Honda Insight Car Insurance Cost
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Written by
Sara Routhier
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Reviewed by
Joel Ohman
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UPDATED: Jun 22, 2022
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Looking for a new or used Honda Insight? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year up to 2021 and have compiled the results for you below.
Honda Insight facts
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Average full coverage auto insurance premium: $138/month
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Most affordable companies: GEICO ($87/month) & Progressive ($101/month)
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Insight insurance cost vs. average rate: $211 less expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Honda Insight by model year and insurer.
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Below average Honda Insight insurer costs by state:
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Kentucky car insurance – $1,465 per year
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New York car insurance – $2,087 per year
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South Carolina car insurance – $1,432 per year
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Georgia – $1,659 per year
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Arizona – $1,267 per year
Factors affecting Honda Insight rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, and other risk factors are also important components of your rate.
Honda Insights are well-known for having exceptional resale value, which typically would result in high rates for even older vehicles. Still, Hondas actually do have some factors helping to mitigate that impact. For example, Hondas has been obtaining excellent safety ratings for decades, with the Honda Insight named the Top Safety Pick by the Insurance Institute for Highway Safety.
Other Honda risk factors to consider
Another important factor for lower than average rates is Honda is one of the top-selling auto brands in the US, second only to Toyota. This helps in many ways, as the abundance of the same kind of vehicle helps companies obtain more data to do the underwriting more accurately. Also, it lowers repair costs since there are many replacement parts available for these cars and most mechanics are familiar with working on these vehicles.
One of the best ways to estimate whether the car you are considering will have high or low rates is to evaluate what the car is being used for by most people. In the case of a Honda, more than likely, it is being used by families to commute and provide general transportation. Honda does have a few more sport-like vehicles like the NSX, but the main target market is families by and large. This means that most drivers take care of their vehicles and drive them in a careful, conservative manner. In contrast, Subarus tend to have high rates because some of their more popular models are intended for the sports market they expect to drive them aggressively. In summary, it is hard to go wrong with a Honda as a vehicle, which is why Americans have continued to support the brand providing a very active resale market for even 30-year-old vehicles.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2021 Honda Insight
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Allstate | $1468 |
| American Family | $1329 |
| Country Financial | $1596 |
| Erie | $1055 |
| GEICO | $1213 |
| Liberty Mutual | $1267 |
| Mercury | $1400 |
| MetLife | $1649 |
| Nationwide | $1249 |
| Progressive | $1170 |
| State Farm | $1123 |
| Tennessee Farmers | $1380 |
| Travelers | $1532 |
| USAA | $1033 |
Compare all 2021 Honda Insight rates
Average Cost to Insure Per Year
$1649
List Price
$24930
Trims Available
LX - EX - Touring and Honda Sensing Safety & Driver-Assistive Technologies with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System
2020 Honda Insight
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Allstate | $1447 |
| American Family | $1296 |
| Country Financial | $1562 |
| Erie | $1039 |
| GEICO | $1171 |
| Liberty Mutual | $1244 |
| Mercury | $1358 |
| Nationwide | $1220 |
| Progressive | $1152 |
| State Farm | $1087 |
| Tennessee Farmers | $1338 |
| Travelers | $1503 |
| USAA | $1021 |
Compare all 2020 Honda Insight rates
Average Cost to Insure Per Year
$1612
List Price
$24310
Trims Available
LX - EX - Touring and Honda Sensing Safety & Driver-Assistive Technologies with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System
2019 Honda Insight
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Allstate | $1380 |
| American Family | $1274 |
| Country Financial | $1528 |
| Erie | $1010 |
| GEICO | $1157 |
| Liberty Mutual | $1219 |
| Mercury | $1312 |
| Nationwide | $1216 |
| Progressive | $1135 |
| State Farm | $1054 |
| Tennessee Farmers | $1305 |
| Travelers | $1468 |
| USAA | $985 |
Compare all 2019 Honda Insight rates
Average Cost to Insure Per Year
$1580
List Price
$23725
Trims Available
LX - EX - Touring and Honda Sensing Safety & Driver-Assistive Technologies with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System
2014 Honda Insight
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1098 |
| Acuity | $ 1098 |
| Allied | $ 1222 |
| Allied | $ 1222 |
| American Family | $ 1222 |
| American Family | $ 1222 |
| Arbella | $ 1107 |
| Arbella | $ 1107 |
| Country | $ 1196 |
| Country | $ 1196 |
| Erie | $ 740 |
| Erie | $ 740 |
| GEICO | $ 1103 |
| GEICO | $ 1103 |
| Plymouth Rock Insurance | $ 1015 |
| Plymouth Rock Insurance | $ 1015 |
| Tennessee Farmers | $ 1026 |
| Tennessee Farmers | $ 1026 |
| Texas Farm Bureau | $ 815 |
| Texas Farm Bureau | $ 815 |
| USAA | $ 952 |
| USAA | $ 952 |
| Vermont Mutual | $ 966 |
| Vermont Mutual | $ 966 |
Compare all 2014 Honda Insight rates
Average Cost to Insure Per Year
$1125
List Price
$18725
Trims Available
Base - LX - EX - EX w/Navi - with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System
2013 Honda Insight
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1066 |
| Acuity | $ 1066 |
| American Family | $ 1155 |
| American Family | $ 1155 |
| Arbella | $ 1056 |
| Arbella | $ 1056 |
| Country | $ 1177 |
| Country | $ 1177 |
| Erie | $ 712 |
| Erie | $ 712 |
| GEICO | $ 1004 |
| GEICO | $ 1004 |
| Plymouth Rock Insurance | $ 981 |
| Plymouth Rock Insurance | $ 981 |
| Progressive | $ 1190 |
| Progressive | $ 1190 |
| Tennessee Farmers | $ 1007 |
| Tennessee Farmers | $ 1007 |
| Texas Farm Bureau | $ 796 |
| Texas Farm Bureau | $ 796 |
| USAA | $ 926 |
| USAA | $ 926 |
| Vermont Mutual | $ 933 |
| Vermont Mutual | $ 933 |
Compare all 2013 Honda Insight rates
Average Cost to Insure Per Year
$1092
List Price
$18600
Trims Available
Base - LX - EX - EX w/Navi - with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System
2012 Honda Insight
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 998 |
| Acuity | $ 998 |
| American Family | $ 1109 |
| American Family | $ 1109 |
| Arbella | $ 1023 |
| Arbella | $ 1023 |
| Country | $ 1128 |
| Country | $ 1128 |
| Erie | $ 697 |
| Erie | $ 697 |
| GEICO | $ 929 |
| GEICO | $ 929 |
| Plymouth Rock Insurance | $ 959 |
| Plymouth Rock Insurance | $ 959 |
| State Farm | $ 1078 |
| State Farm | $ 1078 |
| Tennessee Farmers | $ 965 |
| Tennessee Farmers | $ 965 |
| Texas Farm Bureau | $ 778 |
| Texas Farm Bureau | $ 778 |
| USAA | $ 880 |
| USAA | $ 880 |
| Vermont Mutual | $ 858 |
| Vermont Mutual | $ 858 |
Compare all 2012 Honda Insight rates
Average Cost to Insure Per Year
$1059
List Price
$18500
Trims Available
Base - LX - EX - EX w/Navi - with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System
2011 Honda Insight
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1003 |
| Acuity | $ 1003 |
| Allied | $ 1069 |
| Allied | $ 1069 |
| American Family | $ 1021 |
| American Family | $ 1021 |
| Arbella | $ 831 |
| Arbella | $ 831 |
| Country | $ 1018 |
| Country | $ 1018 |
| Erie | $ 678 |
| Erie | $ 678 |
| GEICO | $ 893 |
| GEICO | $ 893 |
| Plymouth Rock Insurance | $ 939 |
| Plymouth Rock Insurance | $ 939 |
| Tennessee Farmers | $ 939 |
| Tennessee Farmers | $ 939 |
| Texas Farm Bureau | $ 753 |
| Texas Farm Bureau | $ 753 |
| USAA | $ 889 |
| USAA | $ 889 |
| Vermont Mutual | $ 804 |
| Vermont Mutual | $ 804 |
Compare all 2011 Honda Insight rates
Average Cost to Insure Per Year
$1044
List Price
$18200
Trims Available
Base - LX - EX - EX w/Navi - with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System