Honda Fit Car Insurance Cost

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Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Written by Gianetta Palmer
Content Writer & Published Author

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Honda Fit? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year up to 2021 and have compiled the results for you below.

Honda Fit facts

Average full coverage auto insurance premium: $74/month
Most affordable companies: GEICO ($39/month) & Progressive ($44/month)
Fit insurance cost vs. average rate: $86 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Honda Fit by model year and insurer.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Honda Fit insurer costs by state:

Kentucky car insurance – $953 per year
New York car insurance – $1,120 per year
South Carolina car insurance – $1,025 per year
Georgia – $978per year
Arizona – $717 per year

Factors affecting Honda Fit rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, and other risk factors are also important components of your rate.

Honda Fits are well-known for having exceptional resale value, which typically would result in high rates for even older vehicles. Still, Hondas actually do have some factors helping to mitigate that impact. For example, Hondas has been obtaining excellent safety ratings for decades, with the Honda Fit named the Top Safety Pick by the Insurance Institute for Highway Safety.

Other Honda risk factors to consider

Another important factor for lower than average rates is Honda is one of the top-selling auto brands in the US, second only to Toyota. This helps in many ways, as the abundance of the same kind of vehicle helps companies obtain more data to do the underwriting more accurately. Also, it lowers repair costs since there are many replacement parts available for these cars and most mechanics are familiar with working on these vehicles.

One of the best ways to estimate whether the car you are considering will have high or low rates is to evaluate what the car is being used for by most people. In the case of a Honda, more than likely, it is being used by families to commute and provide general transportation. Honda does have a few more sport-like vehicles like the NSX, but the main target market is families by and large. This means that most drivers take care of their vehicles and drive them in a careful, conservative manner. In contrast, Subarus tend to have high rates because some of their more popular models are intended for the sports market they expect to drive them aggressively. In summary, it is hard to go wrong with a Honda as a vehicle, which is why Americans have continued to support the brand providing a very active resale market for even 30-year-old vehicles.

2021 Honda Fit

Cheapest Insurance Companies	Average Annual Cost
Allstate	$1243
American Family	$1130
Country Financial	$1312
Erie	$762
GEICO	$1030
Liberty Mutual	$1106
Mercury	$1216
MetLife	$1329
Nationwide	$1049
Progressive	$1038
State Farm	$844
The General	$1157
Travelers	$1262
USAA	$803

Compare all 2021 Honda Fit rates

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Average Cost to Insure Per Year

$1201

List Price

$18299

Trims Available

LX - Sport - LX w/Honda Sensing - EX - Sport w/Honda Sensing - EX-L - EX-L w/Navi with safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2020 Honda Fit

Cheapest Insurance Companies	Average Annual Cost
Allstate	$1204
American Family	$1121
Country Financial	$1223
Erie	$755
GEICO	$1028
Liberty Mutual	$1093
Mercury	$1162
Nationwide	$1041
Progressive	$1023
State Farm	$835
The General	$1144
Travelers	$1210
USAA	$790

Compare all 2020 Honda Fit rates

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Average Cost to Insure Per Year

$1149

List Price

$17945

Trims Available

2019 Honda Fit

Cheapest Insurance Companies	Average Annual Cost
Allstate	$1159
American Family	$1108
Country Financial	$1211
Erie	$749
GEICO	$1021
Liberty Mutual	$1087
Mercury	$1144
Nationwide	$1038
Progressive	$1019
State Farm	$829
The General	$1137
Travelers	$1203
USAA	$783

Compare all 2019 Honda Fit rates

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Average Cost to Insure Per Year

$1139

List Price

$17087

Trims Available

2018 Honda Fit

Cheapest Insurance Companies	Average Annual Cost
Acuity	$ 1113
Acuity	$ 1113
Allied	$ 1027
Allied	$ 1027
American Family	$ 1129
American Family	$ 1129
Country	$ 1170
Country	$ 1170
Erie	$ 825
Erie	$ 825
GEICO	$ 772
GEICO	$ 772
Nationwide	$ 1079
Nationwide	$ 1079
Plymouth Rock Insurance	$ 1039
Plymouth Rock Insurance	$ 1039
Progressive	$ 739
Progressive	$ 739
State Farm	$ 1017
State Farm	$ 1017
USAA	$ 825
USAA	$ 825
Vermont Mutual	$ 1018
Vermont Mutual	$ 1018

Compare all 2018 Honda Fit rates

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Average Cost to Insure Per Year

$1086

List Price

$16190

Trims Available

2017 Honda Fit

Cheapest Insurance Companies	Average Annual Cost
Acuity	$ 1097
Acuity	$ 1097
Allied	$ 1016
Allied	$ 1016
American Family	$ 1054
American Family	$ 1054
Erie	$ 720
Erie	$ 720
GEICO	$ 669
GEICO	$ 669
Nationwide	$ 1102
Nationwide	$ 1102
Plymouth Rock Insurance	$ 1013
Plymouth Rock Insurance	$ 1013
Progressive	$ 873
Progressive	$ 873
State Farm	$ 861
State Farm	$ 861
Texas Farm Bureau	$ 791
Texas Farm Bureau	$ 791
USAA	$ 811
USAA	$ 811
Vermont Mutual	$ 972
Vermont Mutual	$ 972

Compare all 2017 Honda Fit rates

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Average Cost to Insure Per Year

$1003

List Price

$16090

Trims Available

2016 Honda Fit

Cheapest Insurance Companies	Average Annual Cost
Acuity	$ 1025
Acuity	$ 1025
Allied	$ 1048
Allied	$ 1048
American Family	$ 978
American Family	$ 978
Country	$ 1061
Country	$ 1061
Erie	$ 670
Erie	$ 670
GEICO	$ 554
GEICO	$ 554
Plymouth Rock Insurance	$ 985
Plymouth Rock Insurance	$ 985
Progressive	$ 781
Progressive	$ 781
State Farm	$ 822
State Farm	$ 822
Texas Farm Bureau	$ 770
Texas Farm Bureau	$ 770
USAA	$ 734
USAA	$ 734
Vermont Mutual	$ 885
Vermont Mutual	$ 885