Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Jaguar F-PACE? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Jaguar F-PACE insurance facts

  • Average full coverage auto insurance premium: $193/month

  • Most affordable companies: American Family ($140/month) & Erie ($147/month)

  • F-PACE insurance cost vs. average rates: $98 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Jaguar F-PACE by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Jaguar F-PACE insurer costs by state:

Risk factors affecting Jaguar F-PACE insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Jaguar F-PACE car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Jaguar models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Jaguar luxury automobile brand

Jaguar is a luxury vehicle brand of Jaguar Land Rover specializing in performance sports and luxury cars. The target market of Jaguar is “customers who are successful, aristocrat type, upper-income class group” that demand a classy high-end design and driver-assist technologies. All Jaguar automobiles have high safety ratings with EURO NCAP. Still, there isn’t a “Top Safety Pick” or 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA) for Jaguar cars in the United States market. According to CarandDriver.com, the Jaguar F-Pace is their top-selling vehicle in the United States.

Higher than average Jaguar F-Pace repair costs equal higher coverage rates

Many consumers are attracted to Jaguar’s high-end features, classy design, best quality materials, and driver-assist technologies, like Jaguar’s Driver Assist Package. Automotive parts are not nearly as common and more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Jaguar is higher than average since repair parts are more costly. For this reason, many Jaguar’s are going to have higher than average insurance rates to similar cars in their class.

Rapid depreciation for F-Pace affecting auto policies

Another factor to consider for Jaguar is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Jaguar models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

No Jaguar IIHS and NHTSA safety ratings increasing car insurance rates for drivers

Jaguars are known for their safety ratings and safety features conducted by EURO NCAP and driver-assist technologies such as forward collision warning with active braking technology. Lack of safety ratings and “Top Safety Pick” from the Insurance Institute for Highway Safety (IIHS) and NHTSA leads to higher than average car insurance rates for Jaguar drivers. With a good driving record, you can get lower than average insurance rates by 15 to 20%. With Jaguar’s passive restraints and safety features, you can get lower your insurance costs by an additional 10% with driver discounts available with major auto insurance companies.

AutoInsureSavings.org licensed insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Jaguar automobile owners when buying an insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Jaguar F-PACE

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2549
Acuity$2852
Allstate$2293
American Family$1689
Direct Auto$2657
Erie$1781
GEICO$2035
Kentucky Farm Bureau$2416
Liberty Mutual$2018
Nationwide$2174
Progressive$2346
Safe Auto$2325
State Farm$2246
Tennessee Farmers$2086
Texas Farm Bureau$1834
The Hanover$2496
Travelers$2116
USAA$1946

Compare all 2021 Jaguar F-PACE rates

Average Cost to Insure Per Year

$2315

List Price

$49995

Trims Available

25t - 25t Premium - 20d Premium - 30t Premium - 35t Premium - 25t Prestige - 20d Prestige - 30t Prestige - 35t Prestige - 25t R-Sport - 20d R-Sport - 30t R-Sport - 35t R-Sport - S - 30t Portfolio - 35t Portfolio - Engine: 5.0-liter 550 HP V8 Supercharged engine with driver assist technologies: Autonomous Emergency Braking, Lane Departure Warning, Traffic Sign Recognition and Speed Limiter, Driver Condition Monitor, Adaptive Cruise Control with Queue Assist, Intelligent Emergency Braking, Blind Spot Monitor, Blind Spot Assist, Park Assist, 360-Degree Parking Aid – with passive and active safety features: Airbags, Anti-lock brakes, Electronic Stability Control (ESC), Pretensioners, InControl Remote SOS Emergency Call, and Back-Up Camera

2020 Jaguar F-PACE

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2481
Allstate$2139
American Family$1603
Erie$1659
Farmers$2288
GEICO$1903
Liberty Mutual$1859
Mercury$2249
Nationwide$2065
Progressive$2257
State Farm$2136
Tennessee Farmers$1954
Texas Farm Bureau$1745
The Hanover$2356
Travelers$2019
USAA$1815

Compare all 2020 Jaguar F-PACE rates

Average Cost to Insure Per Year

$2167

List Price

$45200

Trims Available

25t - 25t Premium - 20d Premium - 30t Premium - 35t Premium - 25t Prestige - 20d Prestige - 30t Prestige - 35t Prestige - 25t R-Sport - 20d R-Sport - 30t R-Sport - 35t R-Sport - S - 30t Portfolio - 35t Portfolio - Engine: 5.0-liter 550 HP V8 Supercharged engine with driver assist technologies: Autonomous Emergency Braking, Lane Departure Warning, Traffic Sign Recognition and Speed Limiter, Driver Condition Monitor, Adaptive Cruise Control with Queue Assist, Intelligent Emergency Braking, Blind Spot Monitor, Blind Spot Assist, Park Assist, 360-Degree Parking Aid – with passive and active safety features: Airbags, Anti-lock brakes, Electronic Stability Control (ESC), Pretensioners, InControl Remote SOS Emergency Call, and Back-Up Camera

2019 Jaguar F-PACE

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2459
Allstate$2124
American Family$1531
Erie$1569
GEICO$1835
Kentucky Farm Bureau$2265
Liberty Mutual$1764
Mercury$2167
Nationwide$2035
Progressive$2189
State Farm$2119
Tennessee Farmers$1905
Texas Farm Bureau$1632
The Hanover$2348
Travelers$2016
USAA$1710

Compare all 2019 Jaguar F-PACE rates

Average Cost to Insure Per Year

$1924

List Price

$44800

Trims Available

25t - 25t Premium - 20d Premium - 30t Premium - 35t Premium - 25t Prestige - 20d Prestige - 30t Prestige - 35t Prestige - 25t R-Sport - 20d R-Sport - 30t R-Sport - 35t R-Sport - S - 30t Portfolio - 35t Portfolio - Engine: 5.0-liter 550 HP V8 Supercharged engine with driver assist technologies: Autonomous Emergency Braking, Lane Departure Warning, Traffic Sign Recognition and Speed Limiter, Driver Condition Monitor, Adaptive Cruise Control with Queue Assist, Intelligent Emergency Braking, Blind Spot Monitor, Blind Spot Assist, Park Assist, 360-Degree Parking Aid – with passive and active safety features: Airbags, Anti-lock brakes, Electronic Stability Control (ESC), Pretensioners, InControl Remote SOS Emergency Call, and Back-Up Camera

2018 Jaguar F-PACE

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1444
Acuity$ 1444
Allied$ 1254
Allied$ 1254
Country$ 1585
Country$ 1585
Erie$ 1235
Erie$ 1235
GEICO$ 1289
GEICO$ 1289
Mercury$ 1227
Mercury$ 1227
Nationwide$ 1206
Nationwide$ 1206
Progressive$ 971
Progressive$ 971
State Farm$ 1310
State Farm$ 1310
Tennessee Farmers$ 1194
Tennessee Farmers$ 1194
USAA$ 1133
USAA$ 1133
Vermont Mutual$ 1506
Vermont Mutual$ 1506

Compare all 2018 Jaguar F-PACE rates

Average Cost to Insure Per Year

$ 1483

List Price

$ 42065

Trims Available

25t - 25t Premium - 20d Premium - 30t Premium - 35t Premium - 25t Prestige - 20d Prestige - 30t Prestige - 35t Prestige - 25t R-Sport - 20d R-Sport - 30t R-Sport - 35t R-Sport - S - 30t Portfolio - 35t Portfolio

2017 Jaguar F-PACE

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1451
Acuity$ 1451
Allied$ 1488
Allied$ 1488
Erie$ 1285
Erie$ 1285
GEICO$ 1580
GEICO$ 1580
Mercury$ 1213
Mercury$ 1213
Nationwide$ 1503
Nationwide$ 1503
Progressive$ 1181
Progressive$ 1181
State Farm$ 1524
State Farm$ 1524
Tennessee Farmers$ 1028
Tennessee Farmers$ 1028
Texas Farm Bureau$ 1144
Texas Farm Bureau$ 1144
USAA$ 1304
USAA$ 1304
Vermont Mutual$ 1470
Vermont Mutual$ 1470

Compare all 2017 Jaguar F-PACE rates

Average Cost to Insure Per Year

$ 1526

List Price

$ 41990

Trims Available

20d - 35t - 20d Premium - 35t Premium - 20d Prestige - 35t Prestige - 20d R-Sport - 35t R-Sport - S - S First Edition