Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Mercedes Benz CLA? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Mercedes Benz CLA insurance facts

  • Average full coverage auto insurance premium: $205/month

  • Most affordable companies: Erie Insurance ($125/month) & Progressive ($137/month)

  • CLA car insurance cost vs. average rate: $126 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mercedes Benz CLA by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Mercedes Benz CLA insurer costs by state:

Risk factors affecting Mercedes CLA coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Mercedes CLA insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mercedes-Benz models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mercedes-Benz luxury automobile brand

Mercedes-Benz, commonly referred to as Mercedes, is a luxury car division of Daimler AG, a German automobile manufacturer specializing in premium cars with an aura of professionalism and elegance. Mercedes is the largest seller of premium vehicles in the world. The target audience of Mercedes-Benz is the upper-class customer’s age 40 and up that demand the latest features, luxury, and extravagance. All Mercedes automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mercedes-Benz C-Class and GLE 350 their most popular cars.

High Mercedes CLA repair costs equal high coverage rates

Many consumers are attracted to Mercedes for innovation and high-tech development with driver-assist technologies, like Mercedes DISTRONIC PLUS with steering assist and collision prevention. Automotive parts are not typical and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Mercedes is higher than average since repair parts are more expensive. For this reason, many Mercedes cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Mercedes CLA affecting auto policies

Another factor to consider for Mercedes is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mercedes models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Mercedes IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mercedes is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Mercedes’ DISTRONIC PLUS technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mercedes models. The Mercedes-Benz C-Class, GLC 4-door, and GLE-Class 4-door are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Mercedes-Benz automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mercedes-Benz automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mercedes-Benz CLA

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2246
American Family$1674
Auto-Owners$2347
Cincinnati Insurance$2568
Elephant Insurance$2490
Erie Insurance$1496
GEICO$1877
Kentucky Farm Bureau$2394
Liberty Mutual$2200
Mercury$2023
MetLife$2590
Nationwide$1699
Plymouth Rock$2517
Progressive$1623
Safeco$2640
State Farm$2249
Texas Farm Bureau$2040
Travelers$1764
Westfield$2146

Compare all 2021 Mercedes-Benz CLA rates

Average Cost to Insure Per Year

$2460

List Price

$37850

Trims Available

CLA 250 - CLA 250 4MATIC - AMG CLA 45 - Base Engine: 2.0L inline-4 turbo - Power 221 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2020 Mercedes-Benz CLA

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2174
American Family$1690
Auto-Owners$2264
Elephant Insurance$2386
Erie Insurance$1423
Farmers$2320
GEICO$1836
Liberty Mutual$2094
Mercury$1961
MetLife$2419
Nationwide$1627
Progressive$1514
State Farm$2213
Texas Farm Bureau$2014
Travelers$1751
Westfield$2018

Compare all 2020 Mercedes-Benz CLA rates

Average Cost to Insure Per Year

$2389

List Price

$36650

Trims Available

CLA 250 - CLA 250 4MATIC - AMG CLA 45 - Base Engine: 2.0L inline-4 turbo - Power 221 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2019 Mercedes-Benz CLA

Cheapest Insurance CompaniesAverage Annual Cost
Allstate$2067
American Family$1487
Auto-Owners$2156
Elephant Insurance$2315
Erie Insurance$1380
GEICO$1783
Kentucky Farm Bureau$2263
Liberty Mutual$2016
Mercury$1806
MetLife$2387
Nationwide$1560
Progressive$1426
State Farm$2130
Texas Farm Bureau$1874
Travelers$1651
Westfield$1935

Compare all 2019 Mercedes-Benz CLA rates

Average Cost to Insure Per Year

$2380

List Price

$33100

Trims Available

CLA 250 - CLA 250 4MATIC - AMG CLA 45 - Base Engine: 2.0L inline-4 turbo - Power 221 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2018 Mercedes-Benz CLA

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1578
Allied$ 1578
American Family$ 2102
American Family$ 2102
Country$ 2375
Country$ 2375
Erie$ 1300
Erie$ 1300
Farmers$ 2376
Farmers$ 2376
Mercury$ 1704
Mercury$ 1704
Nationwide$ 1769
Nationwide$ 1769
Plymouth Rock Insurance$ 1806
Plymouth Rock Insurance$ 1806
Progressive$ 1804
Progressive$ 1804
State Farm$ 1910
State Farm$ 1910
Tennessee Farmers$ 1589
Tennessee Farmers$ 1589
USAA$ 1706
USAA$ 1706

Compare all 2018 Mercedes-Benz CLA rates

Average Cost to Insure Per Year

$ 2367

List Price

$ 32700

Trims Available

CLA 250 - CLA 250 4MATIC - AMG CLA 45

2017 Mercedes-Benz CLA

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1728
Allied$ 1728
Erie$ 1430
Erie$ 1430
Farmers$ 2290
Farmers$ 2290
Mercury$ 1665
Mercury$ 1665
Nationwide$ 1986
Nationwide$ 1986
Oklahoma Farmers Union$ 2439
Oklahoma Farmers Union$ 2439
Plymouth Rock Insurance$ 2020
Plymouth Rock Insurance$ 2020
Progressive$ 1764
Progressive$ 1764
State Farm$ 1847
State Farm$ 1847
Tennessee Farmers$ 1757
Tennessee Farmers$ 1757
Texas Farm Bureau$ 1255
Texas Farm Bureau$ 1255
USAA$ 1971
USAA$ 1971

Compare all 2017 Mercedes-Benz CLA rates

Average Cost to Insure Per Year

$ 1784

List Price

$ 32400

Trims Available

CLA 250 - CLA 250 4MATIC - AMG CLA 45

2016 Mercedes-Benz CLA

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1868
Acuity$ 1868
Allied$ 1606
Allied$ 1606
American Family$ 1767
American Family$ 1767
Erie$ 1124
Erie$ 1124
Mercury$ 1634
Mercury$ 1634
Nationwide$ 1702
Nationwide$ 1702
Plymouth Rock Insurance$ 1592
Plymouth Rock Insurance$ 1592
Progressive$ 1550
Progressive$ 1550
State Farm$ 1758
State Farm$ 1758
Tennessee Farmers$ 1493
Tennessee Farmers$ 1493
Texas Farm Bureau$ 1235
Texas Farm Bureau$ 1235
USAA$ 1522
USAA$ 1522

Compare all 2016 Mercedes-Benz CLA rates

Average Cost to Insure Per Year

$ 1723

List Price

$ 32050

Trims Available

CLA 250 - CLA 250 4MATIC - AMG CLA 45

2015 Mercedes-Benz CLA

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1344
Acuity$ 1344
Allied$ 1545
Allied$ 1545
American Family$ 1452
American Family$ 1452
Country$ 1491
Country$ 1491
Erie$ 989
Erie$ 989
Plymouth Rock Insurance$ 1369
Plymouth Rock Insurance$ 1369
Progressive$ 1579
Progressive$ 1579
State Farm$ 1560
State Farm$ 1560
Tennessee Farmers$ 1321
Tennessee Farmers$ 1321
Texas Farm Bureau$ 1162
Texas Farm Bureau$ 1162
USAA$ 1272
USAA$ 1272
Vermont Mutual$ 1287
Vermont Mutual$ 1287

Compare all 2015 Mercedes-Benz CLA rates

Average Cost to Insure Per Year

$ 1518

List Price

$ 31500

Trims Available

CLA 250 - CLA 250 4MATIC - CLA 45 AMG

2014 Mercedes-Benz CLA

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1330
Acuity$ 1330
American Family$ 1524
American Family$ 1524
Arbella$ 1598
Arbella$ 1598
Country$ 1515
Country$ 1515
Erie$ 1054
Erie$ 1054
Mercury$ 1587
Mercury$ 1587
Oklahoma Farmers Union$ 1472
Oklahoma Farmers Union$ 1472
Progressive$ 1571
Progressive$ 1571
Tennessee Farmers$ 1354
Tennessee Farmers$ 1354
Texas Farm Bureau$ 1022
Texas Farm Bureau$ 1022
USAA$ 1368
USAA$ 1368
Vermont Mutual$ 1293
Vermont Mutual$ 1293

Compare all 2014 Mercedes-Benz CLA rates

Average Cost to Insure Per Year

$ 1362

List Price

$ 29900

Trims Available

CLA 250 - CLA 250 4MATIC - CLA 45 AMG