Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Hyundai Elantra? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Hyundai Elantra car insurance facts

  • Average full coverage auto insurance premium: $103/month

  • Most affordable companies: Progressive ($70/month) & State Farm ($72/month)

  • Elantra car insurance cost vs. average rates: $58 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Hyundai Elantra by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Hyundai Elantra insurer costs by state:

Risk factors affecting Hyundai Elantra car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Hyundai Elantra car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Hyundai models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Hyundai automobile brand

Hyundai is a South Korean automobile manufacturer specializing in affordable cars offering the same features and technologies as more expensive Japanese and American brands. The target audience of Hyundai is the young through older generation demanding high tech cars that are fashionable at a low price. All Hyundai automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Hyundai Sonata, Elantra, Sante Fe, and Palisade are some of their most popular cars.

Low Hyundai Elantra repair costs equal low car insurance rates

Many consumers are attracted to Hyundai’s low cost, excellent fuel efficiency, and driver-assist technologies, like Hyundai’s SmartSense safety features. Automotive parts are common and less expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Hyundai is lower than average since repair parts are less expensive. For this reason, many Hyundais are going to have lower than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Hyundai Elantra affecting car insurance policies

Another factor to consider for Hyundai is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Hyundai models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Hyundai IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Hyundais are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Hyundai’s SmartSense technology innovations and safety, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Hyundai models. The Hyundai Sonata, Tucson, Kona, and Palisade are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Hyundai automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Hyundai automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
Allied Insurance$1390
Allstate$1258
Auto-Owners$1366
Cincinnati Insurance$1428
Direct Auto$1388
GEICO$1057
Kentucky Farm Bureau$1370
Liberty Mutual$1216
Mercury$1098
MetLife$1440
Nationwide$1184
Plymouth Rock Insurance$1260
Progressive$846
Safe Auto$1534
State Farm$852
Tennessee Farmers$894
Texas Farm Bureau$1155
Travelers$1040
USAA$997

Compare all 2021 Hyundai Elantra rates

Average Cost to Insure Per Year

$1237

List Price

$19650

Trims Available

SE - SEL - Value Edition - Eco - Sport - Limited - Base engine: 2.0-liter four-cylinder at 147 horsepower with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2020 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
Allied$1280
Allstate$1244
Auto-Owners$1360
Farmers$1366
GEICO$1055
Liberty Mutual$1215
Mercury$1090
MetLife$1438
Nationwide$1180
Progressive$812
State Farm$830
Tennessee Farmers$880
Texas Farm Bureau$1150
The Hanover$1430
Travelers$1035
USAA$992

Compare all 2020 Hyundai Elantra rates

Average Cost to Insure Per Year

$1135

List Price

$19300

Trims Available

SE - SEL - Value Edition - Eco - Sport - Limited - Base engine: 2.0-liter four-cylinder at 147 horsepower with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2019 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
Allied$1274
Allstate$1240
Auto-Owners$1359
GEICO$1053
Kentucky Farm Bureau$1406
Liberty Mutual$1212
Mercury$1086
MetLife$1430
Nationwide$1171
Progressive$806
State Farm$826
Tennessee Farmers$871
Texas Farm Bureau$1148
The Hanover$1426
Travelers$1022
USAA$985

Compare all 2019 Hyundai Elantra rates

Average Cost to Insure Per Year

$1089

List Price

$17200

Trims Available

SE - SEL - Value Edition - Eco - Sport - Limited - Base engine: 2.0-liter four-cylinder at 147 horsepower with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2018 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1211
Acuity$ 1211
American Family$ 1118
American Family$ 1118
Country$ 1226
Country$ 1226
Erie$ 803
Erie$ 803
GEICO$ 622
GEICO$ 622
Nationwide$ 1104
Nationwide$ 1104
Plymouth Rock Insurance$ 1160
Plymouth Rock Insurance$ 1160
Progressive$ 783
Progressive$ 783
State Farm$ 812
State Farm$ 812
Tennessee Farmers$ 968
Tennessee Farmers$ 968
USAA$ 749
USAA$ 749
Vermont Mutual$ 1115
Vermont Mutual$ 1115

Compare all 2018 Hyundai Elantra rates

Average Cost to Insure Per Year

$ 1045

List Price

$ 16950

Trims Available

SE - SEL - Value Edition - Eco - Sport - Limited

2017 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1068
American Family$ 1068
Country$ 1177
Country$ 1177
Erie$ 758
Erie$ 758
GEICO$ 580
GEICO$ 580
Nationwide$ 1122
Nationwide$ 1122
Plymouth Rock Insurance$ 1130
Plymouth Rock Insurance$ 1130
Progressive$ 767
Progressive$ 767
State Farm$ 788
State Farm$ 788
Tennessee Farmers$ 977
Tennessee Farmers$ 977
Texas Farm Bureau$ 826
Texas Farm Bureau$ 826
USAA$ 716
USAA$ 716
Vermont Mutual$ 1059
Vermont Mutual$ 1059

Compare all 2017 Hyundai Elantra rates

Average Cost to Insure Per Year

$ 1006

List Price

$ 17150

Trims Available

SE - Value Edition - Eco - Sport - Limited

2016 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1158
Acuity$ 1158
American Family$ 1140
American Family$ 1140
Erie$ 746
Erie$ 746
GEICO$ 626
GEICO$ 626
Nationwide$ 1156
Nationwide$ 1156
Plymouth Rock Insurance$ 1130
Plymouth Rock Insurance$ 1130
Progressive$ 870
Progressive$ 870
State Farm$ 1039
State Farm$ 1039
Tennessee Farmers$ 964
Tennessee Farmers$ 964
Texas Farm Bureau$ 842
Texas Farm Bureau$ 842
USAA$ 801
USAA$ 801
Vermont Mutual$ 1012
Vermont Mutual$ 1012

Compare all 2016 Hyundai Elantra rates

Average Cost to Insure Per Year

$ 1056

List Price

$ 17250

Trims Available

SE - Value Edition - Sport - Limited

2015 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1139
Acuity$ 1139
American Family$ 1170
American Family$ 1170
Erie$ 825
Erie$ 825
GEICO$ 793
GEICO$ 793
Mercury$ 1163
Mercury$ 1163
Plymouth Rock Insurance$ 1099
Plymouth Rock Insurance$ 1099
Progressive$ 964
Progressive$ 964
State Farm$ 1028
State Farm$ 1028
Tennessee Farmers$ 1024
Tennessee Farmers$ 1024
Texas Farm Bureau$ 848
Texas Farm Bureau$ 848
USAA$ 865
USAA$ 865
Vermont Mutual$ 987
Vermont Mutual$ 987

Compare all 2015 Hyundai Elantra rates

Average Cost to Insure Per Year

$ 1093

List Price

$ 17250

Trims Available

SE - Sport - Limited

2014 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1095
Acuity$ 1095
American Family$ 1068
American Family$ 1068
Erie$ 741
Erie$ 741
GEICO$ 703
GEICO$ 703
Mercury$ 1146
Mercury$ 1146
Plymouth Rock Insurance$ 1073
Plymouth Rock Insurance$ 1073
Progressive$ 908
Progressive$ 908
State Farm$ 964
State Farm$ 964
Tennessee Farmers$ 997
Tennessee Farmers$ 997
Texas Farm Bureau$ 829
Texas Farm Bureau$ 829
USAA$ 817
USAA$ 817
Vermont Mutual$ 941
Vermont Mutual$ 941

Compare all 2014 Hyundai Elantra rates

Average Cost to Insure Per Year

$ 1038

List Price

$ 16965

Trims Available

SE - Sport - Limited

2013 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1013
Acuity$ 1013
American Family$ 986
American Family$ 986
Country$ 1039
Country$ 1039
Erie$ 646
Erie$ 646
GEICO$ 482
GEICO$ 482
Plymouth Rock Insurance$ 1039
Plymouth Rock Insurance$ 1039
Progressive$ 718
Progressive$ 718
State Farm$ 684
State Farm$ 684
Tennessee Farmers$ 896
Tennessee Farmers$ 896
Texas Farm Bureau$ 761
Texas Farm Bureau$ 761
USAA$ 603
USAA$ 603
Vermont Mutual$ 865
Vermont Mutual$ 865

Compare all 2013 Hyundai Elantra rates

Average Cost to Insure Per Year

$ 865

List Price

$ 16965

Trims Available

GLS - Limited

2012 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1015
Acuity$ 1015
Allied$ 1085
Allied$ 1085
American Family$ 1109
American Family$ 1109
Erie$ 701
Erie$ 701
GEICO$ 585
GEICO$ 585
Plymouth Rock Insurance$ 1015
Plymouth Rock Insurance$ 1015
Progressive$ 843
Progressive$ 843
State Farm$ 841
State Farm$ 841
Tennessee Farmers$ 955
Tennessee Farmers$ 955
Texas Farm Bureau$ 769
Texas Farm Bureau$ 769
USAA$ 706
USAA$ 706
Vermont Mutual$ 855
Vermont Mutual$ 855

Compare all 2012 Hyundai Elantra rates

Average Cost to Insure Per Year

$ 946

List Price

$ 15345

Trims Available

GLS - Limited

2011 Hyundai Elantra

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 1047
American Family$ 1047
Arbella$ 952
Arbella$ 952
Country$ 1071
Country$ 1071
Erie$ 714
Erie$ 714
GEICO$ 654
GEICO$ 654
Plymouth Rock Insurance$ 992
Plymouth Rock Insurance$ 992
Progressive$ 896
Progressive$ 896
State Farm$ 948
State Farm$ 948
Tennessee Farmers$ 926
Tennessee Farmers$ 926
Texas Farm Bureau$ 745
Texas Farm Bureau$ 745
USAA$ 769
USAA$ 769
Vermont Mutual$ 801
Vermont Mutual$ 801

Compare all 2011 Hyundai Elantra rates

Average Cost to Insure Per Year

$ 965

List Price

$ 14945

Trims Available

GLS - Limited