Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Honda Pilot? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year up to 2021 and have compiled the results for you below.

Honda Pilot facts

  • Average full coverage auto insurance premium: $149/month

  • Most affordable companies: GEICO ($120/month) & Progressive ($119/month)

  • Pilot insurance cost vs. average rate: $119 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Honda Pilot by model year and insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Honda Pilot insurer costs by state:

Factors affecting Honda Pilot rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your premium. Your own personal driving history, age, and other risk factors are also important components of your rate.

Honda Pilot’s are well-known for having exceptional resale value, which typically would result in high rates for even older vehicles. Still, Hondas actually do have some factors helping to mitigate that impact. For example, Hondas has been obtaining excellent safety ratings for decades, with the Honda Pilot named the Top Safety Pick by the Insurance Institute for Highway Safety.

Other Honda risk factors to consider

Another important factor for lower than average rates is Honda is one of the top-selling auto brands in the US, second only to Toyota. This helps in many ways, as the abundance of the same kind of vehicle helps companies obtain more data to do the underwriting more accurately. Also, it lowers repair costs since there are many replacement parts available for these cars and most mechanics are familiar with working on these vehicles.

One of the best ways to estimate whether the car you are considering will have high or low rates is to evaluate what the car is being used for by most people. In the case of a Honda, more than likely, it is being used by families to commute and provide general transportation. Honda does have a few more sport-like vehicles like the NSX, but the main target market is families by and large. This means that most drivers take care of their vehicles and drive them in a careful, conservative manner. In contrast, Subarus tend to have high rates because some of their more popular models are intended for the sports market they expect to drive them aggressively. In summary, it is hard to go wrong with a Honda as a vehicle, which is why Americans have continued to support the brand providing a very active resale market for even 30-year-old vehicles.

2021 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
Country Financial$1306
Erie$1344
Esurance$1609
Farmers$1543
GEICO$1083
Kentucky Farm Bureau$1436
MetLife$1796
Nationwide$1188
Plymouth Rock$1259
Progressive$1130
State Farm$1387
Tennessee Farmers$1480
Travelers$1716
USAA$1216

Compare all 2021 Honda Pilot rates

Average Cost to Insure Per Year

$1755

List Price

$35699

Trims Available

LX - EX - EX w/Honda Sensing - EX-L - EX-L w/Honda Sensing - EX-L w/Navi - EX-L w/RES - Touring - Elite - Black Edition

2020 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
Country Financial$1268
Erie$1317
Esurance$1562
Farmers$1499
GEICO$1054
Kentucky Farm Bureau$1388
Nationwide$1152
Plymouth Rock$1235
Progressive$1086
State Farm$1358
Tennessee Farmers$1426
Travelers$1671
USAA$1160

Compare all 2020 Honda Pilot rates

Average Cost to Insure Per Year

$1658

List Price

$35650

Trims Available

LX - EX - EX w/Honda Sensing - EX-L - EX-L w/Honda Sensing - EX-L w/Navi - EX-L w/RES - Touring - Elite - Black Edition with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2019 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
Country Financial$1127
Erie$1207
Esurance$1503
Farmers$1439
GEICO$928
Kentucky Farm Bureau$1300
Nationwide$1051
Plymouth Rock$1112
Progressive$960
State Farm$1273
Tennessee Farmers$1349
Travelers$1590
USAA$1067

Compare all 2019 Honda Pilot rates

Average Cost to Insure Per Year

$1590

List Price

$34999

Trims Available

LX - EX - EX w/Honda Sensing - EX-L - EX-L w/Honda Sensing - EX-L w/Navi - EX-L w/RES - Touring - Elite - Black Edition with standard safety features - Collision Mitigation Braking System, Road Departure Mitigation System, Adaptive Cruise Control with Low-Speed Follow, Lane Keeping Assist System, Forward Collision Warning, Lane Departure Warning, and Traffic Sign Recognition System

2018 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
Country Financial$1098
Erie$1174
Esurance$1472
Farmers$1432
GEICO$875
Kentucky Farm Bureau$1266
Nationwide$1015
Plymouth Rock$1053
Progressive$922
State Farm$1230
Tennessee Farmers$1315
Travelers$1516
USAA$1019

Compare all 2018 Honda Pilot rates

Average Cost to Insure Per Year

$1496

List Price

$34900

Trims Available

LX - EX - EX w/Honda Sensing - EX-L - EX-L w/Honda Sensing - EX-L w/Navi - EX-L w/RES - Touring - Elite

2017 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1048
Acuity$ 1048
Country$ 1082
Country$ 1082
Erie$ 702
Erie$ 702
GEICO$ 590
GEICO$ 590
Nationwide$ 1075
Nationwide$ 1075
Plymouth Rock Insurance$ 1033
Plymouth Rock Insurance$ 1033
Progressive$ 807
Progressive$ 807
State Farm$ 1007
State Farm$ 1007
Tennessee Farmers$ 1011
Tennessee Farmers$ 1011
Texas Farm Bureau$ 769
Texas Farm Bureau$ 769
USAA$ 924
USAA$ 924
Vermont Mutual$ 943
Vermont Mutual$ 943

Compare all 2017 Honda Pilot rates

Average Cost to Insure Per Year

$ 1019

List Price

$ 30745

Trims Available

LX - EX - EX w/Honda Sensing - EX-L - EX-L w/Honda Sensing - EX-L w/Navi - EX-L w/RES - Touring - Elite

2016 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 998
Acuity$ 998
Country$ 1017
Country$ 1017
Erie$ 697
Erie$ 697
GEICO$ 550
GEICO$ 550
Nationwide$ 1046
Nationwide$ 1046
Plymouth Rock Insurance$ 1010
Plymouth Rock Insurance$ 1010
Progressive$ 776
Progressive$ 776
State Farm$ 959
State Farm$ 959
Tennessee Farmers$ 972
Tennessee Farmers$ 972
Texas Farm Bureau$ 751
Texas Farm Bureau$ 751
USAA$ 824
USAA$ 824
Vermont Mutual$ 880
Vermont Mutual$ 880

Compare all 2016 Honda Pilot rates

Average Cost to Insure Per Year

$ 958

List Price

$ 30345

Trims Available

LX - EX - EX w/Honda Sensing - EX-L - EX-L w/Honda Sensing - EX-L w/Navi - EX-L w/RES - Touring - Elite

2015 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 963
Acuity$ 963
Country$ 994
Country$ 994
Erie$ 637
Erie$ 637
GEICO$ 526
GEICO$ 526
Nationwide$ 1039
Nationwide$ 1039
Plymouth Rock Insurance$ 986
Plymouth Rock Insurance$ 986
Progressive$ 761
Progressive$ 761
State Farm$ 865
State Farm$ 865
Tennessee Farmers$ 875
Tennessee Farmers$ 875
Texas Farm Bureau$ 759
Texas Farm Bureau$ 759
USAA$ 751
USAA$ 751
Vermont Mutual$ 840
Vermont Mutual$ 840

Compare all 2015 Honda Pilot rates

Average Cost to Insure Per Year

$ 919

List Price

$ 29870

Trims Available

LX - EX - SE - EX-L - EX-L w/DVD - EX-L w/Navi - Touring

2014 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 966
Acuity$ 966
Allied$ 1020
Allied$ 1020
Country$ 1026
Country$ 1026
Erie$ 638
Erie$ 638
GEICO$ 569
GEICO$ 569
Plymouth Rock Insurance$ 967
Plymouth Rock Insurance$ 967
Progressive$ 807
Progressive$ 807
State Farm$ 946
State Farm$ 946
Tennessee Farmers$ 869
Tennessee Farmers$ 869
Texas Farm Bureau$ 744
Texas Farm Bureau$ 744
USAA$ 768
USAA$ 768
Vermont Mutual$ 817
Vermont Mutual$ 817

Compare all 2014 Honda Pilot rates

Average Cost to Insure Per Year

$ 938

List Price

$ 29670

Trims Available

LX - EX - EX-L - EX-L w/DVD - EX-L w/Navi - Touring

2013 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 903
Acuity$ 903
Arbella$ 962
Arbella$ 962
Country$ 969
Country$ 969
Erie$ 613
Erie$ 613
GEICO$ 513
GEICO$ 513
Plymouth Rock Insurance$ 950
Plymouth Rock Insurance$ 950
Progressive$ 760
Progressive$ 760
State Farm$ 885
State Farm$ 885
Tennessee Farmers$ 826
Tennessee Farmers$ 826
Texas Farm Bureau$ 729
Texas Farm Bureau$ 729
USAA$ 720
USAA$ 720
Vermont Mutual$ 758
Vermont Mutual$ 758

Compare all 2013 Honda Pilot rates

Average Cost to Insure Per Year

$ 891

List Price

$ 29520

Trims Available

LX - EX - EX-L - EX-L w/DVD - EX-L w/Navi - Touring

2012 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 877
Acuity$ 877
Arbella$ 976
Arbella$ 976
Country$ 960
Country$ 960
Erie$ 601
Erie$ 601
GEICO$ 535
GEICO$ 535
Plymouth Rock Insurance$ 931
Plymouth Rock Insurance$ 931
Progressive$ 738
Progressive$ 738
State Farm$ 801
State Farm$ 801
Tennessee Farmers$ 829
Tennessee Farmers$ 829
Texas Farm Bureau$ 697
Texas Farm Bureau$ 697
USAA$ 678
USAA$ 678
Vermont Mutual$ 746
Vermont Mutual$ 746

Compare all 2012 Honda Pilot rates

Average Cost to Insure Per Year

$ 862

List Price

$ 28620

Trims Available

LX - EX - EX-L - EX-L w/DVD - EX-L w/Navi - Touring

2011 Honda Pilot

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 936
American Family$ 936
Arbella$ 850
Arbella$ 850
Country$ 907
Country$ 907
Erie$ 589
Erie$ 589
GEICO$ 513
GEICO$ 513
Plymouth Rock Insurance$ 912
Plymouth Rock Insurance$ 912
Progressive$ 712
Progressive$ 712
State Farm$ 822
State Farm$ 822
Tennessee Farmers$ 801
Tennessee Farmers$ 801
Texas Farm Bureau$ 662
Texas Farm Bureau$ 662
USAA$ 676
USAA$ 676
Vermont Mutual$ 697
Vermont Mutual$ 697

Compare all 2011 Honda Pilot rates

Average Cost to Insure Per Year

$ 843

List Price

$ 28320

Trims Available

LX - EX - EX-L - EX-L w/DVD - EX-L w/Navi - Touring