Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Jeep Renegade? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Jeep Renegade car insurance facts

  • Average full coverage auto insurance premium: $127/month

  • Most affordable companies: GEICO ($75/month) & Mercury Insurance ($81/month)

  • Renegade car insurance cost vs. average rates: $22 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Jeep Renegade by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Jeep Renegade insurer costs by state:

Risk factors affecting Jeep Renegade car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Jeep Renegade car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Jeep models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Jeep automobile brand

Jeep is an American multinational automaker specializing in affordable sport utility vehicles (SUVs) and crossovers under Stellantis North America for the United States market. The target market of Jeep is young and old consumers, typically through the charismatic Jeep Wrangler focusing on advanced technology with off-road designs and affordability. All Jeep automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Jeep Wrangler, Grand Cherokee, and Compass are some of their most popular vehicles.

High Jeep Renegade repair costs equal high coverage rates

Many consumers are attracted to Jeep’s off-road designs, increased fuel efficiencies, and driver-assist technologies, like Jeep’s Safety & Security Technology. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Jeep is higher than average since repair parts are slightly more expensive. For this reason, many Jeeps are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Jeep Renegade affecting auto policies

Another factor to consider for Jeep is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Jeep models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Jeep IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Jeeps are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Jeep’s Safety & Security innovations, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Jeep models. The Jeep Renegade and Cherokee are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Jeep automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Jeep automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Jeep Renegade

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1759
Acuity$1864
Allied$1259
Allstate$1406
American Family$1297
Arbella$1325
Country Financial$1533
Erie$1070
GEICO$923
Kentucky Farm Bureau$1649
Liberty Mutual$1116
Mercury$988
Nationwide$1180
Progressive$1077
State Farm$1045
Texas Farm Bureau$1350
The Hanover$1705
Travelers$1439

Compare all 2021 Jeep Renegade rates

Average Cost to Insure Per Year

$1513

List Price

$22850

Trims Available

Sport - Latitude - Altitude - Limited - Trailhawk - Deserthawk - Base Engine: 2.4-liter I-4 with 180 hp with Technology Group package includes: Blind Spot Monitoring with Rear Cross Path Detection, Full-Speed Forward Collision Warning with Active Braking, LaneSense Lane Departure Warning with Lane Keep Assist, Electronic Stability Control, Adaptive Cruise Control with Stop and Go, Rain-Sensing Wipers, ParkSense Rear Park Assist with Stop, Parallel and Perpendicular Park Assist with Full Stop. With active and passive safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Child Safety Locks, Integrated Turn Signal Mirrors, Traction Control, Daytime Running Lights

2020 Jeep Renegade

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1745
Allied$1249
Allstate$1380
American Family$1280
Arbella$1311
Country Financial$1528
Erie$1069
GEICO$920
Kentucky Farm Bureau$1640
Liberty Mutual$1105
Mercury$986
Nationwide$1167
State Farm$1043
Texas Farm Bureau$1326
The Hanover$1689
Travelers$1429

Compare all 2020 Jeep Renegade rates

Average Cost to Insure Per Year

$1486

List Price

$22375

Trims Available

Sport - Latitude - Altitude - Limited - Trailhawk - Deserthawk - Base Engine: 2.4-liter I-4 with 180 hp with Technology Group package includes: Blind Spot Monitoring with Rear Cross Path Detection, Full-Speed Forward Collision Warning with Active Braking, LaneSense Lane Departure Warning with Lane Keep Assist, Electronic Stability Control, Adaptive Cruise Control with Stop and Go, Rain-Sensing Wipers, ParkSense Rear Park Assist with Stop, Parallel and Perpendicular Park Assist with Full Stop. With active and passive safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Child Safety Locks, Integrated Turn Signal Mirrors, Traction Control, Daytime Running Lights

2019 Jeep Renegade

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1734
Allied$1155
Allstate$1359
American Family$1168
Arbella$1249
Country Financial$1490
Erie$1030
GEICO$899
Kentucky Farm Bureau$1590
Liberty Mutual$1056
Mercury$924
Nationwide$1140
State Farm$980
Texas Farm Bureau$1287
The Hanover$1655
Travelers$1380

Compare all 2019 Jeep Renegade rates

Average Cost to Insure Per Year

$1430

List Price

$22275

Trims Available

Sport - Latitude - Altitude - Limited - Trailhawk - Deserthawk - Base Engine: 2.4-liter I-4 with 180 hp with Technology Group package includes: Blind Spot Monitoring with Rear Cross Path Detection, Full-Speed Forward Collision Warning with Active Braking, LaneSense Lane Departure Warning with Lane Keep Assist, Electronic Stability Control, Adaptive Cruise Control with Stop and Go, Rain-Sensing Wipers, ParkSense Rear Park Assist with Stop, Parallel and Perpendicular Park Assist with Full Stop. With active and passive safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Child Safety Locks, Integrated Turn Signal Mirrors, Traction Control, Daytime Running Lights

2018 Jeep Renegade

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1723
Allied$1086
Allstate$1354
American Family$1135
Arbella$1248
Country Financial$1480
Erie$951
GEICO$876
Kentucky Farm Bureau$1588
Liberty Mutual$1042
Mercury$894
Nationwide$1035
State Farm$923
Texas Farm Bureau$1294
The Hanover$1650
Travelers$1367

Compare all 2018 Jeep Renegade rates

Average Cost to Insure Per Year

$1306

List Price

$18750

Trims Available

Sport - Latitude - Altitude - Limited - Trailhawk - Deserthawk - Base Engine: 2.4-liter I-4 with 180 hp with Technology Group package includes: Blind Spot Monitoring with Rear Cross Path Detection, Full-Speed Forward Collision Warning with Active Braking, LaneSense Lane Departure Warning with Lane Keep Assist, Electronic Stability Control, Adaptive Cruise Control with Stop and Go, Rain-Sensing Wipers, ParkSense Rear Park Assist with Stop, Parallel and Perpendicular Park Assist with Full Stop. With active and passive safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Child Safety Locks, Integrated Turn Signal Mirrors, Traction Control, Daytime Running Lights

2017 Jeep Renegade

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1102
Acuity$ 1102
Allied$ 1029
Allied$ 1029
American Family$ 1055
American Family$ 1055
Country$ 1112
Country$ 1112
Erie$ 677
Erie$ 677
GEICO$ 533
GEICO$ 533
Nationwide$ 935
Nationwide$ 935
Plymouth Rock Insurance$ 985
Plymouth Rock Insurance$ 985
Progressive$ 747
Progressive$ 747
State Farm$ 773
State Farm$ 773
USAA$ 732
USAA$ 732
Vermont Mutual$ 970
Vermont Mutual$ 970

Compare all 2017 Jeep Renegade rates

Average Cost to Insure Per Year

$ 1247

List Price

$ 17995

Trims Available

Sport - Latitude - Altitude - Limited - Trailhawk - Deserthawk

2016 Jeep Renegade

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1008
Acuity$ 1008
American Family$ 930
American Family$ 930
Country$ 1012
Country$ 1012
Erie$ 641
Erie$ 641
GEICO$ 498
GEICO$ 498
Nationwide$ 909
Nationwide$ 909
Plymouth Rock Insurance$ 959
Plymouth Rock Insurance$ 959
Progressive$ 712
Progressive$ 712
State Farm$ 772
State Farm$ 772
Tennessee Farmers$ 876
Tennessee Farmers$ 876
USAA$ 732
USAA$ 732
Vermont Mutual$ 852
Vermont Mutual$ 852

Compare all 2016 Jeep Renegade rates

Average Cost to Insure Per Year

$ 1174

List Price

$ 17995

Trims Available

Sport - Latitude - Latitude 75th Anniversary - Limited - Justice Edition - Trailhawk