Jeep Grand Cherokee Car Insurance Cost
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
|
Written by
Gianetta Palmer
|
|
Reviewed by
Joel Ohman
|
UPDATED: Jun 17, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Are you looking for a new or used Jeep Grand Cherokee? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.
Jeep Grand Cherokee car insurance facts
-
Average full coverage auto insurance premium: $149/month
-
Most affordable companies: Auto-Owners Insurance ($88/month) & Erie Insurance ($90/month)
-
Grand Cherokee car insurance cost vs. average rates: $12 less expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Jeep Grand Cherokee by model year and auto insurer.
Make sure to comparison shop before making a new car purchase to save money.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Below average Jeep Grand Cherokee insurer costs by state:
-
Arizona car insurance – $1,420 per year
-
Delaware car insurance – $1,985 per year
-
Georgia car insurance – $1,799 per year
-
New York car insurance – $2,643 per year
- Ohio car insurance – $1,093 per year
-
West Virginia car insurance – $1,665 per year
Risk factors affecting Jeep Grand Cherokee car insurance rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.
How to save money on Jeep Grand Cherokee car insurance coverage?
Many driver discounts are available to people through most major auto insurance companies, such as
-
Student discounts
-
Safe drivers
-
Senior discounts
With all Jeep models, you can get the following car insurance discounts:
-
Passive restraint systems
-
Anti-lock brakes
-
Anti-theft devices
Jeep automobile brand
Jeep is an American multinational automaker specializing in affordable sport utility vehicles (SUVs) and crossovers under Stellantis North America for the United States market. The target market of Jeep is young and old consumers, typically through the charismatic Jeep Wrangler focusing on advanced technology with off-road designs and affordability. All Jeep automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Jeep Wrangler, Grand Cherokee, and Compass are some of their most popular vehicles.
High Jeep Grand Cherokee repair costs equal high coverage rates
Many consumers are attracted to Jeep’s off-road designs, increased fuel efficiencies, and driver-assist technologies, like Jeep’s Safety & Security Technology. Automotive parts are common but generally more expensive than popular vehicles, like the Toyota, Honda, or Subaru. Repairing a Jeep is higher than average since repair parts are slightly more expensive. For this reason, many Jeeps are going to have higher than average car insurance rates compared to similar cars in their class.
Rapid depreciation for Jeep Grand Cherokee affecting auto policies
Another factor to consider for Jeep is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Jeep models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
Excellent Jeep IIHS and NHTSA safety ratings decreasing car insurance rates for drivers
Jeeps are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Jeep’s Safety & Security innovations, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Jeep models. The Jeep Renegade and Cherokee are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Jeep automobiles top safety ratings each year, lowering your car insurance costs.
AutoInsureSavings.org licensed insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Jeep automobile owners when buying a car insurance policy.
Make sure to shop around with multiple car insurance carriers before making a new car purchase.
2021 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| 21st Century | $2187 |
| Acuity | $2034 |
| Allstate | $1743 |
| Auto-Owners | $1069 |
| Direct Auto | $1956 |
| Erie | $1156 |
| GEICO | $1340 |
| Kentucky Farm Bureau | $1835 |
| Liberty Mutual | $1639 |
| Nationwide | $1594 |
| Progressive | $1791 |
| Safe Auto | $1780 |
| State Farm | $1384 |
| Tennessee Farmers | $1465 |
| Texas Farm Bureau | $1246 |
| The Hanover | $1906 |
| Travelers | $1570 |
| USAA | $1298 |
Compare all 2021 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$1769
List Price
$33120
Trims Available
Laredo - Laredo E - Altitude - Upland - Limited - Sterling Edition - Trailhawk - Overland - High Altitude - Summit - SRT - Trackhawk - Base Engine: 3.6-liter V6 with 295 horsepower with Technology Group package includes: Blind Spot Monitoring with Rear Cross Path Detection, Full-Speed Forward Collision Warning with Active Braking, LaneSense Lane Departure Warning with Lane Keep Assist, Electronic Stability Control, Adaptive Cruise Control with Stop and Go, Rain-Sensing Wipers, ParkSense Rear Park Assist with Stop, Parallel and Perpendicular Park Assist with Full Stop. With active and passive safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Child Safety Locks, Integrated Turn Signal Mirrors, Traction Control, Daytime Running Lights
2020 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| 21st Century | $1849 |
| Allstate | $1615 |
| Auto-Owners | $1026 |
| Erie | $1068 |
| Farmers | $1720 |
| GEICO | $1249 |
| Liberty Mutual | $1597 |
| Mercury | $1648 |
| Nationwide | $1539 |
| Progressive | $1685 |
| State Farm | $1348 |
| Tennessee Farmers | $1368 |
| Texas Farm Bureau | $1127 |
| The Hanover | $1816 |
| Travelers | $1499 |
| USAA | $1189 |
Compare all 2020 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$1720
List Price
$32150
Trims Available
Laredo - Laredo E - Altitude - Upland - Limited - Sterling Edition - Trailhawk - Overland - High Altitude - Summit - SRT - Trackhawk - Base Engine: 3.6-liter V6 with 295 horsepower with Technology Group package includes: Blind Spot Monitoring with Rear Cross Path Detection, Full-Speed Forward Collision Warning with Active Braking, LaneSense Lane Departure Warning with Lane Keep Assist, Electronic Stability Control, Adaptive Cruise Control with Stop and Go, Rain-Sensing Wipers, ParkSense Rear Park Assist with Stop, Parallel and Perpendicular Park Assist with Full Stop. With active and passive safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Child Safety Locks, Integrated Turn Signal Mirrors, Traction Control, Daytime Running Lights
2019 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| 21st Century | $1834 |
| Allstate | $1577 |
| Auto-Owners | $988 |
| Erie | $1035 |
| GEICO | $1235 |
| Kentucky Farm Bureau | $1684 |
| Liberty Mutual | $1523 |
| Mercury | $1603 |
| Nationwide | $1500 |
| Progressive | $1615 |
| State Farm | $1267 |
| Tennessee Farmers | $1256 |
| Texas Farm Bureau | $1075 |
| The Hanover | $1790 |
| Travelers | $1490 |
| USAA | $1194 |
Compare all 2019 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$1677
List Price
$32195
Trims Available
Laredo - Laredo E - Altitude - Upland - Limited - Sterling Edition - Trailhawk - Overland - High Altitude - Summit - SRT - Trackhawk - Base Engine: 3.6-liter V6 with 295 horsepower with Technology Group package includes: Blind Spot Monitoring with Rear Cross Path Detection, Full-Speed Forward Collision Warning with Active Braking, LaneSense Lane Departure Warning with Lane Keep Assist, Electronic Stability Control, Adaptive Cruise Control with Stop and Go, Rain-Sensing Wipers, ParkSense Rear Park Assist with Stop, Parallel and Perpendicular Park Assist with Full Stop. With active and passive safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Child Safety Locks, Integrated Turn Signal Mirrors, Traction Control, Daytime Running Lights
2018 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1202 |
| Acuity | $ 1202 |
| Allied | $ 1069 |
| Allied | $ 1069 |
| Country | $ 1178 |
| Country | $ 1178 |
| Erie | $ 756 |
| Erie | $ 756 |
| GEICO | $ 590 |
| GEICO | $ 590 |
| Nationwide | $ 939 |
| Nationwide | $ 939 |
| Plymouth Rock Insurance | $ 1189 |
| Plymouth Rock Insurance | $ 1189 |
| Progressive | $ 756 |
| Progressive | $ 756 |
| State Farm | $ 862 |
| State Farm | $ 862 |
| Tennessee Farmers | $ 1010 |
| Tennessee Farmers | $ 1010 |
| USAA | $ 854 |
| USAA | $ 854 |
| Vermont Mutual | $ 1050 |
| Vermont Mutual | $ 1050 |
Compare all 2018 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$ 1008
List Price
$ 30895
Trims Available
Laredo - Laredo E - Altitude - Upland - Limited - Sterling Edition - Trailhawk - Overland - High Altitude - Summit - SRT - Trackhawk
2017 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1203 |
| Acuity | $ 1203 |
| Allied | $ 1094 |
| Allied | $ 1094 |
| American Family | $ 1170 |
| American Family | $ 1170 |
| Country | $ 1155 |
| Country | $ 1155 |
| Erie | $ 697 |
| Erie | $ 697 |
| GEICO | $ 601 |
| GEICO | $ 601 |
| Nationwide | $ 968 |
| Nationwide | $ 968 |
| Plymouth Rock Insurance | $ 1160 |
| Plymouth Rock Insurance | $ 1160 |
| Progressive | $ 741 |
| Progressive | $ 741 |
| State Farm | $ 805 |
| State Farm | $ 805 |
| USAA | $ 821 |
| USAA | $ 821 |
| Vermont Mutual | $ 1039 |
| Vermont Mutual | $ 1039 |
Compare all 2017 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$ 1173
List Price
$ 30395
Trims Available
Laredo - Laredo E - Laredo 75th Anniversary - Altitude - Limited - Trailhawk - Limited 75th Anniversary - Overland - Summit - SRT
2016 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Allied | $ 1103 |
| Allied | $ 1103 |
| American Family | $ 1154 |
| American Family | $ 1154 |
| Country | $ 1096 |
| Country | $ 1096 |
| Erie | $ 681 |
| Erie | $ 681 |
| GEICO | $ 592 |
| GEICO | $ 592 |
| Nationwide | $ 987 |
| Nationwide | $ 987 |
| Plymouth Rock Insurance | $ 1140 |
| Plymouth Rock Insurance | $ 1140 |
| Progressive | $ 738 |
| Progressive | $ 738 |
| State Farm | $ 875 |
| State Farm | $ 875 |
| Tennessee Farmers | $ 965 |
| Tennessee Farmers | $ 965 |
| USAA | $ 782 |
| USAA | $ 782 |
| Vermont Mutual | $ 990 |
| Vermont Mutual | $ 990 |
Compare all 2016 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$ 1137
List Price
$ 29995
Trims Available
Laredo - Laredo E - Laredo 75th Anniversary - Limited - Limited 75th Anniversary - Overland - High Altitude - Summit - SRT - SRT Night
2015 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1121 |
| Acuity | $ 1121 |
| Allied | $ 1115 |
| Allied | $ 1115 |
| Country | $ 1093 |
| Country | $ 1093 |
| Erie | $ 677 |
| Erie | $ 677 |
| GEICO | $ 566 |
| GEICO | $ 566 |
| Nationwide | $ 1013 |
| Nationwide | $ 1013 |
| Plymouth Rock Insurance | $ 1118 |
| Plymouth Rock Insurance | $ 1118 |
| Progressive | $ 743 |
| Progressive | $ 743 |
| State Farm | $ 792 |
| State Farm | $ 792 |
| Tennessee Farmers | $ 902 |
| Tennessee Farmers | $ 902 |
| USAA | $ 715 |
| USAA | $ 715 |
| Vermont Mutual | $ 932 |
| Vermont Mutual | $ 932 |
Compare all 2015 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$ 1125
List Price
$ 29995
Trims Available
Laredo - Laredo E - Altitude - Limited - Overland - High Altitude - Summit - SRT - SRT Red Vapor Edition
2014 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1052 |
| Acuity | $ 1052 |
| American Family | $ 1074 |
| American Family | $ 1074 |
| Country | $ 1055 |
| Country | $ 1055 |
| Erie | $ 641 |
| Erie | $ 641 |
| GEICO | $ 545 |
| GEICO | $ 545 |
| Nationwide | $ 1023 |
| Nationwide | $ 1023 |
| Plymouth Rock Insurance | $ 1085 |
| Plymouth Rock Insurance | $ 1085 |
| Progressive | $ 748 |
| Progressive | $ 748 |
| State Farm | $ 802 |
| State Farm | $ 802 |
| Tennessee Farmers | $ 879 |
| Tennessee Farmers | $ 879 |
| USAA | $ 694 |
| USAA | $ 694 |
| Vermont Mutual | $ 882 |
| Vermont Mutual | $ 882 |
Compare all 2014 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$ 1097
List Price
$ 29495
Trims Available
Laredo - Laredo E - Altitude - Limited - Overland - Summit - SRT
2013 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 1023 |
| Acuity | $ 1023 |
| American Family | $ 947 |
| American Family | $ 947 |
| Arbella | $ 1043 |
| Arbella | $ 1043 |
| Erie | $ 606 |
| Erie | $ 606 |
| GEICO | $ 513 |
| GEICO | $ 513 |
| Nationwide | $ 949 |
| Nationwide | $ 949 |
| Plymouth Rock Insurance | $ 1069 |
| Plymouth Rock Insurance | $ 1069 |
| Progressive | $ 723 |
| Progressive | $ 723 |
| State Farm | $ 719 |
| State Farm | $ 719 |
| Tennessee Farmers | $ 857 |
| Tennessee Farmers | $ 857 |
| USAA | $ 660 |
| USAA | $ 660 |
| Vermont Mutual | $ 841 |
| Vermont Mutual | $ 841 |
Compare all 2013 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$ 1030
List Price
$ 27695
Trims Available
Laredo - Laredo X - Altitude - Limited - Trailhawk - Overland - Overland Summit - SRT8 - Alpine - Vapor
2012 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $ 955 |
| Acuity | $ 955 |
| American Family | $ 903 |
| American Family | $ 903 |
| Arbella | $ 1010 |
| Arbella | $ 1010 |
| Country | $ 1032 |
| Country | $ 1032 |
| Erie | $ 651 |
| Erie | $ 651 |
| GEICO | $ 492 |
| GEICO | $ 492 |
| Nationwide | $ 940 |
| Nationwide | $ 940 |
| Progressive | $ 726 |
| Progressive | $ 726 |
| State Farm | $ 706 |
| State Farm | $ 706 |
| Tennessee Farmers | $ 815 |
| Tennessee Farmers | $ 815 |
| USAA | $ 628 |
| USAA | $ 628 |
| Vermont Mutual | $ 761 |
| Vermont Mutual | $ 761 |
Compare all 2012 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$ 1021
List Price
$ 26995
Trims Available
Laredo - Laredo X - Altitude - Limited - Overland - Overland Summit - SRT8
2011 Jeep Grand Cherokee
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Allstate | $ 1007 |
| Allstate | $ 1007 |
| American Family | $ 834 |
| American Family | $ 834 |
| Arbella | $ 865 |
| Arbella | $ 865 |
| Country | $ 894 |
| Country | $ 894 |
| Erie | $ 562 |
| Erie | $ 562 |
| GEICO | $ 471 |
| GEICO | $ 471 |
| Nationwide | $ 934 |
| Nationwide | $ 934 |
| Progressive | $ 680 |
| Progressive | $ 680 |
| State Farm | $ 694 |
| State Farm | $ 694 |
| Tennessee Farmers | $ 742 |
| Tennessee Farmers | $ 742 |
| USAA | $ 587 |
| USAA | $ 587 |
| Vermont Mutual | $ 686 |
| Vermont Mutual | $ 686 |
Compare all 2011 Jeep Grand Cherokee rates
Average Cost to Insure Per Year
$ 941
List Price
$ 30215
Trims Available
Laredo - Laredo X - 70th Anniversary - Limited - Overland - Overland Summit