Lincoln MKC Car Insurance Cost
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UPDATED: Jun 22, 2022
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Are you looking for a used Lincoln MKC? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.
Lincoln MKC insurance facts
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Average full coverage auto insurance premium: $126/month
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Most affordable companies: USAA ($81/month) & Nationwide ($85/month)
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MKC car insurance cost vs. average rates: $12 more expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Lincoln MKC by model year and auto insurer.
Make sure to comparison shop before making a new car purchase to save money.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Below average Lincoln MKC insurer costs by state:
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California – $1,789 per year
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Kansas – $1,032 per year
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Florida – $1,684 per year
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Georgia – $1,414 per year
- New York – $1,840 per year
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Pennsylvania – $1,106 per year
Risk factors affecting Lincoln MKC coverage rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.
How to save money on Lincoln MKC insurance coverage?
Many driver discounts are available to people through most major auto insurance companies, such as
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Student discounts
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Safe drivers
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Senior discounts
With all Lincoln models, you can get the following insurance discounts:
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Passive restraint systems
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Anti-lock brakes
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Anti-theft devices
Lincoln luxury automobile brand
Lincoln is an automobile manufacturer division of Ford specializing in top luxury brands with exceptional reliability for the United States market. The target audience of Lincoln is the older generation demanding more traditional cars with elegance and conventional American luxury. All Lincoln automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Lincoln Continental, Navigator, and MKZ are some of their most popular cars.
High Lincoln MKC repair costs equal high coverage rates
Many consumers are attracted to Lincoln’s traditional American features, lack of engine vibration, and driver-assist technologies, like Co-Pilot360 safety features. Automotive parts are common but more expensive than popular vehicles, like Toyota, Honda, or Subaru. Repairing a Lincoln is higher than average since repair parts are more expensive. For this reason, many Lincolns are going to have higher than average car insurance rates compared to similar cars in their class.
Rapid depreciation for Lincoln MKC affecting auto policies
Another factor to consider for Lincoln is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Lincoln models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
Excellent Lincoln IIHS and NHTSA safety ratings decreasing car insurance rates for drivers
Lincolns are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Lincoln’s (Ford’s) Co-Pilot360 technology innovations and safety, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Lincoln models. The Lincoln Corsair and Lincoln Aviator are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Lincoln automobiles top safety ratings each year, lowering your car insurance costs.
AutoInsureSavings.org licensed insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Lincoln automobile owners when buying an insurance policy.
Make sure to shop around with multiple car insurance carriers before making a new car purchase.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2019 Lincoln MKC
Cheapest Insurance Companies | Average Annual Cost |
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21st Century | $1911 |
Allstate | $1727 |
American Family | $1564 |
Amica | $2024 |
Country Financial | $1749 |
Erie | $1153 |
Farmers | $1506 |
GEICO | $1194 |
Kentucky Farm Bureau | $1836 |
Liberty Mutual | $2130 |
MAPFRE | $2041 |
Mercury | $1602 |
MetLife | $1987 |
Nationwide | $1026 |
Progressive | $1035 |
Sentry | $1254 |
Shelter | $1688 |
State Farm | $1329 |
Tennessee Farmers | $1615 |
Texas Farm Bureau | $1437 |
The Hanover | $1851 |
Travelers | $1735 |
USAA | $988 |
Compare all 2019 Lincoln MKC rates
Average Cost to Insure Per Year
$1520
List Price
$33995
Trims Available
Premiere - Select - Reserve - Black Label - Base Engine: 2.0-liter four-cylinder at 240 horsepower with Lincoln Co-Pilot 360 includes: backup camera, forward collision warning with pedestrian detection, automatic emergency braking, blind-spot warning, rear cross-traffic warning, lane departure warning with lane-keeping assistance, automatic high-beam headlights, driver monitoring system, with passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, Child Safety Locks, Integrated Turn Signal Mirrors
2018 Lincoln MKC
Cheapest Insurance Companies | Average Annual Cost |
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Acuity | $ 1238 |
Acuity | $ 1238 |
Allied | $ 1328 |
Allied | $ 1328 |
Country | $ 1350 |
Country | $ 1350 |
Erie | $ 965 |
Erie | $ 965 |
GEICO | $ 952 |
GEICO | $ 952 |
Nationwide | $ 1266 |
Nationwide | $ 1266 |
Plymouth Rock Insurance | $ 1200 |
Plymouth Rock Insurance | $ 1200 |
Progressive | $ 1124 |
Progressive | $ 1124 |
State Farm | $ 1164 |
State Farm | $ 1164 |
Tennessee Farmers | $ 1123 |
Tennessee Farmers | $ 1123 |
USAA | $ 1153 |
USAA | $ 1153 |
Vermont Mutual | $ 1175 |
Vermont Mutual | $ 1175 |
Compare all 2018 Lincoln MKC rates
Average Cost to Insure Per Year
$1389
List Price
$33355
Trims Available
Premiere - Select - Reserve - Black Label - Base Engine: 2.0-liter four-cylinder at 240 horsepower with Lincoln Co-Pilot 360 includes: backup camera, forward collision warning with pedestrian detection, automatic emergency braking, blind-spot warning, rear cross-traffic warning, lane departure warning with lane-keeping assistance, automatic high-beam headlights, driver monitoring system, with passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, Child Safety Locks, Integrated Turn Signal Mirrors
2017 Lincoln MKC
Cheapest Insurance Companies | Average Annual Cost |
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Acuity | $ 1221 |
Acuity | $ 1221 |
Arbella | $ 1291 |
Arbella | $ 1291 |
Country | $ 1257 |
Country | $ 1257 |
Erie | $ 893 |
Erie | $ 893 |
GEICO | $ 779 |
GEICO | $ 779 |
Nationwide | $ 1250 |
Nationwide | $ 1250 |
Plymouth Rock Insurance | $ 1165 |
Plymouth Rock Insurance | $ 1165 |
Progressive | $ 1181 |
Progressive | $ 1181 |
State Farm | $ 1057 |
State Farm | $ 1057 |
Texas Farm Bureau | $ 911 |
Texas Farm Bureau | $ 911 |
USAA | $ 1081 |
USAA | $ 1081 |
Vermont Mutual | $ 1124 |
Vermont Mutual | $ 1124 |
Compare all 2017 Lincoln MKC rates
Average Cost to Insure Per Year
$ 1186
List Price
$ 32880
Trims Available
Premiere - Select - Reserve - Black Label
2016 Lincoln MKC
Cheapest Insurance Companies | Average Annual Cost |
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Acuity | $ 1204 |
Acuity | $ 1204 |
American Family | $ 1197 |
American Family | $ 1197 |
Erie | $ 805 |
Erie | $ 805 |
GEICO | $ 650 |
GEICO | $ 650 |
Nationwide | $ 1119 |
Nationwide | $ 1119 |
Plymouth Rock Insurance | $ 1134 |
Plymouth Rock Insurance | $ 1134 |
Progressive | $ 985 |
Progressive | $ 985 |
State Farm | $ 920 |
State Farm | $ 920 |
Tennessee Farmers | $ 1091 |
Tennessee Farmers | $ 1091 |
Texas Farm Bureau | $ 915 |
Texas Farm Bureau | $ 915 |
USAA | $ 919 |
USAA | $ 919 |
Vermont Mutual | $ 1133 |
Vermont Mutual | $ 1133 |
Compare all 2016 Lincoln MKC rates
Average Cost to Insure Per Year
$ 1061
List Price
$ 33260
Trims Available
Premiere - Select - Reserve - Black Label
2015 Lincoln MKC
Cheapest Insurance Companies | Average Annual Cost |
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Acuity | $ 1258 |
Acuity | $ 1258 |
Allied | $ 1236 |
Allied | $ 1236 |
Erie | $ 989 |
Erie | $ 989 |
GEICO | $ 1151 |
GEICO | $ 1151 |
Nationwide | $ 1272 |
Nationwide | $ 1272 |
Plymouth Rock Insurance | $ 1116 |
Plymouth Rock Insurance | $ 1116 |
Progressive | $ 1218 |
Progressive | $ 1218 |
State Farm | $ 1170 |
State Farm | $ 1170 |
Tennessee Farmers | $ 1162 |
Tennessee Farmers | $ 1162 |
Texas Farm Bureau | $ 966 |
Texas Farm Bureau | $ 966 |
USAA | $ 1108 |
USAA | $ 1108 |
Vermont Mutual | $ 1201 |
Vermont Mutual | $ 1201 |
Compare all 2015 Lincoln MKC rates
Average Cost to Insure Per Year
$ 1241
List Price
$ 33100
Trims Available
Base - Black Label