Lincoln MKT Town Car Car Insurance Cost
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UPDATED: Jun 17, 2021
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Are you looking for a used Lincoln MKT Town Car? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.
Lincoln MKT Town Car insurance facts
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Average full coverage auto insurance premium: $164/month
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Most affordable companies: USAA ($93/month) & Erie Insurance ($99/month)
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MKT Town Car car insurance cost vs. average rates: $39 more expensive than the average vehicle
Explore the pricing information below to find how much it will cost you to insure your Lincoln MKT Town Car by model year and auto insurer.
Make sure to comparison shop before making a new car purchase to save money.
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Below average Lincoln MKT Town Car insurer costs by state:
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California – $2,076 per year
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Kansas – $1,251 per year
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Florida – $1,963 per year
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Georgia – $1,677 per year
- New York – $2,248 per year
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Pennsylvania – $1,496 per year
Risk factors affecting Lincoln MKT Town Car coverage rates
The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.
How to save money on Lincoln MKT Town Car insurance coverage?
Many driver discounts are available to people through most major auto insurance companies, such as
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Student discounts
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Safe drivers
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Senior discounts
With all Lincoln models, you can get the following insurance discounts:
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Passive restraint systems
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Anti-lock brakes
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Anti-theft devices
Lincoln luxury automobile brand
Lincoln is an automobile manufacturer division of Ford specializing in top luxury brands with exceptional reliability for the United States market. The target audience of Lincoln is the older generation demanding more traditional cars with elegance and conventional American luxury. All Lincoln automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Lincoln Continental, Navigator, and MKZ are some of their most popular cars.
High Lincoln MKT Town Car repair costs equal high coverage rates
Many consumers are attracted to Lincoln’s traditional American features, lack of engine vibration, and driver-assist technologies, like Co-Pilot360 safety features. Automotive parts are common but more expensive than popular vehicles, like Toyota, Honda, or Subaru. Repairing a Lincoln is higher than average since repair parts are more expensive. For this reason, many Lincolns are going to have higher than average car insurance rates compared to similar cars in their class.
Rapid depreciation for Lincoln MKT Town Car affecting auto policies
Another factor to consider for Lincoln is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Lincoln models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.
Excellent Lincoln IIHS and NHTSA safety ratings decreasing car insurance rates for drivers
Lincolns are known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Lincoln’s (Ford’s) Co-Pilot360 technology innovations and safety, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Lincoln models. The Lincoln Corsair and Lincoln Aviator are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Lincoln automobiles top safety ratings each year, lowering your car insurance costs.
AutoInsureSavings.org licensed insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Lincoln automobile owners when buying an insurance policy.
Make sure to shop around with multiple car insurance carriers before making a new car purchase.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
2019 Lincoln MKT Town Car
Cheapest Insurance Companies | Average Annual Cost |
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21st Century | $2156 |
Allstate | $1899 |
American Family | $1691 |
Amica | $2360 |
Auto-Owners | $1360 |
Country Financial | $2015 |
Erie | $1206 |
Farmers | $1648 |
GEICO | $1390 |
Kentucky Farm Bureau | $2040 |
Liberty Mutual | $1865 |
MAPFRE | $2490 |
Mercury | $1745 |
MetLife | $2290 |
Progressive | $1320 |
Sentry | $1429 |
Shelter | $2580 |
State Farm | $1533 |
Tennessee Farmers | $1780 |
Texas Farm Bureau | $1563 |
The Hanover | $2084 |
Travelers | $1936 |
USAA | $1133 |
Compare all 2019 Lincoln MKT Town Car rates
Average Cost to Insure Per Year
$1974
List Price
$49500
Trims Available
Hearse Fleet - Limousine Fleet - Livery Fleet - Base Engine: four-cylinder - 235 horsepower with Lincoln Co-Pilot 360 includes: backup camera, forward collision warning with pedestrian detection, automatic emergency braking, blind-spot warning, rear cross-traffic warning, lane departure warning with lane-keeping assistance, automatic high-beam headlights, driver monitoring system, with passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, Child Safety Locks, Integrated Turn Signal Mirrors
2018 Lincoln MKT Town Car
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Acuity | $ 1322 |
Acuity | $ 1322 |
Allied | $ 1256 |
Allied | $ 1256 |
Arbella | $ 1492 |
Arbella | $ 1492 |
Country | $ 1397 |
Country | $ 1397 |
Erie | $ 1107 |
Erie | $ 1107 |
GEICO | $ 1568 |
GEICO | $ 1568 |
Mercury | $ 1570 |
Mercury | $ 1570 |
Nationwide | $ 1453 |
Nationwide | $ 1453 |
Plymouth Rock Insurance | $ 1360 |
Plymouth Rock Insurance | $ 1360 |
Southern Farm Bureau | $ 1588 |
Southern Farm Bureau | $ 1588 |
USAA | $ 1303 |
USAA | $ 1303 |
Vermont Mutual | $ 1274 |
Vermont Mutual | $ 1274 |
Compare all 2018 Lincoln MKT Town Car rates
Average Cost to Insure Per Year
$1799
List Price
$45980
Trims Available
Hearse Fleet - Limousine Fleet - Livery Fleet - Base Engine: four-cylinder - 235 horsepower with Lincoln Co-Pilot 360 includes: backup camera, forward collision warning with pedestrian detection, automatic emergency braking, blind-spot warning, rear cross-traffic warning, lane departure warning with lane-keeping assistance, automatic high-beam headlights, driver monitoring system, with passive and active safety features: Airbags, 4-Wheel ABS, 4-Wheel Disc Brakes, Brake Assist, Electronic Stability Control, Daytime Running Lights, Child Safety Locks, Integrated Turn Signal Mirrors
2017 Lincoln MKT Town Car
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allied | $ 777 |
Allied | $ 777 |
American Family | $ 1014 |
American Family | $ 1014 |
Erie | $ 748 |
Erie | $ 748 |
Farmers | $ 1004 |
Farmers | $ 1004 |
GEICO | $ 689 |
GEICO | $ 689 |
Nationwide | $ 837 |
Nationwide | $ 837 |
Progressive | $ 388 |
Progressive | $ 388 |
Safeco | $ 949 |
Safeco | $ 949 |
State Farm | $ 517 |
State Farm | $ 517 |
Texas Farm Bureau | $ 804 |
Texas Farm Bureau | $ 804 |
USAA | $ 654 |
USAA | $ 654 |
Vermont Mutual | $ 895 |
Vermont Mutual | $ 895 |
Compare all 2017 Lincoln MKT Town Car rates
Average Cost to Insure Per Year
$ 749
List Price
$ 45870
Trims Available
Hearse Fleet - Limousine Fleet - Livery Fleet
2016 Lincoln MKT Town Car
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allied | $ 791 |
Allied | $ 791 |
American Family | $ 988 |
American Family | $ 988 |
Erie | $ 748 |
Erie | $ 748 |
Farmers | $ 935 |
Farmers | $ 935 |
GEICO | $ 550 |
GEICO | $ 550 |
Nationwide | $ 855 |
Nationwide | $ 855 |
Progressive | $ 387 |
Progressive | $ 387 |
Safeco | $ 892 |
Safeco | $ 892 |
State Farm | $ 517 |
State Farm | $ 517 |
Texas Farm Bureau | $ 785 |
Texas Farm Bureau | $ 785 |
USAA | $ 660 |
USAA | $ 660 |
Vermont Mutual | $ 863 |
Vermont Mutual | $ 863 |
Compare all 2016 Lincoln MKT Town Car rates
Average Cost to Insure Per Year
$ 732
List Price
$ 46535
Trims Available
Limousine Fleet - Livery Fleet
2015 Lincoln MKT Town Car
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allied | $ 803 |
Allied | $ 803 |
American Family | $ 963 |
American Family | $ 963 |
Erie | $ 733 |
Erie | $ 733 |
Farmers | $ 955 |
Farmers | $ 955 |
GEICO | $ 554 |
GEICO | $ 554 |
Nationwide | $ 870 |
Nationwide | $ 870 |
Progressive | $ 388 |
Progressive | $ 388 |
Safeco | $ 844 |
Safeco | $ 844 |
State Farm | $ 504 |
State Farm | $ 504 |
Texas Farm Bureau | $ 767 |
Texas Farm Bureau | $ 767 |
USAA | $ 664 |
USAA | $ 664 |
Vermont Mutual | $ 827 |
Vermont Mutual | $ 827 |
Compare all 2015 Lincoln MKT Town Car rates
Average Cost to Insure Per Year
$ 719
List Price
$ 46375
Trims Available
Limousine Fleet - Livery Fleet
2014 Lincoln MKT Town Car
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allied | $ 811 |
Allied | $ 811 |
American Family | $ 937 |
American Family | $ 937 |
Erie | $ 705 |
Erie | $ 705 |
Farmers | $ 948 |
Farmers | $ 948 |
GEICO | $ 539 |
GEICO | $ 539 |
Nationwide | $ 878 |
Nationwide | $ 878 |
Progressive | $ 373 |
Progressive | $ 373 |
Safeco | $ 798 |
Safeco | $ 798 |
State Farm | $ 483 |
State Farm | $ 483 |
Texas Farm Bureau | $ 750 |
Texas Farm Bureau | $ 750 |
USAA | $ 647 |
USAA | $ 647 |
Vermont Mutual | $ 793 |
Vermont Mutual | $ 793 |
Compare all 2014 Lincoln MKT Town Car rates
Average Cost to Insure Per Year
$ 698
List Price
$ 46215
Trims Available
Limousine Fleet - Livery Fleet
2013 Lincoln MKT Town Car
Cheapest Insurance Companies | Average Annual Cost |
---|---|
Allied | $ 818 |
Allied | $ 818 |
Allstate | $ 950 |
Allstate | $ 950 |
American Family | $ 912 |
American Family | $ 912 |
Erie | $ 678 |
Erie | $ 678 |
GEICO | $ 519 |
GEICO | $ 519 |
Nationwide | $ 867 |
Nationwide | $ 867 |
Progressive | $ 362 |
Progressive | $ 362 |
Safeco | $ 743 |
Safeco | $ 743 |
State Farm | $ 466 |
State Farm | $ 466 |
Texas Farm Bureau | $ 731 |
Texas Farm Bureau | $ 731 |
USAA | $ 628 |
USAA | $ 628 |
Vermont Mutual | $ 762 |
Vermont Mutual | $ 762 |
Compare all 2013 Lincoln MKT Town Car rates
Average Cost to Insure Per Year
$ 681
List Price
$ 48450
Trims Available
Limousine Fleet - Livery Fleet