Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Hyundai Tucson? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Hyundai Tucson car insurance facts

  • Average full coverage auto insurance premium: $102/month

  • Most affordable companies: GEICO ($74/month) & Mercury Insurance ($78/month)

  • Tucson car insurance cost vs. average rates: $71 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Hyundai Tucson by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Hyundai Tucson insurer costs by state:

Risk factors affecting Hyundai Tucson car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Hyundai Tucson car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Hyundai models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Hyundai automobile brand

Hyundai is a South Korean automobile manufacturer specializing in affordable cars offering the same features and technologies as more expensive Japanese and American brands. The target audience of Hyundai is the young through older generation demanding high tech cars that are fashionable at a low price. All Hyundai automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Hyundai Sonata, Elantra, Sante Fe, and Palisade are some of their most popular cars.

Low Hyundai Tucson repair costs equal low car insurance rates

Many consumers are attracted to Hyundai’s low cost, excellent fuel efficiency, and driver-assist technologies, like Hyundai’s SmartSense safety features. Automotive parts are common and less expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Hyundai is lower than average since repair parts are less expensive. For this reason, many Hyundais are going to have lower than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Hyundai Tucson affecting car insurance policies

Another factor to consider for Hyundai is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Hyundai models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your car insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Hyundai IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Hyundais are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Hyundai’s SmartSense technology innovations and safety, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Hyundai models. The Hyundai Sonata, Tucson, Kona, and Palisade are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Hyundai automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Hyundai automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1591
Acuity$1658
Allied$1326
Allstate$1437
American Family$1427
Arbella$1459
Country Financial$1463
GEICO$895
Kentucky Farm Bureau$1121
Liberty Mutual$1245
Mercury$935
Nationwide$1298
Progressive$1139
Quincy Mutual$1526
State Farm$1064
Texas Farm Bureau$1460
The Hanover$1530
Travelers$1461

Compare all 2021 Hyundai Tucson rates

Average Cost to Insure Per Year

$1230

List Price

$23700

Trims Available

Eco - SE - Sport - Value - SE Plus - Night - Limited - Base engine: 2.0-liter four-cylinder at 161 horsepower with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2020 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1536
Allied$1090
Allstate$1215
American Family$1127
Arbella$1139
Country Financial$1280
GEICO$833
Kentucky Farm Bureau$971
Liberty Mutual$1006
Mercury$891
Nationwide$1027
Quincy Mutual$1309
State Farm$935
Texas Farm Bureau$1159
The Hanover$1384
Travelers$1238

Compare all 2020 Hyundai Tucson rates

Average Cost to Insure Per Year

$1160

List Price

$23550

Trims Available

Eco - SE - Sport - Value - SE Plus - Night - Limited - Base engine: 2.0-liter four-cylinder at 161 horsepower with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2019 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1511
Allied$1002
Allstate$1154
American Family$1035
Arbella$1055
Country Financial$1190
GEICO$830
Kentucky Farm Bureau$916
Liberty Mutual$930
Mercury$833
Nationwide$967
Quincy Mutual$1267
State Farm$870
Texas Farm Bureau$1090
The Hanover$1406
Travelers$1160

Compare all 2019 Hyundai Tucson rates

Average Cost to Insure Per Year

$1091

List Price

$23350

Trims Available

Eco - SE - Sport - Value - SE Plus - Night - Limited - Base engine: 2.0-liter four-cylinder at 161 horsepower with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2018 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1456
Allied$987
Allstate$1080
American Family$1033
Arbella$1054
Country Financial$1157
GEICO$825
Kentucky Farm Bureau$902
Liberty Mutual$926
Mercury$830
Nationwide$956
Quincy Mutual$1253
State Farm$861
Texas Farm Bureau$1056
The Hanover$1390
Travelers$1125

Compare all 2018 Hyundai Tucson rates

Average Cost to Insure Per Year

$1068

List Price

$22550

Trims Available

Eco - SE - Sport - Value - SE Plus - Night - Limited - Base engine: 2.0-liter four-cylinder at 161 horsepower with Hyundai SmartSense technology advanced driving assistance system (ADAS) includes Forward Collision Avoidance Assist w/ Pedestrian Detection (FCA), Smart Cruise Control with Stop & Go (SCC), Lane Keeping Assist (LKA), Lane Follow Assist (LFA), Driver Attention Warning (DAW), High Beam Assist (HBA), Rear Occupant Alert (ROA) door logic, Blind Spot Detection (BSD), Blind Spot Collision Avoidance Assist (BCA), Rear Cross-Traffic Collision-Warning (RCCW), Electronic, Stability Control, Traction Control System, Anti-Lock Braking System, Electronic Brake-Force Distribution, Advanced Airbag System, Tire Pressure Monitoring System

2017 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1045
Allied$ 1045
American Family$ 971
American Family$ 971
Country$ 1061
Country$ 1061
Erie$ 720
Erie$ 720
GEICO$ 486
GEICO$ 486
Nationwide$ 909
Nationwide$ 909
Progressive$ 633
Progressive$ 633
State Farm$ 720
State Farm$ 720
Tennessee Farmers$ 895
Tennessee Farmers$ 895
Texas Farm Bureau$ 805
Texas Farm Bureau$ 805
USAA$ 803
USAA$ 803
Vermont Mutual$ 913
Vermont Mutual$ 913

Compare all 2017 Hyundai Tucson rates

Average Cost to Insure Per Year

$ 893

List Price

$ 22700

Trims Available

Eco - SE - Sport - Value - SE Plus - Night - Limited

2016 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1051
Acuity$ 1051
American Family$ 1001
American Family$ 1001
Erie$ 700
Erie$ 700
GEICO$ 485
GEICO$ 485
Nationwide$ 946
Nationwide$ 946
Plymouth Rock Insurance$ 1050
Plymouth Rock Insurance$ 1050
Progressive$ 621
Progressive$ 621
State Farm$ 788
State Farm$ 788
Tennessee Farmers$ 888
Tennessee Farmers$ 888
Texas Farm Bureau$ 789
Texas Farm Bureau$ 789
USAA$ 752
USAA$ 752
Vermont Mutual$ 898
Vermont Mutual$ 898

Compare all 2016 Hyundai Tucson rates

Average Cost to Insure Per Year

$ 875

List Price

$ 22700

Trims Available

SE - Eco - Sport - Limited

2015 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1011
Acuity$ 1011
Allied$ 1050
Allied$ 1050
Country$ 1053
Country$ 1053
Erie$ 848
Erie$ 848
GEICO$ 697
GEICO$ 697
Plymouth Rock Insurance$ 1035
Plymouth Rock Insurance$ 1035
Progressive$ 917
Progressive$ 917
State Farm$ 974
State Farm$ 974
Tennessee Farmers$ 896
Tennessee Farmers$ 896
Texas Farm Bureau$ 763
Texas Farm Bureau$ 763
USAA$ 896
USAA$ 896
Vermont Mutual$ 848
Vermont Mutual$ 848

Compare all 2015 Hyundai Tucson rates

Average Cost to Insure Per Year

$ 987

List Price

$ 21500

Trims Available

GLS - SE - Limited

2014 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 981
Acuity$ 981
American Family$ 1052
American Family$ 1052
Country$ 1046
Country$ 1046
Erie$ 804
Erie$ 804
GEICO$ 639
GEICO$ 639
Plymouth Rock Insurance$ 1013
Plymouth Rock Insurance$ 1013
Progressive$ 862
Progressive$ 862
State Farm$ 1024
State Farm$ 1024
Tennessee Farmers$ 892
Tennessee Farmers$ 892
Texas Farm Bureau$ 745
Texas Farm Bureau$ 745
USAA$ 833
USAA$ 833
Vermont Mutual$ 831
Vermont Mutual$ 831

Compare all 2014 Hyundai Tucson rates

Average Cost to Insure Per Year

$ 965

List Price

$ 21450

Trims Available

GLS - SE - Limited - The Walking Dead Edition

2013 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 909
Acuity$ 909
American Family$ 886
American Family$ 886
Country$ 948
Country$ 948
Erie$ 633
Erie$ 633
GEICO$ 424
GEICO$ 424
Nationwide$ 908
Nationwide$ 908
Progressive$ 657
Progressive$ 657
State Farm$ 625
State Farm$ 625
Tennessee Farmers$ 775
Tennessee Farmers$ 775
Texas Farm Bureau$ 739
Texas Farm Bureau$ 739
USAA$ 616
USAA$ 616
Vermont Mutual$ 736
Vermont Mutual$ 736

Compare all 2013 Hyundai Tucson rates

Average Cost to Insure Per Year

$ 789

List Price

$ 19595

Trims Available

GL - GLS - Limited

2012 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 885
Acuity$ 885
Allied$ 917
Allied$ 917
American Family$ 908
American Family$ 908
Erie$ 598
Erie$ 598
GEICO$ 421
GEICO$ 421
Nationwide$ 899
Nationwide$ 899
Progressive$ 586
Progressive$ 586
State Farm$ 634
State Farm$ 634
Tennessee Farmers$ 785
Tennessee Farmers$ 785
Texas Farm Bureau$ 681
Texas Farm Bureau$ 681
USAA$ 595
USAA$ 595
Vermont Mutual$ 713
Vermont Mutual$ 713

Compare all 2012 Hyundai Tucson rates

Average Cost to Insure Per Year

$ 766

List Price

$ 19145

Trims Available

GL - GLS - Limited

2011 Hyundai Tucson

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 850
American Family$ 850
Arbella$ 880
Arbella$ 880
Country$ 924
Country$ 924
Erie$ 584
Erie$ 584
GEICO$ 425
GEICO$ 425
Nationwide$ 879
Nationwide$ 879
Progressive$ 629
Progressive$ 629
State Farm$ 679
State Farm$ 679
Tennessee Farmers$ 777
Tennessee Farmers$ 777
Texas Farm Bureau$ 667
Texas Farm Bureau$ 667
USAA$ 593
USAA$ 593
Vermont Mutual$ 702
Vermont Mutual$ 702

Compare all 2011 Hyundai Tucson rates

Average Cost to Insure Per Year

$ 770

List Price

$ 18895

Trims Available

GL - GLS - Limited