Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Are you looking for a new or used Mazda6? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Mazda6 car insurance facts

  • Average full coverage auto insurance premium: $130/month

  • Most affordable companies: Erie ($84/month) & Allied Insurance ($91/month)

  • Mazda6 car insurance cost vs. average rates: $29 less expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mazda6 by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Mazda6 insurer costs by state:

Risk factors affecting Mazda6 car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Mazda6 car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mazda models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mazda automobile brand

Mazda Motor Corporation referred to as Mazda, is a Japanese multinational automaker’s vehicle brand specializing in fuel-efficient, sporty and affordable cars for the United States market. The target market of Mazda is urban youth of the middle and upper-middle class. Mazda focuses on advanced technology, top-of-the-line design elements, and affordability. All Mazda automobiles have high safety ratings, with many of their cars getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mazda CX-5, MX-5 Miata, and the Mazda 6 are some of their most popular vehicles.

Lower than average Mazda6 repair costs equal lower car insurance rates

Many consumers are attracted to Mazda’s top line design elements, increased fuel efficiency, and driver-assist technologies, like Mazda’s Active Safety Technology. Automotive parts are common and less expensive than popular vehicles, like the ToyotaHonda, or Subaru. Repairing a Mazda is lower than average since repair parts are less costly. For this reason, many Mazda’s are going to have lower than average car insurance rates to similar cars in their class.

Rapid depreciation for Mazda6 affecting auto policies

Another factor to consider for Mazdas is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mazda models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

High IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mazda is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as the Lane Keep Assist System (LAS), and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mazda models. The Mazda 3 Hatchback, CX-3, CX-4, and CX-9 are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks,” and the NHTSA consistently gives Mazda automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision insurance, uninsured motorist coverage, and roadside assistance for new Mazda automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1659
Allied$1105
Allstate$1497
American Family$1406
Amica$1724
Country Financial$1539
Erie$1029
GEICO$1244
Kentucky Farm Bureau$1577
Liberty Mutual$1238
Mercury$1451
Nationwide$1155
Progressive$1218
State Farm$1134
Tennessee Farmers$1447
Texas Farm Bureau$1336
The Hanover$1630
Travelers$1532

Compare all 2021 Mazda Mazda6 rates

Average Cost to Insure Per Year

$1564

List Price

$24475

Trims Available

Sport - Touring - Grand Touring - Base Engine: 187-horsepower 2.5-liter four-cylinder engine with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2020 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1743
Allied$1035
Allstate$1435
American Family$1329
Country Financial$1524
Erie$986
GEICO$1240
Kentucky Farm Bureau$1530
Liberty Mutual$1158
Mercury$1388
Nationwide$1134
State Farm$1068
Tennessee Farmers$1339
Texas Farm Bureau$1265
The Hanover$1629
Travelers$1461

Compare all 2020 Mazda Mazda6 rates

Average Cost to Insure Per Year

$1470

List Price

$24100

Trims Available

Sport - Touring - Grand Touring - Base Engine: 187-horsepower 2.5-liter four-cylinder engine with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2019 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1637
Allied$930
Allstate$1326
American Family$1149
Country Financial$1426
Erie$926
GEICO$1080
Kentucky Farm Bureau$1467
Liberty Mutual$1026
Mercury$1290
Nationwide$967
State Farm$944
Tennessee Farmers$1216
Texas Farm Bureau$1140
The Hanover$1520
Travelers$1350

Compare all 2019 Mazda Mazda6 rates

Average Cost to Insure Per Year

$1377

List Price

$23800

Trims Available

Sport - Touring - Grand Touring - Base Engine: 187-horsepower 2.5-liter four-cylinder engine with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2018 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1590
Allied$926
Allstate$1265
American Family$1136
Country Financial$1354
Erie$920
GEICO$1087
Kentucky Farm Bureau$1356
Liberty Mutual$1026
Mercury$1216
Nationwide$933
State Farm$930
Tennessee Farmers$1190
Texas Farm Bureau$1135
The Hanover$1430
Travelers$1302

Compare all 2018 Mazda Mazda6 rates

Average Cost to Insure Per Year

$1289

List Price

$21950

Trims Available

Sport - Touring - Grand Touring - Base Engine: 187-horsepower 2.5-liter four-cylinder engine with Mazda I-Activsense Technologies including automated emergency braking, blind-spot monitoring, and rear cross-traffic alert, lane-departure warning, adaptive cruise control, Smart City Brake Support, Active and Passive safety features: Hill Launch Assist, Rearview Camera, Driver Attention Alert Traction Control System, Child Safety Door Locks, Dynamic Stability Control, Mazda Radar Cruise Control w/Stop & Go, Engine-Immobilizer Anti-Theft System

2017 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1122
Acuity$ 1122
Allied$ 1113
Allied$ 1113
American Family$ 1097
American Family$ 1097
Erie$ 801
Erie$ 801
GEICO$ 632
GEICO$ 632
Nationwide$ 1045
Nationwide$ 1045
Progressive$ 931
Progressive$ 931
State Farm$ 768
State Farm$ 768
Tennessee Farmers$ 1026
Tennessee Farmers$ 1026
Texas Farm Bureau$ 876
Texas Farm Bureau$ 876
USAA$ 792
USAA$ 792
Vermont Mutual$ 1014
Vermont Mutual$ 1014

Compare all 2017 Mazda Mazda6 rates

Average Cost to Insure Per Year

$ 1038

List Price

$ 21945

Trims Available

Sport - Touring - Grand Touring

2016 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1131
Acuity$ 1131
Allied$ 1214
Allied$ 1214
American Family$ 1204
American Family$ 1204
Arbella$ 1192
Arbella$ 1192
Country$ 1193
Country$ 1193
Erie$ 908
Erie$ 908
GEICO$ 1017
GEICO$ 1017
Plymouth Rock Insurance$ 1167
Plymouth Rock Insurance$ 1167
Tennessee Farmers$ 1037
Tennessee Farmers$ 1037
Texas Farm Bureau$ 841
Texas Farm Bureau$ 841
USAA$ 1010
USAA$ 1010
Vermont Mutual$ 1013
Vermont Mutual$ 1013

Compare all 2016 Mazda Mazda6 rates

Average Cost to Insure Per Year

$ 1191

List Price

$ 21495

Trims Available

i Sport - i Touring - i Grand Touring

2015 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1081
Acuity$ 1081
American Family$ 1084
American Family$ 1084
Erie$ 753
Erie$ 753
GEICO$ 645
GEICO$ 645
Nationwide$ 1133
Nationwide$ 1133
Plymouth Rock Insurance$ 1135
Plymouth Rock Insurance$ 1135
Progressive$ 981
Progressive$ 981
State Farm$ 911
State Farm$ 911
Tennessee Farmers$ 1003
Tennessee Farmers$ 1003
Texas Farm Bureau$ 820
Texas Farm Bureau$ 820
USAA$ 808
USAA$ 808
Vermont Mutual$ 958
Vermont Mutual$ 958

Compare all 2015 Mazda Mazda6 rates

Average Cost to Insure Per Year

$ 1032

List Price

$ 21190

Trims Available

i Sport - i Touring - i Grand Touring

2014 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1034
Acuity$ 1034
American Family$ 1042
American Family$ 1042
Country$ 1114
Country$ 1114
Erie$ 738
Erie$ 738
GEICO$ 637
GEICO$ 637
Plymouth Rock Insurance$ 1100
Plymouth Rock Insurance$ 1100
Progressive$ 977
Progressive$ 977
State Farm$ 921
State Farm$ 921
Tennessee Farmers$ 978
Tennessee Farmers$ 978
Texas Farm Bureau$ 800
Texas Farm Bureau$ 800
USAA$ 813
USAA$ 813
Vermont Mutual$ 902
Vermont Mutual$ 902

Compare all 2014 Mazda Mazda6 rates

Average Cost to Insure Per Year

$ 1008

List Price

$ 20990

Trims Available

i Sport - i Touring - i Grand Touring

2013 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1049
Acuity$ 1049
American Family$ 1100
American Family$ 1100
Arbella$ 1100
Arbella$ 1100
Country$ 1187
Country$ 1187
Erie$ 824
Erie$ 824
GEICO$ 880
GEICO$ 880
Plymouth Rock Insurance$ 1071
Plymouth Rock Insurance$ 1071
State Farm$ 1070
State Farm$ 1070
Tennessee Farmers$ 978
Tennessee Farmers$ 978
Texas Farm Bureau$ 785
Texas Farm Bureau$ 785
USAA$ 879
USAA$ 879
Vermont Mutual$ 889
Vermont Mutual$ 889

Compare all 2013 Mazda Mazda6 rates

Average Cost to Insure Per Year

$ 1081

List Price

$ 20725

Trims Available

i Sport - i Touring - i Touring Plus - i Grand Touring - s Grand Touring

2012 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 996
Acuity$ 996
American Family$ 1083
American Family$ 1083
Arbella$ 1099
Arbella$ 1099
Erie$ 793
Erie$ 793
GEICO$ 776
GEICO$ 776
Plymouth Rock Insurance$ 1045
Plymouth Rock Insurance$ 1045
Progressive$ 1058
Progressive$ 1058
State Farm$ 958
State Farm$ 958
Tennessee Farmers$ 950
Tennessee Farmers$ 950
Texas Farm Bureau$ 766
Texas Farm Bureau$ 766
USAA$ 830
USAA$ 830
Vermont Mutual$ 835
Vermont Mutual$ 835

Compare all 2012 Mazda Mazda6 rates

Average Cost to Insure Per Year

$ 1021

List Price

$ 20480

Trims Available

i Sport - i Touring - i Touring Plus - i Grand Touring - s Touring Plus - s Grand Touring

2011 Mazda Mazda6

Cheapest Insurance CompaniesAverage Annual Cost
American Family$ 942
American Family$ 942
Arbella$ 935
Arbella$ 935
Erie$ 690
Erie$ 690
GEICO$ 545
GEICO$ 545
Nationwide$ 1034
Nationwide$ 1034
Plymouth Rock Insurance$ 1013
Plymouth Rock Insurance$ 1013
Progressive$ 838
Progressive$ 838
State Farm$ 901
State Farm$ 901
Tennessee Farmers$ 898
Tennessee Farmers$ 898
Texas Farm Bureau$ 746
Texas Farm Bureau$ 746
USAA$ 680
USAA$ 680
Vermont Mutual$ 762
Vermont Mutual$ 762

Compare all 2011 Mazda Mazda6 rates

Average Cost to Insure Per Year

$ 920

List Price

$ 19990

Trims Available

i Sport - i Touring - i Touring Plus - i Grand Touring - s Touring Plus - s Grand Touring