Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a used Jeep Patriot? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Jeep Patriot car insurance facts

  • Average full coverage auto insurance premium: $130/month

  • Most affordable companies: GEICO ($57/month) & Erie Insurance ($63/month)

  • Patriot car insurance cost vs. average rates: $42 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Jeep Patriot by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Jeep Patriot insurer costs by state:

Risk factors affecting Jeep Patriot car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Jeep Patriot car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Jeep models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Jeep automobile brand

Jeep is an American multinational automaker specializing in affordable sport utility vehicles (SUVs) and crossovers under Stellantis North America for the United States market. The target market of Jeep is young and old consumers, typically through the charismatic Jeep Wrangler focusing on advanced technology with off-road designs and affordability. All Jeep automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Jeep Wrangler, Grand Cherokee, and Compass are some of their most popular vehicles.

High Jeep Patriot repair costs equal high coverage rates

Many consumers are attracted to Jeep’s off-road designs, increased fuel efficiencies, and driver-assist technologies, like Jeep’s Safety & Security Technology. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Jeep is higher than average since repair parts are slightly more expensive. For this reason, many Jeeps are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Jeep Patriot affecting auto policies

Another factor to consider for Jeep is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Jeep models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Jeep IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Jeeps are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Jeep’s Safety & Security innovations, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Jeep models. The Jeep Renegade and Cherokee are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Jeep automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Jeep automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2017 Jeep Patriot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1053
Acuity$ 1053
Allied$ 1061
Allied$ 1061
American Family$ 1073
American Family$ 1073
Country$ 1073
Country$ 1073
Erie$ 723
Erie$ 723
GEICO$ 683
GEICO$ 683
Nationwide$ 1022
Nationwide$ 1022
Plymouth Rock Insurance$ 1028
Plymouth Rock Insurance$ 1028
Progressive$ 814
Progressive$ 814
State Farm$ 935
State Farm$ 935
USAA$ 867
USAA$ 867
Vermont Mutual$ 887
Vermont Mutual$ 887

Compare all 2017 Jeep Patriot rates

Average Cost to Insure Per Year

$ 1559

List Price

$ 18040

Trims Available

Sport - Sport SE - Sport 75th Anniversary - Latitude - High Altitude

2016 Jeep Patriot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 990
Acuity$ 990
American Family$ 988
American Family$ 988
Country$ 1001
Country$ 1001
Erie$ 634
Erie$ 634
GEICO$ 504
GEICO$ 504
Nationwide$ 928
Nationwide$ 928
Plymouth Rock Insurance$ 1001
Plymouth Rock Insurance$ 1001
Progressive$ 697
Progressive$ 697
State Farm$ 947
State Farm$ 947
Tennessee Farmers$ 824
Tennessee Farmers$ 824
USAA$ 758
USAA$ 758
Vermont Mutual$ 823
Vermont Mutual$ 823

Compare all 2016 Jeep Patriot rates

Average Cost to Insure Per Year

$ 1291

List Price

$ 17695

Trims Available

Sport - Sport SE - Sport 75th Anniversary - Latitude - High Altitude

2015 Jeep Patriot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 975
Acuity$ 975
American Family$ 1005
American Family$ 1005
Country$ 1000
Country$ 1000
Erie$ 612
Erie$ 612
GEICO$ 493
GEICO$ 493
Nationwide$ 968
Nationwide$ 968
Plymouth Rock Insurance$ 985
Plymouth Rock Insurance$ 985
Progressive$ 688
Progressive$ 688
State Farm$ 852
State Farm$ 852
Tennessee Farmers$ 842
Tennessee Farmers$ 842
USAA$ 716
USAA$ 716
Vermont Mutual$ 807
Vermont Mutual$ 807

Compare all 2015 Jeep Patriot rates

Average Cost to Insure Per Year

$ 1268

List Price

$ 16895

Trims Available

Sport - Altitude Edition - Latitude - High Altitude Edition - Limited

2014 Jeep Patriot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 922
Acuity$ 922
American Family$ 964
American Family$ 964
Country$ 989
Country$ 989
Erie$ 610
Erie$ 610
GEICO$ 531
GEICO$ 531
Nationwide$ 1008
Nationwide$ 1008
Plymouth Rock Insurance$ 963
Plymouth Rock Insurance$ 963
Progressive$ 743
Progressive$ 743
State Farm$ 851
State Farm$ 851
Tennessee Farmers$ 814
Tennessee Farmers$ 814
USAA$ 737
USAA$ 737
Vermont Mutual$ 755
Vermont Mutual$ 755

Compare all 2014 Jeep Patriot rates

Average Cost to Insure Per Year

$ 1317

List Price

$ 16395

Trims Available

Sport - Altitude Edition - Latitude - High Altitude Edition - Limited

2013 Jeep Patriot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 938
Acuity$ 938
American Family$ 974
American Family$ 974
Arbella$ 962
Arbella$ 962
Country$ 1010
Country$ 1010
Erie$ 607
Erie$ 607
GEICO$ 568
GEICO$ 568
Plymouth Rock Insurance$ 942
Plymouth Rock Insurance$ 942
Progressive$ 751
Progressive$ 751
State Farm$ 875
State Farm$ 875
Tennessee Farmers$ 824
Tennessee Farmers$ 824
USAA$ 728
USAA$ 728
Vermont Mutual$ 752
Vermont Mutual$ 752

Compare all 2013 Jeep Patriot rates

Average Cost to Insure Per Year

$ 1350

List Price

$ 15995

Trims Available

Sport - Latitude - Limited

2012 Jeep Patriot

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 905
Acuity$ 905
American Family$ 967
American Family$ 967
Arbella$ 980
Arbella$ 980
Country$ 987
Country$ 987
Erie$ 579
Erie$ 579
GEICO$ 483
GEICO$ 483
Plymouth Rock Insurance$ 929
Plymouth Rock Insurance$ 929
Progressive$ 710
Progressive$ 710
State Farm$ 836
State Farm$ 836
Tennessee Farmers$ 809
Tennessee Farmers$ 809
USAA$ 667
USAA$ 667
Vermont Mutual$ 721
Vermont Mutual$ 721

Compare all 2012 Jeep Patriot rates

Average Cost to Insure Per Year

$ 1250

List Price

$ 15995

Trims Available

Sport - Latitude - Limited

2011 Jeep Patriot

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 896
American Family$ 896
Arbella$ 837
Arbella$ 837
Country$ 913
Country$ 913
Erie$ 423
Erie$ 423
GEICO$ 426
GEICO$ 426
Nationwide$ 933
Nationwide$ 933
Plymouth Rock Insurance$ 910
Plymouth Rock Insurance$ 910
Progressive$ 629
Progressive$ 629
State Farm$ 694
State Farm$ 694
Tennessee Farmers$ 775
Tennessee Farmers$ 775
USAA$ 584
USAA$ 584
Vermont Mutual$ 670
Vermont Mutual$ 670

Compare all 2011 Jeep Patriot rates

Average Cost to Insure Per Year

$ 1060

List Price

$ 15995

Trims Available

Sport - Latitude - Latitude X - Latitude X 70th Anniversary