Mazda CX-5 Car Insurance Cost

Are you looking for a new or used Mazda CX-5? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Mazda CX-5 car insurance facts

• Average full coverage auto insurance premium: $140/month

• Most affordable companies: Erie ($78/month) & Allied Insurance ($84/month)

• CX-5 car insurance cost vs. average rates: $22 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mazda CX-5 by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

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Below average Mazda CX-5 insurer costs by state:

• Arkansas car insurance – $1,390 per year

• Kentucky car insurance – $1,547 per year

• Florida car insurance – $1,784 per year

• Georgia car insurance – $1,614 per year

• Idaho car insurance – $943 per year

• New Mexico car insurance – $1,078 per year 

Risk factors affecting Mazda CX-5 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Mazda CX-5 car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

• Student discounts

• Safe drivers

• Senior discounts

With all Mazda models, you can get the following car insurance discounts:

• Passive restraint systems

• Anti-lock brakes

• Anti-theft devices

Mazda automobile brand

Mazda Motor Corporation referred to as Mazda, is a Japanese multinational automaker’s vehicle brand specializing in fuel-efficient, sporty and affordable cars for the United States market. The target market of Mazda is urban youth of the middle and upper-middle class. Mazda focuses on advanced technology, top-of-the-line design elements, and affordability. All Mazda automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mazda CX-5, MX-5 Miata, and the Mazda 6 are some of their most popular vehicles.

Lower than average Mazda CX-5 repair costs equal lower coverage rates

Many consumers are attracted to Mazda’s top line design elements, increased fuel efficiency, and driver-assist technologies, like Mazda’s Active Safety Technology. Automotive parts are common and less expensive than popular vehicles, like the Toyota, Honda, or Subaru. Repairing a Mazda is lower than average since repair parts are less costly. For this reason, many Mazda’s are going to have lower than average car insurance rates to similar cars in their class.

Rapid depreciation for Mazda CX-5 affecting auto policies

Another factor to consider for Mazdas is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mazda models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mazda is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Lane Keep Assist System (LAS), and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mazda models. The Mazda 3 Hatchback, CX-3, CX-4, and CX-9 are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Mazda automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mazda automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.