Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Mercedes Benz AMG GT? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Mercedes Benz AMG GT insurance facts

  • Average full coverage auto insurance premium: $247/month

  • Most affordable companies: GEICO ($153/month) & Progressive ($165/month)

  • AMG GT car insurance cost vs. average rate: $269 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mercedes Benz AMG GT by model year and auto insurer.

Free Auto Insurance Comparison

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Below average Mercedes Benz AMG GT insurer costs by state:

Risk factors affecting Mercedes AMG GT coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Mercedes AMG GT insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mercedes-Benz models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mercedes-Benz luxury automobile brand

Mercedes-Benz, commonly referred to as Mercedes, is a luxury car division of Daimler AG, a German automobile manufacturer specializing in premium cars with an aura of professionalism and elegance. Mercedes is the largest seller of premium vehicles in the world. The target audience of Mercedes-Benz is the upper-class customer’s age 40 and up that demand the latest features, luxury, and extravagance. All Mercedes automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mercedes-Benz C-Class and GLE 350 their most popular cars.

High Mercedes AMG GT repair costs equal high coverage rates

Many consumers are attracted to Mercedes for innovation and high-tech development with driver-assist technologies, like Mercedes DISTRONIC PLUS with steering assist and collision prevention. Automotive parts are not typical and more expensive than popular vehicles, like Toyota, Honda, or Subaru. Repairing a Mercedes is higher than average since repair parts are more expensive. For this reason, many Mercedes cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Mercedes AMG GT affecting auto policies

Another factor to consider for Mercedes is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mercedes models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Mercedes IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mercedes is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Mercedes’ DISTRONIC PLUS technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mercedes models. The Mercedes-Benz C-Class, GLC 4-door, and GLE-Class 4-door are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Mercedes-Benz automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mercedes-Benz automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mercedes-Benz AMG GT

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2894
American Family$2190
Auto-Owners$3076
Cincinnati Insurance$3419
Elephant Insurance$3249
Erie Insurance$2578
GEICO$1840
Kentucky Farm Bureau$3142
Liberty Mutual$2816
Mercury$2640
MetLife$3421
Nationwide$2314
Plymouth Rock$3329
Progressive$2046
Safeco$3580
State Farm$3022
Texas Farm Bureau$2700
Travelers$2460
Westfield$2718

Compare all 2021 Mercedes-Benz AMG GT rates

Average Cost to Insure Per Year

$3209

List Price

$89900

Trims Available

Base - S - C - R - Base Engine: 4.0L Twin-Turbo V8 at 469 Horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2020 Mercedes-Benz AMG GT

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2748
American Family$1856
Auto-Owners$3017
Elephant Insurance$3146
Erie Insurance$2150
Farmers$3084
GEICO$1706
Liberty Mutual$2618
Mercury$2243
MetLife$3279
Nationwide$1906
Progressive$1790
State Farm$2890
Texas Farm Bureau$2381
Travelers$2049
Westfield$2491

Compare all 2020 Mercedes-Benz AMG GT rates

Average Cost to Insure Per Year

$3287

List Price

$99950

Trims Available

Base - S - C - R - Base Engine: 4.0L Twin-Turbo V8 at 469 Horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2019 Mercedes-Benz AMG GT

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2649
American Family$1725
Auto-Owners$2816
Elephant Insurance$3046
Erie Insurance$2015
GEICO$1630
Kentucky Farm Bureau$2943
Liberty Mutual$2480
Mercury$2173
MetLife$3187
Nationwide$1831
Progressive$1691
State Farm$2780
Texas Farm Bureau$2280
Travelers$1920
Westfield$2356

Compare all 2019 Mercedes-Benz AMG GT rates

Average Cost to Insure Per Year

$3490

List Price

$112900

Trims Available

Base - S - C - R - Base Engine: 4.0L Twin-Turbo V8 at 469 Horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2018 Mercedes-Benz AMG GT

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2807
Acuity$ 2807
Allied$ 2287
Allied$ 2287
Arbella$ 2560
Arbella$ 2560
Country$ 2718
Country$ 2718
Erie$ 2458
Erie$ 2458
Farmers$ 2471
Farmers$ 2471
Mercury$ 1395
Mercury$ 1395
Nationwide$ 2572
Nationwide$ 2572
Plymouth Rock Insurance$ 1908
Plymouth Rock Insurance$ 1908
Progressive$ 2662
Progressive$ 2662
State Farm$ 2920
State Farm$ 2920
Tennessee Farmers$ 1784
Tennessee Farmers$ 1784

Compare all 2018 Mercedes-Benz AMG GT rates

Average Cost to Insure Per Year

$ 3439

List Price

$ 112400

Trims Available

Base - S - C - R

2017 Mercedes-Benz AMG GT

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2835
Acuity$ 2835
Arbella$ 2511
Arbella$ 2511
Country$ 2649
Country$ 2649
Erie$ 2466
Erie$ 2466
Farmers$ 2772
Farmers$ 2772
Mercury$ 1373
Mercury$ 1373
Plymouth Rock Insurance$ 1870
Plymouth Rock Insurance$ 1870
Progressive$ 3014
Progressive$ 3014
Southern Farm Bureau$ 3005
Southern Farm Bureau$ 3005
Tennessee Farmers$ 1581
Tennessee Farmers$ 1581
Texas Farm Bureau$ 1460
Texas Farm Bureau$ 1460
USAA$ 2840
USAA$ 2840

Compare all 2017 Mercedes-Benz AMG GT rates

Average Cost to Insure Per Year

$ 2329

List Price

$ 111200

Trims Available

Base - S

2016 Mercedes-Benz AMG GT

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2575
Acuity$ 2575
Arbella$ 2233
Arbella$ 2233
Country$ 2429
Country$ 2429
Erie$ 2237
Erie$ 2237
Farmers$ 2658
Farmers$ 2658
Mercury$ 1355
Mercury$ 1355
Plymouth Rock Insurance$ 1806
Plymouth Rock Insurance$ 1806
Progressive$ 1939
Progressive$ 1939
Southern Farm Bureau$ 2834
Southern Farm Bureau$ 2834
Tennessee Farmers$ 1468
Tennessee Farmers$ 1468
Texas Farm Bureau$ 1523
Texas Farm Bureau$ 1523
Vermont Mutual$ 2829
Vermont Mutual$ 2829

Compare all 2016 Mercedes-Benz AMG GT rates

Average Cost to Insure Per Year

$ 2717

List Price

$ 129900

Trims Available

S