Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Jeep Wrangle? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Jeep Wrangler car insurance facts

  • Average full coverage auto insurance premium: $127/month

  • Most affordable companies: Erie Insurance ($81/month) & Auto-Owners Insurance ($86/month)

  • Wrangler car insurance cost vs. average rates: $13 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Jeep Wrangler by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Jeep Wrangler insurer costs by state:

Risk factors affecting Jeep Wrangler car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Jeep Wrangler car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Jeep models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Jeep automobile brand

Jeep is an American multinational automaker specializing in affordable sport utility vehicles (SUVs) and crossovers under Stellantis North America for the United States market. The target market of Jeep is young and old consumers, typically through the charismatic Jeep Wrangler focusing on advanced technology with off-road designs and affordability. All Jeep automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Jeep Wrangler, Grand Cherokee, and Compass are some of their most popular vehicles.

High Jeep Wrangler repair costs equal high coverage rates

Many consumers are attracted to Jeep’s off-road designs, increased fuel efficiencies, and driver-assist technologies, like Jeep’s Safety & Security Technology. Automotive parts are common but generally more expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Jeep is higher than average since repair parts are slightly more expensive. For this reason, many Jeeps are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Jeep Wrangler affecting car insurance policies

Another factor to consider for Jeep is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Jeep models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Jeep IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Jeeps are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Jeep’s Safety & Security innovations, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Jeep models. The Jeep Renegade and Cherokee are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Jeep automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Jeep automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1769
Acuity$1677
Allstate$1334
Auto-Owners$1002
Direct Auto$1605
Erie$977
GEICO$1058
Kentucky Farm Bureau$1439
Liberty Mutual$1311
Nationwide$1258
Progressive$1430
Safe Auto$1364
State Farm$1124
Tennessee Farmers$1167
Texas Farm Bureau$1069
The Hanover$1570
Travelers$1240
USAA$1039

Compare all 2021 Jeep Wrangler rates

Average Cost to Insure Per Year

$1514

List Price

$28900

Trims Available

Sport - Sport S - Willys Wheeler - Golden Eagle - Freedom Edition - Willys Wheeler W - Sahara - Altitude - Rubicon - Rubicon Recon - Base Engine: 3.6-liter V6 with 285 horsepower with Technology Group package includes: Blind Spot Monitoring with Rear Cross Path Detection, Full-Speed Forward Collision Warning with Active Braking, LaneSense Lane Departure Warning with Lane Keep Assist, Electronic Stability Control, Adaptive Cruise Control with Stop and Go, Rain-Sensing Wipers, ParkSense Rear Park Assist with Stop, Parallel and Perpendicular Park Assist with Full Stop. With active and passive safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Child Safety Locks, Integrated Turn Signal Mirrors, Traction Control, Daytime Running Lights

2020 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1643
Allstate$1290
Auto-Owners$1006
Erie$993
Farmers$1530
GEICO$1064
Liberty Mutual$1254
Mercury$1359
Nationwide$1187
Progressive$1426
State Farm$1090
Tennessee Farmers$1130
Texas Farm Bureau$971
The Hanover$1569
Travelers$1150
USAA$1035

Compare all 2020 Jeep Wrangler rates

Average Cost to Insure Per Year

$1439

List Price

$28295

Trims Available

Sport - Sport S - Willys Wheeler - Golden Eagle - Freedom Edition - Willys Wheeler W - Sahara - Altitude - Rubicon - Rubicon Recon - Base Engine: 3.6-liter V6 with 285 horsepower with Technology Group package includes: Blind Spot Monitoring with Rear Cross Path Detection, Full-Speed Forward Collision Warning with Active Braking, LaneSense Lane Departure Warning with Lane Keep Assist, Electronic Stability Control, Adaptive Cruise Control with Stop and Go, Rain-Sensing Wipers, ParkSense Rear Park Assist with Stop, Parallel and Perpendicular Park Assist with Full Stop. With active and passive safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Child Safety Locks, Integrated Turn Signal Mirrors, Traction Control, Daytime Running Lights

2019 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1543
Allstate$1189
Auto-Owners$935
Erie$889
GEICO$1021
Kentucky Farm Bureau$1287
Liberty Mutual$1155
Mercury$1243
Nationwide$1135
Progressive$1250
State Farm$1043
Tennessee Farmers$1059
Texas Farm Bureau$826
The Hanover$1359
Travelers$1122
USAA$974

Compare all 2019 Jeep Wrangler rates

Average Cost to Insure Per Year

$1380

List Price

$28045

Trims Available

Sport - Sport S - Willys Wheeler - Golden Eagle - Freedom Edition - Willys Wheeler W - Sahara - Altitude - Rubicon - Rubicon Recon - Base Engine: 3.6-liter V6 with 285 horsepower with Technology Group package includes: Blind Spot Monitoring with Rear Cross Path Detection, Full-Speed Forward Collision Warning with Active Braking, LaneSense Lane Departure Warning with Lane Keep Assist, Electronic Stability Control, Adaptive Cruise Control with Stop and Go, Rain-Sensing Wipers, ParkSense Rear Park Assist with Stop, Parallel and Perpendicular Park Assist with Full Stop. With active and passive safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Child Safety Locks, Integrated Turn Signal Mirrors, Traction Control, Daytime Running Lights

2018 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 955
Acuity$ 955
Allied$ 965
Allied$ 965
Country$ 919
Country$ 919
Erie$ 621
Erie$ 621
GEICO$ 487
GEICO$ 487
Nationwide$ 948
Nationwide$ 948
Plymouth Rock Insurance$ 970
Plymouth Rock Insurance$ 970
Progressive$ 706
Progressive$ 706
State Farm$ 793
State Farm$ 793
Tennessee Farmers$ 936
Tennessee Farmers$ 936
USAA$ 742
USAA$ 742
Vermont Mutual$ 779
Vermont Mutual$ 779

Compare all 2018 Jeep Wrangler rates

Average Cost to Insure Per Year

$ 920

List Price

$ 23995

Trims Available

Sport - Sport S - Willys Wheeler - Golden Eagle - Freedom Edition - Willys Wheeler W - Sahara - Altitude - Rubicon - Rubicon Recon

2017 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 947
Acuity$ 947
Allied$ 975
Allied$ 975
American Family$ 885
American Family$ 885
Country$ 869
Country$ 869
Erie$ 597
Erie$ 597
GEICO$ 441
GEICO$ 441
Nationwide$ 931
Nationwide$ 931
Plymouth Rock Insurance$ 945
Plymouth Rock Insurance$ 945
Progressive$ 663
Progressive$ 663
State Farm$ 677
State Farm$ 677
USAA$ 688
USAA$ 688
Vermont Mutual$ 770
Vermont Mutual$ 770

Compare all 2017 Jeep Wrangler rates

Average Cost to Insure Per Year

$ 999

List Price

$ 23995

Trims Available

Sport - Sport S - Willys Wheeler - Big Bear - Freedom - Willys Wheeler W - Sahara - Rubicon - Smoky Mountain - Chief Edition - 75th Anniversary Edition - Winter Edition - Rubicon Hard Rock - Rubicon Recon

2016 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 933
Acuity$ 933
American Family$ 869
American Family$ 869
Country$ 892
Country$ 892
Erie$ 589
Erie$ 589
GEICO$ 467
GEICO$ 467
Nationwide$ 953
Nationwide$ 953
Plymouth Rock Insurance$ 927
Plymouth Rock Insurance$ 927
Progressive$ 682
Progressive$ 682
State Farm$ 724
State Farm$ 724
Tennessee Farmers$ 871
Tennessee Farmers$ 871
USAA$ 739
USAA$ 739
Vermont Mutual$ 750
Vermont Mutual$ 750

Compare all 2016 Jeep Wrangler rates

Average Cost to Insure Per Year

$ 1032

List Price

$ 23895

Trims Available

Sport - Sport S - Black Bear - Willys Wheeler - Freedom - Sahara - Willys Wheeler W - Rubicon - Backcountry - Sahara 75th Anniversary - Rubicon Hard Rock

2015 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 911
Acuity$ 911
American Family$ 890
American Family$ 890
Arbella$ 969
Arbella$ 969
Country$ 912
Country$ 912
Erie$ 580
Erie$ 580
GEICO$ 470
GEICO$ 470
Plymouth Rock Insurance$ 914
Plymouth Rock Insurance$ 914
Progressive$ 710
Progressive$ 710
State Farm$ 669
State Farm$ 669
Tennessee Farmers$ 776
Tennessee Farmers$ 776
USAA$ 729
USAA$ 729
Vermont Mutual$ 722
Vermont Mutual$ 722

Compare all 2015 Jeep Wrangler rates

Average Cost to Insure Per Year

$ 984

List Price

$ 22995

Trims Available

Sport - Willys Wheeler Edition - Freedom Edition - Sahara - Rubicon - Altitude - X - Rubicon Hard Rock

2014 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 876
Acuity$ 876
American Family$ 893
American Family$ 893
Arbella$ 939
Arbella$ 939
Country$ 904
Country$ 904
Erie$ 608
Erie$ 608
GEICO$ 487
GEICO$ 487
Plymouth Rock Insurance$ 905
Plymouth Rock Insurance$ 905
Progressive$ 738
Progressive$ 738
State Farm$ 781
State Farm$ 781
Tennessee Farmers$ 754
Tennessee Farmers$ 754
USAA$ 759
USAA$ 759
Vermont Mutual$ 677
Vermont Mutual$ 677

Compare all 2014 Jeep Wrangler rates

Average Cost to Insure Per Year

$ 1209

List Price

$ 22395

Trims Available

Sport - Willys Wheeler Edition - Freedom Edition - Sahara - Rubicon - Altitude Edition - Polar Edition - Rubicon X

2013 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 869
Acuity$ 869
American Family$ 812
American Family$ 812
Arbella$ 908
Arbella$ 908
Erie$ 565
Erie$ 565
GEICO$ 447
GEICO$ 447
Nationwide$ 998
Nationwide$ 998
Plymouth Rock Insurance$ 885
Plymouth Rock Insurance$ 885
Progressive$ 695
Progressive$ 695
State Farm$ 683
State Farm$ 683
Tennessee Farmers$ 794
Tennessee Farmers$ 794
USAA$ 666
USAA$ 666
Vermont Mutual$ 681
Vermont Mutual$ 681

Compare all 2013 Jeep Wrangler rates

Average Cost to Insure Per Year

$ 1059

List Price

$ 22395

Trims Available

Sport - Freedom Edition - Sahara - Rubicon - Moab - Rubicon 10th Anniversary

2012 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 851
Acuity$ 851
American Family$ 808
American Family$ 808
Arbella$ 925
Arbella$ 925
Country$ 900
Country$ 900
Erie$ 561
Erie$ 561
GEICO$ 442
GEICO$ 442
Plymouth Rock Insurance$ 870
Plymouth Rock Insurance$ 870
Progressive$ 655
Progressive$ 655
State Farm$ 619
State Farm$ 619
Tennessee Farmers$ 753
Tennessee Farmers$ 753
USAA$ 632
USAA$ 632
Vermont Mutual$ 668
Vermont Mutual$ 668

Compare all 2012 Jeep Wrangler rates

Average Cost to Insure Per Year

$ 1015

List Price

$ 22045

Trims Available

Sport - Sahara - Rubicon - Arctic - Call of Duty MW3

2011 Jeep Wrangler

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 890
Acuity$ 890
American Family$ 860
American Family$ 860
Arbella$ 806
Arbella$ 806
Country$ 837
Country$ 837
Erie$ 562
Erie$ 562
GEICO$ 439
GEICO$ 439
Plymouth Rock Insurance$ 849
Plymouth Rock Insurance$ 849
Progressive$ 644
Progressive$ 644
State Farm$ 683
State Farm$ 683
Tennessee Farmers$ 737
Tennessee Farmers$ 737
USAA$ 636
USAA$ 636
Vermont Mutual$ 590
Vermont Mutual$ 590

Compare all 2011 Jeep Wrangler rates

Average Cost to Insure Per Year

$ 1105

List Price

$ 22045

Trims Available

Sport - Sahara - 70th Anniversary - Sport Mojave - Rubicon