Lincoln MKT Car Insurance Cost
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Jun 17, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Are you looking for a used Lincoln MKT? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.
Lincoln MKT insurance facts
-
Average full coverage auto insurance premium: $167/month
-
Most affordable companies: USAA ($93/month) & Erie Insurance ($97/month)
-
MKT car insurance cost vs. average rates: $47 more expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Lincoln MKT by model year and auto insurer.
Make sure to comparison shop before making a new car purchase to save money.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Below average Lincoln MKT insurer costs by state:
-
California car insurance – $2,097 per year
-
Kansas car insurance – $1,241 per year
-
Florida car insurance – $1,773 per year
-
Georgia car insurance – $1,482 per year
- New York – $2,248 per year
-
Pennsylvania – $1,193 per year
Risk factors affecting Lincoln MKT coverage rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.
How to save money on Lincoln MKT insurance coverage?
Many driver discounts are available to people through most major auto insurance companies, such as
-
Student discounts
-
Safe drivers
-
Senior discounts
With all Lincoln models, you can get the following insurance discounts:
-
Passive restraint systems
-
Anti-lock brakes
-
Anti-theft devices
Lincoln luxury automobile brand
Lincoln is an automobile manufacturer division of Ford specializing in top luxury brands with exceptional reliability for the United States market. The target audience of Lincoln is the older generation demanding more traditional cars with elegance and conventional American luxury. All Lincoln automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Lincoln Continental, Navigator, and MKZ are some of their most popular cars.
High Lincoln MKT repair costs equal high coverage rates
Many consumers are attracted to Lincoln’s traditional American features, lack of engine vibration, and driver-assist technologies, like Co-Pilot360 safety features. Automotive parts are common but more expensive than popular vehicles, like Toyota, Honda, or Subaru. Repairing a Lincoln is higher than average since repair parts are more expensive. For this reason, many Lincolns are going to have higher than average car insurance rates compared to similar cars in their class.
Rapid depreciation for Lincoln MKT affecting auto policies
Another factor to consider for Lincoln is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Lincoln models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
Excellent Lincoln IIHS and NHTSA safety ratings decreasing car insurance rates for drivers
Lincolns are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Lincoln’s (Ford’s) Co-Pilot360 technology innovations and safety, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Lincoln models. The Lincoln Corsair and Lincoln Aviator are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Lincoln automobiles top safety ratings each year, lowering your car insurance costs.
AutoInsureSavings.org licensed insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Lincoln automobile owners when buying an insurance policy.
Make sure to shop around with multiple car insurance carriers before making a new car purchase.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2019 Lincoln MKT
Cheapest Insurance Companies | Average Annual Cost |
---|---|
21st Century | $2156 |
Allstate | $1890 |
American Family | $1691 |
Amica | $2359 |
Auto-Owners | $1354 |
Country Financial | $2015 |
Erie | $1205 |
Farmers | $1642 |
GEICO | $1381 |
Kentucky Farm Bureau | $2036 |
Liberty Mutual | $1865 |
MAPFRE | $2481 |
Mercury | $1745 |
MetLife | $2286 |
Progressive | $1298 |
Sentry | $1426 |
Shelter | $2576 |
State Farm | $1530 |
Tennessee Farmers | $1780 |
Texas Farm Bureau | $1562 |
The Hanover | $2084 |
Travelers | $1935 |
USAA | $1130 |
Compare all 2019 Lincoln MKT rates
Average Cost to Insure Per Year
$1986
List Price
$49500
Trims Available
Premiere - Reserve - Base Engine: twin-turbo V-6 makes 365 horsepower with Lincoln Co-Pilot 360 includes: backup camera, forward collision warning with pedestrian detection, automatic emergency braking, blind-spot warning, rear cross-traffic warning, lane departure warning with lane-keeping assistance, automatic high-beam headlights, driver monitoring system, with passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, Child Safety Locks, Integrated Turn Signal Mirrors
2018 Lincoln MKT
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1321 |
Acuity | $ 1321 |
Allied | $ 1298 |
Allied | $ 1298 |
Arbella | $ 1550 |
Arbella | $ 1550 |
Country | $ 1523 |
Country | $ 1523 |
Erie | $ 1139 |
Erie | $ 1139 |
GEICO | $ 1582 |
GEICO | $ 1582 |
Mercury | $ 1499 |
Mercury | $ 1499 |
Nationwide | $ 1464 |
Nationwide | $ 1464 |
Plymouth Rock Insurance | $ 1318 |
Plymouth Rock Insurance | $ 1318 |
Tennessee Farmers | $ 1122 |
Tennessee Farmers | $ 1122 |
USAA | $ 1401 |
USAA | $ 1401 |
Vermont Mutual | $ 1317 |
Vermont Mutual | $ 1317 |
Compare all 2018 Lincoln MKT rates
Average Cost to Insure Per Year
$1826
List Price
$43580
Trims Available
Premiere - Reserve - Base Engine: twin-turbo V-6 makes 365 horsepower with Lincoln Co-Pilot 360 includes: backup camera, forward collision warning with pedestrian detection, automatic emergency braking, blind-spot warning, rear cross-traffic warning, lane departure warning with lane-keeping assistance, automatic high-beam headlights, driver monitoring system, with passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, Child Safety Locks, Integrated Turn Signal Mirrors
2017 Lincoln MKT
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1339 |
Acuity | $ 1339 |
Allied | $ 1363 |
Allied | $ 1363 |
Arbella | $ 1566 |
Arbella | $ 1566 |
Country | $ 1443 |
Country | $ 1443 |
Erie | $ 1134 |
Erie | $ 1134 |
GEICO | $ 1661 |
GEICO | $ 1661 |
Mercury | $ 1533 |
Mercury | $ 1533 |
Nationwide | $ 1550 |
Nationwide | $ 1550 |
Plymouth Rock Insurance | $ 1302 |
Plymouth Rock Insurance | $ 1302 |
Texas Farm Bureau | $ 1105 |
Texas Farm Bureau | $ 1105 |
USAA | $ 1440 |
USAA | $ 1440 |
Vermont Mutual | $ 1313 |
Vermont Mutual | $ 1313 |
Compare all 2017 Lincoln MKT rates
Average Cost to Insure Per Year
$ 1299
List Price
$ 43530
Trims Available
Base - Elite
2016 Lincoln MKT
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1255 |
Acuity | $ 1255 |
Allied | $ 1334 |
Allied | $ 1334 |
Arbella | $ 1421 |
Arbella | $ 1421 |
Country | $ 1316 |
Country | $ 1316 |
Erie | $ 927 |
Erie | $ 927 |
GEICO | $ 1491 |
GEICO | $ 1491 |
Mercury | $ 1447 |
Mercury | $ 1447 |
Plymouth Rock Insurance | $ 1253 |
Plymouth Rock Insurance | $ 1253 |
Tennessee Farmers | $ 1070 |
Tennessee Farmers | $ 1070 |
Texas Farm Bureau | $ 977 |
Texas Farm Bureau | $ 977 |
USAA | $ 1326 |
USAA | $ 1326 |
Vermont Mutual | $ 1192 |
Vermont Mutual | $ 1192 |
Compare all 2016 Lincoln MKT rates
Average Cost to Insure Per Year
$ 1267
List Price
$ 43370
Trims Available
Base - EcoBoost
2015 Lincoln MKT
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1216 |
Acuity | $ 1216 |
Allied | $ 1340 |
Allied | $ 1340 |
Arbella | $ 1386 |
Arbella | $ 1386 |
Country | $ 1291 |
Country | $ 1291 |
Erie | $ 894 |
Erie | $ 894 |
GEICO | $ 1433 |
GEICO | $ 1433 |
Mercury | $ 1429 |
Mercury | $ 1429 |
Plymouth Rock Insurance | $ 1223 |
Plymouth Rock Insurance | $ 1223 |
Tennessee Farmers | $ 1104 |
Tennessee Farmers | $ 1104 |
Texas Farm Bureau | $ 956 |
Texas Farm Bureau | $ 956 |
USAA | $ 1232 |
USAA | $ 1232 |
Vermont Mutual | $ 1143 |
Vermont Mutual | $ 1143 |
Compare all 2015 Lincoln MKT rates
Average Cost to Insure Per Year
$ 1241
List Price
$ 43210
Trims Available
Base - EcoBoost
2014 Lincoln MKT
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1249 |
Acuity | $ 1249 |
Allied | $ 1350 |
Allied | $ 1350 |
American Family | $ 1399 |
American Family | $ 1399 |
Arbella | $ 1459 |
Arbella | $ 1459 |
Country | $ 1363 |
Country | $ 1363 |
Erie | $ 1022 |
Erie | $ 1022 |
Mercury | $ 1469 |
Mercury | $ 1469 |
Plymouth Rock Insurance | $ 1213 |
Plymouth Rock Insurance | $ 1213 |
Tennessee Farmers | $ 1141 |
Tennessee Farmers | $ 1141 |
Texas Farm Bureau | $ 981 |
Texas Farm Bureau | $ 981 |
USAA | $ 1250 |
USAA | $ 1250 |
Vermont Mutual | $ 1144 |
Vermont Mutual | $ 1144 |
Compare all 2014 Lincoln MKT rates
Average Cost to Insure Per Year
$ 1168
List Price
$ 43050
Trims Available
Base - Ecoboost
2013 Lincoln MKT
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1198 |
Acuity | $ 1198 |
Allied | $ 1313 |
Allied | $ 1313 |
Arbella | $ 1409 |
Arbella | $ 1409 |
Country | $ 1416 |
Country | $ 1416 |
Erie | $ 956 |
Erie | $ 956 |
GEICO | $ 1401 |
GEICO | $ 1401 |
Mercury | $ 1409 |
Mercury | $ 1409 |
Plymouth Rock Insurance | $ 1174 |
Plymouth Rock Insurance | $ 1174 |
Tennessee Farmers | $ 1111 |
Tennessee Farmers | $ 1111 |
Texas Farm Bureau | $ 955 |
Texas Farm Bureau | $ 955 |
USAA | $ 1157 |
USAA | $ 1157 |
Vermont Mutual | $ 1094 |
Vermont Mutual | $ 1094 |
Compare all 2013 Lincoln MKT rates
Average Cost to Insure Per Year
$ 1226
List Price
$ 45285
Trims Available
Base - EcoBoost
2012 Lincoln MKT
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1176 |
Acuity | $ 1176 |
Allied | $ 1290 |
Allied | $ 1290 |
American Family | $ 1378 |
American Family | $ 1378 |
Country | $ 1427 |
Country | $ 1427 |
Erie | $ 847 |
Erie | $ 847 |
GEICO | $ 1398 |
GEICO | $ 1398 |
Mercury | $ 1409 |
Mercury | $ 1409 |
Plymouth Rock Insurance | $ 1157 |
Plymouth Rock Insurance | $ 1157 |
Tennessee Farmers | $ 1125 |
Tennessee Farmers | $ 1125 |
Texas Farm Bureau | $ 938 |
Texas Farm Bureau | $ 938 |
USAA | $ 1096 |
USAA | $ 1096 |
Vermont Mutual | $ 1067 |
Vermont Mutual | $ 1067 |
Compare all 2012 Lincoln MKT rates
Average Cost to Insure Per Year
$ 1193
List Price
$ 44300
Trims Available
Base - EcoBoost - Hearse Package
2011 Lincoln MKT
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1296 |
Acuity | $ 1296 |
Allied | $ 1277 |
Allied | $ 1277 |
American Family | $ 1320 |
American Family | $ 1320 |
Arbella | $ 1181 |
Arbella | $ 1181 |
Country | $ 1288 |
Country | $ 1288 |
Erie | $ 837 |
Erie | $ 837 |
GEICO | $ 1244 |
GEICO | $ 1244 |
Plymouth Rock Insurance | $ 1144 |
Plymouth Rock Insurance | $ 1144 |
Tennessee Farmers | $ 1057 |
Tennessee Farmers | $ 1057 |
Texas Farm Bureau | $ 908 |
Texas Farm Bureau | $ 908 |
USAA | $ 1047 |
USAA | $ 1047 |
Vermont Mutual | $ 974 |
Vermont Mutual | $ 974 |
Compare all 2011 Lincoln MKT rates
Average Cost to Insure Per Year
$ 1211
List Price
$ 44300
Trims Available
Base - EcoBoost