Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Hyundai Sonata Hybrid? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Hyundai Sonata Hybrid car insurance facts

  • Average full coverage auto insurance premium: $135/month

  • Most affordable companies: GEICO ($88/month) & Mercury Insurance ($93/month)

  • Sonata Hybrid car insurance cost vs. average rates: $26 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Hyundai Sonata Hybrid by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Hyundai Sonata Hybrid insurer costs by state:

Risk factors affecting Hyundai Sonata Hybrid car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Hyundai Sonata Hybrid car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Hyundai models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Hyundai automobile brand

Hyundai is a South Korean automobile manufacturer specializing in affordable cars offering the same features and technologies as more expensive Japanese and American brands. The target audience of Hyundai is the young through older generation demanding high tech cars that are fashionable at a low price. All Hyundai automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Hyundai Sonata, Elantra, Sante Fe, and Palisade are some of their most popular cars.

Low Hyundai Sonata Hybrid repair costs equal low car insurance rates

Many consumers are attracted to Hyundai’s low cost, excellent fuel efficiency, and driver-assist technologies, like Hyundai’s SmartSense safety features. Automotive parts are common and less expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Hyundai is lower than average since repair parts are less expensive. For this reason, many Hyundais are going to have lower than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Hyundai Sonata Hybrid affecting car insurance policies

Another factor to consider for Hyundai is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Hyundai models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Hyundai IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Hyundais are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Hyundai’s SmartSense technology innovations and safety, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Hyundai models. The Hyundai Sonata, Tucson, Kona, and Palisade are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Hyundai automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Hyundai automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1956
Acuity$2084
Allied$1415
Allstate$1611
American Family$1460
Arbella$1587
Country Financial$1734
GEICO$1070
Kentucky Farm Bureau$1287
Liberty Mutual$1394
Mercury$1136
Nationwide$1441
Progressive$1329
Quincy Mutual$1780
State Farm$1216
Texas Farm Bureau$1602
The Hanover$1825
Travelers$1635

Compare all 2021 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$1624

List Price

$27750

Trims Available

SE - Limited - Base engine: 2.0-liter four-cylinder engine and an electric motor with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2020 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1934
Allied$1409
Allstate$1530
American Family$1452
Arbella$1511
Country Financial$1711
GEICO$1060
Kentucky Farm Bureau$1235
Liberty Mutual$1267
Mercury$1096
Nationwide$1344
Quincy Mutual$1735
State Farm$1154
Texas Farm Bureau$1524
The Hanover$1800
Travelers$1598

Compare all 2020 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$1590

List Price

$27750

Trims Available

SE - Limited - Base engine: 2.0-liter four-cylinder engine and an electric motor with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2019 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1890
Allied$1329
Allstate$1498
American Family$1330
Arbella$1387
Country Financial$1629
GEICO$1035
Kentucky Farm Bureau$1152
Liberty Mutual$1234
Mercury$1059
Nationwide$1269
Quincy Mutual$1706
State Farm$1091
Texas Farm Bureau$1459
The Hanover$1784
Travelers$1564

Compare all 2019 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$1570

List Price

$25750

Trims Available

SE - Limited - Base engine: 2.0-liter four-cylinder engine and an electric motor with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2018 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1874
Allied$1254
Allstate$1453
American Family$1267
Arbella$1325
Country Financial$1605
GEICO$1022
Kentucky Farm Bureau$1090
Liberty Mutual$1153
Mercury$1036
Nationwide$1168
Quincy Mutual$1649
State Farm$1059
Texas Farm Bureau$1364
The Hanover$1765
Travelers$1560

Compare all 2018 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$1565

List Price

$25500

Trims Available

SE - Limited - Base engine: 2.0-liter four-cylinder engine and an electric motor with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2017 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1411
Acuity$ 1411
Allied$ 1530
Allied$ 1530
Arbella$ 1436
Arbella$ 1436
Country$ 1532
Country$ 1532
Erie$ 1021
Erie$ 1021
Mercury$ 1362
Mercury$ 1362
Plymouth Rock Insurance$ 1136
Plymouth Rock Insurance$ 1136
Progressive$ 1581
Progressive$ 1581
Tennessee Farmers$ 1092
Tennessee Farmers$ 1092
Texas Farm Bureau$ 1092
Texas Farm Bureau$ 1092
USAA$ 1206
USAA$ 1206
Vermont Mutual$ 1346
Vermont Mutual$ 1346

Compare all 2017 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$ 1501

List Price

$ 26000

Trims Available

SE - Limited

2016 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1255
Acuity$ 1255
American Family$ 1411
American Family$ 1411
Arbella$ 1183
Arbella$ 1183
Country$ 1331
Country$ 1331
Erie$ 917
Erie$ 917
GEICO$ 1420
GEICO$ 1420
Mercury$ 1346
Mercury$ 1346
Plymouth Rock Insurance$ 1110
Plymouth Rock Insurance$ 1110
Tennessee Farmers$ 1023
Tennessee Farmers$ 1023
Texas Farm Bureau$ 945
Texas Farm Bureau$ 945
USAA$ 1148
USAA$ 1148
Vermont Mutual$ 1152
Vermont Mutual$ 1152

Compare all 2016 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$ 1262

List Price

$ 26000

Trims Available

SE - Limited

2015 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1290
Acuity$ 1290
American Family$ 1394
American Family$ 1394
Arbella$ 1373
Arbella$ 1373
Country$ 1405
Country$ 1405
Erie$ 934
Erie$ 934
Mercury$ 1330
Mercury$ 1330
Plymouth Rock Insurance$ 1105
Plymouth Rock Insurance$ 1105
State Farm$ 1426
State Farm$ 1426
Tennessee Farmers$ 1223
Tennessee Farmers$ 1223
Texas Farm Bureau$ 1026
Texas Farm Bureau$ 1026
USAA$ 1121
USAA$ 1121
Vermont Mutual$ 1189
Vermont Mutual$ 1189

Compare all 2015 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$ 1275

List Price

$ 26000

Trims Available

Base - Limited

2014 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1195
Acuity$ 1195
American Family$ 1327
American Family$ 1327
Arbella$ 1272
Arbella$ 1272
Country$ 1325
Country$ 1325
Erie$ 970
Erie$ 970
GEICO$ 1373
GEICO$ 1373
Mercury$ 1311
Mercury$ 1311
Plymouth Rock Insurance$ 1076
Plymouth Rock Insurance$ 1076
Tennessee Farmers$ 1138
Tennessee Farmers$ 1138
Texas Farm Bureau$ 927
Texas Farm Bureau$ 927
USAA$ 1088
USAA$ 1088
Vermont Mutual$ 1079
Vermont Mutual$ 1079

Compare all 2014 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$ 1196

List Price

$ 26000

Trims Available

Base - Limited

2013 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1217
Acuity$ 1217
American Family$ 1217
American Family$ 1217
Arbella$ 1226
Arbella$ 1226
Erie$ 823
Erie$ 823
GEICO$ 1326
GEICO$ 1326
Mercury$ 1308
Mercury$ 1308
Plymouth Rock Insurance$ 1049
Plymouth Rock Insurance$ 1049
State Farm$ 1312
State Farm$ 1312
Tennessee Farmers$ 1156
Tennessee Farmers$ 1156
Texas Farm Bureau$ 903
Texas Farm Bureau$ 903
USAA$ 1041
USAA$ 1041
Vermont Mutual$ 1079
Vermont Mutual$ 1079

Compare all 2013 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$ 1200

List Price

$ 25650

Trims Available

Base - Limited

2012 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1104
Acuity$ 1104
American Family$ 1175
American Family$ 1175
Arbella$ 1119
Arbella$ 1119
Country$ 1250
Country$ 1250
Erie$ 854
Erie$ 854
GEICO$ 1298
GEICO$ 1298
Mercury$ 1311
Mercury$ 1311
Plymouth Rock Insurance$ 1008
Plymouth Rock Insurance$ 1008
Tennessee Farmers$ 1054
Tennessee Farmers$ 1054
Texas Farm Bureau$ 901
Texas Farm Bureau$ 901
USAA$ 1001
USAA$ 1001
Vermont Mutual$ 951
Vermont Mutual$ 951

Compare all 2012 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$ 1250

List Price

$ 25850

Trims Available

Base

2011 Hyundai Sonata Hybrid

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1193
Acuity$ 1193
American Family$ 1086
American Family$ 1086
Arbella$ 1014
Arbella$ 1014
Country$ 1180
Country$ 1180
Erie$ 792
Erie$ 792
GEICO$ 1145
GEICO$ 1145
Plymouth Rock Insurance$ 987
Plymouth Rock Insurance$ 987
Southern Farm Bureau$ 1259
Southern Farm Bureau$ 1259
Tennessee Farmers$ 1019
Tennessee Farmers$ 1019
Texas Farm Bureau$ 842
Texas Farm Bureau$ 842
USAA$ 948
USAA$ 948
Vermont Mutual$ 896
Vermont Mutual$ 896

Compare all 2011 Hyundai Sonata Hybrid rates

Average Cost to Insure Per Year

$ 1162

List Price

$ 25795

Trims Available

Base - Premium