Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Honda Insight? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year up to 2021 and have compiled the results for you below.

Honda Insight facts

  • Average full coverage auto insurance premium: $138/month

  • Most affordable companies: GEICO ($87/month) & Progressive ($101/month)

  • Insight insurance cost vs. average rate: $211 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Honda Insight by model year and insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Honda Insight insurer costs by state:

Factors affecting Honda Insight rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, and other risk factors are also important components of your rate.

Honda Insights are well-known for having exceptional resale value, which typically would result in high rates for even older vehicles. Still, Hondas actually do have some factors helping to mitigate that impact. For example, Hondas has been obtaining excellent safety ratings for decades, with the Honda Insight named the Top Safety Pick by the Insurance Institute for Highway Safety.

Other Honda risk factors to consider

Another important factor for lower than average rates is Honda is one of the top-selling auto brands in the US, second only to Toyota. This helps in many ways, as the abundance of the same kind of vehicle helps companies obtain more data to do the underwriting more accurately. Also, it lowers repair costs since there are many replacement parts available for these cars and most mechanics are familiar with working on these vehicles.

One of the best ways to estimate whether the car you are considering will have high or low rates is to evaluate what the car is being used for by most people. In the case of a Honda, more than likely, it is being used by families to commute and provide general transportation. Honda does have a few more sport-like vehicles like the NSX, but the main target market is families by and large. This means that most drivers take care of their vehicles and drive them in a careful, conservative manner. In contrast, Subarus tend to have high rates because some of their more popular models are intended for the sports market they expect to drive them aggressively. In summary, it is hard to go wrong with a Honda as a vehicle, which is why Americans have continued to support the brand providing a very active resale market for even 30-year-old vehicles.

2021 Honda Insight

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1468
American Family$1329
Country Financial$1596
Erie$1055
GEICO$1213
Liberty Mutual$1267
Mercury$1400
MetLife$1649
Nationwide$1249
Progressive$1170
State Farm$1123
Tennessee Farmers$1380
Travelers$1532
USAA$1033

Compare all 2021 Honda Insight rates

Average Cost to Insure Per Year

$1649

List Price

$24930

Trims Available

LX - EX - Touring and Honda Sensing Safety & Driver-Assistive Technologies with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2020 Honda Insight

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1447
American Family$1296
Country Financial$1562
Erie$1039
GEICO$1171
Liberty Mutual$1244
Mercury$1358
Nationwide$1220
Progressive$1152
State Farm$1087
Tennessee Farmers$1338
Travelers$1503
USAA$1021

Compare all 2020 Honda Insight rates

Average Cost to Insure Per Year

$1612

List Price

$24310

Trims Available

LX - EX - Touring and Honda Sensing Safety & Driver-Assistive Technologies with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2019 Honda Insight

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1380
American Family$1274
Country Financial$1528
Erie$1010
GEICO$1157
Liberty Mutual$1219
Mercury$1312
Nationwide$1216
Progressive$1135
State Farm$1054
Tennessee Farmers$1305
Travelers$1468
USAA$985

Compare all 2019 Honda Insight rates

Average Cost to Insure Per Year

$1580

List Price

$23725

Trims Available

LX - EX - Touring and Honda Sensing Safety & Driver-Assistive Technologies with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2014 Honda Insight

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1098
Acuity$ 1098
Allied$ 1222
Allied$ 1222
American Family$ 1222
American Family$ 1222
Arbella$ 1107
Arbella$ 1107
Country$ 1196
Country$ 1196
Erie$ 740
Erie$ 740
GEICO$ 1103
GEICO$ 1103
Plymouth Rock Insurance$ 1015
Plymouth Rock Insurance$ 1015
Tennessee Farmers$ 1026
Tennessee Farmers$ 1026
Texas Farm Bureau$ 815
Texas Farm Bureau$ 815
USAA$ 952
USAA$ 952
Vermont Mutual$ 966
Vermont Mutual$ 966

Compare all 2014 Honda Insight rates

Average Cost to Insure Per Year

$1125

List Price

$18725

Trims Available

Base - LX - EX - EX w/Navi - with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2013 Honda Insight

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1066
Acuity$ 1066
American Family$ 1155
American Family$ 1155
Arbella$ 1056
Arbella$ 1056
Country$ 1177
Country$ 1177
Erie$ 712
Erie$ 712
GEICO$ 1004
GEICO$ 1004
Plymouth Rock Insurance$ 981
Plymouth Rock Insurance$ 981
Progressive$ 1190
Progressive$ 1190
Tennessee Farmers$ 1007
Tennessee Farmers$ 1007
Texas Farm Bureau$ 796
Texas Farm Bureau$ 796
USAA$ 926
USAA$ 926
Vermont Mutual$ 933
Vermont Mutual$ 933

Compare all 2013 Honda Insight rates

Average Cost to Insure Per Year

$1092

List Price

$18600

Trims Available

Base - LX - EX - EX w/Navi - with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2012 Honda Insight

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 998
Acuity$ 998
American Family$ 1109
American Family$ 1109
Arbella$ 1023
Arbella$ 1023
Country$ 1128
Country$ 1128
Erie$ 697
Erie$ 697
GEICO$ 929
GEICO$ 929
Plymouth Rock Insurance$ 959
Plymouth Rock Insurance$ 959
State Farm$ 1078
State Farm$ 1078
Tennessee Farmers$ 965
Tennessee Farmers$ 965
Texas Farm Bureau$ 778
Texas Farm Bureau$ 778
USAA$ 880
USAA$ 880
Vermont Mutual$ 858
Vermont Mutual$ 858

Compare all 2012 Honda Insight rates

Average Cost to Insure Per Year

$1059

List Price

$18500

Trims Available

Base - LX - EX - EX w/Navi - with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2011 Honda Insight

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1003
Acuity$ 1003
Allied$ 1069
Allied$ 1069
American Family$ 1021
American Family$ 1021
Arbella$ 831
Arbella$ 831
Country$ 1018
Country$ 1018
Erie$ 678
Erie$ 678
GEICO$ 893
GEICO$ 893
Plymouth Rock Insurance$ 939
Plymouth Rock Insurance$ 939
Tennessee Farmers$ 939
Tennessee Farmers$ 939
Texas Farm Bureau$ 753
Texas Farm Bureau$ 753
USAA$ 889
USAA$ 889
Vermont Mutual$ 804
Vermont Mutual$ 804

Compare all 2011 Honda Insight rates

Average Cost to Insure Per Year

$1044

List Price

$18200

Trims Available

Base - LX - EX - EX w/Navi - with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System