Gianetta Palmer is a writer, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jun 17, 2021

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Looking for a new or used Mercedes Benz G Class? And wondering how much it costs to insure by year? We researched average annual insurance costs for each model year and have compiled the results for you below.

Mercedes Benz G Class insurance facts

  • Average full coverage auto insurance premium: $268/month

  • Most affordable companies: GEICO ($180/month) & Texas Farm Bureau ($197/month)

  • G Class car insurance cost vs. average rate: $269 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Mercedes Benz G Class by model year and auto insurer.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Below average Mercedes Benz G Class insurer costs by state:

Risk factors affecting Mercedes G-Class car insurance rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit scoretype of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Mercedes G-Class car insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Mercedes-Benz models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Mercedes-Benz luxury automobile brand

Mercedes-Benz, commonly referred to as Mercedes, is a luxury car division of Daimler AG, a German automobile manufacturer specializing in premium cars with an aura of professionalism and elegance. Mercedes is the largest seller of premium vehicles in the world. The target audience of Mercedes-Benz is the upper-class customer’s age 40 and up that demand the latest features, luxury, and extravagance. All Mercedes automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Mercedes-Benz C-Class and GLE 350 their most popular cars.

High Mercedes G-Class repair costs equal high coverage rates

Many consumers are attracted to Mercedes for innovation and high-tech development with driver-assist technologies, like Mercedes DISTRONIC PLUS with steering assist and collision prevention. Automotive parts are not typical and more expensive than popular vehicles, like ToyotaHonda, or Subaru. Repairing a Mercedes is higher than average since repair parts are more expensive. For this reason, many Mercedes cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Mercedes G-Class affecting car insurance policies

Another factor to consider for Mercedes is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Mercedes models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Mercedes IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Mercedes is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Mercedes’ DISTRONIC PLUS technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Mercedes models. The Mercedes-Benz C-Class, GLC 4-door, and GLE-Class 4-door are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Mercedes-Benz automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Mercedes-Benz automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

2021 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $3340
Acuity$3487
Allied Insurance$2585
Allstate$2904
American Family$2715
Arbella$2745
Country Financial$3153
GEICO$2162
Kentucky Farm Bureau$2487
Liberty Mutual$2530
Mercury$2816
Nationwide$2576
Progressive$2502
Quincy Mutual$3209
State Farm$2416
Texas Farm Bureau$2290
The Hanover$3325
Travelers$3020

Compare all 2021 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$3220

List Price

$131750

Trims Available

G 550 - AMG G 63 - AMG G 65 - G 550 4x4 Squared - Base Engine: twin-turbo V-8 at 416 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2020 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $3327
Allied Insurance$2487
Allstate$2894
American Family$2567
Arbella$2690
Country Financial$3125
GEICO$2013
Kentucky Farm Bureau$2315
Liberty Mutual$2390
Mercury$2761
Nationwide$2425
Quincy Mutual$3188
State Farm$2274
Texas Farm Bureau$2186
The Hanover$3294
Travelers$3016

Compare all 2020 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$3159

List Price

$130900

Trims Available

G 550 - AMG G 63 - AMG G 65 - G 550 4x4 Squared - Base Engine: twin-turbo V-8 at 416 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2019 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $3318
Allied Insurance$2416
Allstate$2853
American Family$2537
Arbella$2694
Country Financial$3019
GEICO$1952
Kentucky Farm Bureau$2175
Liberty Mutual$2264
Mercury$2719
Nationwide$2349
Quincy Mutual$3127
State Farm$2038
Texas Farm Bureau$2016
The Hanover$3240
Travelers$2940

Compare all 2019 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$3016

List Price

$124500

Trims Available

G 550 - AMG G 63 - AMG G 65 - G 550 4x4 Squared - Base Engine: twin-turbo V-8 at 416 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2018 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $3016
Allied Insurance$2289
Allstate$2518
American Family$2345
Arbella$2381
Country Financial$2653
GEICO$1842
Kentucky Farm Bureau$2016
Liberty Mutual$2143
Mercury$2460
Nationwide$2230
Quincy Mutual$2716
State Farm$1976
Texas Farm Bureau$1890
The Hanover$2849
Travelers$2594

Compare all 2018 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$2986

List Price

$123600

Trims Available

G 550 - AMG G 63 - AMG G 65 - G 550 4x4 Squared - Base Engine: twin-turbo V-8 at 416 horsepower with Driver Assist Technologies: Distance Assist Distronic with Extended Restart, Active Steering Assist, Blind Spot Assist, Lane Keeping Assist, Lane Change Assist, Brake Assist with Cross-Traffic Function, Active Emergency Stop, Pre-Safe Plus, Pre-Safe Impulse Side, Route-based Speed Adaptation. Active and Passive Safety Features: Airbags, Antilock Braking System, Electronic Stability Program, Advanced Tire Pressure Monitoring, SmartKey with Keyless-Start, 4-Wheel ABS, and 4-Wheel Disc Brakes

2017 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2584
Acuity$ 2584
Allied$ 2297
Allied$ 2297
Arbella$ 2257
Arbella$ 2257
Country$ 2460
Country$ 2460
Erie$ 2347
Erie$ 2347
Mercury$ 2319
Mercury$ 2319
Nationwide$ 2535
Nationwide$ 2535
Oklahoma Farmers Union$ 2335
Oklahoma Farmers Union$ 2335
Plymouth Rock Insurance$ 2230
Plymouth Rock Insurance$ 2230
Progressive$ 2333
Progressive$ 2333
Tennessee Farmers$ 1396
Tennessee Farmers$ 1396
Texas Farm Bureau$ 859
Texas Farm Bureau$ 859

Compare all 2017 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$ 1921

List Price

$ 122400

Trims Available

G 550 - AMG G 63 - AMG G 65 - G 550 4x4 Squared

2016 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2519
Acuity$ 2519
Allied$ 2726
Allied$ 2726
Arbella$ 2219
Arbella$ 2219
Country$ 2376
Country$ 2376
Erie$ 2129
Erie$ 2129
Mercury$ 2016
Mercury$ 2016
Plymouth Rock Insurance$ 2175
Plymouth Rock Insurance$ 2175
Progressive$ 2128
Progressive$ 2128
Southern Farm Bureau$ 2756
Southern Farm Bureau$ 2756
Tennessee Farmers$ 1281
Tennessee Farmers$ 1281
Texas Farm Bureau$ 1427
Texas Farm Bureau$ 1427
Vermont Mutual$ 2750
Vermont Mutual$ 2750

Compare all 2016 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$ 2545

List Price

$ 119900

Trims Available

G 550 - AMG G 63 - AMG G 65

2015 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2306
Acuity$ 2306
Allied$ 2402
Allied$ 2402
Arbella$ 2133
Arbella$ 2133
Country$ 2218
Country$ 2218
Erie$ 2122
Erie$ 2122
Mercury$ 2261
Mercury$ 2261
Plymouth Rock Insurance$ 2081
Plymouth Rock Insurance$ 2081
Progressive$ 2225
Progressive$ 2225
State Farm$ 2490
State Farm$ 2490
Tennessee Farmers$ 2215
Tennessee Farmers$ 2215
Texas Farm Bureau$ 1391
Texas Farm Bureau$ 1391
Vermont Mutual$ 2478
Vermont Mutual$ 2478

Compare all 2015 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$ 2210

List Price

$ 115400

Trims Available

G 550 - G 63 AMG

2014 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2371
Acuity$ 2371
Allied$ 2420
Allied$ 2420
Arbella$ 2142
Arbella$ 2142
Country$ 2257
Country$ 2257
Erie$ 1910
Erie$ 1910
Mercury$ 2233
Mercury$ 2233
Plymouth Rock Insurance$ 2048
Plymouth Rock Insurance$ 2048
Progressive$ 2251
Progressive$ 2251
Southern Farm Bureau$ 2617
Southern Farm Bureau$ 2617
Tennessee Farmers$ 2297
Tennessee Farmers$ 2297
Texas Farm Bureau$ 1351
Texas Farm Bureau$ 1351
Vermont Mutual$ 2527
Vermont Mutual$ 2527

Compare all 2014 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$ 2058

List Price

$ 114200

Trims Available

G 550 - G 63 AMG

2013 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 2056
Acuity$ 2056
Allied$ 1969
Allied$ 1969
Arbella$ 1855
Arbella$ 1855
Country$ 2065
Country$ 2065
Erie$ 1793
Erie$ 1793
Mercury$ 2232
Mercury$ 2232
Nationwide$ 2316
Nationwide$ 2316
Plymouth Rock Insurance$ 1943
Plymouth Rock Insurance$ 1943
Progressive$ 2111
Progressive$ 2111
Tennessee Farmers$ 2006
Tennessee Farmers$ 2006
Texas Farm Bureau$ 1316
Texas Farm Bureau$ 1316
Vermont Mutual$ 2136
Vermont Mutual$ 2136

Compare all 2013 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$ 2068

List Price

$ 113000

Trims Available

G 550 - G 63 AMG

2012 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
Acuity$ 1839
Acuity$ 1839
Allied$ 2048
Allied$ 2048
Arbella$ 1878
Arbella$ 1878
Country$ 1931
Country$ 1931
Erie$ 1650
Erie$ 1650
Plymouth Rock Insurance$ 1828
Plymouth Rock Insurance$ 1828
Progressive$ 2079
Progressive$ 2079
Southern Farm Bureau$ 2072
Southern Farm Bureau$ 2072
State Farm$ 2165
State Farm$ 2165
Tennessee Farmers$ 1886
Tennessee Farmers$ 1886
Texas Farm Bureau$ 1365
Texas Farm Bureau$ 1365
Vermont Mutual$ 1888
Vermont Mutual$ 1888

Compare all 2012 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$ 1985

List Price

$ 107100

Trims Available

G 550

2011 Mercedes-Benz G-Class

Cheapest Insurance CompaniesAverage Annual Cost
Allied$ 1916
Allied$ 1916
Amica$ 2118
Amica$ 2118
Arbella$ 1846
Arbella$ 1846
Country$ 1857
Country$ 1857
Erie$ 1689
Erie$ 1689
Plymouth Rock Insurance$ 1848
Plymouth Rock Insurance$ 1848
Progressive$ 1983
Progressive$ 1983
Southern Farm Bureau$ 2007
Southern Farm Bureau$ 2007
Tennessee Farmers$ 1869
Tennessee Farmers$ 1869
Texas Farm Bureau$ 1240
Texas Farm Bureau$ 1240
USAA$ 2113
USAA$ 2113
Vermont Mutual$ 1824
Vermont Mutual$ 1824

Compare all 2011 Mercedes-Benz G-Class rates

Average Cost to Insure Per Year

$ 1863

List Price

$ 105750

Trims Available

G 550 - G 55 AMG