Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Mazda CX-5? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Mazda CX-5 car insurance facts

  • Average full coverage auto insurance premium: $140/month

  • Most affordable companies: Erie ($78/month) & Allied Insurance ($84/month)

  • CX-5 car insurance cost vs. average rates: $22 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mazda CX-5 by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Mazda CX-5 insurer costs by state:

Risk factors affecting Mazda CX-5 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your rate.

How to save money on Mazda CX-5 car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mazda models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mazda automobile brand

Mazda Motor Corporation referred to as Mazda, is a Japanese multinational automaker’s vehicle brand specializing in fuel-efficient, sporty and affordable cars for the United States market. The target market of Mazda is urban youth of the middle and upper-middle class. Mazda focuses on advanced technology, top-of-the-line design elements, and affordability. All Mazda automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mazda CX-5, MX-5 Miata, and the Mazda 6 are some of their most popular vehicles.

Lower than average Mazda CX-5 repair costs equal lower coverage rates

Many consumers are attracted to Mazda’s top line design elements, increased fuel efficiency, and driver-assist technologies, like Mazda’s Active Safety Technology. Automotive parts are common and less expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Mazda is lower than average since repair parts are less costly. For this reason, many Mazda’s are going to have lower than average car insurance rates to similar cars in their class.

Rapid depreciation for Mazda CX-5 affecting auto policies

Another factor to consider for Mazdas is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mazda models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mazda is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Lane Keep Assist System (LAS), and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mazda models. The Mazda 3 Hatchback, CX-3, CX-4, and CX-9 are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Mazda automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mazda automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mazda CX-5

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1603
Allied$987
Allstate$1481
American Family$1327
Amica$1628
Country Financial$1540
Erie$945
GEICO$1259
Kentucky Farm Bureau$1570
Liberty Mutual$1257
Mercury$1429
Nationwide$1154
Progressive$1228
State Farm$1060
Tennessee Farmers$1330
Texas Farm Bureau$1316
The Hanover$1584
Travelers$1540

Compare all 2021 Mazda CX-5 rates

Average Cost to Insure Per Year

$1670

List Price

$25370

Trims Available

Sport - Touring - Grand Select - Grand Touring - Base Engine: 187-horsepower 2.5-liter four-cylinder engine with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2020 Mazda CX-5

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1580
Allied$987
Allstate$1354
American Family$1216
Country Financial$1426
Erie$913
GEICO$1171
Kentucky Farm Bureau$1430
Liberty Mutual$1169
Mercury$1329
Nationwide$1127
State Farm$1064
Tennessee Farmers$1287
Texas Farm Bureau$1214
The Hanover$1467
Travelers$1406

Compare all 2020 Mazda CX-5 rates

Average Cost to Insure Per Year

$1615

List Price

$25190

Trims Available

Sport - Touring - Grand Select - Grand Touring - Base Engine: 187-horsepower 2.5-liter four-cylinder engine with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2019 Mazda CX-5

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1608
Allied$926
Allstate$1260
American Family$1140
Country Financial$1387
Erie$912
GEICO$1090
Kentucky Farm Bureau$1399
Liberty Mutual$1030
Mercury$1228
Nationwide$970
State Farm$938
Tennessee Farmers$1205
Texas Farm Bureau$1136
The Hanover$1435
Travelers$1320

Compare all 2019 Mazda CX-5 rates

Average Cost to Insure Per Year

$1526

List Price

$24350

Trims Available

Sport - Touring - Grand Select - Grand Touring - Base Engine: 187-horsepower 2.5-liter four-cylinder engine with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2018 Mazda CX-5

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1590
Allied$926
Allstate$1255
American Family$1136
Country Financial$1354
Erie$877
GEICO$1087
Kentucky Farm Bureau$1356
Liberty Mutual$1026
Mercury$1215
Nationwide$933
State Farm$930
Tennessee Farmers$1187
Texas Farm Bureau$1135
The Hanover$1430
Travelers$1290

Compare all 2018 Mazda CX-5 rates

Average Cost to Insure Per Year

$1487

List Price

$24150

Trims Available

Sport - Touring - Grand Select - Grand Touring - Base Engine: 187-horsepower 2.5-liter four-cylinder engine with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2017 Mazda CX-5

Cheapest Insurance CompaniesAverage Annual Cost
ALFA$ 1136
ALFA$ 1136
Allied$ 786
Allied$ 786
American Family$ 1021
American Family$ 1021
Erie$ 753
Erie$ 753
Farmers$ 1239
Farmers$ 1239
GEICO$ 775
GEICO$ 775
Nationwide$ 869
Nationwide$ 869
Progressive$ 394
Progressive$ 394
State Farm$ 554
State Farm$ 554
Texas Farm Bureau$ 849
Texas Farm Bureau$ 849
USAA$ 659
USAA$ 659
Vermont Mutual$ 931
Vermont Mutual$ 931

Compare all 2017 Mazda CX-5 rates

Average Cost to Insure Per Year

$ 862

List Price

$ 24045

Trims Available

Sport - Touring - Grand Select - Grand Touring

2016 Mazda CX-5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 979
Acuity$ 979
Allied$ 970
Allied$ 970
Country$ 996
Country$ 996
Erie$ 694
Erie$ 694
GEICO$ 584
GEICO$ 584
Nationwide$ 955
Nationwide$ 955
Progressive$ 703
Progressive$ 703
State Farm$ 857
State Farm$ 857
Tennessee Farmers$ 859
Tennessee Farmers$ 859
Texas Farm Bureau$ 713
Texas Farm Bureau$ 713
USAA$ 770
USAA$ 770
Vermont Mutual$ 831
Vermont Mutual$ 831

Compare all 2016 Mazda CX-5 rates

Average Cost to Insure Per Year

$ 897

List Price

$ 21795

Trims Available

Sport - Touring - Grand Touring

2015 Mazda CX-5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 972
Acuity$ 972
Allied$ 958
Allied$ 958
Country$ 1016
Country$ 1016
Erie$ 718
Erie$ 718
GEICO$ 735
GEICO$ 735
Nationwide$ 1000
Nationwide$ 1000
Progressive$ 783
Progressive$ 783
State Farm$ 896
State Farm$ 896
Tennessee Farmers$ 864
Tennessee Farmers$ 864
Texas Farm Bureau$ 725
Texas Farm Bureau$ 725
USAA$ 831
USAA$ 831
Vermont Mutual$ 817
Vermont Mutual$ 817

Compare all 2015 Mazda CX-5 rates

Average Cost to Insure Per Year

$ 933

List Price

$ 21545

Trims Available

Sport - Touring - Grand Touring

2014 Mazda CX-5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 956
Acuity$ 956
Allied$ 1002
Allied$ 1002
Country$ 1030
Country$ 1030
Erie$ 752
Erie$ 752
GEICO$ 808
GEICO$ 808
Plymouth Rock Insurance$ 1026
Plymouth Rock Insurance$ 1026
Progressive$ 856
Progressive$ 856
State Farm$ 1032
State Farm$ 1032
Tennessee Farmers$ 881
Tennessee Farmers$ 881
Texas Farm Bureau$ 734
Texas Farm Bureau$ 734
USAA$ 850
USAA$ 850
Vermont Mutual$ 815
Vermont Mutual$ 815

Compare all 2014 Mazda CX-5 rates

Average Cost to Insure Per Year

$ 955

List Price

$ 21395

Trims Available

Sport - Touring - Grand Touring

2013 Mazda CX-5

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 856
Acuity$ 856
Arbella$ 939
Arbella$ 939
Country$ 934
Country$ 934
Erie$ 725
Erie$ 725
GEICO$ 789
GEICO$ 789
Plymouth Rock Insurance$ 993
Plymouth Rock Insurance$ 993
Progressive$ 885
Progressive$ 885
State Farm$ 995
State Farm$ 995
Tennessee Farmers$ 816
Tennessee Farmers$ 816
Texas Farm Bureau$ 734
Texas Farm Bureau$ 734
USAA$ 848
USAA$ 848
Vermont Mutual$ 734
Vermont Mutual$ 734

Compare all 2013 Mazda CX-5 rates

Average Cost to Insure Per Year

$ 935

List Price

$ 20995

Trims Available

Sport - Touring - Grand Touring