Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Honda Odyssey? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year up to 2021 and have compiled the results for you below.

Honda Odyssey facts

  • Average full coverage auto insurance premium: $153/month

  • Most affordable companies: GEICO ($124/month) & Progressive ($131/month)

  • Odyssey insurance cost vs. average rate: $49 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Honda Odyssey by model year and insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Honda Odyssey insurer costs by state:

Factors affecting Honda Odyssey rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, and other risk factors are also important components of your rate.

Honda Odyssey’s are well-known for having exceptional resale value, which typically would result in high rates for even older vehicles. Still, Hondas actually do have some factors helping to mitigate that impact. For example, Hondas has been obtaining excellent safety ratings for decades, with the Honda Odyssey named the Top Safety Pick by the Insurance Institute for Highway Safety.

Other Honda risk factors to consider

Another important factor for lower than average rates is Honda is one of the top-selling auto brands in the US, second only to Toyota. This helps in many ways, as the abundance of the same kind of vehicle helps companies obtain more data to do the underwriting more accurately. Also, it lowers repair costs since there are many replacement parts available for these cars and most mechanics are familiar with working on these vehicles.

One of the best ways to estimate whether the car you are considering will have high or low rates is to evaluate what the car is being used for by most people. In the case of a Honda, more than likely, it is being used by families to commute and provide general transportation. Honda does have a few more sport-like vehicles like the NSX, but the main target market is families by and large. This means that most drivers take care of their vehicles and drive them in a careful, conservative manner. In contrast, Subarus tend to have high rates because some of their more popular models are intended for the sports market they expect to drive them aggressively. In summary, it is hard to go wrong with a Honda as a vehicle, which is why Americans have continued to support the brand providing a very active resale market for even 30-year-old vehicles.

2021 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1501
American Family$1349
Auto-Owners$1276
Country Financial$1689
Erie$1007
Farmers$1419
GEICO$1248
Kentucky Farm Bureau$1189
Liberty Mutual$1318
MetLife$1763
State Farm$1179
Texas Farm Bureau$1387
Travelers$1579
USAA$1067

Compare all 2021 Honda Odyssey rates

Average Cost to Insure Per Year

$1814

List Price

$31790

Trims Available

LX - EX - EX-L - EX-L w/Navi w/RES - Touring - Elite

2020 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1458
American Family$1279
Auto-Owners$1213
Country Financial$1617
Erie$976
Farmers$1404
GEICO$1189
Kentucky Farm Bureau$1130
Liberty Mutual$1244
State Farm$1127
Texas Farm Bureau$1310
Travelers$1546
USAA$1008

Compare all 2020 Honda Odyssey rates

Average Cost to Insure Per Year

$1760

List Price

$30790

Trims Available

LX - EX - EX-L - EX-L w/Navi w/RES - Touring - Elite with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2019 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$1418
American Family$1217
Auto-Owners$1164
Country Financial$1546
Erie$911
Farmers$1375
GEICO$1146
Kentucky Farm Bureau$1080
Liberty Mutual$1188
State Farm$1035
Texas Farm Bureau$1287
Travelers$1511
USAA$925

Compare all 2019 Honda Odyssey rates

Average Cost to Insure Per Year

$1722

List Price

$30190

Trims Available

LX - EX - EX-L - EX-L w/Navi w/RES - Touring - Elite with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2018 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1048
Acuity$ 1048
Allied$ 868
Allied$ 868
Arbella$ 1164
Arbella$ 1164
Country$ 1127
Country$ 1127
Erie$ 824
Erie$ 824
GEICO$ 1139
GEICO$ 1139
Nationwide$ 999
Nationwide$ 999
Plymouth Rock Insurance$ 1047
Plymouth Rock Insurance$ 1047
Progressive$ 966
Progressive$ 966
Tennessee Farmers$ 948
Tennessee Farmers$ 948
USAA$ 1063
USAA$ 1063
Vermont Mutual$ 964
Vermont Mutual$ 964

Compare all 2018 Honda Odyssey rates

Average Cost to Insure Per Year

$1615

List Price

$29990

Trims Available

LX - EX - EX-L - EX-L w/Navi w/RES - Touring - Elite with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2017 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1016
Acuity$ 1016
Allied$ 915
Allied$ 915
Arbella$ 1080
Arbella$ 1080
Erie$ 761
Erie$ 761
GEICO$ 779
GEICO$ 779
Nationwide$ 965
Nationwide$ 965
Plymouth Rock Insurance$ 1027
Plymouth Rock Insurance$ 1027
Progressive$ 812
Progressive$ 812
Tennessee Farmers$ 927
Tennessee Farmers$ 927
Texas Farm Bureau$ 766
Texas Farm Bureau$ 766
USAA$ 984
USAA$ 984
Vermont Mutual$ 903
Vermont Mutual$ 903

Compare all 2017 Honda Odyssey rates

Average Cost to Insure Per Year

$ 1022

List Price

$ 29850

Trims Available

LX - EX - SE - EX-L - EX-L w/RES - EX-L w/Navi - Touring - Touring Elite

2016 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 967
Acuity$ 967
Allied$ 898
Allied$ 898
Arbella$ 1021
Arbella$ 1021
Country$ 1030
Country$ 1030
Erie$ 764
Erie$ 764
GEICO$ 845
GEICO$ 845
Nationwide$ 996
Nationwide$ 996
Plymouth Rock Insurance$ 984
Plymouth Rock Insurance$ 984
Progressive$ 889
Progressive$ 889
Tennessee Farmers$ 872
Tennessee Farmers$ 872
Texas Farm Bureau$ 736
Texas Farm Bureau$ 736
Vermont Mutual$ 838
Vermont Mutual$ 838

Compare all 2016 Honda Odyssey rates

Average Cost to Insure Per Year

$ 1002

List Price

$ 29550

Trims Available

LX - EX - SE - EX-L - EX-L w/RES - EX-L w/Navi - Touring - Touring Elite

2015 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 963
Acuity$ 963
Allied$ 889
Allied$ 889
Erie$ 684
Erie$ 684
GEICO$ 664
GEICO$ 664
Nationwide$ 949
Nationwide$ 949
Plymouth Rock Insurance$ 973
Plymouth Rock Insurance$ 973
Progressive$ 750
Progressive$ 750
State Farm$ 964
State Farm$ 964
Tennessee Farmers$ 883
Tennessee Farmers$ 883
Texas Farm Bureau$ 744
Texas Farm Bureau$ 744
USAA$ 822
USAA$ 822
Vermont Mutual$ 843
Vermont Mutual$ 843

Compare all 2015 Honda Odyssey rates

Average Cost to Insure Per Year

$ 935

List Price

$ 28975

Trims Available

LX - EX - EX-L - EX-L w/DVD - EX-L w/Navi - Touring - Touring Elite

2014 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 943
Acuity$ 943
Allied$ 971
Allied$ 971
Country$ 1042
Country$ 1042
Erie$ 707
Erie$ 707
GEICO$ 757
GEICO$ 757
Nationwide$ 1033
Nationwide$ 1033
Plymouth Rock Insurance$ 959
Plymouth Rock Insurance$ 959
Progressive$ 807
Progressive$ 807
Tennessee Farmers$ 892
Tennessee Farmers$ 892
Texas Farm Bureau$ 712
Texas Farm Bureau$ 712
USAA$ 828
USAA$ 828
Vermont Mutual$ 837
Vermont Mutual$ 837

Compare all 2014 Honda Odyssey rates

Average Cost to Insure Per Year

$ 960

List Price

$ 28825

Trims Available

LX - EX - EX-L - EX-L w/DVD - EX-L w/Navi - Touring - Touring Elite

2013 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 924
Acuity$ 924
Allied$ 993
Allied$ 993
Erie$ 657
Erie$ 657
GEICO$ 664
GEICO$ 664
Nationwide$ 1001
Nationwide$ 1001
Plymouth Rock Insurance$ 939
Plymouth Rock Insurance$ 939
Progressive$ 742
Progressive$ 742
State Farm$ 1000
State Farm$ 1000
Tennessee Farmers$ 858
Tennessee Farmers$ 858
Texas Farm Bureau$ 689
Texas Farm Bureau$ 689
USAA$ 791
USAA$ 791
Vermont Mutual$ 789
Vermont Mutual$ 789

Compare all 2013 Honda Odyssey rates

Average Cost to Insure Per Year

$ 902

List Price

$ 28675

Trims Available

LX - EX - EX-L - EX-L w/DVD - EX-L w/Navi - Touring - Touring Elite

2012 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 874
Acuity$ 874
Arbella$ 997
Arbella$ 997
Country$ 991
Country$ 991
Erie$ 641
Erie$ 641
GEICO$ 627
GEICO$ 627
Plymouth Rock Insurance$ 922
Plymouth Rock Insurance$ 922
Progressive$ 730
Progressive$ 730
State Farm$ 937
State Farm$ 937
Tennessee Farmers$ 833
Tennessee Farmers$ 833
Texas Farm Bureau$ 675
Texas Farm Bureau$ 675
USAA$ 815
USAA$ 815
Vermont Mutual$ 740
Vermont Mutual$ 740

Compare all 2012 Honda Odyssey rates

Average Cost to Insure Per Year

$ 868

List Price

$ 28375

Trims Available

LX - EX - EX-L - EX-L w/DVD - EX-L w/Navi - Touring - Touring Elite

2011 Honda Odyssey

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 985
American Family$ 985
Arbella$ 882
Arbella$ 882
Country$ 939
Country$ 939
Erie$ 621
Erie$ 621
GEICO$ 589
GEICO$ 589
Nationwide$ 985
Nationwide$ 985
Plymouth Rock Insurance$ 899
Plymouth Rock Insurance$ 899
Progressive$ 701
Progressive$ 701
Tennessee Farmers$ 803
Tennessee Farmers$ 803
Texas Farm Bureau$ 622
Texas Farm Bureau$ 622
USAA$ 815
USAA$ 815
Vermont Mutual$ 692
Vermont Mutual$ 692

Compare all 2011 Honda Odyssey rates

Average Cost to Insure Per Year

$ 847

List Price

$ 28075

Trims Available

LX - EX - EX-L - EX-L w/DVD - EX-L w/Navi - Touring - Touring Elite