farmers$ 938
Tennessee Farmers$ 938
Texas Farm Bureau$ 778
Texas Farm Bureau$ 778
USAA$ 864
USAA$ 864
Vermont Mutual$ 822
Vermont Mutual$ 822

Compare all 2013 Honda Crosstour rates

Average Cost to Insure Per Year

$1014

List Price

$27230

Trims Available

EX - EX V6 - EX-L - EX-L w/Navi - EX-L V6 - EX-L V6 w/Navi - with Safety Features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2012 Honda Crosstour

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 952
Acuity$ 952
Allied$ 1055
Allied$ 1055
Arbella$ 1055
Arbella$ 1055
Erie$ 674
Erie$ 674
GEICO$ 736
GEICO$ 736
Plymouth Rock Insurance$ 1045
Plymouth Rock Insurance$ 1045
Progressive$ 897
Progressive$ 897
State Farm$ 961
State Farm$ 961
Tennessee Farmers$ 950
Tennessee Farmers$ 950
Texas Farm Bureau$ 765
Texas Farm Bureau$ 765
USAA$ 814
USAA$ 814
Vermont Mutual$ 820
Vermont Mutual$ 820

Compare all 2012 Honda Crosstour rates

Average Cost to Insure Per Year

$967

List Price

$27755

Trims Available

EX - EX V6 - EX-L - EX-L w/Navi - EX-L V6 - EX-L V6 w/Navi - with Safety Features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System