Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Hyundai Elantra GT? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Hyundai Elantra GT car insurance facts

  • Average full coverage auto insurance premium: $136/month

  • Most affordable companies: USAA ($88/month) & State Farm ($92/month)

  • Elantra GT car insurance cost vs. average rates: $23 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Hyundai Elantra GT by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Hyundai Elantra GT insurer costs by state:

Risk factors affecting Hyundai Elantra GT car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Hyundai Elantra GT car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Hyundai models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Hyundai automobile brand

Hyundai is a South Korean automobile manufacturer specializing in affordable cars offering the same features and technologies as more expensive Japanese and American brands. The target audience of Hyundai is the young through older generation demanding high tech cars that are fashionable at a low price. All Hyundai automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Hyundai Sonata, Elantra, Sante Fe, and Palisade are some of their most popular cars.

Low Hyundai Elantra GT repair costs equal low car insurance rates

Many consumers are attracted to Hyundai’s low cost, excellent fuel efficiency, and driver-assist technologies, like Hyundai’s SmartSense safety features. Automotive parts are common and less expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Hyundai is lower than average since repair parts are less expensive. For this reason, many Hyundais are going to have lower than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Hyundai Elantra GT affecting car insurance policies

Another factor to consider for Hyundai is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Hyundai models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Hyundai IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Hyundais are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Hyundai’s SmartSense technology innovations and safety, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Hyundai models. The Hyundai Sonata, Tucson, Kona, and Palisade are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Hyundai automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Hyundai automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Hyundai Elantra GT

Cheapest Insurance CompaniesAverage Annual Cost
Allied Insurance$1650
Allstate$1487
Auto-Owners$1618
Cincinnati Insurance$1795
Direct Auto$1648
GEICO$1297
Kentucky Farm Bureau$1652
Liberty Mutual$1430
Mercury$1354
MetLife$1897
Nationwide$1465
Plymouth Rock Insurance$1524
Progressive$1135
Safe Auto$1946
State Farm$1127
Tennessee Farmers$1152
Texas Farm Bureau$1402
Travelers$1240
USAA$1063

Compare all 2021 Hyundai Elantra GT rates

Average Cost to Insure Per Year

$1633

List Price

$20645

Trims Available

Base - Sport - Base engine: 2.0-liter four-cylinder engine at 161 horsepower with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2020 Hyundai Elantra GT

Cheapest Insurance CompaniesAverage Annual Cost
Allied$1466
Allstate$1430
Auto-Owners$1606
Farmers$1612
GEICO$1280
Liberty Mutual$1426
Mercury$1341
MetLife$1860
Nationwide$1390
Progressive$1230
State Farm$1084
Tennessee Farmers$1126
Texas Farm Bureau$1345
The Hanover$1784
Travelers$1233
USAA$1060

Compare all 2020 Hyundai Elantra GT rates

Average Cost to Insure Per Year

$1630

List Price

$20650

Trims Available

Base - Sport - Base engine: 2.0-liter four-cylinder engine at 161 horsepower with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2019 Hyundai Elantra GT

Cheapest Insurance CompaniesAverage Annual Cost
Allied$1462
Allstate$1384
Auto-Owners$1580
GEICO$1171
Kentucky Farm Bureau$1691
Liberty Mutual$1321
Mercury$1180
MetLife$1853
Nationwide$1280
Progressive$1060
State Farm$1053
Tennessee Farmers$1057
Texas Farm Bureau$1235
The Hanover$1759
Travelers$1089
USAA$1050

Compare all 2019 Hyundai Elantra GT rates

Average Cost to Insure Per Year

$1620

List Price

$20450

Trims Available

Base - Sport - Base engine: 2.0-liter four-cylinder engine at 161 horsepower with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2018 Hyundai Elantra GT

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1287
Acuity$ 1287
Allied$ 1118
Allied$ 1118
American Family$ 1346
American Family$ 1346
Country$ 1380
Country$ 1380
Erie$ 1073
Erie$ 1073
GEICO$ 1403
GEICO$ 1403
Mercury$ 1227
Mercury$ 1227
Nationwide$ 1315
Nationwide$ 1315
Plymouth Rock Insurance$ 1164
Plymouth Rock Insurance$ 1164
Progressive$ 1265
Progressive$ 1265
USAA$ 1053
USAA$ 1053
Vermont Mutual$ 1234
Vermont Mutual$ 1234

Compare all 2018 Hyundai Elantra GT rates

Average Cost to Insure Per Year

$ 1570

List Price

$ 19350

Trims Available

Base - Sport

2017 Hyundai Elantra GT

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1224
Acuity$ 1224
Allied$ 1176
Allied$ 1176
American Family$ 1297
American Family$ 1297
Country$ 1294
Country$ 1294
Erie$ 1009
Erie$ 1009
Mercury$ 1204
Mercury$ 1204
Plymouth Rock Insurance$ 1141
Plymouth Rock Insurance$ 1141
Progressive$ 1324
Progressive$ 1324
Tennessee Farmers$ 1129
Tennessee Farmers$ 1129
Texas Farm Bureau$ 965
Texas Farm Bureau$ 965
USAA$ 1042
USAA$ 1042
Vermont Mutual$ 1117
Vermont Mutual$ 1117

Compare all 2017 Hyundai Elantra GT rates

Average Cost to Insure Per Year

$ 1316

List Price

$ 18800

Trims Available

Base

2016 Hyundai Elantra GT

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1194
Acuity$ 1194
Allied$ 1190
Allied$ 1190
American Family$ 1266
American Family$ 1266
Arbella$ 1303
Arbella$ 1303
Country$ 1257
Country$ 1257
Erie$ 975
Erie$ 975
Mercury$ 1189
Mercury$ 1189
Plymouth Rock Insurance$ 1111
Plymouth Rock Insurance$ 1111
Tennessee Farmers$ 1106
Tennessee Farmers$ 1106
Texas Farm Bureau$ 944
Texas Farm Bureau$ 944
USAA$ 1053
USAA$ 1053
Vermont Mutual$ 1078
Vermont Mutual$ 1078

Compare all 2016 Hyundai Elantra GT rates

Average Cost to Insure Per Year

$ 1297

List Price

$ 18800

Trims Available

Base

2015 Hyundai Elantra GT

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1132
Acuity$ 1132
Allied$ 1195
Allied$ 1195
Country$ 1209
Country$ 1209
Erie$ 906
Erie$ 906
GEICO$ 1189
GEICO$ 1189
Mercury$ 1172
Mercury$ 1172
Plymouth Rock Insurance$ 1090
Plymouth Rock Insurance$ 1090
Progressive$ 1187
Progressive$ 1187
Tennessee Farmers$ 1044
Tennessee Farmers$ 1044
Texas Farm Bureau$ 896
Texas Farm Bureau$ 896
USAA$ 975
USAA$ 975
Vermont Mutual$ 1011
Vermont Mutual$ 1011

Compare all 2015 Hyundai Elantra GT rates

Average Cost to Insure Per Year

$ 1250

List Price

$ 18545

Trims Available

Base

2014 Hyundai Elantra GT

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1111
Acuity$ 1111
American Family$ 1199
American Family$ 1199
Arbella$ 1199
Arbella$ 1199
Erie$ 896
Erie$ 896
GEICO$ 1169
GEICO$ 1169
Mercury$ 1158
Mercury$ 1158
Plymouth Rock Insurance$ 1060
Plymouth Rock Insurance$ 1060
Progressive$ 1202
Progressive$ 1202
Tennessee Farmers$ 1014
Tennessee Farmers$ 1014
Texas Farm Bureau$ 875
Texas Farm Bureau$ 875
USAA$ 948
USAA$ 948
Vermont Mutual$ 955
Vermont Mutual$ 955

Compare all 2014 Hyundai Elantra GT rates

Average Cost to Insure Per Year

$ 1231

List Price

$ 18545

Trims Available

Base

2013 Hyundai Elantra GT

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1068
Acuity$ 1068
American Family$ 1144
American Family$ 1144
Arbella$ 1135
Arbella$ 1135
Erie$ 781
Erie$ 781
GEICO$ 812
GEICO$ 812
Plymouth Rock Insurance$ 1035
Plymouth Rock Insurance$ 1035
Progressive$ 907
Progressive$ 907
State Farm$ 1017
State Farm$ 1017
Tennessee Farmers$ 982
Tennessee Farmers$ 982
Texas Farm Bureau$ 854
Texas Farm Bureau$ 854
USAA$ 839
USAA$ 839
Vermont Mutual$ 918
Vermont Mutual$ 918

Compare all 2013 Hyundai Elantra GT rates

Average Cost to Insure Per Year

$ 1082

List Price

$ 18545

Trims Available

Base